Assumable homes for sale in White Bear Lake, MN

5 homesFHA & VA loansrates from 3.14% vs 7.32% today

White Bear Lake assumption guide
3102 Manitou Drive, White Bear Lake, MN, 55110 — assumable VA mortgage at 3.14%
VA
Active
35
$299,990$102,723 equity gap
Rate
3.14%
7.32%today
Payment
$942/mo
$1,507today
  • 2beds
  • 2baths
  • 1,270sqft

3102 Manitou Drive, White Bear Lake

2735 Century Court, White Bear Lake, MN, 55110 — assumable FHA mortgage at 5.52%
FHA
Active
24
$309,900$28,383 equity gap
Rate
5.52%
7.32%today
Payment
$1,701/mo
$2,054today
  • 3beds
  • 3baths
  • 2,052sqft

2735 Century Court, White Bear Lake

1735 Birch Lake Avenue, White Bear Lake, MN, 55110 — assumable FHA mortgage at 4.16%
FHA
Active
41
$323,000Potential short sale
Rate
4.16%
7.32%today
Payment
$1,720/mo
$2,428today
  • 3beds
  • 2baths
  • 1,567sqft

1735 Birch Lake Avenue, White Bear Lake

4864 Bloom Avenue, White Bear Lake, MN, 55110 — assumable VA mortgage at 6.64%
VA
Active
25
$392,000$32,590 equity gap
Rate
6.64%
7.32%today
Payment
$2,373/mo
$2,542today
  • 3beds
  • 2baths
  • 2,406sqft

4864 Bloom Avenue, White Bear Lake

2632 Aspen Court, White Bear Lake, MN, 55110 — assumable FHA mortgage at 6.66%
FHA
Active
33
$249,900$34,734 equity gap
Rate
6.66%
7.32%today
Payment
$1,447/mo
$1,547today
  • 2beds
  • 2baths
  • 1,442sqft

2632 Aspen Court, White Bear Lake

Assuming a mortgage in White Bear Lake

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
3.14%
Lowest existing payment
$942 /mo
Median cash to assume
$33,662
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.