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Assumable homes for sale in Victoria, MN

52 homesFHA & VA loansrates from 2.20% vs 7.32% today

Victoria assumption guide
9142 Woodland Drive, Saint Bonifacius, MN, 55375 — assumable FHA mortgage at 2.73%
FHA
Active
50
$510,000$145,767 equity gap
Rate
2.73%
7.32%today
Payment
$1,696/mo
$2,862today
  • 4beds
  • 4baths
  • 3,083sqft

9142 Woodland Drive, Saint Bonifacius

1948 Commonwealth Boulevard #7, Chanhassen, MN, 55317 — assumable FHA mortgage at 3.09%
FHA
Active
39
$335,000$79,062 equity gap
Rate
3.09%
7.32%today
Payment
$1,239/mo
$1,996today
  • 3beds
  • 3baths
  • 1,652sqft

1948 Commonwealth Boulevard #7, Chanhassen

114012 Hundertmark Road, Chaska, MN, 55318 — assumable VA mortgage at 2.81%
VA
Active
22
$340,000$116,684 equity gap
Rate
2.81%
7.32%today
Payment
$1,044/mo
$1,744today
  • 4beds
  • 3baths
  • 2,069sqft

114012 Hundertmark Road, Chaska

4305 Cottagewood Court, Excelsior, MN, 55331 — assumable FHA mortgage at 2.87%
FHA
Active
76
$550,000$216,382 equity gap
Rate
2.87%
7.32%today
Payment
$1,553/mo
$2,572today
  • 3beds
  • 2baths
  • 1,810sqft

4305 Cottagewood Court, Excelsior

17925 Covington Road, Minnetonka, MN, 55345 — assumable VA mortgage at 2.98%
VA
Active
25
$525,000$206,563 equity gap
Rate
2.98%
7.32%today
Payment
$1,503/mo
$2,456today
  • 3beds
  • 2baths
  • 1,801sqft

17925 Covington Road, Minnetonka

257 Orange Street, Waconia, MN, 55387 — assumable FHA mortgage at 3.55%
FHA
Active
70
$345,927$81,436 equity gap
Rate
3.55%
7.32%today
Payment
$1,318/mo
$2,003today
  • 4beds
  • 2baths
  • 2,420sqft

257 Orange Street, Waconia

17762 Shore Lane, Eden Prairie, MN, 55346 — assumable FHA mortgage at 3.23%
FHA
Active
10
$440,000$138,439 equity gap
Rate
3.23%
7.32%today
Payment
$1,513/mo
$2,394today
  • 4beds
  • 2baths
  • 2,212sqft

17762 Shore Lane, Eden Prairie

456 Braeburn Drive, Shakopee, MN, 55379 — assumable FHA mortgage at 3.26%
FHA
Active
25
$375,000$118,589 equity gap
Rate
3.26%
7.32%today
Payment
$1,291/mo
$2,035today
  • 4beds
  • 2baths
  • 1,836sqft

456 Braeburn Drive, Shakopee

728 Newberry Lane, Chaska, MN, 55318 — assumable VA mortgage at 2.20%
VA
Active
23
$449,900$220,571 equity gap
Rate
2.20%
7.32%today
Payment
$1,541/mo
$2,375today
  • 4beds
  • 4baths
  • 2,690sqft

728 Newberry Lane, Chaska

8549 Woodland Curve, Saint Bonifacius, MN, 55375 — assumable VA mortgage at 2.86%
VA
Active
54
$485,000$303,591 equity gap
Rate
2.86%
7.32%today
Payment
$1,025/mo
$1,597today
  • 5beds
  • 5baths
  • 2,711sqft

8549 Woodland Curve, Saint Bonifacius

6480 Yosemite Lane, Excelsior, MN, 55331 — assumable VA mortgage at 2.87%
VA
Active
71
$1,450,000$845,506 equity gap
Rate
2.87%
7.32%today
Payment
$2,819/mo
$4,671today
  • 4beds
  • 4baths
  • 5,706sqft

6480 Yosemite Lane, Excelsior

5055 Highview Place, Greenwood, MN, 55331 — assumable VA mortgage at 2.90%
VA
Active
81
$2,295,000$1,856,859 equity gap
Rate
2.90%
7.32%today
Payment
$2,723/mo
$4,053today
  • 5beds
  • 5baths
  • 6,052sqft

5055 Highview Place, Greenwood

18126 Settlers Way, Eden Prairie, MN, 55347 — assumable FHA mortgage at 3.50%
FHA
Active
32
$244,900$76,708 equity gap
Rate
3.50%
7.32%today
Payment
$872/mo
$1,334today
  • 2beds
  • 2baths
  • 1,213sqft

18126 Settlers Way, Eden Prairie

370 Liberty Heights Drive, Chaska, MN, 55318 — assumable VA mortgage at 3.56%
VA
Active
51
$780,000$239,181 equity gap
Rate
3.56%
7.32%today
Payment
$2,692/mo
$4,087today
  • 4beds
  • 4baths
  • 3,944sqft

370 Liberty Heights Drive, Chaska

1673 Countryside Drive, Shakopee, MN, 55379 — assumable FHA mortgage at 3.60%
FHA
Active
26
$235,000$83,976 equity gap
Rate
3.60%
7.32%today
Payment
$802/mo
$1,211today
  • 2beds
  • 2baths
  • 1,408sqft

1673 Countryside Drive, Shakopee

17604 Lorence Way, Eden Prairie, MN, 55346 — assumable FHA mortgage at 3.55%
FHA
Active
44
$399,900$163,628 equity gap
Rate
3.55%
7.32%today
Payment
$1,172/mo
$1,782today
  • 4beds
  • 2baths
  • 1,877sqft

17604 Lorence Way, Eden Prairie

1083 Rosemary Circle, Chaska, MN, 55318 — assumable VA mortgage at 4.38%
VA
Active
24
$589,000$124,610 equity gap
Rate
4.38%
7.32%today
Payment
$2,509/mo
$3,450today
  • 5beds
  • 4baths
  • 3,484sqft

1083 Rosemary Circle, Chaska

9537 Glacier Road, Minnetrista, MN, 55375 — assumable FHA mortgage at 3.75%
FHA
Active
42
$475,000$309,650 equity gap
Rate
3.75%
7.32%today
Payment
$1,174/mo
$1,741today
  • 4beds
  • 3baths
  • 1,998sqft

9537 Glacier Road, Minnetrista

3985 Games Drive, Minnetrista, MN, 55375 — assumable FHA mortgage at 3.80%
FHA
Active
68
$535,000$312,320 equity gap
Rate
3.80%
7.32%today
Payment
$1,556/mo
$2,293today
  • 4beds
  • 4baths
  • 3,550sqft

3985 Games Drive, Minnetrista

8370 Lake Drive, Chanhassen, MN, 55317 — assumable VA mortgage at 3.85%
VA
Active
52
$750,000$716,724 equity gap
Rate
3.85%
7.32%today
Payment
$191/mo
$280today
  • 5beds
  • 4baths
  • 4,061sqft

8370 Lake Drive, Chanhassen

3829 Pascolo Bend, Chaska, MN, 55318 — assumable FHA mortgage at 4.17%
FHA
Active
42
$645,000$224,174 equity gap
Rate
4.17%
7.32%today
Payment
$2,224/mo
$3,135today
  • 4beds
  • 3baths
  • 2,805sqft

3829 Pascolo Bend, Chaska

6342 Whispering Oaks Drive, Eden Prairie, MN, 55346 — assumable FHA mortgage at 3.90%
FHA
Active
46
$399,900$223,737 equity gap
Rate
3.90%
7.32%today
Payment
$1,020/mo
$1,485today
  • 4beds
  • 2baths
  • 1,853sqft

6342 Whispering Oaks Drive, Eden Prairie

5749 Sunset Road, Mound, MN, 55364 — assumable VA mortgage at 7.18%
VA
Active
14
$239,500Potential short sale
Rate
7.18%
7.32%today
Payment
$1,730/mo
$1,754today
  • 3beds
  • 1baths
  • 1,209sqft

5749 Sunset Road, Mound

1636 Liberty Street, Shakopee, MN, 55379 — assumable FHA mortgage at 6.34%
FHA
Active
20
$242,900Potential short sale
Rate
6.34%
7.32%today
Payment
$1,617/mo
$1,787today
  • 2beds
  • 2baths
  • 1,226sqft

1636 Liberty Street, Shakopee

2150 Old School Road #354, Mound, MN, 55364 — assumable VA mortgage at 6.81%
VA
Active
32
$439,900$27,287 equity gap
Rate
6.81%
7.32%today
Payment
$2,726/mo
$2,870today
  • 3beds
  • 2baths
  • 2,450sqft

2150 Old School Road #354, Mound

716 Longmeadow Lane, Waconia, MN, 55387 — assumable VA mortgage at 6.81%
VA
Active
39
$579,500$41,603 equity gap
Rate
6.81%
7.32%today
Payment
$3,551/mo
$3,738today
  • 4beds
  • 3baths
  • 2,692sqft

716 Longmeadow Lane, Waconia

6512 Gray Fox Curve, Chanhassen, MN, 55317 — assumable FHA mortgage at 4.51%
FHA
Active
36
$460,067$273,478 equity gap
Rate
4.51%
7.32%today
Payment
$1,320/mo
$1,787today
  • 3beds
  • 2baths
  • 1,719sqft

6512 Gray Fox Curve, Chanhassen

6159 Creek Line Drive, Minnetonka, MN, 55345 — assumable FHA mortgage at 6.81%
FHA
Active
46
$375,000$42,983 equity gap
Rate
6.81%
7.32%today
Payment
$2,243/mo
$2,361today
  • 3beds
  • 2baths
  • 2,240sqft

6159 Creek Line Drive, Minnetonka

110182 Friendship Lane, Chaska, MN, 55318 — assumable FHA mortgage at 5.55%
FHA
Active
34
$239,900$60,902 equity gap
Rate
5.55%
7.32%today
Payment
$1,082/mo
$1,302today
  • 3beds
  • 1baths
  • 1,019sqft

110182 Friendship Lane, Chaska

603 Providence Drive, Shakopee, MN, 55379 — assumable FHA mortgage at 4.81%
FHA
Active
13
$219,900$101,684 equity gap
Rate
4.81%
7.32%today
Payment
$720/mo
$942today
  • 2beds
  • 2baths
  • 1,242sqft

603 Providence Drive, Shakopee

10354 Birchwood Circle, Victoria, MN, 55318 — assumable VA mortgage at 4.875%
VA
Active
13
$384,990$384,990 equity gap
Rate
4.875%
7.32%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 2,070sqft

10354 Birchwood Circle, Victoria

10356 Birchwood Circle, Victoria, MN, 55318 — assumable VA mortgage at 4.875%
VA
Active
41
$379,990$379,990 equity gap
Rate
4.875%
7.32%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,921sqft

10356 Birchwood Circle, Victoria

1228 Elmwood Avenue, Shakopee, MN, 55379 — assumable FHA mortgage at 5.10%
FHA
Active
20
$259,900$163,756 equity gap
Rate
5.10%
7.32%today
Payment
$864/mo
$1,093today
  • 2beds
  • 2baths
  • 1,284sqft

1228 Elmwood Avenue, Shakopee

246 Snowdrop Trail, Waconia, MN, 55387 — assumable VA mortgage at 6.87%
VA
Active
35
$450,000$131,934 equity gap
Rate
6.87%
7.32%today
Payment
$2,120/mo
$2,218today
  • 4beds
  • 3baths
  • 2,103sqft

246 Snowdrop Trail, Waconia

4327 Meadowview Drive, Waconia, MN, 55387 — assumable FHA mortgage at 5.25%
FHA
Active
23
$499,990$499,990 equity gap
Rate
5.25%
7.32%today
Payment
$0/mo
  • 4beds
  • 3baths
  • 2,350sqft

4327 Meadowview Drive, Waconia

4334 Meadowview Drive, Waconia, MN, 55387 — assumable FHA mortgage at 5.25%
FHA
Active
20
$439,990$439,990 equity gap
Rate
5.25%
7.32%today
Payment
$0/mo
  • 4beds
  • 3baths
  • 2,309sqft

4334 Meadowview Drive, Waconia

Assuming a mortgage in Victoria

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.20%
Lowest existing payment
$720 /mo
Median cash to assume
$282,551
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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