Assumable homes for sale in San Jose, CA

3 homesFHA & VA loansrates from 3.73% vs 7.32% today

San Jose assumption guide
3819 7 Trees Boulevard #201, San Jose, CA, 95111 — assumable VA mortgage at 3.73%
VA
Active
25
$520,000$148,496 equity gap
Rate
3.73%
7.32%today
Payment
$1,984/mo
$2,951today
  • 2beds
  • 2baths
  • 999sqft

3819 7 Trees Boulevard #201, San Jose

363 Kenbrook Circle, San Jose, CA, 95111 — assumable FHA mortgage at 6.43%
FHA
Active
23
$519,000$73,504 equity gap
Rate
6.43%
7.32%today
Payment
$2,904/mo
$3,179today
  • 2beds
  • 1baths
  • 880sqft

363 Kenbrook Circle, San Jose

3855 KAUAI Drive, San Jose, CA, 95111 — assumable FHA mortgage at 6.50%
FHA
Active
34
$1,200,000$502,110 equity gap
Rate
6.50%
7.32%today
Payment
$4,470/mo
$4,858today
  • 4beds
  • 2baths
  • 1,200sqft

3855 KAUAI Drive, San Jose

Assuming a mortgage in San Jose

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
3.73%
Lowest existing payment
$1,984 /mo
Median cash to assume
$148,496
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.