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Assumable homes for sale in San Ramon, CA

13 homesVA & FHA loansrates from 2.80% vs 7.32% today

San Ramon assumption guide
23933 Carmelita Dr, Hayward, CA, 94541 — assumable FHA mortgage at 3.27%
FHA
Active
$648,000$74,423 equity gap
Rate
3.27%
7.32%today
Payment
$2,870/mo
$4,519today
  • 2beds
  • 1baths
  • 1,038sqft

23933 Carmelita Dr, Hayward

9338 Crow Canyon Rd, Castro Valley, CA, 94552 — assumable VA mortgage at 2.87%
VA
Active
84
$1,350,000$318,804 equity gap
Rate
2.87%
7.32%today
Payment
$4,810/mo
$7,968today
  • 3beds
  • 2baths
  • 1,612sqft

9338 Crow Canyon Rd, Castro Valley

4763 Perugia St, Dublin, CA, 94568 — assumable VA mortgage at 3.66%
VA
Active
38
$739,000$127,563 equity gap
Rate
3.66%
7.32%today
Payment
$3,250/mo
$4,875today
  • 2beds
  • 3baths
  • 1,493sqft

4763 Perugia St, Dublin

3868 Stanley Blvd, Pleasanton, CA, 94566 — assumable VA mortgage at 2.80%
VA
Active
47
$1,449,900$557,097 equity gap
Rate
2.80%
7.32%today
Payment
$4,210/mo
$7,038today
  • 4beds
  • 3baths
  • 2,301sqft

3868 Stanley Blvd, Pleasanton

540 Ivy Pointe Circle, San Ramon, CA, 94582 — assumable VA mortgage at 2.80%
VA
Active
38
$1,198,000$840,699 equity gap
Rate
2.80%
7.32%today
Payment
$1,693/mo
$2,830today
  • 4beds
  • 3baths
  • 2,011sqft

540 Ivy Pointe Circle, San Ramon

10911 Cotter St, Oakland, CA, 94605 — assumable VA mortgage at 2.87%
VA
Active
$1,049,000$761,770 equity gap
Rate
2.87%
7.32%today
Payment
$1,340/mo
$2,220today
  • 4beds
  • 3baths
  • 2,032sqft

10911 Cotter St, Oakland

104 Scarboro Pl, San Ramon, CA, 94583 — assumable VA mortgage at 3.30%
VA
Active
50
$1,398,000$956,624 equity gap
Rate
3.30%
7.32%today
Payment
$2,247/mo
$3,524today
  • 4beds
  • 3baths
  • 2,053sqft

104 Scarboro Pl, San Ramon

6005 Hillbrook Pl, Dublin, CA, 94568 — assumable FHA mortgage at 3.72%
FHA
Active
29
$999,000$506,032 equity gap
Rate
3.72%
7.32%today
Payment
$2,932/mo
$4,364today
  • 3beds
  • 4baths
  • 1,692sqft

6005 Hillbrook Pl, Dublin

8257 Brittany Dr, Dublin, CA, 94568 — assumable VA mortgage at 3.72%
VA
Active
80
$2,399,000$1,021,064 equity gap
Rate
3.72%
7.32%today
Payment
$7,337/mo
$10,922today
  • 5beds
  • 3baths
  • 3,357sqft

8257 Brittany Dr, Dublin

651 Moraga Road #17, Moraga, CA, 94556 — assumable FHA mortgage at 3.90%
FHA
Active
46
$598,000$369,592 equity gap
Rate
3.90%
7.32%today
Payment
$1,645/mo
$2,395today
  • 2beds
  • 2baths
  • 1,144sqft

651 Moraga Road #17, Moraga

17112 Los Banos St, Hayward, CA, 94541 — assumable FHA mortgage at 6.15%
FHA
Active
57
$749,900$43,510 equity gap
Rate
6.15%
7.32%today
Payment
$4,502/mo
$5,076today
  • 3beds
  • 2baths
  • 1,240sqft

17112 Los Banos St, Hayward

248 Louette Ct, San Lorenzo, CA, 94541 — assumable VA mortgage at 6.37%
VA
Active
64
$899,999$69,574 equity gap
Rate
6.37%
7.32%today
Payment
$5,555/mo
$6,056today
  • 3beds
  • 3baths
  • 1,519sqft

248 Louette Ct, San Lorenzo

3730 Whitworth Dr, Dublin, CA, 94568 — assumable FHA mortgage at 4.88%
FHA
Active
60
$988,888$740,112 equity gap
Rate
4.88%
7.32%today
Payment
$2,208/mo
$2,865today
  • 4beds
  • 4baths
  • 2,112sqft

3730 Whitworth Dr, Dublin

Assuming a mortgage in San Ramon

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.80%
Lowest existing payment
$1,340 /mo
Median cash to assume
$506,032
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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