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Assumable homes for sale in The Villages, FL

34 homesVA & FHA loansrates from 2.37% vs 7.32% today

The Villages assumption guide
8305 168TH MARDELL Lane, The Villages, FL, 32162 — assumable VA mortgage at 4.42%
VA
Active
46
$388,876$15,981 equity gap
Rate
4.42%
7.32%today
Payment
$2,027/mo
$2,773today
  • 3beds
  • 2baths
  • 1,766sqft

8305 168TH MARDELL Lane, The Villages

16947 93RD CUTHBERT Circle, The Villages, FL, 32162 — assumable VA mortgage at 2.96%
VA
Active
47
$332,000$120,148 equity gap
Rate
2.96%
7.32%today
Payment
$1,002/mo
$1,642today
  • 3beds
  • 2baths
  • 1,497sqft

16947 93RD CUTHBERT Circle, The Villages

17760 84TH PEYTON Court, The Villages, FL, 32162 — assumable VA mortgage at 2.37%
VA
Active
32
$315,000$242,916 equity gap
Rate
2.37%
7.32%today
Payment
$661/mo
$917today
  • 2beds
  • 2baths
  • 1,165sqft

17760 84TH PEYTON Court, The Villages

7380 168TH DIPIETRO Lane, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
41
$325,000$325,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,442sqft

7380 168TH DIPIETRO Lane, The Villages

7815 166TH HIBERNIA Lane, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
40
$375,000$375,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,854sqft

7815 166TH HIBERNIA Lane, The Villages

7631 170TH LONGVIEW Lane, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
34
$269,000$269,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,186sqft

7631 170TH LONGVIEW Lane, The Villages

17421 78TH HARMONY Circle, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
38
$248,000$248,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,160sqft

17421 78TH HARMONY Circle, The Villages

7169 172ND HAZELWOOD Loop, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
48
$319,900$319,900 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,404sqft

7169 172ND HAZELWOOD Loop, The Villages

16969 92ND PELHAM Avenue, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
49
$324,800$324,800 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,717sqft

16969 92ND PELHAM Avenue, The Villages

17403 77TH SYCAMORE Avenue, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
27
$270,000$270,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,160sqft

17403 77TH SYCAMORE Avenue, The Villages

7411 180TH Street, Oxford, FL, 34484 — assumable VA mortgage at 3.55%
VA
Active
56
$526,000$208,192 equity gap
Rate
3.55%
7.32%today
Payment
$1,577/mo
$2,397today
  • 3beds
  • 2baths
  • 1,619sqft

7411 180TH Street, Oxford

4913 122ND Avenue, Oxford, FL, 34484 — assumable FHA mortgage at 3.36%
FHA
Active
36
$355,000$151,568 equity gap
Rate
3.36%
7.32%today
Payment
$1,039/mo
$1,618today
  • 4beds
  • 3baths
  • 2,629sqft

4913 122ND Avenue, Oxford

8214 169TH PALOWNIA Loop, The Villages, FL, 32162 — assumable VA mortgage at 3.39%
VA
Active
35
$245,900$175,316 equity gap
Rate
3.39%
7.32%today
Payment
$471/mo
$731today
  • 2beds
  • 2baths
  • 1,198sqft

8214 169TH PALOWNIA Loop, The Villages

7775 168TH LONE OAK Loop, The Villages, FL, 32162 — assumable VA mortgage at 3.42%
VA
Active
57
$600,000$498,066 equity gap
Rate
3.42%
7.32%today
Payment
$667/mo
$1,030today
  • 3beds
  • 2baths
  • 2,069sqft

7775 168TH LONE OAK Loop, The Villages

17900 92ND AMORY Avenue, The Villages, FL, 32162 — assumable VA mortgage at 3.43%
VA
Active
45
$275,000$185,117 equity gap
Rate
3.43%
7.32%today
Payment
$517/mo
$797today
  • 3beds
  • 2baths
  • 1,265sqft

17900 92ND AMORY Avenue, The Villages

5015 125TH Loop, Oxford, FL, 34484 — assumable VA mortgage at 4.42%
VA
Active
40
$420,000$117,130 equity gap
Rate
4.42%
7.32%today
Payment
$1,643/mo
$2,249today
  • 3beds
  • 2baths
  • 1,644sqft

5015 125TH Loop, Oxford

17766 91ST POPLAR TER, The Villages, FL, 32162 — assumable VA mortgage at 4.20%
VA
Active
27
$288,000$131,370 equity gap
Rate
4.20%
7.32%today
Payment
$892/mo
$1,253today
  • 3beds
  • 2baths
  • 1,392sqft

17766 91ST POPLAR TER, The Villages

17559 81ST PARNASSUS Court, The Villages, FL, 32162 — assumable VA mortgage at 6.50%
VA
Active
30
$384,900Potential short sale
Rate
6.50%
7.32%today
Payment
$2,612/mo
$2,838today
  • 3beds
  • 2baths
  • 1,597sqft

17559 81ST PARNASSUS Court, The Villages

7613 170TH LONGVIEW Lane, The Villages, FL, 32162 — assumable VA mortgage at 6.50%
VA
Active
35
$329,900$24,900 equity gap
Rate
6.50%
7.32%today
Payment
$1,928/mo
$2,095today
  • 2beds
  • 2baths
  • 1,289sqft

7613 170TH LONGVIEW Lane, The Villages

9230 179TH WESLEY Street, The Villages, FL, 32162 — assumable VA mortgage at 4.60%
VA
Active
25
$254,900$203,771 equity gap
Rate
4.60%
7.32%today
Payment
$308/mo
$412today
  • 2beds
  • 2baths
  • 1,148sqft

9230 179TH WESLEY Street, The Villages

5107 122ND Boulevard, Oxford, FL, 34484 — assumable VA mortgage at 6.24%
VA
Active
35
$414,900$68,306 equity gap
Rate
6.24%
7.32%today
Payment
$2,153/mo
$2,404today
  • 4beds
  • 3baths
  • 1,910sqft

5107 122ND Boulevard, Oxford

9486 173RD Place, Summerfield, FL, 34491 — assumable VA mortgage at 6.50%
VA
Active
15
$244,000$28,804 equity gap
Rate
6.50%
7.32%today
Payment
$1,372/mo
$1,491today
  • 2beds
  • 2baths
  • 1,008sqft

9486 173RD Place, Summerfield

16767 77TH NORTHRIDGE Court, The Villages, FL, 32162 — assumable VA mortgage at 6.76%
VA
Active
39
$490,000$146,335 equity gap
Rate
6.76%
7.32%today
Payment
$2,266/mo
$2,397today
  • 3beds
  • 2baths
  • 1,918sqft

16767 77TH NORTHRIDGE Court, The Villages

12316 48TH Loop, Oxford, FL, 34484 — assumable VA mortgage at 5.52%
VA
Active
22
$265,000$91,529 equity gap
Rate
5.52%
7.32%today
Payment
$1,050/mo
$1,267today
  • 4beds
  • 4baths
  • 1,912sqft

12316 48TH Loop, Oxford

4783 125TH Loop, Oxford, FL, 34484 — assumable FHA mortgage at 6.09%
FHA
Active
30
$525,000$166,685 equity gap
Rate
6.09%
7.32%today
Payment
$2,273/mo
$2,579today
  • 4beds
  • 3baths
  • 2,191sqft

4783 125TH Loop, Oxford

17349 76TH FLINTLOCK Terrace, The Villages, FL, 32162 — assumable VA mortgage at 6.86%
VA
Active
29
$349,900$105,925 equity gap
Rate
6.86%
7.32%today
Payment
$1,620/mo
$1,697today
  • 3beds
  • 2baths
  • 1,527sqft

17349 76TH FLINTLOCK Terrace, The Villages

1670 SAINT JAMES Circle, The Villages, FL, 32162 — assumable VA mortgage at 6.27%
VA
Active
53
$1,250,000$934,995 equity gap
Rate
6.27%
7.32%today
Payment
$2,036/mo
$2,267today
  • 3beds
  • 2baths
  • 3,172sqft

1670 SAINT JAMES Circle, The Villages

17116 79TH MCLAWREN Terrace, The Villages, FL, 32162 — assumable VA mortgage at 6.31%
VA
Active
58
$650,000$625,281 equity gap
Rate
6.31%
7.32%today
Payment
$1,836/mo
$1,987today
  • 3beds
  • 2baths
  • 2,097sqft

17116 79TH MCLAWREN Terrace, The Villages

17755 84TH SHELDON Terrace, The Villages, FL, 32162 — assumable VA mortgage at 6.34%
VA
Active
28
$349,900$312,593 equity gap
Rate
6.34%
7.32%today
Payment
$698/mo
$771today
  • 3beds
  • 2baths
  • 1,607sqft

17755 84TH SHELDON Terrace, The Villages

1606 CAMPOS Drive, The Villages, FL, 32162 — assumable VA mortgage at 6.50%
VA
Active
43
$260,000$260,000 equity gap
Rate
6.50%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,121sqft

1606 CAMPOS Drive, The Villages

9595 171ST ARGYLL Street, The Villages, FL, 32162 — assumable VA mortgage at 6.50%
VA
Active
37
$329,000$329,000 equity gap
Rate
6.50%
7.32%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,392sqft

9595 171ST ARGYLL Street, The Villages

10434 178TH Place, Summerfield, FL, 34491 — assumable FHA mortgage at 6.58%
FHA
Active
62
$224,900$117,411 equity gap
Rate
6.58%
7.32%today
Payment
$719/mo
$772today
  • 2beds
  • 2baths
  • 1,008sqft

10434 178TH Place, Summerfield

16840 85TH SAPELO Court, The Villages, FL, 32162 — assumable VA mortgage at 7.49%
VA
Active
65
$550,000$229,263 equity gap
Rate
7.49%
7.32%today
Payment
$2,305/mo
$2,267today
  • 3beds
  • 2baths
  • 2,003sqft

16840 85TH SAPELO Court, The Villages

16815 85TH BELKNAP Avenue, The Villages, FL, 32162 — assumable VA mortgage
VA
Active
99
$575,000$599,500 equity gap
Rate
—%
7.32%today
Payment
—/mo
  • 3beds
  • 2baths
  • 2,044sqft

16815 85TH BELKNAP Avenue, The Villages

Assuming a mortgage in The Villages

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.37%
Lowest existing payment
$308 /mo
Median cash to assume
$208,192
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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