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Assumable homes for sale in Watertown, MN

15 homesFHA & VA loansrates from 2.73% vs 7.32% today

Watertown assumption guide
9142 Woodland Drive, Saint Bonifacius, MN, 55375 — assumable FHA mortgage at 2.73%
FHA
Active
50
$510,000$145,767 equity gap
Rate
2.73%
7.32%today
Payment
$1,696/mo
$2,862today
  • 4beds
  • 4baths
  • 3,083sqft

9142 Woodland Drive, Saint Bonifacius

4305 Cottagewood Court, Excelsior, MN, 55331 — assumable FHA mortgage at 2.87%
FHA
Active
76
$550,000$216,382 equity gap
Rate
2.87%
7.32%today
Payment
$1,553/mo
$2,572today
  • 3beds
  • 2baths
  • 1,810sqft

4305 Cottagewood Court, Excelsior

8549 Woodland Curve, Saint Bonifacius, MN, 55375 — assumable VA mortgage at 2.86%
VA
Active
54
$485,000$303,591 equity gap
Rate
2.86%
7.32%today
Payment
$1,025/mo
$1,597today
  • 5beds
  • 5baths
  • 2,711sqft

8549 Woodland Curve, Saint Bonifacius

813 Hickory Curve, Watertown, MN, 55388 — assumable FHA mortgage at 3.15%
FHA
Active
34
$410,000$182,297 equity gap
Rate
3.15%
7.32%today
Payment
$1,130/mo
$1,807today
  • 4beds
  • 2baths
  • 2,013sqft

813 Hickory Curve, Watertown

1265 Willowbrook Circle, Delano, MN, 55328 — assumable VA mortgage at 3.56%
VA
Active
42
$515,000$172,594 equity gap
Rate
3.56%
7.32%today
Payment
$1,810/mo
$2,749today
  • 4beds
  • 4baths
  • 2,968sqft

1265 Willowbrook Circle, Delano

312 2nd Street, Delano, MN, 55328 — assumable VA mortgage at 5.23%
VA
Active
25
$245,000$10,685 equity gap
Rate
5.23%
7.32%today
Payment
$1,377/mo
$1,717today
  • 3beds
  • 1baths
  • 1,504sqft

312 2nd Street, Delano

9537 Glacier Road, Minnetrista, MN, 55375 — assumable FHA mortgage at 3.75%
FHA
Active
42
$475,000$309,650 equity gap
Rate
3.75%
7.32%today
Payment
$1,174/mo
$1,741today
  • 4beds
  • 3baths
  • 1,998sqft

9537 Glacier Road, Minnetrista

3985 Games Drive, Minnetrista, MN, 55375 — assumable FHA mortgage at 3.80%
FHA
Active
68
$535,000$312,320 equity gap
Rate
3.80%
7.32%today
Payment
$1,556/mo
$2,293today
  • 4beds
  • 4baths
  • 3,550sqft

3985 Games Drive, Minnetrista

388 Garden Drive, Delano, MN, 55328 — assumable FHA mortgage at 6.24%
FHA
Active
35
$368,500$46,069 equity gap
Rate
6.24%
7.32%today
Payment
$2,003/mo
$2,237today
  • 4beds
  • 3baths
  • 2,130sqft

388 Garden Drive, Delano

908 Big Woods Drive, Delano, MN, 55328 — assumable VA mortgage at 4.875%
VA
Active
54
$589,990$589,990 equity gap
Rate
4.875%
7.32%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 2,958sqft

908 Big Woods Drive, Delano

1186 Woods Creek Drive, Delano, MN, 55328 — assumable VA mortgage at 4.875%
VA
Active
57
$574,990$574,990 equity gap
Rate
4.875%
7.32%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 3,191sqft

1186 Woods Creek Drive, Delano

916 Big Woods Drive, Delano, MN, 55328 — assumable VA mortgage at 4.875%
VA
Active
60
$644,990$644,990 equity gap
Rate
4.875%
7.32%today
Payment
$0/mo
  • 5beds
  • 4baths
  • 3,916sqft

916 Big Woods Drive, Delano

914 Big Woods Drive, Delano, MN, 55328 — assumable VA mortgage at 4.875%
VA
Active
63
$699,990$699,990 equity gap
Rate
4.875%
7.32%today
Payment
$0/mo
  • 6beds
  • 5baths
  • 4,770sqft

914 Big Woods Drive, Delano

1007 Oakwood Lane, Delano, MN, 55328 — assumable FHA mortgage at 5.891%
FHA
Active
30
$658,075$658,075 equity gap
Rate
5.891%
7.32%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 2,958sqft

1007 Oakwood Lane, Delano

1015 Legacy Drive, Delano, MN, 55328 — assumable FHA mortgage at 5.891%
FHA
Active
21
$640,400$640,400 equity gap
Rate
5.891%
7.32%today
Payment
$0/mo
  • 5beds
  • 4baths
  • 3,581sqft

1015 Legacy Drive, Delano

Assuming a mortgage in Watertown

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$1,025 /mo
Median cash to assume
$309,650
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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