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Assumable homes for sale in Torrance, CA

92 homesFHA & VA loansrates from 2.24% vs 7.32% today

Torrance assumption guide
338 Magnolia Street, Compton, CA, 90220 — assumable FHA mortgage at 2.24%
FHA
Active
5
$885,000$164,633 equity gap
Rate
2.24%
7.32%today
Payment
$3,092/mo
$5,565today
  • —beds
  • —baths
  • 2,360sqft

338 Magnolia Street, Compton

705 Thorson Avenue, Compton, CA, 90221 — assumable FHA mortgage at 2.84%
FHA
Active
25
$580,000$99,097 equity gap
Rate
2.84%
7.32%today
Payment
$2,230/mo
$3,710today
  • 3beds
  • 1baths
  • 973sqft

705 Thorson Avenue, Compton

10970 Avalon Boulevard, Los Angeles, CA, 90061 — assumable FHA mortgage at 2.88%
FHA
Active
27
$698,900$138,518 equity gap
Rate
2.88%
7.32%today
Payment
$2,605/mo
$4,310today
  • 4beds
  • 3baths
  • 1,805sqft

10970 Avalon Boulevard, Los Angeles

17868 Upton, Carson, CA, 90746 — assumable VA mortgage at 3.09%
VA
Active
27
$630,000$110,609 equity gap
Rate
3.09%
7.32%today
Payment
$2,466/mo
$3,972today
  • 2beds
  • 3baths
  • 1,320sqft

17868 Upton, Carson

676 Colorado, Carson, CA, 90745 — assumable VA mortgage at 3.10%
VA
Active
50
$839,000$138,104 equity gap
Rate
3.10%
7.32%today
Payment
$3,331/mo
$5,359today
  • 4beds
  • 4baths
  • 2,091sqft

676 Colorado, Carson

735 112th, Los Angeles, CA, 90044 — assumable VA mortgage at 2.88%
VA
Active
$670,000$162,524 equity gap
Rate
2.88%
7.32%today
Payment
$2,348/mo
$3,886today
  • 2beds
  • 1baths
  • 1,233sqft

735 112th, Los Angeles

717 Santa Rita, Compton, CA, 90220 — assumable FHA mortgage at 2.93%
FHA
Active
24
$789,000$191,789 equity gap
Rate
2.93%
7.32%today
Payment
$2,810/mo
$4,620today
  • 4beds
  • 2baths
  • 1,600sqft

717 Santa Rita, Compton

460 Golden Avenue #320, Long Beach, CA, 90802 — assumable FHA mortgage at 2.98%
FHA
Active
25
$299,900$73,272 equity gap
Rate
2.98%
7.32%today
Payment
$1,072/mo
$1,752today
  • 1beds
  • 1baths
  • 495sqft

460 Golden Avenue #320, Long Beach

3184 Gale, Long Beach, CA, 90810 — assumable VA mortgage at 2.99%
VA
Active
$959,000$245,041 equity gap
Rate
2.99%
7.32%today
Payment
$3,390/mo
$5,530today
  • 4beds
  • 2baths
  • 2,812sqft

3184 Gale, Long Beach

1006 Matthisen, Compton, CA, 90220 — assumable FHA mortgage at 3.05%
FHA
Active
29
$619,900$142,467 equity gap
Rate
3.05%
7.32%today
Payment
$2,247/mo
$3,637today
  • 2beds
  • 1baths
  • 852sqft

1006 Matthisen, Compton

3655 Webster, Long Beach, CA, 90810 — assumable FHA mortgage at 3.76%
FHA
Active
35
$695,000$63,521 equity gap
Rate
3.76%
7.32%today
Payment
$3,187/mo
$4,721today
  • 3beds
  • 2baths
  • 1,100sqft

3655 Webster, Long Beach

2120 Dufour Avenue #2, Redondo Beach, CA, 90278 — assumable VA mortgage at 2.75%
VA
Active
30
$995,000$382,682 equity gap
Rate
2.75%
7.32%today
Payment
$2,900/mo
$4,879today
  • 3beds
  • 3baths
  • 1,368sqft

2120 Dufour Avenue #2, Redondo Beach

611 110th, Los Angeles, CA, 90044 — assumable FHA mortgage at 2.77%
FHA
Active
46
$594,500$233,354 equity gap
Rate
2.77%
7.32%today
Payment
$1,666/mo
$2,796today
  • 2beds
  • 2baths
  • 937sqft

611 110th, Los Angeles

10829 Firmona Avenue, Inglewood, CA, 90304 — assumable VA mortgage at 2.80%
VA
Active
33
$899,000$294,825 equity gap
Rate
2.80%
7.32%today
Payment
$2,856/mo
$4,774today
  • 4beds
  • 2baths
  • 1,860sqft

10829 Firmona Avenue, Inglewood

18222 Coltman, Carson, CA, 90746 — assumable FHA mortgage at 2.81%
FHA
Active
21
$825,000$252,986 equity gap
Rate
2.81%
7.32%today
Payment
$2,707/mo
$4,519today
  • 4beds
  • 2baths
  • 1,650sqft

18222 Coltman, Carson

407 Sunset, Long Beach, CA, 90805 — assumable FHA mortgage at 2.86%
FHA
Active
52
$599,999$184,976 equity gap
Rate
2.86%
7.32%today
Payment
$1,934/mo
$3,208today
  • 2beds
  • 2baths
  • 817sqft

407 Sunset, Long Beach

4281 Admirable, Rancho Palos Verdes, CA, 90275 — assumable VA mortgage at 2.97%
VA
Active
39
$1,450,000$509,541 equity gap
Rate
2.97%
7.32%today
Payment
$4,496/mo
$7,354today
  • 4beds
  • 4baths
  • 2,291sqft

4281 Admirable, Rancho Palos Verdes

221 Pearl, Compton, CA, 90221 — assumable FHA mortgage at 3.00%
FHA
Active
4
$815,000$324,195 equity gap
Rate
3.00%
7.32%today
Payment
$2,338/mo
$3,809today
  • 3beds
  • 1baths
  • 1,692sqft

221 Pearl, Compton

378 Miraleste Dr Unit 431, San Pedro, CA, 90732 — assumable FHA mortgage at 3.01%
FHA
Active
33
$449,000$139,164 equity gap
Rate
3.01%
7.32%today
Payment
$1,464/mo
$2,383today
  • 2beds
  • 2baths
  • 1,143sqft

378 Miraleste Dr Unit 431, San Pedro

3437 Caspian, Long Beach, CA, 90810 — assumable FHA mortgage at 3.13%
FHA
Active
18
$678,000$234,521 equity gap
Rate
3.13%
7.32%today
Payment
$2,197/mo
$3,521today
  • 3beds
  • 2baths
  • 1,272sqft

3437 Caspian, Long Beach

2746 Easy, Long Beach, CA, 90810 — assumable FHA mortgage at 2.65%
FHA
Active
40
$799,999$461,180 equity gap
Rate
2.65%
7.32%today
Payment
$1,564/mo
$2,667today
  • 3beds
  • 2baths
  • 1,352sqft

2746 Easy, Long Beach

3337 Los Flores, Lynwood, CA, 90262 — assumable FHA mortgage at 2.72%
FHA
Active
73
$974,900$430,959 equity gap
Rate
2.72%
7.32%today
Payment
$2,549/mo
$4,306today
  • —beds
  • —baths
  • 2,922sqft

3337 Los Flores, Lynwood

15837 Jupiter Place, Gardena, CA, 90249 — assumable FHA mortgage at 2.81%
FHA
Active
20
$639,000$306,416 equity gap
Rate
2.81%
7.32%today
Payment
$1,574/mo
$2,628today
  • 3beds
  • 3baths
  • 1,254sqft

15837 Jupiter Place, Gardena

125 68th Way, Long Beach, CA, 90805 — assumable FHA mortgage at 2.83%
FHA
Active
11
$549,000$241,519 equity gap
Rate
2.83%
7.32%today
Payment
$1,458/mo
$2,428today
  • 1beds
  • 1baths
  • 558sqft

125 68th Way, Long Beach

30645 Ganado Drive, Rancho Palos Verdes, CA, 90275 — assumable VA mortgage at 2.875%
VA
Active
45
$2,595,000$2,595,000 equity gap
Rate
2.875%
7.32%today
Payment
$0/mo
  • 5beds
  • 4baths
  • 3,087sqft

30645 Ganado Drive, Rancho Palos Verdes

815 109th Street, Los Angeles, CA, 90059 — assumable FHA mortgage at 2.88%
FHA
Active
9
$695,000$331,059 equity gap
Rate
2.88%
7.32%today
Payment
$1,692/mo
$2,799today
  • —beds
  • —baths
  • 1,365sqft

815 109th Street, Los Angeles

1150 2nd, Manhattan Beach, CA, 90266 — assumable FHA mortgage at 2.90%
FHA
Active
27
$4,279,000$4,176,593 equity gap
Rate
2.90%
7.32%today
Payment
$563/mo
$873today
  • 4beds
  • 3baths
  • 3,710sqft

1150 2nd, Manhattan Beach

315 3rd Street #203, Long Beach, CA, 90802 — assumable VA mortgage at 3.00%
VA
Active
20
$279,999$279,999 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 475sqft

315 3rd Street #203, Long Beach

526 Maple, El Segundo, CA, 90245 — assumable VA mortgage at 3.01%
VA
Active
35
$2,699,000$1,584,843 equity gap
Rate
3.01%
7.32%today
Payment
$5,425/mo
$8,827today
  • 3beds
  • 3baths
  • 1,963sqft

526 Maple, El Segundo

301 Kansas #C, El Segundo, CA, 90245 — assumable VA mortgage at 5.00%
VA
Active
32
$1,299,000$57,725 equity gap
Rate
5.00%
7.32%today
Payment
$7,139/mo
$9,135today
  • 3beds
  • 3baths
  • 2,030sqft

301 Kansas #C, El Segundo

30569 Ganado Drive, Rancho Palos Verdes, CA, 90275 — assumable VA mortgage at 3.21%
VA
Active
59
$2,450,000$1,036,171 equity gap
Rate
3.21%
7.32%today
Payment
$6,772/mo
$10,744today
  • 5beds
  • 3baths
  • 2,677sqft

30569 Ganado Drive, Rancho Palos Verdes

12221 Athens Way, Los Angeles, CA, 90061 — assumable FHA mortgage at 3.31%
FHA
Active
8
$730,000$314,297 equity gap
Rate
3.31%
7.32%today
Payment
$2,108/mo
$3,303today
  • 5beds
  • 3baths
  • 1,980sqft

12221 Athens Way, Los Angeles

1310 Tichenor, Compton, CA, 90220 — assumable FHA mortgage at 3.55%
FHA
Active
16
$639,000$271,430 equity gap
Rate
3.55%
7.32%today
Payment
$1,828/mo
$2,778today
  • 2beds
  • 1baths
  • 1,032sqft

1310 Tichenor, Compton

13229 Arcturus, Gardena, CA, 90249 — assumable VA mortgage at 3.64%
VA
Active
24
$839,000$431,792 equity gap
Rate
3.64%
7.32%today
Payment
$2,170/mo
$3,263today
  • 3beds
  • 2baths
  • 1,439sqft

13229 Arcturus, Gardena

233 Louise Street, Long Beach, CA, 90805 — assumable FHA mortgage at 3.65%
FHA
Active
39
$599,000$260,683 equity gap
Rate
3.65%
7.32%today
Payment
$1,797/mo
$2,698today
  • 2beds
  • 2baths
  • 672sqft

233 Louise Street, Long Beach

20215 Tajauta, Carson, CA, 90746 — assumable FHA mortgage at 3.65%
FHA
Active
35
$1,049,000$517,545 equity gap
Rate
3.65%
7.32%today
Payment
$2,785/mo
$4,182today
  • 4beds
  • 3baths
  • 2,186sqft

20215 Tajauta, Carson

Assuming a mortgage in Torrance

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.24%
Lowest existing payment
$366 /mo
Median cash to assume
$243,485
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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