Assumable homes for sale in Saint Johns, FL

5 homesFHA & VA loansrates from 3.03% vs 7.32% today

Saint Johns assumption guide
13 VERDURE Street, St Johns, FL, 32259 — assumable VA mortgage at 3.03%
VA
Active
74
$559,900$251,824 equity gap
Rate
3.03%
7.32%today
Payment
$1,507/mo
$2,445today
  • 4beds
  • 4baths
  • 2,781sqft

13 VERDURE Street, St Johns

312 STILLWATER Boulevard, St Johns, FL, 32259 — assumable VA mortgage at 5.10%
VA
Active
53
$395,000$32,080 equity gap
Rate
5.10%
7.32%today
Payment
$2,109/mo
$2,668today
  • 2beds
  • 2baths
  • 1,710sqft

312 STILLWATER Boulevard, St Johns

3048 LORMAN Drive, Jacksonville, FL, 32223 — assumable FHA mortgage at 3.89%
FHA
Active
84
$345,000$155,140 equity gap
Rate
3.89%
7.32%today
Payment
$975/mo
$1,422today
  • 4beds
  • 2baths
  • 1,248sqft

3048 LORMAN Drive, Jacksonville

6822 ARCHING BRANCH Circle, Jacksonville, FL, 32258 — assumable FHA mortgage at 4.55%
FHA
Active
2
$200,000$77,696 equity gap
Rate
4.55%
7.32%today
Payment
$736/mo
$992today
  • 2beds
  • 3baths
  • 1,215sqft

6822 ARCHING BRANCH Circle, Jacksonville

4574 WANDERING OAKS Court, Jacksonville, FL, 32257 — assumable FHA mortgage at 6.02%
FHA
Active
35
$239,000$30,039 equity gap
Rate
6.02%
7.32%today
Payment
$1,321/mo
$1,511today
  • 2beds
  • 2baths
  • 1,045sqft

4574 WANDERING OAKS Court, Jacksonville

Assuming a mortgage in Saint Johns

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
3.03%
Lowest existing payment
$736 /mo
Median cash to assume
$77,696
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.