Represent your client.
Show homes. Negotiate the purchase. Guide the real estate transaction.
UMe for real estate agents
You find the buyer.
We handle the assumption.
Give your clients access to exceptional financing. We take on the paperwork, servicer follow-ups, and roadblocks—so you can focus on the transaction.
Existing rate2.99%
Years remaining25
UMe handles the servicer — from contract all the way to closing.
30+ years experienceyears of mortgage experience
500+ closedassumptions closed
$200M+ assumedin assets assumed
An advantage you can show
Make the financing
part of the conversation.
Find the opportunity, show your client the numbers, and keep the next step clear.
Phoenix, AZ
Under 3%FHA + VAPayment
01 / Discover
Find the loan with the home.
Search by existing rate, monthly payment, equity gap, location, and loan type.
Explore listingsNew loan · 7%$2,003
Assumed loan · 2.99%$1,426
Example monthly principal & interest02 / Explain
Let the numbers do the talking.
Compare payments, the equity gap, and a second loan in a shareable property view.
Try a payment comparisonLoan details confirmed
Buyer under contract
Servicer reviewIn progress
03 / Organize
One place for the next step.
Keep saved homes and searches together. Explore the assumption progress view.
Open the dashboardA team behind your transaction
You stay the agent.
We do the loan work.
We work alongside your team. UMe brings the servicer knowledge and hands-on facilitation that an ordinary purchase doesn’t require.
Let’s talk about your next dealHandle the assumption.
Confirm the loan details, prepare the file, work with the servicer, resolve issues, and coordinate through closing.
Set realistic expectations.
Explain the cash needed and the likely timeline before anyone commits.
Let’s talk about your business
Start with
a realtor consult.
Have an assumable listing, a buyer who needs a better payment, or a transaction that’s stuck? Talk it through with our team.
Partner with UMe
Exclusive tools.
Experts on your team.
Want to work more closely with UMe? Request a partnership to explore exclusive realtor tools and support for your assumption transactions.
- Tools built for assumable financing
- Resources to help explain the opportunity
- A team that handles the assumption work
Share your brokerage, market, and what you need. We’ll discuss the right partnership and tool access with you.
The National Loan Assumption Experts