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Assumable homes for sale in Sebring, FL

19 homesFHA & VA loansrates from 3.41% vs 7.32% today

Sebring assumption guide
1300 CAROLINA Avenue, Avon Park, FL, 33825 — assumable FHA mortgage at 3.69%
FHA
Active
4
$135,000$14,041 equity gap
Rate
3.69%
7.32%today
Payment
$609/mo
$911today
  • 2beds
  • 1baths
  • 906sqft

1300 CAROLINA Avenue, Avon Park

4206 LOQUAT Road, Sebring, FL, 33875 — assumable FHA mortgage at 3.41%
FHA
Active
27
$214,900$131,543 equity gap
Rate
3.41%
7.32%today
Payment
$480/mo
$742today
  • 2beds
  • 2baths
  • 1,116sqft

4206 LOQUAT Road, Sebring

2711 SNYDER Road, Sebring, FL, 33870 — assumable VA mortgage at 3.55%
VA
Active
50
$599,000$309,842 equity gap
Rate
3.55%
7.32%today
Payment
$1,531/mo
$2,327today
  • 3beds
  • 3baths
  • 2,360sqft

2711 SNYDER Road, Sebring

4550 SAN IGNACIO Drive, Sebring, FL, 33872 — assumable FHA mortgage at 5.00%
FHA
Active
19
$319,900$55,161 equity gap
Rate
5.00%
7.32%today
Payment
$1,525/mo
$1,952today
  • 3beds
  • 2baths
  • 1,737sqft

4550 SAN IGNACIO Drive, Sebring

1502 LAKE JOSEPHINE Drive, Sebring, FL, 33875 — assumable FHA mortgage at 3.75%
FHA
Active
48
$559,900$379,274 equity gap
Rate
3.75%
7.32%today
Payment
$982/mo
$1,457today
  • 3beds
  • 2baths
  • 2,721sqft

1502 LAKE JOSEPHINE Drive, Sebring

5036 SAN IGNACIO Drive, Sebring, FL, 33872 — assumable FHA mortgage at 5.13%
FHA
Active
59
$354,900$52,000 equity gap
Rate
5.13%
7.32%today
Payment
$1,757/mo
$2,216today
  • 4beds
  • 2baths
  • 1,965sqft

5036 SAN IGNACIO Drive, Sebring

220 KITE Avenue, Sebring, FL, 33870 — assumable FHA mortgage at 5.55%
FHA
Active
23
$285,000$25,682 equity gap
Rate
5.55%
7.32%today
Payment
$1,570/mo
$1,889today
  • 3beds
  • 2baths
  • 1,226sqft

220 KITE Avenue, Sebring

5020 MOSS HAMMOCK Trail, Sebring, FL, 33872 — assumable FHA mortgage at 5.09%
FHA
Active
61
$439,900$116,212 equity gap
Rate
5.09%
7.32%today
Payment
$1,876/mo
$2,376today
  • 4beds
  • 2baths
  • 2,220sqft

5020 MOSS HAMMOCK Trail, Sebring

3082 KAPALUA Court, Sebring, FL, 33872 — assumable VA mortgage at 6.58%
VA
Active
61
$339,900$18,114 equity gap
Rate
6.58%
7.32%today
Payment
$2,072/mo
$2,233today
  • 2beds
  • 2baths
  • 1,512sqft

3082 KAPALUA Court, Sebring

4123 MANDARIN Road, Sebring, FL, 33875 — assumable FHA mortgage at 6.89%
FHA
Active
11
$440,000$33,304 equity gap
Rate
6.89%
7.32%today
Payment
$2,711/mo
$2,831today
  • 2beds
  • 2baths
  • 1,120sqft

4123 MANDARIN Road, Sebring

4123 MANDARIN Road, Sebring, FL, 33875 — assumable FHA mortgage at 6.89%
FHA
Active
11
$440,000$33,304 equity gap
Rate
6.89%
7.32%today
Payment
$2,711/mo
$2,831today
  • 2beds
  • 2baths
  • 1,120sqft

4123 MANDARIN Road, Sebring

1456 STONE RIDGE Circle, Sebring, FL, 33870 — assumable FHA mortgage at 6.60%
FHA
Active
39
$298,000$45,271 equity gap
Rate
6.60%
7.32%today
Payment
$1,681/mo
$1,808today
  • 5beds
  • 3baths
  • 1,913sqft

1456 STONE RIDGE Circle, Sebring

5236 SUE Drive, Sebring, FL, 33872 — assumable FHA mortgage at 7.22%
FHA
Active
41
$345,000$55,885 equity gap
Rate
7.22%
7.32%today
Payment
$2,000/mo
$2,020today
  • 4beds
  • 2baths
  • 2,033sqft

5236 SUE Drive, Sebring

4710 TARREGA Street, Sebring, FL, 33872 — assumable FHA mortgage at 7.62%
FHA
Active
30
$364,500$58,720 equity gap
Rate
7.62%
7.32%today
Payment
$2,222/mo
$2,158today
  • 4beds
  • 2baths
  • 2,256sqft

4710 TARREGA Street, Sebring

4700 LAFAYETTE Avenue, Sebring, FL, 33875 — assumable FHA mortgage at 6.54%
FHA
Active
28
$325,000$125,427 equity gap
Rate
6.54%
7.32%today
Payment
$1,291/mo
$1,397today
  • 3beds
  • 2baths
  • 1,515sqft

4700 LAFAYETTE Avenue, Sebring

2307 FAIRWAY Lane, Sebring, FL, 33872 — assumable FHA mortgage at 6.13%
FHA
Active
54
$650,000$275,060 equity gap
Rate
6.13%
7.32%today
Payment
$2,388/mo
$2,698today
  • 4beds
  • 3baths
  • 3,760sqft

2307 FAIRWAY Lane, Sebring

232 CAMPHOR Loop, Avon Park, FL, 33825 — assumable FHA mortgage at 6.42%
FHA
Active
40
$129,999$54,851 equity gap
Rate
6.42%
7.32%today
Payment
$491/mo
$538today
  • 2beds
  • 2baths
  • 840sqft

232 CAMPHOR Loop, Avon Park

3906 SANTIAGO Street, Sebring, FL, 33872 — assumable FHA mortgage at 6.61%
FHA
Active
22
$269,900$266,352 equity gap
Rate
6.61%
7.32%today
Payment
$24/mo
$26today
  • 3beds
  • 2baths
  • 1,652sqft

3906 SANTIAGO Street, Sebring

4716 BOABADILLA Avenue, Sebring, FL, 33872 — assumable VA mortgage at 6.85%
VA
Active
35
$300,000Potential short sale
Rate
6.85%
7.32%today
Payment
$2,171/mo
$2,275today
  • 3beds
  • 2baths
  • 2,043sqft

4716 BOABADILLA Avenue, Sebring

Assuming a mortgage in Sebring

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
3.41%
Lowest existing payment
$480 /mo
Median cash to assume
$55,523
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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