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Assumable homes for sale in St. Petersburg, FL

200 homesFHA & VA loansrates from 2.28% vs 7.32% today

St. Petersburg assumption guide
3727 ALABAMA Avenue, St Petersburg, FL, 33703 — assumable FHA mortgage at 3.00%
FHATop pick
Active
16
$253,500Potential short sale
Rate
3.00%
7.32%today
Payment
$1,283/mo
$2,091today
  • 2beds
  • 1baths
  • 920sqft

3727 ALABAMA Avenue, St Petersburg

6812 KISSIMMEE Street, Tampa, FL, 33616 — assumable VA mortgage at 2.98%
VA
Active
49
$585,000$106,160 equity gap
Rate
2.98%
7.32%today
Payment
$2,271/mo
$3,709today
  • 4beds
  • 3baths
  • 2,512sqft

6812 KISSIMMEE Street, Tampa

6311 93RD Terrace #4403, Pinellas Park, FL, 33782 — assumable FHA mortgage at 3.10%
FHA
Active
18
$185,000$23,203 equity gap
Rate
3.10%
7.32%today
Payment
$767/mo
$1,234today
  • 2beds
  • 2baths
  • 1,190sqft

6311 93RD Terrace #4403, Pinellas Park

2001 41ST Street, St Petersburg, FL, 33713 — assumable VA mortgage at 3.69%
VA
Active
41
$435,000$23,762 equity gap
Rate
3.69%
7.32%today
Payment
$2,072/mo
$3,096today
  • 2beds
  • 2baths
  • 1,335sqft

2001 41ST Street, St Petersburg

5980 TERRACE PARK Drive #108, St Petersburg, FL, 33709 — assumable VA mortgage at 2.66%
VA
Active
52
$102,000$30,322 equity gap
Rate
2.66%
7.32%today
Payment
$333/mo
$567today
  • 1beds
  • 1baths
  • 840sqft

5980 TERRACE PARK Drive #108, St Petersburg

7719 91ST Street, Seminole, FL, 33777 — assumable VA mortgage at 2.86%
VA
Active
24
$459,999$129,365 equity gap
Rate
2.86%
7.32%today
Payment
$1,540/mo
$2,555today
  • 3beds
  • 2baths
  • 1,701sqft

7719 91ST Street, Seminole

4363 TYLER Circle, St Petersburg, FL, 33709 — assumable FHA mortgage at 2.86%
FHA
Active
45
$350,000$87,595 equity gap
Rate
2.86%
7.32%today
Payment
$1,220/mo
$2,023today
  • 3beds
  • 3baths
  • 1,685sqft

4363 TYLER Circle, St Petersburg

8320 43RD Way, Pinellas Park, FL, 33781 — assumable FHA mortgage at 2.87%
FHA
Active
50
$315,000$70,599 equity gap
Rate
2.87%
7.32%today
Payment
$1,140/mo
$1,889today
  • 3beds
  • 1baths
  • 1,192sqft

8320 43RD Way, Pinellas Park

2101 20TH Avenue, St Petersburg, FL, 33713 — assumable FHA mortgage at 2.99%
FHA
Active
27
$354,990$103,016 equity gap
Rate
2.99%
7.32%today
Payment
$1,199/mo
$1,956today
  • 2beds
  • 1baths
  • 981sqft

2101 20TH Avenue, St Petersburg

4318 HELENA Street, St Petersburg, FL, 33703 — assumable FHA mortgage at 2.99%
FHA
Active
35
$500,000$142,671 equity gap
Rate
2.99%
7.32%today
Payment
$1,736/mo
$2,832today
  • 3beds
  • 2baths
  • 1,926sqft

4318 HELENA Street, St Petersburg

9945 47TH Avenue #203, St Petersburg, FL, 33708 — assumable VA mortgage at 3.04%
VA
Active
65
$129,500$30,696 equity gap
Rate
3.04%
7.32%today
Payment
$473/mo
$766today
  • 2beds
  • 2baths
  • 1,050sqft

9945 47TH Avenue #203, St Petersburg

6205 65TH Street, Pinellas Park, FL, 33781 — assumable FHA mortgage at 3.11%
FHA
Active
33
$319,999$86,676 equity gap
Rate
3.11%
7.32%today
Payment
$1,113/mo
$1,787today
  • 3beds
  • 1baths
  • 1,138sqft

6205 65TH Street, Pinellas Park

7995 53RD Way, Pinellas Park, FL, 33781 — assumable FHA mortgage at 3.12%
FHA
Active
28
$250,000$69,372 equity gap
Rate
3.12%
7.32%today
Payment
$862/mo
$1,383today
  • 2beds
  • 1baths
  • 672sqft

7995 53RD Way, Pinellas Park

10598 106TH Avenue, Largo, FL, 33773 — assumable VA mortgage at 3.25%
VA
Active
18
$550,000$144,669 equity gap
Rate
3.25%
7.32%today
Payment
$1,984/mo
$3,131today
  • 4beds
  • 4baths
  • 1,860sqft

10598 106TH Avenue, Largo

10263 GANDY Boulevard #406, St Petersburg, FL, 33702 — assumable VA mortgage at 3.85%
VA
Active
21
$135,000$14,496 equity gap
Rate
3.85%
7.32%today
Payment
$619/mo
$907today
  • 1beds
  • 1baths
  • 742sqft

10263 GANDY Boulevard #406, St Petersburg

8401 PORTULACA Avenue, Seminole, FL, 33777 — assumable VA mortgage at 2.78%
VA
Active
26
$380,000$128,092 equity gap
Rate
2.78%
7.32%today
Payment
$1,188/mo
$1,991today
  • 3beds
  • 2baths
  • 952sqft

8401 PORTULACA Avenue, Seminole

6621 MANHATTAN Avenue #2, Tampa, FL, 33616 — assumable FHA mortgage at 2.80%
FHA
Active
26
$399,900$139,066 equity gap
Rate
2.80%
7.32%today
Payment
$1,210/mo
$2,023today
  • 3beds
  • 3baths
  • 1,527sqft

6621 MANHATTAN Avenue #2, Tampa

6825 KISSIMMEE Street, Tampa, FL, 33616 — assumable VA mortgage at 2.87%
VA
Active
42
$372,500$105,900 equity gap
Rate
2.87%
7.32%today
Payment
$1,243/mo
$2,060today
  • 3beds
  • 3baths
  • 2,029sqft

6825 KISSIMMEE Street, Tampa

7378 54TH Avenue, St Petersburg, FL, 33709 — assumable VA mortgage at 2.87%
VA
Active
5
$849,000$315,623 equity gap
Rate
2.87%
7.32%today
Payment
$2,488/mo
$4,122today
  • —beds
  • —baths
  • —sqft

7378 54TH Avenue, St Petersburg

1520 NORFOLK Street, St Petersburg, FL, 33710 — assumable FHA mortgage at 2.90%
FHA
Active
25
$325,000$111,517 equity gap
Rate
2.90%
7.32%today
Payment
$1,001/mo
$1,652today
  • 3beds
  • 1baths
  • 904sqft

1520 NORFOLK Street, St Petersburg

4611 14TH Avenue, St Petersburg, FL, 33711 — assumable FHA mortgage at 2.96%
FHA
Active
26
$295,000$102,658 equity gap
Rate
2.96%
7.32%today
Payment
$914/mo
$1,497today
  • 3beds
  • 1baths
  • 955sqft

4611 14TH Avenue, St Petersburg

7800 COUNTRY CLUB Road, St Petersburg, FL, 33710 — assumable VA mortgage at 2.97%
VA
Active
26
$726,777$289,910 equity gap
Rate
2.97%
7.32%today
Payment
$2,079/mo
$3,400today
  • 2beds
  • 2baths
  • 1,436sqft

7800 COUNTRY CLUB Road, St Petersburg

1509 CANTERBURY Road, St Petersburg, FL, 33710 — assumable FHA mortgage at 3.01%
FHA
Active
49
$569,900$246,748 equity gap
Rate
3.01%
7.32%today
Payment
$1,531/mo
$2,491today
  • 5beds
  • 3baths
  • 1,897sqft

1509 CANTERBURY Road, St Petersburg

6164 23RD Avenue, St Petersburg, FL, 33710 — assumable VA mortgage at 3.04%
VA
Active
37
$479,000$178,570 equity gap
Rate
3.04%
7.32%today
Payment
$1,441/mo
$2,335today
  • 3beds
  • 2baths
  • 1,619sqft

6164 23RD Avenue, St Petersburg

3926 26TH Street, St Petersburg, FL, 33714 — assumable FHA mortgage at 3.04%
FHA
Active
23
$269,000$82,864 equity gap
Rate
3.04%
7.32%today
Payment
$893/mo
$1,447today
  • 2beds
  • 2baths
  • 774sqft

3926 26TH Street, St Petersburg

3030 VAN BUREN Drive, Tampa, FL, 33611 — assumable VA mortgage at 3.56%
VA
Active
40
$895,000$262,204 equity gap
Rate
3.56%
7.32%today
Payment
$3,150/mo
$4,782today
  • 4beds
  • 4baths
  • 2,620sqft

3030 VAN BUREN Drive, Tampa

5995 BLOSSOM LAKE Drive, Seminole, FL, 33772 — assumable VA mortgage at 3.56%
VA
Active
20
$499,999$143,695 equity gap
Rate
3.56%
7.32%today
Payment
$1,773/mo
$2,693today
  • 3beds
  • 2baths
  • 1,836sqft

5995 BLOSSOM LAKE Drive, Seminole

7001 INTERBAY Boulevard #184, Tampa, FL, 33616 — assumable VA mortgage at 3.10%
VA
Active
28
$318,000$127,293 equity gap
Rate
3.10%
7.32%today
Payment
$906/mo
$1,458today
  • 2beds
  • 2baths
  • 1,264sqft

7001 INTERBAY Boulevard #184, Tampa

3629 BAY HEIGHTS Way, Tampa, FL, 33611 — assumable VA mortgage at 3.11%
VA
Active
26
$385,000$152,773 equity gap
Rate
3.11%
7.32%today
Payment
$1,278/mo
$1,937today
  • 3beds
  • 3baths
  • 1,764sqft

3629 BAY HEIGHTS Way, Tampa

5116 BEACH Drive #D, St Petersburg, FL, 33705 — assumable VA mortgage at 3.68%
VA
Active
89
$292,000$63,768 equity gap
Rate
3.68%
7.32%today
Payment
$1,213/mo
$1,815today
  • 2beds
  • 1baths
  • 825sqft

5116 BEACH Drive #D, St Petersburg

8240 ACADIAN Lane, Seminole, FL, 33777 — assumable VA mortgage at 2.28%
VA
Active
43
$529,000$300,492 equity gap
Rate
2.28%
7.32%today
Payment
$2,267/mo
$3,166today
  • 3beds
  • 4baths
  • 2,250sqft

8240 ACADIAN Lane, Seminole

7249 PARKSIDE VILLAS Drive, St Petersburg, FL, 33709 — assumable FHA mortgage at 2.66%
FHA
Active
42
$235,000$139,131 equity gap
Rate
2.66%
7.32%today
Payment
$444/mo
$756today
  • 2beds
  • 2baths
  • 956sqft

7249 PARKSIDE VILLAS Drive, St Petersburg

21 CRESCENT Place, St Petersburg, FL, 33711 — assumable VA mortgage at 2.71%
VA
Active
51
$1,250,000$948,363 equity gap
Rate
2.71%
7.32%today
Payment
$1,408/mo
$2,382today
  • 3beds
  • 2baths
  • 2,000sqft

21 CRESCENT Place, St Petersburg

6023 INTERBAY Boulevard #1, Tampa, FL, 33611 — assumable VA mortgage at 2.73%
VA
Active
29
$749,000$352,192 equity gap
Rate
2.73%
7.32%today
Payment
$1,848/mo
$3,118today
  • 4beds
  • 5baths
  • 2,538sqft

6023 INTERBAY Boulevard #1, Tampa

906 LANDMARK Circle, Tierra Verde, FL, 33715 — assumable VA mortgage at 2.75%
VA
Active
47
$900,000$692,742 equity gap
Rate
2.75%
7.32%today
Payment
$984/mo
$1,656today
  • 3beds
  • 3baths
  • 2,220sqft

906 LANDMARK Circle, Tierra Verde

6430 83RD Avenue, Pinellas Park, FL, 33781 — assumable FHA mortgage at 2.77%
FHA
Active
51
$300,000$132,007 equity gap
Rate
2.77%
7.32%today
Payment
$788/mo
$1,322today
  • 2beds
  • 2baths
  • 946sqft

6430 83RD Avenue, Pinellas Park

Assuming a mortgage in St. Petersburg

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.28%
Lowest existing payment
$321 /mo
Median cash to assume
$115,746
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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