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Assumable homes for sale in Valencia, CA

78 homesFHA & VA loansrates from 2.66% vs 7.32% today

Valencia assumption guide
27258 Narrowleaf Willow Lane, Valencia, CA, 91381 — assumable VA mortgage at 2.90%
VATop pick
Active
22
$750,000$73,146 equity gap
Rate
2.90%
7.32%today
Payment
$3,139/mo
$5,181today
  • 3beds
  • 3baths
  • 2,010sqft

27258 Narrowleaf Willow Lane, Valencia

28046 Serra Lane, Valencia, CA, 91355 — assumable FHA mortgage at 2.90%
FHA
Active
34
$629,000$81,449 equity gap
Rate
2.90%
7.32%today
Payment
$2,534/mo
$4,182today
  • 2beds
  • 2baths
  • 1,315sqft

28046 Serra Lane, Valencia

27628 Exploration, Valencia, CA, 91381 — assumable FHA mortgage at 3.05%
FHA
Active
38
$685,000$71,783 equity gap
Rate
3.05%
7.32%today
Payment
$2,905/mo
$4,702today
  • 3beds
  • 2baths
  • 1,970sqft

27628 Exploration, Valencia

19820 Spanish Oak Drive, Newhall, CA, 91321 — assumable VA mortgage at 3.07%
VA
Active
19
$320,000$55,652 equity gap
Rate
3.07%
7.32%today
Payment
$1,255/mo
$2,026today
  • 2beds
  • 1baths
  • 843sqft

19820 Spanish Oak Drive, Newhall

27420 Horizon View, Valencia, CA, 91381 — assumable FHA mortgage at 3.09%
FHA
Active
62
$664,995$119,384 equity gap
Rate
3.09%
7.32%today
Payment
$2,596/mo
$4,181today
  • 3beds
  • 4baths
  • 1,800sqft

27420 Horizon View, Valencia

23121 Yvette, Valencia, CA, 91355 — assumable FHA mortgage at 3.55%
FHA
Active
27
$649,900$62,911 equity gap
Rate
3.55%
7.32%today
Payment
$2,913/mo
$4,428today
  • 3beds
  • 3baths
  • 2,059sqft

23121 Yvette, Valencia

28246 Canterbury Ct, Santa Clarita, CA, 91354 — assumable FHA mortgage at 2.67%
FHA
Active
2
$550,000$121,907 equity gap
Rate
2.67%
7.32%today
Payment
$1,985/mo
$3,376today
  • 2beds
  • 3baths
  • 1,484sqft

28246 Canterbury Ct, Santa Clarita

26951 Hillsborough Parkway #47, Valencia, CA, 91354 — assumable FHA mortgage at 2.73%
FHA
Active
37
$485,000$114,130 equity gap
Rate
2.73%
7.32%today
Payment
$1,723/mo
$2,907today
  • 2beds
  • 2baths
  • 863sqft

26951 Hillsborough Parkway #47, Valencia

27105 Yearling, Saugus, CA, 91350 — assumable FHA mortgage at 2.95%
FHA
Active
47
$725,000$212,616 equity gap
Rate
2.95%
7.32%today
Payment
$2,427/mo
$3,981today
  • 3beds
  • 3baths
  • 2,078sqft

27105 Yearling, Saugus

18175 Meridian Lane, Saugus, CA, 91350 — assumable FHA mortgage at 3.05%
FHA
Active
45
$700,000$159,505 equity gap
Rate
3.05%
7.32%today
Payment
$2,595/mo
$4,200today
  • 3beds
  • 3baths
  • 1,946sqft

18175 Meridian Lane, Saugus

27364 Ellery Place, Saugus, CA, 91350 — assumable VA mortgage at 2.66%
VA
Active
55
$869,500$284,329 equity gap
Rate
2.66%
7.32%today
Payment
$2,711/mo
$4,615today
  • 3beds
  • 4baths
  • 2,981sqft

27364 Ellery Place, Saugus

23609 Del Monte #295, Valencia, CA, 91355 — assumable FHA mortgage at 2.67%
FHA
Active
44
$399,800$123,568 equity gap
Rate
2.67%
7.32%today
Payment
$1,284/mo
$2,184today
  • 1beds
  • 1baths
  • 710sqft

23609 Del Monte #295, Valencia

23605 Del Monte Drive #251, Valencia, CA, 91355 — assumable FHA mortgage at 2.88%
FHA
Active
38
$484,000$155,769 equity gap
Rate
2.88%
7.32%today
Payment
$1,526/mo
$2,524today
  • 2beds
  • 2baths
  • 910sqft

23605 Del Monte Drive #251, Valencia

28282 Cedar Lane, Saugus, CA, 91350 — assumable VA mortgage at 2.96%
VA
Active
51
$700,000$240,447 equity gap
Rate
2.96%
7.32%today
Payment
$2,175/mo
$3,561today
  • 3beds
  • 3baths
  • 1,726sqft

28282 Cedar Lane, Saugus

22077 Barrington, Saugus, CA, 91350 — assumable FHA mortgage at 3.04%
FHA
Active
20
$660,000$220,674 equity gap
Rate
3.04%
7.32%today
Payment
$2,102/mo
$3,407today
  • 3beds
  • 3baths
  • 1,690sqft

22077 Barrington, Saugus

18740 Vicci Street, Canyon Country, CA, 91351 — assumable FHA mortgage at 2.80%
FHA
Active
36
$750,000$356,127 equity gap
Rate
2.80%
7.32%today
Payment
$1,806/mo
$3,020today
  • 4beds
  • 3baths
  • 1,727sqft

18740 Vicci Street, Canyon Country

31313 Castaic Oaks Lane, Castaic, CA, 91384 — assumable VA mortgage at 2.81%
VA
Active
28
$649,000$367,099 equity gap
Rate
2.81%
7.32%today
Payment
$1,556/mo
$2,437today
  • 3beds
  • 3baths
  • 1,522sqft

31313 Castaic Oaks Lane, Castaic

27344 Oaktree Place, Valencia, CA, 91354 — assumable FHA mortgage at 2.96%
FHA
Active
29
$615,000$276,612 equity gap
Rate
2.96%
7.32%today
Payment
$1,639/mo
$2,684today
  • 3beds
  • 3baths
  • 1,329sqft

27344 Oaktree Place, Valencia

27730 Sutters Pointe, Saugus, CA, 91350 — assumable VA mortgage at 2.99%
VA
Active
29
$939,000$496,924 equity gap
Rate
2.99%
7.32%today
Payment
$2,143/mo
$3,496today
  • 4beds
  • 3baths
  • 2,421sqft

27730 Sutters Pointe, Saugus

24109 Clearbank, Newhall, CA, 91321 — assumable VA mortgage at 2.99%
VA
Active
65
$1,120,000$534,652 equity gap
Rate
2.99%
7.32%today
Payment
$2,851/mo
$4,651today
  • 4beds
  • 3baths
  • 2,686sqft

24109 Clearbank, Newhall

22905 Banyan #228, Saugus, CA, 91390 — assumable FHA mortgage at 3.03%
FHA
Active
35
$584,900$287,468 equity gap
Rate
3.03%
7.32%today
Payment
$1,455/mo
$2,361today
  • 3beds
  • 3baths
  • 1,146sqft

22905 Banyan #228, Saugus

21825 Carol Court, Saugus, CA, 91390 — assumable VA mortgage at 3.07%
VA
Active
42
$974,900$401,439 equity gap
Rate
3.07%
7.32%today
Payment
$2,816/mo
$4,548today
  • 4beds
  • 3baths
  • 3,020sqft

21825 Carol Court, Saugus

19639 Ellis Henry, Newhall, CA, 91321 — assumable VA mortgage at 3.07%
VA
Active
60
$899,999$379,278 equity gap
Rate
3.07%
7.32%today
Payment
$2,534/mo
$4,092today
  • 4beds
  • 3baths
  • 2,509sqft

19639 Ellis Henry, Newhall

28611 Placerview Trail, Santa Clarita, CA, 91390 — assumable FHA mortgage at 4.67%
FHA
Active
32
$849,000$74,378 equity gap
Rate
4.67%
7.32%today
Payment
$4,314/mo
$5,733today
  • 4beds
  • 3baths
  • 2,188sqft

28611 Placerview Trail, Santa Clarita

19162 Avenue Of The Oaks #B, Newhall, CA, 91321 — assumable VA mortgage at 3.18%
VA
Active
8
$240,000$151,277 equity gap
Rate
3.18%
7.32%today
Payment
$441/mo
$702today
  • 1beds
  • 1baths
  • 666sqft

19162 Avenue Of The Oaks #B, Newhall

18102 Erik Court #554, Canyon Country, CA, 91387 — assumable FHA mortgage at 3.64%
FHA
Active
52
$465,000$181,734 equity gap
Rate
3.64%
7.32%today
Payment
$1,506/mo
$2,265today
  • 3beds
  • 2baths
  • 1,155sqft

18102 Erik Court #554, Canyon Country

27832 Audrey Court, Canyon Country, CA, 91351 — assumable FHA mortgage at 3.36%
FHA
Active
41
$919,999$644,364 equity gap
Rate
3.36%
7.32%today
Payment
$1,836/mo
$2,859today
  • 4beds
  • 3baths
  • 2,063sqft

27832 Audrey Court, Canyon Country

26825 Pamela Drive, Canyon Country, CA, 91351 — assumable VA mortgage at 3.52%
VA
Active
38
$684,900$498,651 equity gap
Rate
3.52%
7.32%today
Payment
$1,232/mo
$1,880today
  • 3beds
  • 3baths
  • 1,834sqft

26825 Pamela Drive, Canyon Country

24632 Masters Cup Way, Valencia, CA, 91355 — assumable FHA mortgage at 3.57%
FHA
Active
22
$549,999$305,153 equity gap
Rate
3.57%
7.32%today
Payment
$1,433/mo
$2,173today
  • 2beds
  • 2baths
  • 962sqft

24632 Masters Cup Way, Valencia

19776 Merryhill Street, Canyon Country, CA, 91351 — assumable FHA mortgage at 3.72%
FHA
Active
44
$724,999$504,706 equity gap
Rate
3.72%
7.32%today
Payment
$2,756/mo
$3,481today
  • 3beds
  • 3baths
  • 1,240sqft

19776 Merryhill Street, Canyon Country

26838 Albion, Canyon Country, CA, 91351 — assumable VA mortgage at 4.06%
VA
Active
41
$699,999$233,194 equity gap
Rate
4.06%
7.32%today
Payment
$2,628/mo
$3,754today
  • 3beds
  • 3baths
  • 1,734sqft

26838 Albion, Canyon Country

31344 Nichols Lane, Castaic, CA, 91384 — assumable FHA mortgage at 5.09%
FHA
Active
37
$739,000$146,514 equity gap
Rate
5.09%
7.32%today
Payment
$3,434/mo
$4,349today
  • 4beds
  • 3baths
  • 1,960sqft

31344 Nichols Lane, Castaic

24817 Sand Wedge Lane, Valencia, CA, 91355 — assumable FHA mortgage at 3.85%
FHA
Active
27
$574,000$253,257 equity gap
Rate
3.85%
7.32%today
Payment
$1,641/mo
$2,404today
  • 3beds
  • 3baths
  • 1,217sqft

24817 Sand Wedge Lane, Valencia

20050 Crestview, Canyon Country, CA, 91351 — assumable VA mortgage at 5.66%
VA
Active
20
$277,000$9,773 equity gap
Rate
5.66%
7.32%today
Payment
$1,635/mo
$1,944today
  • 2beds
  • 2baths
  • 1,311sqft

20050 Crestview, Canyon Country

21716 Propello, Saugus, CA, 91350 — assumable VA mortgage at 3.88%
VA
Active
24
$699,999$282,845 equity gap
Rate
3.88%
7.32%today
Payment
$2,398/mo
$3,501today
  • 3beds
  • 3baths
  • 1,861sqft

21716 Propello, Saugus

23604 Sunderland Court, Valencia, CA, 91354 — assumable FHA mortgage at 5.70%
FHA
Active
32
$1,140,000$101,088 equity gap
Rate
5.70%
7.32%today
Payment
$6,340/mo
$7,503today
  • 4beds
  • 3baths
  • 2,870sqft

23604 Sunderland Court, Valencia

Assuming a mortgage in Valencia

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.66%
Lowest existing payment
$441 /mo
Median cash to assume
$142,352
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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