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Assumable homes for sale in Vadnais Heights, MN

72 homesFHA & VA loansrates from 2.72% vs 7.32% today

Vadnais Heights assumption guide
904 9th Avenue, Minneapolis, MN, 55414 — assumable FHA mortgage at 2.84%
FHA
Active
35
$384,900$68,225 equity gap
Rate
2.84%
7.32%today
Payment
$1,472/mo
$2,448today
  • 6beds
  • 2baths
  • 2,376sqft

904 9th Avenue, Minneapolis

1233 Maywood Street, Saint Paul, MN, 55117 — assumable VA mortgage at 2.86%
VA
Active
52
$399,900$54,971 equity gap
Rate
2.86%
7.32%today
Payment
$1,603/mo
$2,660today
  • 4beds
  • 2baths
  • 2,878sqft

1233 Maywood Street, Saint Paul

1157 Rose Lane, New Brighton, MN, 55112 — assumable FHA mortgage at 2.87%
FHA
Active
45
$389,900$45,404 equity gap
Rate
2.87%
7.32%today
Payment
$1,603/mo
$2,656today
  • 3beds
  • 4baths
  • 2,250sqft

1157 Rose Lane, New Brighton

393 Geranium Avenue, Saint Paul, MN, 55130 — assumable FHA mortgage at 3.02%
FHA
Active
43
$309,900$52,644 equity gap
Rate
3.02%
7.32%today
Payment
$1,245/mo
$2,023today
  • 5beds
  • 2baths
  • 2,112sqft

393 Geranium Avenue, Saint Paul

1050 Matilda Street, Saint Paul, MN, 55117 — assumable FHA mortgage at 3.13%
FHA
Active
23
$170,000$26,884 equity gap
Rate
3.13%
7.32%today
Payment
$709/mo
$1,136today
  • 2beds
  • 2baths
  • 1,059sqft

1050 Matilda Street, Saint Paul

1105 Rose Avenue, Saint Paul, MN, 55106 — assumable FHA mortgage at 2.87%
FHA
Active
27
$235,000$69,157 equity gap
Rate
2.87%
7.32%today
Payment
$774/mo
$1,282today
  • 6beds
  • 2baths
  • 1,465sqft

1105 Rose Avenue, Saint Paul

1598 Shore Drive, Saint Paul, MN, 55106 — assumable FHA mortgage at 2.93%
FHA
Active
40
$600,000$163,309 equity gap
Rate
2.93%
7.32%today
Payment
$2,055/mo
$3,378today
  • 6beds
  • 3baths
  • 4,120sqft

1598 Shore Drive, Saint Paul

995 Rose Avenue, Saint Paul, MN, 55106 — assumable FHA mortgage at 2.96%
FHA
Active
40
$227,000$52,620 equity gap
Rate
2.96%
7.32%today
Payment
$820/mo
$1,342today
  • 3beds
  • 2baths
  • 1,567sqft

995 Rose Avenue, Saint Paul

3811 Restwood Road, Circle Pines, MN, 55014 — assumable FHA mortgage at 2.96%
FHA
Active
12
$595,000$144,840 equity gap
Rate
2.96%
7.32%today
Payment
$2,140/mo
$3,504today
  • 8beds
  • 4baths
  • 3,328sqft

3811 Restwood Road, Circle Pines

171 Hanson Road, Mahtomedi, MN, 55115 — assumable VA mortgage at 3.55%
VA
Active
11
$315,000$41,019 equity gap
Rate
3.55%
7.32%today
Payment
$1,362/mo
$2,071today
  • 4beds
  • 2baths
  • 1,670sqft

171 Hanson Road, Mahtomedi

8653 Brant Street, Circle Pines, MN, 55014 — assumable VA mortgage at 2.81%
VA
Active
29
$389,000$135,116 equity gap
Rate
2.81%
7.32%today
Payment
$1,190/mo
$1,987today
  • 3beds
  • 2baths
  • 1,780sqft

8653 Brant Street, Circle Pines

1626 Woodlynn Avenue #1, Maplewood, MN, 55109 — assumable FHA mortgage at 2.88%
FHA
Active
23
$285,000$113,171 equity gap
Rate
2.88%
7.32%today
Payment
$801/mo
$1,325today
  • 3beds
  • 3baths
  • 1,603sqft

1626 Woodlynn Avenue #1, Maplewood

2820 Cleveland Street, Minneapolis, MN, 55418 — assumable VA mortgage at 2.95%
VA
Active
33
$439,900$143,008 equity gap
Rate
2.95%
7.32%today
Payment
$1,403/mo
$2,301today
  • 2beds
  • 1baths
  • 1,459sqft

2820 Cleveland Street, Minneapolis

3102 Manitou Drive, White Bear Lake, MN, 55110 — assumable VA mortgage at 3.14%
VA
Active
35
$299,990$102,723 equity gap
Rate
3.14%
7.32%today
Payment
$942/mo
$1,507today
  • 2beds
  • 2baths
  • 1,270sqft

3102 Manitou Drive, White Bear Lake

855 Cottage Avenue, Saint Paul, MN, 55106 — assumable FHA mortgage at 3.28%
FHA
Active
27
$330,000$104,643 equity gap
Rate
3.28%
7.32%today
Payment
$1,137/mo
$1,787today
  • 3beds
  • 2baths
  • 1,527sqft

855 Cottage Avenue, Saint Paul

8986 Waconia Street, Blaine, MN, 55449 — assumable VA mortgage at 2.72%
VA
Active
27
$425,000$232,680 equity gap
Rate
2.72%
7.32%today
Payment
$901/mo
$1,522today
  • 3beds
  • 2baths
  • 1,836sqft

8986 Waconia Street, Blaine

2819 Helen Street, North Saint Paul, MN, 55109 — assumable VA mortgage at 2.75%
VA
Active
60
$379,900$216,447 equity gap
Rate
2.75%
7.32%today
Payment
$759/mo
$1,278today
  • 3beds
  • 2baths
  • 1,832sqft

2819 Helen Street, North Saint Paul

4292 Heritage Drive, Vadnais Heights, MN, 55127 — assumable FHA mortgage at 2.88%
FHA
Active
32
$399,900$213,089 equity gap
Rate
2.88%
7.32%today
Payment
$889/mo
$1,470today
  • 3beds
  • 3baths
  • 2,062sqft

4292 Heritage Drive, Vadnais Heights

1767 Hilo Avenue, Oakdale, MN, 55128 — assumable FHA mortgage at 3.49%
FHA
Active
27
$425,000$148,289 equity gap
Rate
3.49%
7.32%today
Payment
$1,453/mo
$2,225today
  • 4beds
  • 2baths
  • 2,000sqft

1767 Hilo Avenue, Oakdale

4856 Helena Lane #11, Oakdale, MN, 55128 — assumable VA mortgage at 4.06%
VA
Active
24
$224,900$67,230 equity gap
Rate
4.06%
7.32%today
Payment
$884/mo
$1,262today
  • 2beds
  • 2baths
  • 1,407sqft

4856 Helena Lane #11, Oakdale

1004 Western Avenue, Saint Paul, MN, 55117 — assumable VA mortgage at 3.60%
VA
Active
29
$264,900$80,027 equity gap
Rate
3.60%
7.32%today
Payment
$981/mo
$1,483today
  • 3beds
  • 2baths
  • 1,628sqft

1004 Western Avenue, Saint Paul

1105 Iris Drive, White Bear Lake, MN, 55127 — assumable FHA mortgage at 3.68%
FHA
Active
31
$348,000$138,018 equity gap
Rate
3.68%
7.32%today
Payment
$1,147/mo
$1,701today
  • 3beds
  • 3baths
  • 2,276sqft

1105 Iris Drive, White Bear Lake

761 Torchwood Court, New Brighton, MN, 55112 — assumable FHA mortgage at 3.72%
FHA
Active
32
$424,900$134,182 equity gap
Rate
3.72%
7.32%today
Payment
$1,548/mo
$2,304today
  • 4beds
  • 3baths
  • 2,640sqft

761 Torchwood Court, New Brighton

6570 Upper 35th Street, Oakdale, MN, 55128 — assumable FHA mortgage at 3.49%
FHA
Active
23
$220,000$133,496 equity gap
Rate
3.49%
7.32%today
Payment
$536/mo
$822today
  • 2beds
  • 2baths
  • 1,302sqft

6570 Upper 35th Street, Oakdale

1844 Barclay Street, Maplewood, MN, 55109 — assumable FHA mortgage at 3.51%
FHA
Active
40
$299,800$196,613 equity gap
Rate
3.51%
7.32%today
Payment
$677/mo
$1,035today
  • 3beds
  • 2baths
  • 1,469sqft

1844 Barclay Street, Maplewood

2841 Riviera Drive, White Bear Lake, MN, 55110 — assumable FHA mortgage at 3.57%
FHA
Active
43
$399,999$213,967 equity gap
Rate
3.57%
7.32%today
Payment
$1,092/mo
$1,656today
  • 3beds
  • 2baths
  • 1,824sqft

2841 Riviera Drive, White Bear Lake

1623 Highway 96, White Bear Lake, MN, 55110 — assumable FHA mortgage at 3.57%
FHA
Active
27
$360,000$174,266 equity gap
Rate
3.57%
7.32%today
Payment
$978/mo
$1,484today
  • 2beds
  • 2baths
  • 1,538sqft

1623 Highway 96, White Bear Lake

5420 134th Street, Hugo, MN, 55038 — assumable VA mortgage at 5.10%
VA
Active
27
$385,000$26,063 equity gap
Rate
5.10%
7.32%today
Payment
$2,082/mo
$2,635today
  • 4beds
  • 2baths
  • 1,882sqft

5420 134th Street, Hugo

6382 Stillwater Boulevard, Oakdale, MN, 55128 — assumable FHA mortgage at 3.62%
FHA
Active
30
$299,900$198,293 equity gap
Rate
3.62%
7.32%today
Payment
$690/mo
$1,040today
  • 3beds
  • 1baths
  • 1,500sqft

6382 Stillwater Boulevard, Oakdale

2697 8th Avenue, North Saint Paul, MN, 55109 — assumable FHA mortgage at 3.64%
FHA
Active
34
$300,000$166,182 equity gap
Rate
3.64%
7.32%today
Payment
$788/mo
$1,185today
  • 3beds
  • 2baths
  • 1,496sqft

2697 8th Avenue, North Saint Paul

1903 Granite Avenue, Oakdale, MN, 55128 — assumable FHA mortgage at 3.64%
FHA
Active
21
$275,000$119,298 equity gap
Rate
3.64%
7.32%today
Payment
$830/mo
$1,248today
  • 2beds
  • 2baths
  • 1,204sqft

1903 Granite Avenue, Oakdale

862 21st Avenue, Minneapolis, MN, 55414 — assumable FHA mortgage at 4.47%
FHA
Active
34
$319,900$84,781 equity gap
Rate
4.47%
7.32%today
Payment
$1,410/mo
$1,919today
  • 3beds
  • 2baths
  • 1,601sqft

862 21st Avenue, Minneapolis

1602 Long Lake Road, New Brighton, MN, 55112 — assumable VA mortgage at 5.00%
VA
Active
32
$400,000$45,885 equity gap
Rate
5.00%
7.32%today
Payment
$2,040/mo
$2,610today
  • 3beds
  • 3baths
  • 1,940sqft

1602 Long Lake Road, New Brighton

971 Lawson Avenue, Saint Paul, MN, 55106 — assumable FHA mortgage at 5.22%
FHA
Active
33
$175,000$13,481 equity gap
Rate
5.22%
7.32%today
Payment
$946/mo
$1,180today
  • 2beds
  • 1baths
  • 900sqft

971 Lawson Avenue, Saint Paul

4836 Grenwich Trail, Oakdale, MN, 55128 — assumable VA mortgage at 5.52%
VA
Active
24
$163,000Potential short sale
Rate
5.52%
7.32%today
Payment
$1,019/mo
$1,230today
  • 2beds
  • 1baths
  • 956sqft

4836 Grenwich Trail, Oakdale

5710 Turtle Lake Road, Shoreview, MN, 55126 — assumable FHA mortgage at 3.75%
FHA
Active
26
$485,000$341,149 equity gap
Rate
3.75%
7.32%today
Payment
$1,009/mo
$1,497today
  • 5beds
  • 2baths
  • 2,662sqft

5710 Turtle Lake Road, Shoreview

Assuming a mortgage in Vadnais Heights

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$536 /mo
Median cash to assume
$98,349
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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