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Assumable homes for sale in San Bernardino, CA

14 homesVA & FHA loansrates from 3.00% vs 7.32% today

San Bernardino assumption guide
1565 Coulston #37, San Bernardino, CA, 92408 — assumable VA mortgage at 3.00%
VA
Active
30
$399,000$399,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,264sqft

1565 Coulston #37, San Bernardino

1735 Washington Street #B-11, Colton, CA, 92324 — assumable VA mortgage at 3.00%
VA
Active
11
$168,000$168,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 680sqft

1735 Washington Street #B-11, Colton

1735 Washington Street #F-23, Colton, CA, 92324 — assumable VA mortgage at 3.00%
VA
Active
10
$168,000$168,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 680sqft

1735 Washington Street #F-23, Colton

1735 Washington Street #F-25, Colton, CA, 92324 — assumable VA mortgage at 3.00%
VA
Active
9
$168,000$168,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 680sqft

1735 Washington Street #F-25, Colton

1800 Old Ranch #166, Colton, CA, 92324 — assumable VA mortgage at 3.41%
VA
Active
22
$309,900$190,618 equity gap
Rate
3.41%
7.32%today
Payment
$780/mo
$1,206today
  • 2beds
  • 2baths
  • 880sqft

1800 Old Ranch #166, Colton

25612 Lane Street, Loma Linda, CA, 92354 — assumable VA mortgage at 3.50%
VA
Active
45
$1,097,000$1,097,000 equity gap
Rate
3.50%
7.32%today
Payment
$0/mo
  • —beds
  • —baths
  • 2,460sqft

25612 Lane Street, Loma Linda

116 Plymouth Way, San Bernardino, CA, 92408 — assumable VA mortgage at 3.89%
VA
Active
55
$530,000$427,815 equity gap
Rate
3.89%
7.32%today
Payment
$629/mo
$917today
  • 3beds
  • 3baths
  • 1,459sqft

116 Plymouth Way, San Bernardino

25358 Lawton Avenue, Loma Linda, CA, 92354 — assumable VA mortgage at 6.95%
VA
Active
28
$549,000$45,424 equity gap
Rate
6.95%
7.32%today
Payment
$3,406/mo
$3,534today
  • 3beds
  • 2baths
  • 1,678sqft

25358 Lawton Avenue, Loma Linda

10613 Ohio, Loma Linda, CA, 92354 — assumable FHA mortgage at 6.22%
FHA
Active
16
$750,000$92,379 equity gap
Rate
6.22%
7.32%today
Payment
$4,068/mo
$4,553today
  • 4beds
  • 2baths
  • 1,493sqft

10613 Ohio, Loma Linda

25422 Cole Street, Loma Linda, CA, 92354 — assumable VA mortgage at 5.80%
VA
Active
16
$2,100,000$1,897,622 equity gap
Rate
5.80%
7.32%today
Payment
$2,376/mo
$2,782today
  • —beds
  • —baths
  • 4,860sqft

25422 Cole Street, Loma Linda

1735 Washington Street, Colton, CA, 92324 — assumable VA mortgage at 6.50%
VA
Active
10
$840,000$613,692 equity gap
Rate
6.50%
7.32%today
Payment
$1,454/mo
$1,580today
  • —beds
  • —baths
  • 3,400sqft

1735 Washington Street, Colton

24586 Redlands Boulevard, Loma Linda, CA, 92354 — assumable VA mortgage at 7.34%
VA
Active
4
$495,000$533,686 equity gap
Rate
7.34%
7.32%today
Payment
$995/mo
$993today
  • —beds
  • —baths
  • 1,368sqft

24586 Redlands Boulevard, Loma Linda

25710 Lawton Avenue, Loma Linda, CA, 92354 — assumable VA mortgage at 8.099%
VA
Active
24
$490,000$342,677 equity gap
Rate
8.099%
7.32%today
Payment
$1,706/mo
$1,582today
  • 2beds
  • 2baths
  • 1,259sqft

25710 Lawton Avenue, Loma Linda

1735 Washington Street #F-26, Colton, CA, 92324 — assumable VA mortgage
VA
Active
10
$168,000$168,000 equity gap
Rate
—%
7.32%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 680sqft

1735 Washington Street #F-26, Colton

Assuming a mortgage in San Bernardino

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
3.00%
Lowest existing payment
$629 /mo
Median cash to assume
$266,648
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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