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Assumable homes for sale in San Diego, CA

20 homesVA & FHA loansrates from 2.67% vs 7.32% today

San Diego assumption guide
5162 Catoctin Dr, San Diego, CA, 92115 — assumable VA mortgage at 3.75%
VA
Active
45
$1,090,000$193,201 equity gap
Rate
3.75%
7.32%today
Payment
$4,539/mo
$6,732today
  • 3beds
  • 3baths
  • 1,947sqft

5162 Catoctin Dr, San Diego

5442 Adobe Falls #5, San Diego, CA, 92120 — assumable VA mortgage at 2.67%
VA
Active
35
$449,000$171,769 equity gap
Rate
2.67%
7.32%today
Payment
$1,286/mo
$2,186today
  • 2beds
  • 2baths
  • 884sqft

5442 Adobe Falls #5, San Diego

7260 Wembley, San Diego, CA, 92120 — assumable VA mortgage at 2.79%
VA
Active
30
$1,195,000$497,954 equity gap
Rate
2.79%
7.32%today
Payment
$3,275/mo
$5,483today
  • 3beds
  • 3baths
  • 1,938sqft

7260 Wembley, San Diego

5462 Adobe Falls Rd #11, San Diego, CA, 92120 — assumable VA mortgage at 4.42%
VA
Active
17
$468,800$50,614 equity gap
Rate
4.42%
7.32%today
Payment
$2,269/mo
$3,105today
  • 2beds
  • 2baths
  • 1,144sqft

5462 Adobe Falls Rd #11, San Diego

7000 Saranac #47, La Mesa, CA, 91942 — assumable FHA mortgage at 3.59%
FHA
Active
47
$450,000$239,816 equity gap
Rate
3.59%
7.32%today
Payment
$1,293/mo
$1,956today
  • 2beds
  • 1baths
  • 1,016sqft

7000 Saranac #47, La Mesa

5055 Collwood Blvd #320, San Diego, CA, 92115 — assumable VA mortgage at 5.54%
VA
Active
35
$520,000$37,592 equity gap
Rate
5.54%
7.32%today
Payment
$2,917/mo
$3,514today
  • 2beds
  • 2baths
  • 971sqft

5055 Collwood Blvd #320, San Diego

5553 Adobe Falls Road #1, San Diego, CA, 92120 — assumable VA mortgage at 6.82%
VA
Active
22
$420,000Potential short sale
Rate
6.82%
7.32%today
Payment
$2,805/mo
$2,949today
  • 2beds
  • 2baths
  • 883sqft

5553 Adobe Falls Road #1, San Diego

7410 Caminito Carlotta, San Diego, CA, 92120 — assumable FHA mortgage at 6.85%
FHA
Active
36
$779,000$28,769 equity gap
Rate
6.85%
7.32%today
Payment
$4,986/mo
$5,227today
  • 2beds
  • 3baths
  • 1,652sqft

7410 Caminito Carlotta, San Diego

6742 Greenbrier Court, San Diego, CA, 92120 — assumable VA mortgage at 6.99%
VA
Active
32
$1,099,000Potential short sale
Rate
6.99%
7.32%today
Payment
$7,461/mo
$7,712today
  • 3beds
  • 2baths
  • 1,297sqft

6742 Greenbrier Court, San Diego

6878 Navajo Road #78, San Diego, CA, 92119 — assumable FHA mortgage at 5.25%
FHA
Active
22
$379,500$104,069 equity gap
Rate
5.25%
7.32%today
Payment
$1,622/mo
$2,018today
  • 1beds
  • 1baths
  • 654sqft

6878 Navajo Road #78, San Diego

4625 Glacier Avenue, San Diego, CA, 92120 — assumable FHA mortgage at 6.35%
FHA
Active
21
$1,059,999$58,559 equity gap
Rate
6.35%
7.32%today
Payment
$6,369/mo
$7,031today
  • 3beds
  • 2baths
  • 1,363sqft

4625 Glacier Avenue, San Diego

5476 Maisel Way, San Diego, CA, 92115 — assumable VA mortgage at 6.47%
VA
Active
29
$1,349,999$103,307 equity gap
Rate
6.47%
7.32%today
Payment
$8,034/mo
$8,758today
  • 5beds
  • 3baths
  • 1,840sqft

5476 Maisel Way, San Diego

5245 Reservoir Drive, San Diego, CA, 92115 — assumable VA mortgage at 6.31%
VA
Active
44
$750,000$120,735 equity gap
Rate
6.31%
7.32%today
Payment
$4,083/mo
$4,527today
  • 3beds
  • 2baths
  • 1,740sqft

5245 Reservoir Drive, San Diego

4975 Greenbrier Avenue, San Diego, CA, 92120 — assumable FHA mortgage at 6.35%
FHA
Active
31
$1,149,000$156,585 equity gap
Rate
6.35%
7.32%today
Payment
$6,319/mo
$6,976today
  • 3beds
  • 2baths
  • 1,798sqft

4975 Greenbrier Avenue, San Diego

5960 Caminito Yucatan, San Diego, CA, 92108 — assumable VA mortgage at 6.95%
VA
Active
36
$649,999$103,568 equity gap
Rate
6.95%
7.32%today
Payment
$3,773/mo
$3,916today
  • 3beds
  • 2baths
  • 1,334sqft

5960 Caminito Yucatan, San Diego

7320 Park Ridge Dr ##113, Del Cerro, CA, 92120 — assumable VA mortgage at 5.81%
VA
Active
22
$569,965$137,095 equity gap
Rate
5.81%
7.32%today
Payment
$2,696/mo
$3,153today
  • 2beds
  • 2baths
  • 997sqft

7320 Park Ridge Dr ##113, Del Cerro

7379 Caminito Carlotta, San Diego, CA, 92120 — assumable FHA mortgage at 6.50%
FHA
Active
43
$749,950$109,950 equity gap
Rate
6.50%
7.32%today
Payment
$55,230/mo
$55,472today
  • 3beds
  • 3baths
  • 1,659sqft

7379 Caminito Carlotta, San Diego

6955 Alvarado Road #61, San Diego, CA, 92120 — assumable VA mortgage at 6.78%
VA
Active
33
$399,999$122,380 equity gap
Rate
6.78%
7.32%today
Payment
$1,868/mo
$1,972today
  • 2beds
  • 2baths
  • 879sqft

6955 Alvarado Road #61, San Diego

6675 Mission Gorge Road #A114, San Diego, CA, 92120 — assumable VA mortgage at 6.85%
VA
Active
21
$330,000Potential short sale
Rate
6.85%
7.32%today
Payment
$2,935/mo
$3,077today
  • 1beds
  • 1baths
  • 626sqft

6675 Mission Gorge Road #A114, San Diego

4990 Lucille Dr, San Diego, CA, 92115 — assumable VA mortgage at 6.99%
VA
Active
7
$1,049,900$1,028,123 equity gap
Rate
6.99%
7.32%today
Payment
$1,349/mo
$1,394today
  • 3beds
  • 2baths
  • 1,419sqft

4990 Lucille Dr, San Diego

Assuming a mortgage in San Diego

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$1,286 /mo
Median cash to assume
$109,950
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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