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Assumable homes for sale in The Villages, FL

14 homesVA & FHA loansrates from 2.70% vs 7.32% today

The Villages assumption guide
10767 174TH Loop, Summerfield, FL, 34491 — assumable VA mortgage at 2.88%
VATop pick
Active
45
$225,000$20,128 equity gap
Rate
2.88%
7.32%today
Payment
$954/mo
$1,579today
  • 3beds
  • 2baths
  • 1,690sqft

10767 174TH Loop, Summerfield

17832 115TH Court, Summerfield, FL, 34491 — assumable FHA mortgage at 3.30%
FHA
Active
57
$310,000$78,628 equity gap
Rate
3.30%
7.32%today
Payment
$1,281/mo
$2,009today
  • 3beds
  • 3baths
  • 1,749sqft

17832 115TH Court, Summerfield

867 CORTEZ Avenue, The Villages, FL, 32159 — assumable FHA mortgage at 4.01%
FHA
Active
22
$350,000$27,833 equity gap
Rate
4.01%
7.32%today
Payment
$2,058/mo
$2,957today
  • 2beds
  • 2baths
  • 1,770sqft

867 CORTEZ Avenue, The Villages

723 HEATHROW Avenue, The Villages, FL, 32159 — assumable VA mortgage at 2.70%
VA
Active
39
$307,500$176,330 equity gap
Rate
2.70%
7.32%today
Payment
$610/mo
$1,034today
  • 2beds
  • 2baths
  • 1,352sqft

723 HEATHROW Avenue, The Villages

1624 TAMPICO Place, The Villages, FL, 32159 — assumable VA mortgage at 2.88%
VA
Active
41
$299,900$125,302 equity gap
Rate
2.88%
7.32%today
Payment
$838/mo
$1,387today
  • 2beds
  • 2baths
  • 1,198sqft

1624 TAMPICO Place, The Villages

17808 115TH Court, Summerfield, FL, 34491 — assumable VA mortgage at 3.00%
VA
Active
50
$329,900$329,900 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 2,282sqft

17808 115TH Court, Summerfield

631 ENCONTO Street, The Villages, FL, 32159 — assumable VA mortgage at 3.00%
VA
Active
31
$299,900$299,900 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,128sqft

631 ENCONTO Street, The Villages

13811 COUNTY ROAD 109D, Lady Lake, FL, 32159 — assumable FHA mortgage at 4.17%
FHA
Active
37
$300,000$87,603 equity gap
Rate
4.17%
7.32%today
Payment
$1,124/mo
$1,585today
  • 4beds
  • 2baths
  • 2,280sqft

13811 COUNTY ROAD 109D, Lady Lake

17816 115TH Court, Summerfield, FL, 34491 — assumable VA mortgage at 4.00%
VA
Active
13
$229,000Potential short sale
Rate
4.00%
7.32%today
Payment
$1,360/mo
$1,957today
  • 3beds
  • 3baths
  • 1,574sqft

17816 115TH Court, Summerfield

1223 TARPON Lane, Lady Lake, FL, 32159 — assumable VA mortgage at 4.30%
VA
Active
27
$265,000$148,734 equity gap
Rate
4.30%
7.32%today
Payment
$714/mo
$991today
  • 2beds
  • 2baths
  • 1,545sqft

1223 TARPON Lane, Lady Lake

1207 PALMETTO Drive, The Villages, FL, 32159 — assumable VA mortgage at 6.22%
VA
Active
71
$240,000$42,961 equity gap
Rate
6.22%
7.32%today
Payment
$1,214/mo
$1,359today
  • 2beds
  • 2baths
  • 1,248sqft

1207 PALMETTO Drive, The Villages

806 SAN SALVADOR Drive, The Villages, FL, 32159 — assumable VA mortgage at 6.95%
VA
Active
18
$379,900$57,324 equity gap
Rate
6.95%
7.32%today
Payment
$2,184/mo
$2,266today
  • 3beds
  • 2baths
  • 1,527sqft

806 SAN SALVADOR Drive, The Villages

17520 112TH Avenue, Summerfield, FL, 34491 — assumable FHA mortgage at 7.17%
FHA
Active
31
$275,000$73,825 equity gap
Rate
7.17%
7.32%today
Payment
$1,394/mo
$1,415today
  • 2beds
  • 2baths
  • 1,402sqft

17520 112TH Avenue, Summerfield

10434 178TH Place, Summerfield, FL, 34491 — assumable FHA mortgage at 6.58%
FHA
Active
62
$224,900$117,411 equity gap
Rate
6.58%
7.32%today
Payment
$719/mo
$772today
  • 2beds
  • 2baths
  • 1,008sqft

10434 178TH Place, Summerfield

Assuming a mortgage in The Villages

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.70%
Lowest existing payment
$610 /mo
Median cash to assume
$87,603
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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