UMe
Get pre-qualified

Assumable homes for sale in Temple Terrace, FL

200 homesFHA & VA loansrates from 2.31% vs 7.32% today

Temple Terrace assumption guide
218 PARK RIDGE Avenue, Temple Terrace, FL, 33617 — assumable VA mortgage at 2.88%
VA
Active
19
$400,000$63,150 equity gap
Rate
2.88%
7.32%today
Payment
$1,569/mo
$2,597today
  • 4beds
  • 2baths
  • 1,968sqft

218 PARK RIDGE Avenue, Temple Terrace

1612 NORTH BAY Street, Tampa, FL, 33610 — assumable FHA mortgage at 2.88%
FHA
Active
22
$320,000$54,356 equity gap
Rate
2.88%
7.32%today
Payment
$1,243/mo
$2,057today
  • 4beds
  • 3baths
  • 1,528sqft

1612 NORTH BAY Street, Tampa

2049 FIESTA RIDGE Court, Tampa, FL, 33604 — assumable FHA mortgage at 3.07%
FHA
Active
39
$199,999$23,643 equity gap
Rate
3.07%
7.32%today
Payment
$835/mo
$1,349today
  • 2beds
  • 2baths
  • 1,152sqft

2049 FIESTA RIDGE Court, Tampa

4555 LIMERICK Drive, Tampa, FL, 33610 — assumable VA mortgage at 3.92%
VA
Active
42
$220,000$4,573 equity gap
Rate
3.92%
7.32%today
Payment
$1,112/mo
$1,616today
  • 2beds
  • 3baths
  • 1,364sqft

4555 LIMERICK Drive, Tampa

1048 MALLETWOOD Drive, Brandon, FL, 33510 — assumable FHA mortgage at 2.84%
FHA
Active
55
$375,000$91,634 equity gap
Rate
2.84%
7.32%today
Payment
$1,317/mo
$2,191today
  • 4beds
  • 2baths
  • 1,972sqft

1048 MALLETWOOD Drive, Brandon

3144 ROYAL TUSCAN Lane, Valrico, FL, 33594 — assumable VA mortgage at 2.90%
VA
Active
44
$233,000$53,415 equity gap
Rate
2.90%
7.32%today
Payment
$837/mo
$1,381today
  • 2beds
  • 3baths
  • 1,364sqft

3144 ROYAL TUSCAN Lane, Valrico

421 THICKET CREST Road, Seffner, FL, 33584 — assumable VA mortgage at 2.90%
VA
Active
22
$449,999$117,968 equity gap
Rate
2.90%
7.32%today
Payment
$1,561/mo
$2,576today
  • 4beds
  • 2baths
  • 2,186sqft

421 THICKET CREST Road, Seffner

615 VALRI PARK Drive, Valrico, FL, 33594 — assumable VA mortgage at 2.98%
VA
Active
37
$415,000$90,857 equity gap
Rate
2.98%
7.32%today
Payment
$1,534/mo
$2,505today
  • 4beds
  • 2baths
  • 1,983sqft

615 VALRI PARK Drive, Valrico

1909 OLD SAWMILL Road, Brandon, FL, 33510 — assumable FHA mortgage at 3.05%
FHA
Active
17
$464,000$139,190 equity gap
Rate
3.05%
7.32%today
Payment
$1,539/mo
$2,491today
  • 3beds
  • 3baths
  • 2,304sqft

1909 OLD SAWMILL Road, Brandon

5314 ABINGER Court, Tampa, FL, 33624 — assumable FHA mortgage at 3.10%
FHA
Active
40
$219,900$62,039 equity gap
Rate
3.10%
7.32%today
Payment
$764/mo
$1,228today
  • 3beds
  • 3baths
  • 1,314sqft

5314 ABINGER Court, Tampa

2214 GOLDEN OAK Lane, Valrico, FL, 33594 — assumable VA mortgage at 3.14%
VA
Active
26
$207,000$51,970 equity gap
Rate
3.14%
7.32%today
Payment
$742/mo
$1,187today
  • 2beds
  • 2baths
  • 1,130sqft

2214 GOLDEN OAK Lane, Valrico

3506 12TH Street, Tampa, FL, 33605 — assumable FHA mortgage at 3.99%
FHA
Active
73
$425,000$65,863 equity gap
Rate
3.99%
7.32%today
Payment
$1,869/mo
$2,692today
  • 3beds
  • 2baths
  • 1,414sqft

3506 12TH Street, Tampa

7917 RIDEOUT Road, Tampa, FL, 33619 — assumable FHA mortgage at 2.70%
FHA
Active
22
$339,000$135,732 equity gap
Rate
2.70%
7.32%today
Payment
$946/mo
$1,602today
  • 2beds
  • 2baths
  • 1,791sqft

7917 RIDEOUT Road, Tampa

10234 BLOOMFIELD HILLS Drive, Seffner, FL, 33584 — assumable VA mortgage at 2.71%
VA
Active
47
$499,999$165,147 equity gap
Rate
2.71%
7.32%today
Payment
$1,564/mo
$2,645today
  • 4beds
  • 3baths
  • 2,472sqft

10234 BLOOMFIELD HILLS Drive, Seffner

903 SHIMMERING OAKS Lane, Seffner, FL, 33584 — assumable FHA mortgage at 2.77%
FHA
Active
38
$389,000$141,038 equity gap
Rate
2.77%
7.32%today
Payment
$1,165/mo
$1,956today
  • 3beds
  • 2baths
  • 1,679sqft

903 SHIMMERING OAKS Lane, Seffner

15246 ANGUILLA ISLE Avenue, Tampa, FL, 33647 — assumable VA mortgage at 2.80%
VA
Active
97
$520,000$198,815 equity gap
Rate
2.80%
7.32%today
Payment
$1,490/mo
$2,491today
  • 4beds
  • 3baths
  • 2,888sqft

15246 ANGUILLA ISLE Avenue, Tampa

12416 QUEENSLAND Lane, Tampa, FL, 33625 — assumable FHA mortgage at 2.80%
FHA
Active
45
$489,800$184,690 equity gap
Rate
2.80%
7.32%today
Payment
$1,412/mo
$2,361today
  • 4beds
  • 2baths
  • 1,463sqft

12416 QUEENSLAND Lane, Tampa

2209 FLETCHERS POINT Circle, Tampa, FL, 33613 — assumable FHA mortgage at 2.81%
FHA
Active
39
$199,000$61,101 equity gap
Rate
2.81%
7.32%today
Payment
$646/mo
$1,079today
  • 2beds
  • 2baths
  • 896sqft

2209 FLETCHERS POINT Circle, Tampa

10957 BRIGHTSIDE Drive, Tampa, FL, 33624 — assumable FHA mortgage at 2.81%
FHA
Active
30
$375,000$147,141 equity gap
Rate
2.81%
7.32%today
Payment
$1,071/mo
$1,787today
  • 3beds
  • 3baths
  • 1,164sqft

10957 BRIGHTSIDE Drive, Tampa

712 OAKWOOD Avenue, Brandon, FL, 33511 — assumable VA mortgage at 2.87%
VA
Active
55
$649,900$215,718 equity gap
Rate
2.87%
7.32%today
Payment
$2,088/mo
$3,459today
  • 4beds
  • 4baths
  • 3,328sqft

712 OAKWOOD Avenue, Brandon

3463 HIGH HAMPTON Circle, Tampa, FL, 33610 — assumable VA mortgage at 2.87%
VA
Active
39
$205,500$63,266 equity gap
Rate
2.87%
7.32%today
Payment
$663/mo
$1,099today
  • 2beds
  • 3baths
  • 1,606sqft

3463 HIGH HAMPTON Circle, Tampa

10612 SKEWLEE GARDENS Drive, Thonotosassa, FL, 33592 — assumable FHA mortgage at 2.90%
FHA
Active
12
$160,000$51,826 equity gap
Rate
2.90%
7.32%today
Payment
$511/mo
$843today
  • —beds
  • —baths
  • —sqft

10612 SKEWLEE GARDENS Drive, Thonotosassa

5018 LIBERTY Street, Tampa, FL, 33617 — assumable VA mortgage at 2.95%
VA
Active
51
$379,900$134,629 equity gap
Rate
2.95%
7.32%today
Payment
$1,162/mo
$1,905today
  • 3beds
  • 2baths
  • 1,328sqft

5018 LIBERTY Street, Tampa

1311 WINDSOR Way, Tampa, FL, 33619 — assumable VA mortgage at 4.00%
VA
Active
24
$280,000$53,959 equity gap
Rate
4.00%
7.32%today
Payment
$1,184/mo
$1,704today
  • 3beds
  • 2baths
  • 1,152sqft

1311 WINDSOR Way, Tampa

1107 ISOBEL RESERVE Lane, Tampa, FL, 33613 — assumable VA mortgage at 3.05%
VA
Active
86
$925,000$365,134 equity gap
Rate
3.05%
7.32%today
Payment
$2,652/mo
$4,293today
  • 4beds
  • 4baths
  • 3,423sqft

1107 ISOBEL RESERVE Lane, Tampa

10001 FLORENCE Avenue, Tampa, FL, 33612 — assumable FHA mortgage at 1.00%
FHA
Active
33
$370,000$328,436 equity gap
Rate
1.00%
7.32%today
Payment
$688/mo
$925today
  • 3beds
  • 2baths
  • 1,235sqft

10001 FLORENCE Avenue, Tampa

5307 TERRAZA Court, Temple Terrace, FL, 33617 — assumable VA mortgage at 2.31%
VA
Active
38
$220,000$93,640 equity gap
Rate
2.31%
7.32%today
Payment
$549/mo
$980today
  • 2beds
  • 3baths
  • 1,561sqft

5307 TERRAZA Court, Temple Terrace

8303 TEMPLE PARK Drive, Tampa, FL, 33637 — assumable VA mortgage at 2.33%
VA
Active
25
$325,000$240,391 equity gap
Rate
2.33%
7.32%today
Payment
$758/mo
$1,054today
  • 3beds
  • 2baths
  • 1,153sqft

8303 TEMPLE PARK Drive, Tampa

3008 SLIGH Avenue, Tampa, FL, 33610 — assumable VA mortgage at 2.375%
VA
Active
37
$524,999$257,290 equity gap
Rate
2.375%
7.32%today
Payment
$1,181/mo
$2,088today
  • 4beds
  • 3baths
  • 1,868sqft

3008 SLIGH Avenue, Tampa

105 ADALIA Avenue, Tampa, FL, 33606 — assumable VA mortgage at 2.60%
VA
Active
33
$1,095,000$905,839 equity gap
Rate
2.60%
7.32%today
Payment
$873/mo
$1,498today
  • 2beds
  • 2baths
  • 2,164sqft

105 ADALIA Avenue, Tampa

6109 130TH Avenue, Temple Terrace, FL, 33617 — assumable FHA mortgage at 2.67%
FHA
Active
30
$489,900$239,892 equity gap
Rate
2.67%
7.32%today
Payment
$1,162/mo
$1,976today
  • 4beds
  • 2baths
  • 2,004sqft

6109 130TH Avenue, Temple Terrace

4206 WINDTREE Drive, Tampa, FL, 33624 — assumable FHA mortgage at 2.74%
FHA
Active
52
$520,000$247,732 equity gap
Rate
2.74%
7.32%today
Payment
$1,269/mo
$2,139today
  • 3beds
  • 2baths
  • 2,260sqft

4206 WINDTREE Drive, Tampa

1705 CINNABAR Court, Brandon, FL, 33510 — assumable FHA mortgage at 2.80%
FHA
Active
39
$395,000$188,020 equity gap
Rate
2.80%
7.32%today
Payment
$978/mo
$1,636today
  • 3beds
  • 2baths
  • 1,430sqft

1705 CINNABAR Court, Brandon

4010 BRAESGATE Lane, Tampa, FL, 33624 — assumable FHA mortgage at 2.80%
FHA
Active
33
$425,000$401,294 equity gap
Rate
2.80%
7.32%today
Payment
$118/mo
$193today
  • 3beds
  • 2baths
  • 1,569sqft

4010 BRAESGATE Lane, Tampa

11041 BLACK SWAN Court, Seffner, FL, 33584 — assumable FHA mortgage at 2.80%
FHA
Active
22
$229,900$225,648 equity gap
Rate
2.80%
7.32%today
Payment
$23/mo
$36today
  • 2beds
  • 2baths
  • 1,252sqft

11041 BLACK SWAN Court, Seffner

4715 STONEPOINTE Place, Tampa, FL, 33634 — assumable FHA mortgage at 2.81%
FHA
Active
34
$280,000$178,184 equity gap
Rate
2.81%
7.32%today
Payment
$477/mo
$797today
  • 3beds
  • 2baths
  • 1,136sqft

4715 STONEPOINTE Place, Tampa

Assuming a mortgage in Temple Terrace

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.31%
Lowest existing payment
$343 /mo
Median cash to assume
$159,405
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

UMe