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Assumable homes for sale in South El Monte, CA

75 homesFHA & VA loansrates from 2.72% vs 7.32% today

South El Monte assumption guide
9716 Washington, Pico Rivera, CA, 90660 — assumable VA mortgage at 3.11%
VA
Active
30
$799,000$97,299 equity gap
Rate
3.11%
7.32%today
Payment
$3,324/mo
$5,341today
  • 3beds
  • 2baths
  • 1,355sqft

9716 Washington, Pico Rivera

5063 Alhambra, Los Angeles, CA, 90032 — assumable FHA mortgage at 2.87%
FHA
Active
11
$559,999$123,455 equity gap
Rate
2.87%
7.32%today
Payment
$2,032/mo
$3,366today
  • 2beds
  • 1baths
  • 720sqft

5063 Alhambra, Los Angeles

6502 Dos Rios Road, Downey, CA, 90240 — assumable FHA mortgage at 2.88%
FHA
Active
20
$919,000$278,699 equity gap
Rate
2.88%
7.32%today
Payment
$2,970/mo
$4,914today
  • 3beds
  • 2baths
  • 1,064sqft

6502 Dos Rios Road, Downey

4140 Workman Mill Road #164, Whittier, CA, 90601 — assumable FHA mortgage at 2.94%
FHA
Active
39
$425,000$126,777 equity gap
Rate
2.94%
7.32%today
Payment
$1,438/mo
$2,361today
  • 1beds
  • 1baths
  • 987sqft

4140 Workman Mill Road #164, Whittier

18361 Nearfield, Azusa, CA, 91702 — assumable FHA mortgage at 2.81%
FHA
Active
27
$689,000$259,078 equity gap
Rate
2.81%
7.32%today
Payment
$2,020/mo
$3,372today
  • 3beds
  • 1baths
  • 947sqft

18361 Nearfield, Azusa

5315 Bihr Court, Whittier, CA, 90601 — assumable FHA mortgage at 2.84%
FHA
Active
42
$795,000$239,709 equity gap
Rate
2.84%
7.32%today
Payment
$2,636/mo
$4,384today
  • 4beds
  • 4baths
  • 1,890sqft

5315 Bihr Court, Whittier

493 Fairlane Way, Covina, CA, 91723 — assumable FHA mortgage at 3.64%
FHA
Active
40
$789,000$235,200 equity gap
Rate
3.64%
7.32%today
Payment
$2,938/mo
$4,417today
  • 3beds
  • 3baths
  • 2,070sqft

493 Fairlane Way, Covina

9120 Bartley, Santa Fe Springs, CA, 90670 — assumable FHA mortgage at 2.72%
FHA
Active
40
$775,000$353,631 equity gap
Rate
2.72%
7.32%today
Payment
$2,029/mo
$3,385today
  • 4beds
  • 3baths
  • 1,555sqft

9120 Bartley, Santa Fe Springs

852 Jarrow, Hacienda Heights, CA, 91745 — assumable FHA mortgage at 2.73%
FHA
Active
25
$699,999$319,703 equity gap
Rate
2.73%
7.32%today
Payment
$1,771/mo
$2,988today
  • 2beds
  • 1baths
  • 821sqft

852 Jarrow, Hacienda Heights

1006 Milton Drive, Glendora, CA, 91741 — assumable VA mortgage at 2.75%
VA
Active
75
$1,990,000$1,043,150 equity gap
Rate
2.75%
7.32%today
Payment
$4,409/mo
$7,419today
  • 5beds
  • 5baths
  • 3,802sqft

1006 Milton Drive, Glendora

15421 Newton Street, Hacienda Heights, CA, 91745 — assumable FHA mortgage at 2.76%
FHA
Active
32
$999,999$402,142 equity gap
Rate
2.76%
7.32%today
Payment
$2,755/mo
$4,629today
  • 3beds
  • 2baths
  • 1,496sqft

15421 Newton Street, Hacienda Heights

13828 La Cuarta Street, Whittier, CA, 90602 — assumable VA mortgage at 2.78%
VA
Active
38
$879,900$510,497 equity gap
Rate
2.78%
7.32%today
Payment
$1,742/mo
$2,920today
  • 3beds
  • 1baths
  • 1,227sqft

13828 La Cuarta Street, Whittier

107 Cresta, San Gabriel, CA, 91775 — assumable FHA mortgage at 2.88%
FHA
Active
19
$1,380,000$684,788 equity gap
Rate
2.88%
7.32%today
Payment
$3,232/mo
$5,347today
  • —beds
  • —baths
  • 1,671sqft

107 Cresta, San Gabriel

1677 Crystal Canyon Drive, Azusa, CA, 91702 — assumable FHA mortgage at 2.90%
FHA
Active
28
$524,900Potential short sale
Rate
2.90%
7.32%today
Payment
$3,434/mo
$5,667today
  • 2beds
  • 3baths
  • 1,375sqft

1677 Crystal Canyon Drive, Azusa

2507 Lincoln Avenue, Duarte, CA, 91010 — assumable VA mortgage at 2.93%
VA
Active
44
$729,900$375,601 equity gap
Rate
2.93%
7.32%today
Payment
$1,706/mo
$2,805today
  • 3beds
  • 1baths
  • 1,017sqft

2507 Lincoln Avenue, Duarte

11561 Perkins Avenue, Whittier, CA, 90606 — assumable FHA mortgage at 2.98%
FHA
Active
27
$949,000$457,718 equity gap
Rate
2.98%
7.32%today
Payment
$2,325/mo
$3,797today
  • —beds
  • —baths
  • 2,079sqft

11561 Perkins Avenue, Whittier

6221 Citrus, Whittier, CA, 90601 — assumable FHA mortgage at 3.00%
FHA
Active
32
$1,350,000$578,283 equity gap
Rate
3.00%
7.32%today
Payment
$3,668/mo
$5,976today
  • —beds
  • —baths
  • 2,238sqft

6221 Citrus, Whittier

3816 Liberty Boulevard, South Gate, CA, 90280 — assumable FHA mortgage at 4.82%
FHA
Active
15
$635,000$17,709 equity gap
Rate
4.82%
7.32%today
Payment
$3,463/mo
$4,524today
  • 3beds
  • 2baths
  • 1,488sqft

3816 Liberty Boulevard, South Gate

156 Shipman, La Puente, CA, 91744 — assumable FHA mortgage at 3.11%
FHA
Active
31
$748,000$723,157 equity gap
Rate
3.11%
7.32%today
Payment
$132/mo
$203today
  • 4beds
  • 2baths
  • 1,200sqft

156 Shipman, La Puente

3383 Lynd, Arcadia, CA, 91006 — assumable FHA mortgage at 3.33%
FHA
Active
39
$699,998$318,883 equity gap
Rate
3.33%
7.32%today
Payment
$1,932/mo
$3,019today
  • 2beds
  • 3baths
  • 1,270sqft

3383 Lynd, Arcadia

533 Doverdale Avenue, La Puente, CA, 91744 — assumable FHA mortgage at 4.17%
FHA
Active
27
$689,000$146,709 equity gap
Rate
4.17%
7.32%today
Payment
$2,871/mo
$4,047today
  • 3beds
  • 2baths
  • 1,300sqft

533 Doverdale Avenue, La Puente

1454 Eastern Avenue, Los Angeles, CA, 90063 — assumable FHA mortgage at 3.45%
FHA
Active
10
$780,000$492,131 equity gap
Rate
3.45%
7.32%today
Payment
$1,657/mo
$2,551today
  • —beds
  • —baths
  • 1,680sqft

1454 Eastern Avenue, Los Angeles

5905 Rosemead Blvd #21, Pico Rivera, CA, 90660 — assumable FHA mortgage at 3.57%
FHA
Active
34
$455,000$265,011 equity gap
Rate
3.57%
7.32%today
Payment
$1,112/mo
$1,686today
  • 2beds
  • 2baths
  • 1,027sqft

5905 Rosemead Blvd #21, Pico Rivera

877 Montecito Drive, Los Angeles, CA, 90031 — assumable FHA mortgage at 3.64%
FHA
Active
35
$850,000$413,308 equity gap
Rate
3.64%
7.32%today
Payment
$2,301/mo
$3,460today
  • 2beds
  • 2baths
  • 1,500sqft

877 Montecito Drive, Los Angeles

6612 Plaska Ave, Huntington Park, CA, 90255 — assumable FHA mortgage at 4.99%
FHA
Active
27
$750,000$138,707 equity gap
Rate
4.99%
7.32%today
Payment
$3,501/mo
$4,485today
  • 3beds
  • 1baths
  • 1,744sqft

6612 Plaska Ave, Huntington Park

19200 Tuttle Creek Place, Walnut, CA, 91789 — assumable FHA mortgage at 3.71%
FHA
Active
46
$985,000$526,269 equity gap
Rate
3.71%
7.32%today
Payment
$2,703/mo
$4,028today
  • 3beds
  • 2baths
  • 1,585sqft

19200 Tuttle Creek Place, Walnut

1616 Aspen Village, West Covina, CA, 91791 — assumable FHA mortgage at 3.73%
FHA
Active
38
$488,000$297,300 equity gap
Rate
3.73%
7.32%today
Payment
$1,016/mo
$1,511today
  • 2beds
  • 2baths
  • 1,165sqft

1616 Aspen Village, West Covina

4326 Clara St., Cudahy, CA, 90201 — assumable FHA mortgage at 3.75%
FHA
Active
27
$830,000$551,938 equity gap
Rate
3.75%
7.32%today
Payment
$1,728/mo
$2,563today
  • 3beds
  • 3baths
  • 2,660sqft

4326 Clara St., Cudahy

13287 Helmer Drive, Whittier, CA, 90602 — assumable FHA mortgage at 3.75%
FHA
Active
44
$1,200,000$772,143 equity gap
Rate
3.75%
7.32%today
Payment
$2,305/mo
$3,420today
  • 5beds
  • 3baths
  • 1,900sqft

13287 Helmer Drive, Whittier

13287 Helmer Drive, Whittier, CA, 90602 — assumable FHA mortgage at 3.75%
FHA
Active
44
$1,200,000$772,143 equity gap
Rate
3.75%
7.32%today
Payment
$2,305/mo
$3,420today
  • 5beds
  • 3baths
  • 1,900sqft

13287 Helmer Drive, Whittier

122 Fickett St, Los Angeles, CA, 90033 — assumable FHA mortgage at 3.80%
FHA
Active
15
$699,000$457,425 equity gap
Rate
3.80%
7.32%today
Payment
$1,507/mo
$2,222today
  • —beds
  • —baths
  • 2,118sqft

122 Fickett St, Los Angeles

1122 Service, West Covina, CA, 91790 — assumable FHA mortgage at 3.93%
FHA
Active
49
$885,888$492,679 equity gap
Rate
3.93%
7.32%today
Payment
$2,443/mo
$3,486today
  • 4beds
  • 2baths
  • 1,616sqft

1122 Service, West Covina

7676 Birchleaf, Pico Rivera, CA, 90660 — assumable FHA mortgage at 4.03%
FHA
Active
34
$749,900$387,248 equity gap
Rate
4.03%
7.32%today
Payment
$2,141/mo
$3,069today
  • 4beds
  • 2baths
  • 1,296sqft

7676 Birchleaf, Pico Rivera

205 Hurst Street, Covina, CA, 91723 — assumable FHA mortgage at 4.19%
FHA
Active
38
$795,000$378,758 equity gap
Rate
4.19%
7.32%today
Payment
$2,518/mo
$3,541today
  • 3beds
  • 2baths
  • 1,570sqft

205 Hurst Street, Covina

13012 Proctor, La Puente, CA, 91746 — assumable FHA mortgage at 6.35%
FHA
Active
14
$755,000$24,605 equity gap
Rate
6.35%
7.32%today
Payment
$4,636/mo
$5,107today
  • 2beds
  • 1baths
  • 897sqft

13012 Proctor, La Puente

9440 Brookpark Rd, Downey, CA, 90240 — assumable FHA mortgage at 6.50%
FHA
Active
20
$949,888$24,535 equity gap
Rate
6.50%
7.32%today
Payment
$5,865/mo
$6,374today
  • 3beds
  • 2baths
  • 1,576sqft

9440 Brookpark Rd, Downey

Assuming a mortgage in South El Monte

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$302 /mo
Median cash to assume
$318,883
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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