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Assumable homes for sale in Torrance, CA

11 homesFHA & VA loansrates from 3.10% vs 7.32% today

Torrance assumption guide
676 Colorado, Carson, CA, 90745 — assumable VA mortgage at 3.10%
VA
Active
50
$839,000$138,104 equity gap
Rate
3.10%
7.32%today
Payment
$3,331/mo
$5,359today
  • 4beds
  • 4baths
  • 2,091sqft

676 Colorado, Carson

24823 Island Avenue, Carson, CA, 90745 — assumable FHA mortgage at 3.73%
FHA
Active
5
$910,000$420,486 equity gap
Rate
3.73%
7.32%today
Payment
$2,651/mo
$3,941today
  • 4beds
  • 2baths
  • 2,087sqft

24823 Island Avenue, Carson

719 Columbia Place, Torrance, CA, 90501 — assumable VA mortgage at 5.10%
VA
Active
35
$799,000$111,660 equity gap
Rate
5.10%
7.32%today
Payment
$3,994/mo
$5,053today
  • 2beds
  • 1baths
  • 788sqft

719 Columbia Place, Torrance

22232 Vermont Avenue #104D, Torrance, CA, 90502 — assumable FHA mortgage at 4.67%
FHA
Active
49
$565,000$120,003 equity gap
Rate
4.67%
7.32%today
Payment
$2,482/mo
$3,299today
  • 3beds
  • 2baths
  • 1,219sqft

22232 Vermont Avenue #104D, Torrance

13 Paradise, Carson, CA, 90745 — assumable VA mortgage at 5.51%
VA
Active
22
$458,000$46,741 equity gap
Rate
5.51%
7.32%today
Payment
$2,483/mo
$3,001today
  • 4beds
  • 2baths
  • 1,421sqft

13 Paradise, Carson

181 223rd Street, Carson, CA, 90745 — assumable VA mortgage at 6.35%
VA
Active
59
$920,000$79,958 equity gap
Rate
6.35%
7.32%today
Payment
$5,277/mo
$5,826today
  • 4beds
  • 2baths
  • 1,778sqft

181 223rd Street, Carson

1208 Dock Lane, Harbor City, CA, 90710 — assumable VA mortgage at 6.42%
VA
Active
45
$995,000$57,978 equity gap
Rate
6.42%
7.32%today
Payment
$6,008/mo
$6,584today
  • 4beds
  • 4baths
  • 2,451sqft

1208 Dock Lane, Harbor City

23302 Marigold #Y202, Torrance, CA, 90502 — assumable FHA mortgage at 6.61%
FHA
Active
37
$519,000$52,224 equity gap
Rate
6.61%
7.32%today
Payment
$3,076/mo
$3,305today
  • 2beds
  • 2baths
  • 859sqft

23302 Marigold #Y202, Torrance

1444 Plaza Del Amo, Torrance, CA, 90501 — assumable FHA mortgage at 6.35%
FHA
Active
2
$820,000$114,064 equity gap
Rate
6.35%
7.32%today
Payment
$4,495/mo
$4,962today
  • 3beds
  • 3baths
  • 1,519sqft

1444 Plaza Del Amo, Torrance

1624 Gramercy, Torrance, CA, 90501 — assumable FHA mortgage at 6.58%
FHA
Active
27
$1,025,000$167,432 equity gap
Rate
6.58%
7.32%today
Payment
$5,516/mo
$5,945today
  • 4beds
  • 3baths
  • 1,800sqft

1624 Gramercy, Torrance

188 214th, Carson, CA, 90745 — assumable FHA mortgage at 6.78%
FHA
Active
24
$570,000$561,812 equity gap
Rate
6.78%
7.32%today
Payment
$62/mo
$65today
  • 2beds
  • 1baths
  • 732sqft

188 214th, Carson

Assuming a mortgage in Torrance

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
3.10%
Lowest existing payment
$2,482 /mo
Median cash to assume
$114,064
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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