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Assumable homes for sale in Union City, CA

14 homesVA & FHA loansrates from 2.77% vs 7.32% today

Union City assumption guide
56 Regency Place, Hayward, CA, 94544 — assumable VA mortgage at 2.875%
VA
Active
35
$829,000$117,051 equity gap
Rate
2.875%
7.32%today
Payment
$3,361/mo
$5,564today
  • 3beds
  • 3baths
  • 1,938sqft

56 Regency Place, Hayward

23933 Carmelita Dr, Hayward, CA, 94541 — assumable FHA mortgage at 3.27%
FHA
Active
$648,000$74,423 equity gap
Rate
3.27%
7.32%today
Payment
$2,870/mo
$4,519today
  • 2beds
  • 1baths
  • 1,038sqft

23933 Carmelita Dr, Hayward

16158 Via Walter, San Lorenzo, CA, 94580 — assumable FHA mortgage at 2.77%
FHA
Active
26
$849,888$173,253 equity gap
Rate
2.77%
7.32%today
Payment
$3,165/mo
$5,312today
  • 3beds
  • 2baths
  • 1,231sqft

16158 Via Walter, San Lorenzo

232 Caterina Way, Hayward, CA, 94545 — assumable VA mortgage at 2.94%
VA
Active
36
$1,090,000$235,107 equity gap
Rate
2.94%
7.32%today
Payment
$4,046/mo
$6,643today
  • 4beds
  • 3baths
  • 1,958sqft

232 Caterina Way, Hayward

2424 Douglas Street, Union City, CA, 94587 — assumable VA mortgage at 3.17%
VA
Active
34
$1,298,000$325,648 equity gap
Rate
3.17%
7.32%today
Payment
$4,739/mo
$7,556today
  • 3beds
  • 3baths
  • 1,492sqft

2424 Douglas Street, Union City

3868 Stanley Blvd, Pleasanton, CA, 94566 — assumable VA mortgage at 2.80%
VA
Active
47
$1,449,900$557,097 equity gap
Rate
2.80%
7.32%today
Payment
$4,210/mo
$7,038today
  • 4beds
  • 3baths
  • 2,301sqft

3868 Stanley Blvd, Pleasanton

25801 Bryn Mawr Avenue, Hayward, CA, 94542 — assumable FHA mortgage at 2.87%
FHA
Active
37
$749,000$263,170 equity gap
Rate
2.87%
7.32%today
Payment
$2,261/mo
$3,746today
  • 3beds
  • 1baths
  • 1,050sqft

25801 Bryn Mawr Avenue, Hayward

36846 Niles Blvd, Fremont, CA, 94536 — assumable VA mortgage at 3.64%
VA
Active
16
$1,050,000$682,579 equity gap
Rate
3.64%
7.32%today
Payment
$1,941/mo
$2,918today
  • 3beds
  • 2baths
  • 1,700sqft

36846 Niles Blvd, Fremont

248 Louette Ct, San Lorenzo, CA, 94541 — assumable VA mortgage at 6.37%
VA
Active
64
$899,999$69,574 equity gap
Rate
6.37%
7.32%today
Payment
$5,555/mo
$6,056today
  • 3beds
  • 3baths
  • 1,519sqft

248 Louette Ct, San Lorenzo

6239 Dairy Ave, Newark, CA, 94560 — assumable FHA mortgage at 6.47%
FHA
Active
39
$1,178,250$122,154 equity gap
Rate
6.47%
7.32%today
Payment
$6,806/mo
$7,419today
  • 3beds
  • 1baths
  • 1,050sqft

6239 Dairy Ave, Newark

249 Valle Vista AVE, Hayward, CA, 94544 — assumable VA mortgage at 6.74%
VA
Active
15
$999,000$330,258 equity gap
Rate
6.74%
7.32%today
Payment
$4,376/mo
$4,639today
  • —beds
  • —baths
  • —sqft

249 Valle Vista AVE, Hayward

1068 Central Boulevard, Hayward, CA, 94542 — assumable FHA mortgage at 6.74%
FHA
Active
$1,659,500$639,528 equity gap
Rate
6.74%
7.32%today
Payment
$6,680/mo
$7,082today
  • 5beds
  • 4baths
  • 3,051sqft

1068 Central Boulevard, Hayward

4208 Apollo Cir, Union City, CA, 94587 — assumable FHA mortgage at 7.17%
FHA
Active
15
$729,999$710,593 equity gap
Rate
7.17%
7.32%today
Payment
$986/mo
$1,001today
  • 3beds
  • 2baths
  • 1,255sqft

4208 Apollo Cir, Union City

27732 Dolphin Ln, Hayward, CA, 94545 — assumable FHA mortgage at 7.50%
FHA
Active
16
$899,000$1,028,049 equity gap
Rate
7.50%
7.32%today
Payment
$527/mo
$521today
  • 4beds
  • 3baths
  • 1,000sqft

27732 Dolphin Ln, Hayward

Assuming a mortgage in Union City

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$527 /mo
Median cash to assume
$294,409
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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