Assumable homes for sale in San Marcos, CA

9 homesVA & FHA loansrates from 2.73% vs 7.32% today

San Marcos assumption guide
542 Beverly Place, San Marcos, CA, 92078 — assumable FHA mortgage at 3.89%
FHA
Active
29
$505,000$69,371 equity gap
Rate
3.89%
7.32%today
Payment
$2,242/mo
$3,270today
  • 2beds
  • 2baths
  • 1,068sqft

542 Beverly Place, San Marcos

895 Slate Street, San Marcos, CA, 92078 — assumable VA mortgage at 2.87%
VA
Active
24
$669,000$230,505 equity gap
Rate
2.87%
7.32%today
Payment
$2,093/mo
$3,468today
  • 2beds
  • 3baths
  • 1,305sqft

895 Slate Street, San Marcos

1159 Elfin Forest, San Marcos, CA, 92078 — assumable FHA mortgage at 2.73%
FHA
Active
37
$749,988$339,861 equity gap
Rate
2.73%
7.32%today
Payment
$1,910/mo
$3,222today
  • 2beds
  • 3baths
  • 1,480sqft

1159 Elfin Forest, San Marcos

3350 Descanso Ave., San Marcos, CA, 92078 — assumable VA mortgage at 2.86%
VA
Active
40
$1,800,000$1,237,132 equity gap
Rate
2.86%
7.32%today
Payment
$2,691/mo
$4,463today
  • 4beds
  • 3baths
  • 2,023sqft

3350 Descanso Ave., San Marcos

2007 Silverado Street, San Marcos, CA, 92078 — assumable VA mortgage at 3.00%
VA
Active
30
$735,000$735,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,570sqft

2007 Silverado Street, San Marcos

189 Mission Villas, San Marcos, CA, 92069 — assumable VA mortgage at 6.33%
VA
Active
43
$645,000$46,414 equity gap
Rate
6.33%
7.32%today
Payment
$3,887/mo
$4,300today
  • 2beds
  • 3baths
  • 1,105sqft

189 Mission Villas, San Marcos

3505 Hollencrest Road, San Marcos, CA, 92069 — assumable VA mortgage at 6.96%
VA
Active
27
$620,000$127,358 equity gap
Rate
6.96%
7.32%today
Payment
$3,313/mo
$3,435today
  • 3beds
  • 1baths
  • 827sqft

3505 Hollencrest Road, San Marcos

749 Almond Rd, San Marcos, CA, 92078 — assumable FHA mortgage at 5.62%
FHA
Active
35
$675,000$534,693 equity gap
Rate
5.62%
7.32%today
Payment
$1,760/mo
$2,102today
  • 3beds
  • 3baths
  • 1,238sqft

749 Almond Rd, San Marcos

1626 Rue De Valle, San Marcos, CA, 92078 — assumable FHA mortgage at 7.15%
FHA
Active
33
$465,000$428,867 equity gap
Rate
7.15%
7.32%today
Payment
$772/mo
$786today
  • 2beds
  • 1baths
  • 920sqft

1626 Rue De Valle, San Marcos

Assuming a mortgage in San Marcos

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$772 /mo
Median cash to assume
$339,861
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.