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Assumable homes for sale in Waconia, MN

32 homesFHA & VA loansrates from 2.73% vs 7.32% today

Waconia assumption guide
9142 Woodland Drive, Saint Bonifacius, MN, 55375 — assumable FHA mortgage at 2.73%
FHA
Active
50
$510,000$145,767 equity gap
Rate
2.73%
7.32%today
Payment
$1,696/mo
$2,862today
  • 4beds
  • 4baths
  • 3,083sqft

9142 Woodland Drive, Saint Bonifacius

24 Main Street, Norwood Young America, MN, 55397 — assumable FHA mortgage at 3.69%
FHA
Active
35
$299,900$57,982 equity gap
Rate
3.69%
7.32%today
Payment
$1,219/mo
$1,821today
  • 4beds
  • 2baths
  • 1,784sqft

24 Main Street, Norwood Young America

114012 Hundertmark Road, Chaska, MN, 55318 — assumable VA mortgage at 2.81%
VA
Active
22
$340,000$116,684 equity gap
Rate
2.81%
7.32%today
Payment
$1,044/mo
$1,744today
  • 4beds
  • 3baths
  • 2,069sqft

114012 Hundertmark Road, Chaska

4305 Cottagewood Court, Excelsior, MN, 55331 — assumable FHA mortgage at 2.87%
FHA
Active
76
$550,000$216,382 equity gap
Rate
2.87%
7.32%today
Payment
$1,553/mo
$2,572today
  • 3beds
  • 2baths
  • 1,810sqft

4305 Cottagewood Court, Excelsior

257 Orange Street, Waconia, MN, 55387 — assumable FHA mortgage at 3.55%
FHA
Active
70
$345,927$81,436 equity gap
Rate
3.55%
7.32%today
Payment
$1,318/mo
$2,003today
  • 4beds
  • 2baths
  • 2,420sqft

257 Orange Street, Waconia

8549 Woodland Curve, Saint Bonifacius, MN, 55375 — assumable VA mortgage at 2.86%
VA
Active
54
$485,000$303,591 equity gap
Rate
2.86%
7.32%today
Payment
$1,025/mo
$1,597today
  • 5beds
  • 5baths
  • 2,711sqft

8549 Woodland Curve, Saint Bonifacius

1245 Vernon Drive, Carver, MN, 55315 — assumable FHA mortgage at 3.02%
FHA
Active
29
$359,900$158,941 equity gap
Rate
3.02%
7.32%today
Payment
$1,054/mo
$1,654today
  • 3beds
  • 3baths
  • 2,639sqft

1245 Vernon Drive, Carver

1083 Rosemary Circle, Chaska, MN, 55318 — assumable VA mortgage at 4.38%
VA
Active
24
$589,000$124,610 equity gap
Rate
4.38%
7.32%today
Payment
$2,509/mo
$3,450today
  • 5beds
  • 4baths
  • 3,484sqft

1083 Rosemary Circle, Chaska

9537 Glacier Road, Minnetrista, MN, 55375 — assumable FHA mortgage at 3.75%
FHA
Active
42
$475,000$309,650 equity gap
Rate
3.75%
7.32%today
Payment
$1,174/mo
$1,741today
  • 4beds
  • 3baths
  • 1,998sqft

9537 Glacier Road, Minnetrista

3985 Games Drive, Minnetrista, MN, 55375 — assumable FHA mortgage at 3.80%
FHA
Active
68
$535,000$312,320 equity gap
Rate
3.80%
7.32%today
Payment
$1,556/mo
$2,293today
  • 4beds
  • 4baths
  • 3,550sqft

3985 Games Drive, Minnetrista

3829 Pascolo Bend, Chaska, MN, 55318 — assumable FHA mortgage at 4.17%
FHA
Active
42
$645,000$224,174 equity gap
Rate
4.17%
7.32%today
Payment
$2,224/mo
$3,135today
  • 4beds
  • 3baths
  • 2,805sqft

3829 Pascolo Bend, Chaska

716 Longmeadow Lane, Waconia, MN, 55387 — assumable VA mortgage at 6.81%
VA
Active
39
$579,500$41,603 equity gap
Rate
6.81%
7.32%today
Payment
$3,551/mo
$3,738today
  • 4beds
  • 3baths
  • 2,692sqft

716 Longmeadow Lane, Waconia

401 Shady Lane, Norwood Young America, MN, 55397 — assumable FHA mortgage at 6.79%
FHA
Active
36
$375,000$63,765 equity gap
Rate
6.79%
7.32%today
Payment
$2,064/mo
$2,177today
  • 3beds
  • 3baths
  • 3,084sqft

401 Shady Lane, Norwood Young America

10354 Birchwood Circle, Victoria, MN, 55318 — assumable VA mortgage at 4.875%
VA
Active
13
$384,990$384,990 equity gap
Rate
4.875%
7.32%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 2,070sqft

10354 Birchwood Circle, Victoria

10356 Birchwood Circle, Victoria, MN, 55318 — assumable VA mortgage at 4.875%
VA
Active
41
$379,990$379,990 equity gap
Rate
4.875%
7.32%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,921sqft

10356 Birchwood Circle, Victoria

246 Snowdrop Trail, Waconia, MN, 55387 — assumable VA mortgage at 6.87%
VA
Active
35
$450,000$131,934 equity gap
Rate
6.87%
7.32%today
Payment
$2,120/mo
$2,218today
  • 4beds
  • 3baths
  • 2,103sqft

246 Snowdrop Trail, Waconia

4327 Meadowview Drive, Waconia, MN, 55387 — assumable FHA mortgage at 5.25%
FHA
Active
23
$499,990$499,990 equity gap
Rate
5.25%
7.32%today
Payment
$0/mo
  • 4beds
  • 3baths
  • 2,350sqft

4327 Meadowview Drive, Waconia

4334 Meadowview Drive, Waconia, MN, 55387 — assumable FHA mortgage at 5.25%
FHA
Active
20
$439,990$439,990 equity gap
Rate
5.25%
7.32%today
Payment
$0/mo
  • 4beds
  • 3baths
  • 2,309sqft

4334 Meadowview Drive, Waconia

4338 Meadowview Drive, Waconia, MN, 55387 — assumable FHA mortgage at 5.25%
FHA
Active
19
$449,990$449,990 equity gap
Rate
5.25%
7.32%today
Payment
$0/mo
  • 5beds
  • 3baths
  • 2,485sqft

4338 Meadowview Drive, Waconia

4323 Meadowview Drive, Waconia, MN, 55387 — assumable FHA mortgage at 5.25%
FHA
Active
15
$520,124$520,124 equity gap
Rate
5.25%
7.32%today
Payment
$0/mo
  • 4beds
  • 3baths
  • 2,350sqft

4323 Meadowview Drive, Waconia

4336 Meadowview Drive, Waconia, MN, 55387 — assumable FHA mortgage at 5.25%
FHA
Active
24
$459,990$459,990 equity gap
Rate
5.25%
7.32%today
Payment
$0/mo
  • 5beds
  • 3baths
  • 2,485sqft

4336 Meadowview Drive, Waconia

4179 Narrows Canyon Trail, Chaska, MN, 55318 — assumable FHA mortgage at 5.891%
FHA
Active
21
$789,990$789,990 equity gap
Rate
5.891%
7.32%today
Payment
$0/mo
  • 5beds
  • 4baths
  • 3,931sqft

4179 Narrows Canyon Trail, Chaska

324 Watkins Glen Court, Chaska, MN, 55318 — assumable FHA mortgage at 5.891%
FHA
Active
24
$709,000$709,000 equity gap
Rate
5.891%
7.32%today
Payment
$0/mo
  • 5beds
  • 4baths
  • 3,363sqft

324 Watkins Glen Court, Chaska

4195 Narrows Canyon Trail, Chaska, MN, 55318 — assumable FHA mortgage at 5.891%
FHA
Active
27
$779,000$779,000 equity gap
Rate
5.891%
7.32%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 2,959sqft

4195 Narrows Canyon Trail, Chaska

10362 Birchwood Circle, Victoria, MN, 55318 — assumable FHA mortgage at 5.891%
FHA
Active
17
$379,990$379,990 equity gap
Rate
5.891%
7.32%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,921sqft

10362 Birchwood Circle, Victoria

10364 Birchwood Circle, Victoria, MN, 55318 — assumable FHA mortgage at 5.891%
FHA
Active
16
$399,990$399,990 equity gap
Rate
5.891%
7.32%today
Payment
$0/mo
  • 4beds
  • 4baths
  • 2,070sqft

10364 Birchwood Circle, Victoria

4187 Narrows Canyon Trail, Chaska, MN, 55318 — assumable FHA mortgage at 5.891%
FHA
Active
49
$896,984$896,984 equity gap
Rate
5.891%
7.32%today
Payment
$0/mo
  • 5beds
  • 4baths
  • 3,998sqft

4187 Narrows Canyon Trail, Chaska

10380 Birchwood Circle, Victoria, MN, 55318 — assumable FHA mortgage at 5.891%
FHA
Active
31
$415,185$415,185 equity gap
Rate
5.891%
7.32%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,921sqft

10380 Birchwood Circle, Victoria

10378 Birchwood Circle, Victoria, MN, 55318 — assumable FHA mortgage at 5.891%
FHA
Active
$422,195$422,195 equity gap
Rate
5.891%
7.32%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 2,070sqft

10378 Birchwood Circle, Victoria

10376 Birchwood Circle, Victoria, MN, 55318 — assumable FHA mortgage at 5.891%
FHA
Active
27
$432,050$432,050 equity gap
Rate
5.891%
7.32%today
Payment
$0/mo
  • 4beds
  • 4baths
  • 2,070sqft

10376 Birchwood Circle, Victoria

10382 Birchwood Circle, Victoria, MN, 55318 — assumable FHA mortgage at 6.50%
FHA
Active
18
$449,990$449,990 equity gap
Rate
6.50%
7.32%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 2,317sqft

10382 Birchwood Circle, Victoria

3000 Devon Lane, Mound, MN, 55364 — assumable FHA mortgage at 6.95%
FHA
Active
42
$319,900$291,624 equity gap
Rate
6.95%
7.32%today
Payment
$194/mo
$201today
  • 2beds
  • 1baths
  • 1,059sqft

3000 Devon Lane, Mound

Assuming a mortgage in Waconia

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$1,025 /mo
Median cash to assume
$379,990
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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