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Assumable homes for sale in Wayzata, MN

49 homesFHA & VA loansrates from 2.62% vs 7.32% today

Wayzata assumption guide
4403 Zane Avenue, Crystal, MN, 55422 — assumable FHA mortgage at 2.87%
FHA
Active
23
$293,000$52,091 equity gap
Rate
2.87%
7.32%today
Payment
$1,124/mo
$1,862today
  • 3beds
  • 3baths
  • 1,702sqft

4403 Zane Avenue, Crystal

5985 Rowland Road #308, Minnetonka, MN, 55343 — assumable VA mortgage at 2.88%
VA
Active
30
$287,000$46,963 equity gap
Rate
2.88%
7.32%today
Payment
$1,118/mo
$1,850today
  • 2beds
  • 2baths
  • 1,347sqft

5985 Rowland Road #308, Minnetonka

4635 Xenia Avenue, Crystal, MN, 55422 — assumable FHA mortgage at 3.07%
FHA
Active
14
$258,000$50,353 equity gap
Rate
3.07%
7.32%today
Payment
$986/mo
$1,592today
  • 2beds
  • 1baths
  • 1,208sqft

4635 Xenia Avenue, Crystal

3620 Rhode Island Avenue, Saint Louis Park, MN, 55426 — assumable FHA mortgage at 3.10%
FHA
Active
34
$339,900$79,866 equity gap
Rate
3.10%
7.32%today
Payment
$1,258/mo
$2,023today
  • 2beds
  • 1baths
  • 1,200sqft

3620 Rhode Island Avenue, Saint Louis Park

10211 Cedar Lake Road #204, Minnetonka, MN, 55305 — assumable FHA mortgage at 3.31%
FHA
Active
19
$169,900$51,040 equity gap
Rate
3.31%
7.32%today
Payment
$603/mo
$944today
  • 2beds
  • 2baths
  • 1,180sqft

10211 Cedar Lake Road #204, Minnetonka

5566 Unity Avenue, Crystal, MN, 55429 — assumable VA mortgage at 2.73%
VA
Active
55
$339,900$109,106 equity gap
Rate
2.73%
7.32%today
Payment
$1,075/mo
$1,813today
  • 4beds
  • 3baths
  • 2,330sqft

5566 Unity Avenue, Crystal

1325 Everest Lane, Plymouth, MN, 55447 — assumable FHA mortgage at 2.78%
FHA
Active
33
$407,500$138,096 equity gap
Rate
2.78%
7.32%today
Payment
$1,268/mo
$2,125today
  • 3beds
  • 2baths
  • 1,402sqft

1325 Everest Lane, Plymouth

5340 Byron Avenue, Crystal, MN, 55429 — assumable FHA mortgage at 2.95%
FHA
Active
47
$299,000$109,248 equity gap
Rate
2.95%
7.32%today
Payment
$895/mo
$1,467today
  • 3beds
  • 1baths
  • 1,388sqft

5340 Byron Avenue, Crystal

17925 Covington Road, Minnetonka, MN, 55345 — assumable VA mortgage at 2.98%
VA
Active
25
$525,000$206,563 equity gap
Rate
2.98%
7.32%today
Payment
$1,503/mo
$2,456today
  • 3beds
  • 2baths
  • 1,801sqft

17925 Covington Road, Minnetonka

4710 Goldenrod Lane, Plymouth, MN, 55442 — assumable VA mortgage at 3.23%
VA
Active
69
$549,900$182,135 equity gap
Rate
3.23%
7.32%today
Payment
$1,841/mo
$2,913today
  • 4beds
  • 4baths
  • 3,104sqft

4710 Goldenrod Lane, Plymouth

6055 Westbrook Road, Golden Valley, MN, 55422 — assumable VA mortgage at 2.62%
VA
Active
29
$540,000$379,649 equity gap
Rate
2.62%
7.32%today
Payment
$1,740/mo
$2,330today
  • 4beds
  • 3baths
  • 2,353sqft

6055 Westbrook Road, Golden Valley

4270 Ximines Lane, Plymouth, MN, 55441 — assumable VA mortgage at 2.72%
VA
Active
28
$335,000$152,868 equity gap
Rate
2.72%
7.32%today
Payment
$853/mo
$1,442today
  • 3beds
  • 2baths
  • 1,658sqft

4270 Ximines Lane, Plymouth

6480 Yosemite Lane, Excelsior, MN, 55331 — assumable VA mortgage at 2.87%
VA
Active
71
$1,450,000$845,506 equity gap
Rate
2.87%
7.32%today
Payment
$2,819/mo
$4,671today
  • 4beds
  • 4baths
  • 5,706sqft

6480 Yosemite Lane, Excelsior

5055 Highview Place, Greenwood, MN, 55331 — assumable VA mortgage at 2.90%
VA
Active
81
$2,295,000$1,856,859 equity gap
Rate
2.90%
7.32%today
Payment
$2,723/mo
$4,053today
  • 5beds
  • 5baths
  • 6,052sqft

5055 Highview Place, Greenwood

13240 Dahlgren Road, Minnetonka, MN, 55305 — assumable FHA mortgage at 3.03%
FHA
Active
57
$537,400$234,191 equity gap
Rate
3.03%
7.32%today
Payment
$1,479/mo
$2,401today
  • 4beds
  • 3baths
  • 2,001sqft

13240 Dahlgren Road, Minnetonka

2800 Hillsboro Avenue #315, New Hope, MN, 55427 — assumable VA mortgage at 3.46%
VA
Active
11
$85,000$26,458 equity gap
Rate
3.46%
7.32%today
Payment
$337/mo
$519today
  • 1beds
  • 1baths
  • 710sqft

2800 Hillsboro Avenue #315, New Hope

18030 20th Avenue, Plymouth, MN, 55447 — assumable VA mortgage at 3.33%
VA
Active
31
$475,000$247,051 equity gap
Rate
3.33%
7.32%today
Payment
$1,153/mo
$1,802today
  • 4beds
  • 3baths
  • 2,609sqft

18030 20th Avenue, Plymouth

301 8th Avenue, Hopkins, MN, 55343 — assumable FHA mortgage at 3.37%
FHA
Active
29
$399,900$245,893 equity gap
Rate
3.37%
7.32%today
Payment
$1,023/mo
$1,590today
  • 2beds
  • 2baths
  • 1,632sqft

301 8th Avenue, Hopkins

28 Address Unassigned, Golden Valley, MN, 55427 — assumable FHA mortgage at 3.40%
FHA
Active
10
$265,000Potential short sale
Rate
3.40%
7.32%today
Payment
$1,655/mo
$2,563today
  • —beds
  • —baths
  • —sqft

28 Address Unassigned, Golden Valley

12800 50th Avenue, Plymouth, MN, 55442 — assumable VA mortgage at 3.41%
VA
Active
31
$739,900$440,269 equity gap
Rate
3.41%
7.32%today
Payment
$1,724/mo
$2,667today
  • 4beds
  • 4baths
  • 4,101sqft

12800 50th Avenue, Plymouth

2966 Louisiana Avenue, Crystal, MN, 55427 — assumable FHA mortgage at 3.91%
FHA
Active
49
$299,900$107,189 equity gap
Rate
3.91%
7.32%today
Payment
$1,122/mo
$1,633today
  • 3beds
  • 2baths
  • 1,502sqft

2966 Louisiana Avenue, Crystal

2821 Quebec Avenue, Saint Louis Park, MN, 55426 — assumable VA mortgage at 3.68%
VA
Active
23
$310,000$136,199 equity gap
Rate
3.68%
7.32%today
Payment
$924/mo
$1,382today
  • 3beds
  • 1baths
  • 1,196sqft

2821 Quebec Avenue, Saint Louis Park

15665 24th Avenue #A, Plymouth, MN, 55447 — assumable FHA mortgage at 3.75%
FHA
Active
17
$245,000$110,308 equity gap
Rate
3.75%
7.32%today
Payment
$812/mo
$1,205today
  • 2beds
  • 2baths
  • 1,355sqft

15665 24th Avenue #A, Plymouth

5605 Evergreen Lane, Plymouth, MN, 55442 — assumable VA mortgage at 3.78%
VA
Active
88
$1,549,000$1,002,826 equity gap
Rate
3.78%
7.32%today
Payment
$2,939/mo
$4,343today
  • 4beds
  • 3baths
  • 3,226sqft

5605 Evergreen Lane, Plymouth

205 Barry Avenue #306, Wayzata, MN, 55391 — assumable FHA mortgage at 3.83%
FHA
Active
41
$299,900$165,749 equity gap
Rate
3.83%
7.32%today
Payment
$772/mo
$1,133today
  • 2beds
  • 2baths
  • 1,000sqft

205 Barry Avenue #306, Wayzata

1271 Landmark Trail, Hopkins, MN, 55343 — assumable FHA mortgage at 3.88%
FHA
Active
13
$190,000$86,144 equity gap
Rate
3.88%
7.32%today
Payment
$600/mo
$876today
  • 2beds
  • 3baths
  • 1,128sqft

1271 Landmark Trail, Hopkins

5410 Sanibel Drive, Minnetonka, MN, 55343 — assumable FHA mortgage at 3.88%
FHA
Active
34
$250,000$155,759 equity gap
Rate
3.88%
7.32%today
Payment
$683/mo
$997today
  • 2beds
  • 1baths
  • 1,310sqft

5410 Sanibel Drive, Minnetonka

6342 Whispering Oaks Drive, Eden Prairie, MN, 55346 — assumable FHA mortgage at 3.90%
FHA
Active
46
$399,900$223,737 equity gap
Rate
3.90%
7.32%today
Payment
$1,020/mo
$1,485today
  • 4beds
  • 2baths
  • 1,853sqft

6342 Whispering Oaks Drive, Eden Prairie

3826 Zane Avenue, Crystal, MN, 55422 — assumable FHA mortgage at 4.28%
FHA
Active
28
$299,900$107,683 equity gap
Rate
4.28%
7.32%today
Payment
$1,103/mo
$1,534today
  • 3beds
  • 1baths
  • 1,151sqft

3826 Zane Avenue, Crystal

15730 6th Avenue, Plymouth, MN, 55447 — assumable VA mortgage at 6.78%
VA
Active
30
$515,000$20,927 equity gap
Rate
6.78%
7.32%today
Payment
$3,293/mo
$3,477today
  • 5beds
  • 3baths
  • 2,468sqft

15730 6th Avenue, Plymouth

5749 Sunset Road, Mound, MN, 55364 — assumable VA mortgage at 7.18%
VA
Active
14
$239,500Potential short sale
Rate
7.18%
7.32%today
Payment
$1,730/mo
$1,754today
  • 3beds
  • 1baths
  • 1,209sqft

5749 Sunset Road, Mound

15635 24th Avenue #D, Plymouth, MN, 55447 — assumable FHA mortgage at 4.40%
FHA
Active
18
$297,000$194,337 equity gap
Rate
4.40%
7.32%today
Payment
$728/mo
$998today
  • 2beds
  • 2baths
  • 1,355sqft

15635 24th Avenue #D, Plymouth

9041 Northwood Circle, New Hope, MN, 55427 — assumable FHA mortgage at 4.46%
FHA
Active
35
$309,500$189,271 equity gap
Rate
4.46%
7.32%today
Payment
$842/mo
$1,147today
  • 3beds
  • 2baths
  • 1,833sqft

9041 Northwood Circle, New Hope

2150 Old School Road #354, Mound, MN, 55364 — assumable VA mortgage at 6.81%
VA
Active
32
$439,900$27,287 equity gap
Rate
6.81%
7.32%today
Payment
$2,726/mo
$2,870today
  • 3beds
  • 2baths
  • 2,450sqft

2150 Old School Road #354, Mound

3947 Jersey Avenue, Crystal, MN, 55427 — assumable FHA mortgage at 6.86%
FHA
Active
16
$350,000$33,909 equity gap
Rate
6.86%
7.32%today
Payment
$2,121/mo
$2,221today
  • 4beds
  • 2baths
  • 2,086sqft

3947 Jersey Avenue, Crystal

15805 26th Avenue #B, Plymouth, MN, 55447 — assumable FHA mortgage at 6.88%
FHA
Active
35
$256,900$15,032 equity gap
Rate
6.88%
7.32%today
Payment
$1,630/mo
$1,703today
  • 2beds
  • 1baths
  • 1,326sqft

15805 26th Avenue #B, Plymouth

Assuming a mortgage in Wayzata

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.62%
Lowest existing payment
$337 /mo
Median cash to assume
$137,148
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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