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Assumable homes for sale in San Pedro, CA

51 homesFHA & VA loansrates from 2.65% vs 7.32% today

San Pedro assumption guide
676 Colorado, Carson, CA, 90745 — assumable VA mortgage at 3.10%
VA
Active
50
$839,000$138,104 equity gap
Rate
3.10%
7.32%today
Payment
$3,331/mo
$5,359today
  • 4beds
  • 4baths
  • 2,091sqft

676 Colorado, Carson

460 Golden Avenue #320, Long Beach, CA, 90802 — assumable FHA mortgage at 2.98%
FHA
Active
25
$299,900$73,272 equity gap
Rate
2.98%
7.32%today
Payment
$1,072/mo
$1,752today
  • 1beds
  • 1baths
  • 495sqft

460 Golden Avenue #320, Long Beach

3184 Gale, Long Beach, CA, 90810 — assumable VA mortgage at 2.99%
VA
Active
$959,000$245,041 equity gap
Rate
2.99%
7.32%today
Payment
$3,390/mo
$5,530today
  • 4beds
  • 2baths
  • 2,812sqft

3184 Gale, Long Beach

4121 Hathaway Avenue #3, Long Beach, CA, 90815 — assumable FHA mortgage at 2.99%
FHA
Active
34
$545,000$122,642 equity gap
Rate
2.99%
7.32%today
Payment
$2,005/mo
$3,271today
  • 2beds
  • 2baths
  • 957sqft

4121 Hathaway Avenue #3, Long Beach

3655 Webster, Long Beach, CA, 90810 — assumable FHA mortgage at 3.76%
FHA
Active
35
$695,000$63,521 equity gap
Rate
3.76%
7.32%today
Payment
$3,187/mo
$4,721today
  • 3beds
  • 2baths
  • 1,100sqft

3655 Webster, Long Beach

2525 19th Street #24, Signal Hill, CA, 90755 — assumable VA mortgage at 3.13%
VA
Active
10
$385,000$91,831 equity gap
Rate
3.13%
7.32%today
Payment
$1,446/mo
$2,317today
  • 1beds
  • 1baths
  • 666sqft

2525 19th Street #24, Signal Hill

933 Walnut Avenue, Long Beach, CA, 90813 — assumable FHA mortgage at 2.83%
FHA
Active
26
$959,000$344,037 equity gap
Rate
2.83%
7.32%today
Payment
$2,916/mo
$4,856today
  • 3beds
  • 2baths
  • 1,312sqft

933 Walnut Avenue, Long Beach

4281 Admirable, Rancho Palos Verdes, CA, 90275 — assumable VA mortgage at 2.97%
VA
Active
39
$1,450,000$509,541 equity gap
Rate
2.97%
7.32%today
Payment
$4,496/mo
$7,354today
  • 4beds
  • 4baths
  • 2,291sqft

4281 Admirable, Rancho Palos Verdes

378 Miraleste Dr Unit 431, San Pedro, CA, 90732 — assumable FHA mortgage at 3.01%
FHA
Active
33
$449,000$139,164 equity gap
Rate
3.01%
7.32%today
Payment
$1,464/mo
$2,383today
  • 2beds
  • 2baths
  • 1,143sqft

378 Miraleste Dr Unit 431, San Pedro

817 Mira Mar, Long Beach, CA, 90804 — assumable FHA mortgage at 3.02%
FHA
Active
26
$1,600,000$640,576 equity gap
Rate
3.02%
7.32%today
Payment
$4,591/mo
$7,460today
  • —beds
  • —baths
  • 3,320sqft

817 Mira Mar, Long Beach

1316 Grand, San Pedro, CA, 90731 — assumable FHA mortgage at 3.09%
FHA
Active
34
$899,900$343,112 equity gap
Rate
3.09%
7.32%today
Payment
$2,690/mo
$4,334today
  • —beds
  • —baths
  • 2,226sqft

1316 Grand, San Pedro

3437 Caspian, Long Beach, CA, 90810 — assumable FHA mortgage at 3.13%
FHA
Active
18
$678,000$234,521 equity gap
Rate
3.13%
7.32%today
Payment
$2,197/mo
$3,521today
  • 3beds
  • 2baths
  • 1,272sqft

3437 Caspian, Long Beach

2746 Easy, Long Beach, CA, 90810 — assumable FHA mortgage at 2.65%
FHA
Active
40
$799,999$461,180 equity gap
Rate
2.65%
7.32%today
Payment
$1,564/mo
$2,667today
  • 3beds
  • 2baths
  • 1,352sqft

2746 Easy, Long Beach

30645 Ganado Drive, Rancho Palos Verdes, CA, 90275 — assumable VA mortgage at 2.875%
VA
Active
45
$2,595,000$2,595,000 equity gap
Rate
2.875%
7.32%today
Payment
$0/mo
  • 5beds
  • 4baths
  • 3,087sqft

30645 Ganado Drive, Rancho Palos Verdes

4518 Stearns Street, Long Beach, CA, 90815 — assumable VA mortgage at 2.89%
VA
Active
38
$1,074,900$549,746 equity gap
Rate
2.89%
7.32%today
Payment
$2,506/mo
$4,142today
  • 3beds
  • 2baths
  • 1,424sqft

4518 Stearns Street, Long Beach

2151 Spaulding Court, Long Beach, CA, 90804 — assumable VA mortgage at 2.96%
VA
Active
38
$799,000$713,606 equity gap
Rate
2.96%
7.32%today
Payment
$487/mo
$750today
  • 3beds
  • 3baths
  • 1,091sqft

2151 Spaulding Court, Long Beach

2151 Spaulding Court, Long Beach, CA, 90804 — assumable VA mortgage at 2.96%
VA
Active
38
$799,000$713,606 equity gap
Rate
2.96%
7.32%today
Payment
$487/mo
$750today
  • 3beds
  • 3baths
  • 1,091sqft

2151 Spaulding Court, Long Beach

2031 Spaulding Way, Long Beach, CA, 90804 — assumable FHA mortgage at 2.99%
FHA
Active
26
$725,000$331,200 equity gap
Rate
2.99%
7.32%today
Payment
$1,865/mo
$3,043today
  • —beds
  • —baths
  • 852sqft

2031 Spaulding Way, Long Beach

2031 Spaulding Way, Long Beach, CA, 90804 — assumable FHA mortgage at 2.99%
FHA
Active
25
$725,000$331,200 equity gap
Rate
2.99%
7.32%today
Payment
$1,865/mo
$3,043today
  • —beds
  • —baths
  • 852sqft

2031 Spaulding Way, Long Beach

1123 Junipero Avenue #7, Long Beach, CA, 90804 — assumable FHA mortgage at 3.00%
FHA
Active
17
$425,000$425,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 870sqft

1123 Junipero Avenue #7, Long Beach

315 3rd Street #203, Long Beach, CA, 90802 — assumable VA mortgage at 3.00%
VA
Active
20
$279,999$279,999 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 475sqft

315 3rd Street #203, Long Beach

2332 17th #101, Long Beach, CA, 90804 — assumable VA mortgage at 3.01%
VA
Active
16
$355,000$153,334 equity gap
Rate
3.01%
7.32%today
Payment
$977/mo
$1,590today
  • 2beds
  • 2baths
  • 797sqft

2332 17th #101, Long Beach

30569 Ganado Drive, Rancho Palos Verdes, CA, 90275 — assumable VA mortgage at 3.21%
VA
Active
59
$2,450,000$1,036,171 equity gap
Rate
3.21%
7.32%today
Payment
$6,772/mo
$10,744today
  • 5beds
  • 3baths
  • 2,677sqft

30569 Ganado Drive, Rancho Palos Verdes

1054 23rd Street, San Pedro, CA, 90731 — assumable VA mortgage at 4.67%
VA
Active
24
$1,399,000$254,762 equity gap
Rate
4.67%
7.32%today
Payment
$6,372/mo
$8,469today
  • —beds
  • —baths
  • 2,797sqft

1054 23rd Street, San Pedro

1187 3rd #202, Long Beach, CA, 90802 — assumable VA mortgage at 3.69%
VA
Active
30
$415,000$275,230 equity gap
Rate
3.69%
7.32%today
Payment
$864/mo
$1,291today
  • 2beds
  • 2baths
  • 1,056sqft

1187 3rd #202, Long Beach

24823 Island Avenue, Carson, CA, 90745 — assumable FHA mortgage at 3.73%
FHA
Active
5
$910,000$420,486 equity gap
Rate
3.73%
7.32%today
Payment
$2,651/mo
$3,941today
  • 4beds
  • 2baths
  • 2,087sqft

24823 Island Avenue, Carson

2214 Wardlow, Long Beach, CA, 90810 — assumable FHA mortgage at 5.25%
FHA
Active
24
$690,000$69,612 equity gap
Rate
5.25%
7.32%today
Payment
$3,660/mo
$4,553today
  • 4beds
  • 3baths
  • 1,485sqft

2214 Wardlow, Long Beach

719 Columbia Place, Torrance, CA, 90501 — assumable VA mortgage at 5.10%
VA
Active
35
$799,000$111,660 equity gap
Rate
5.10%
7.32%today
Payment
$3,994/mo
$5,053today
  • 2beds
  • 1baths
  • 788sqft

719 Columbia Place, Torrance

1631 Cabrillo, San Pedro, CA, 90731 — assumable FHA mortgage at 3.86%
FHA
Active
42
$899,999$606,513 equity gap
Rate
3.86%
7.32%today
Payment
$1,808/mo
$2,646today
  • 3beds
  • 2baths
  • 1,509sqft

1631 Cabrillo, San Pedro

22232 Vermont Avenue #104D, Torrance, CA, 90502 — assumable FHA mortgage at 4.67%
FHA
Active
49
$565,000$120,003 equity gap
Rate
4.67%
7.32%today
Payment
$2,482/mo
$3,299today
  • 3beds
  • 2baths
  • 1,219sqft

22232 Vermont Avenue #104D, Torrance

838 Pine #215, Long Beach, CA, 90813 — assumable FHA mortgage at 7.19%
FHA
Active
17
$535,500$21,458 equity gap
Rate
7.19%
7.32%today
Payment
$3,589/mo
$3,635today
  • 2beds
  • 2baths
  • 920sqft

838 Pine #215, Long Beach

13 Paradise, Carson, CA, 90745 — assumable VA mortgage at 5.51%
VA
Active
22
$458,000$46,741 equity gap
Rate
5.51%
7.32%today
Payment
$2,483/mo
$3,001today
  • 4beds
  • 2baths
  • 1,421sqft

13 Paradise, Carson

181 223rd Street, Carson, CA, 90745 — assumable VA mortgage at 6.35%
VA
Active
59
$920,000$79,958 equity gap
Rate
6.35%
7.32%today
Payment
$5,277/mo
$5,826today
  • 4beds
  • 2baths
  • 1,778sqft

181 223rd Street, Carson

1208 Dock Lane, Harbor City, CA, 90710 — assumable VA mortgage at 6.42%
VA
Active
45
$995,000$57,978 equity gap
Rate
6.42%
7.32%today
Payment
$6,008/mo
$6,584today
  • 4beds
  • 4baths
  • 2,451sqft

1208 Dock Lane, Harbor City

23302 Marigold #Y202, Torrance, CA, 90502 — assumable FHA mortgage at 6.61%
FHA
Active
37
$519,000$52,224 equity gap
Rate
6.61%
7.32%today
Payment
$3,076/mo
$3,305today
  • 2beds
  • 2baths
  • 859sqft

23302 Marigold #Y202, Torrance

1247 Neptune Avenue, Wilmington, CA, 90744 — assumable FHA mortgage at 5.89%
FHA
Active
37
$899,999$109,063 equity gap
Rate
5.89%
7.32%today
Payment
$4,945/mo
$5,733today
  • 4beds
  • 3baths
  • 1,754sqft

1247 Neptune Avenue, Wilmington

Assuming a mortgage in San Pedro

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$321 /mo
Median cash to assume
$268,926
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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