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Assumable homes for sale in Saint Paul, MN

155 homesFHA & VA loansrates from 2.00% vs 7.32% today

Saint Paul assumption guide
904 9th Avenue, Minneapolis, MN, 55414 — assumable FHA mortgage at 2.84%
FHA
Active
35
$384,900$68,225 equity gap
Rate
2.84%
7.32%today
Payment
$1,472/mo
$2,448today
  • 6beds
  • 2baths
  • 2,376sqft

904 9th Avenue, Minneapolis

633 Burlington Road, Saint Paul, MN, 55119 — assumable VA mortgage at 2.84%
VA
Active
78
$450,000$50,186 equity gap
Rate
2.84%
7.32%today
Payment
$1,859/mo
$3,091today
  • 3beds
  • 3baths
  • 2,811sqft

633 Burlington Road, Saint Paul

1233 Maywood Street, Saint Paul, MN, 55117 — assumable VA mortgage at 2.86%
VA
Active
52
$399,900$54,971 equity gap
Rate
2.86%
7.32%today
Payment
$1,603/mo
$2,660today
  • 4beds
  • 2baths
  • 2,878sqft

1233 Maywood Street, Saint Paul

520 Fred Street, Saint Paul, MN, 55130 — assumable FHA mortgage at 2.87%
FHA
Active
15
$189,999$24,533 equity gap
Rate
2.87%
7.32%today
Payment
$774/mo
$1,282today
  • 2beds
  • 1baths
  • 1,292sqft

520 Fred Street, Saint Paul

410 Hickory Lane, Oakdale, MN, 55128 — assumable FHA mortgage at 2.88%
FHA
Active
32
$209,900$38,130 equity gap
Rate
2.88%
7.32%today
Payment
$804/mo
$1,330today
  • 2beds
  • 2baths
  • 1,208sqft

410 Hickory Lane, Oakdale

149 19th Avenue, South Saint Paul, MN, 55075 — assumable FHA mortgage at 2.90%
FHA
Active
19
$279,000$43,733 equity gap
Rate
2.90%
7.32%today
Payment
$1,103/mo
$1,821today
  • 3beds
  • 1baths
  • 1,515sqft

149 19th Avenue, South Saint Paul

1472 Concordia Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 2.94%
FHA
Active
47
$302,000$20,818 equity gap
Rate
2.94%
7.32%today
Payment
$1,356/mo
$2,226today
  • 3beds
  • 3baths
  • 1,776sqft

1472 Concordia Avenue, Saint Paul

393 Geranium Avenue, Saint Paul, MN, 55130 — assumable FHA mortgage at 3.02%
FHA
Active
43
$309,900$52,644 equity gap
Rate
3.02%
7.32%today
Payment
$1,245/mo
$2,023today
  • 5beds
  • 2baths
  • 2,112sqft

393 Geranium Avenue, Saint Paul

1828 Bush Avenue, Saint Paul, MN, 55119 — assumable FHA mortgage at 3.07%
FHA
Active
19
$249,900$48,417 equity gap
Rate
3.07%
7.32%today
Payment
$952/mo
$1,538today
  • 4beds
  • 1baths
  • 1,442sqft

1828 Bush Avenue, Saint Paul

1050 Matilda Street, Saint Paul, MN, 55117 — assumable FHA mortgage at 3.13%
FHA
Active
23
$170,000$26,884 equity gap
Rate
3.13%
7.32%today
Payment
$709/mo
$1,136today
  • 2beds
  • 2baths
  • 1,059sqft

1050 Matilda Street, Saint Paul

3116 17th Avenue, Minneapolis, MN, 55407 — assumable FHA mortgage at 3.25%
FHA
Active
44
$435,000$79,388 equity gap
Rate
3.25%
7.32%today
Payment
$1,752/mo
$2,765today
  • 5beds
  • 2baths
  • 2,638sqft

3116 17th Avenue, Minneapolis

894 Euclid Street, Saint Paul, MN, 55106 — assumable VA mortgage at 3.56%
VA
Active
25
$245,000$24,162 equity gap
Rate
3.56%
7.32%today
Payment
$1,099/mo
$1,669today
  • 2beds
  • 1baths
  • 1,326sqft

894 Euclid Street, Saint Paul

1607 Van Buren Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 3.89%
FHA
Active
43
$549,500$24,711 equity gap
Rate
3.89%
7.32%today
Payment
$2,701/mo
$3,939today
  • 8beds
  • 4baths
  • 3,392sqft

1607 Van Buren Avenue, Saint Paul

3041 30th Avenue, Minneapolis, MN, 55406 — assumable VA mortgage at 2.86%
VA
Active
42
$401,000$108,551 equity gap
Rate
2.86%
7.32%today
Payment
$1,398/mo
$2,319today
  • 3beds
  • 3baths
  • 1,895sqft

3041 30th Avenue, Minneapolis

1105 Rose Avenue, Saint Paul, MN, 55106 — assumable FHA mortgage at 2.87%
FHA
Active
27
$235,000$69,157 equity gap
Rate
2.87%
7.32%today
Payment
$774/mo
$1,282today
  • 6beds
  • 2baths
  • 1,465sqft

1105 Rose Avenue, Saint Paul

7590 Newbury Road, Woodbury, MN, 55125 — assumable VA mortgage at 2.87%
VA
Active
27
$335,000$99,816 equity gap
Rate
2.87%
7.32%today
Payment
$1,123/mo
$1,860today
  • 2beds
  • 2baths
  • 1,464sqft

7590 Newbury Road, Woodbury

308 Stevens Street, Saint Paul, MN, 55107 — assumable FHA mortgage at 2.88%
FHA
Active
22
$295,000$63,214 equity gap
Rate
2.88%
7.32%today
Payment
$1,080/mo
$1,787today
  • 4beds
  • 2baths
  • 1,824sqft

308 Stevens Street, Saint Paul

8663 Quarry Ridge Lane #F, Woodbury, MN, 55125 — assumable VA mortgage at 2.89%
VA
Active
49
$249,990$65,034 equity gap
Rate
2.89%
7.32%today
Payment
$883/mo
$1,459today
  • 2beds
  • 2baths
  • 1,242sqft

8663 Quarry Ridge Lane #F, Woodbury

1598 Shore Drive, Saint Paul, MN, 55106 — assumable FHA mortgage at 2.93%
FHA
Active
40
$600,000$163,309 equity gap
Rate
2.93%
7.32%today
Payment
$2,055/mo
$3,378today
  • 6beds
  • 3baths
  • 4,120sqft

1598 Shore Drive, Saint Paul

6333 Alderwood Circle #B, Woodbury, MN, 55125 — assumable VA mortgage at 2.96%
VA
Active
18
$119,000$25,927 equity gap
Rate
2.96%
7.32%today
Payment
$440/mo
$721today
  • —beds
  • 1baths
  • 594sqft

6333 Alderwood Circle #B, Woodbury

995 Rose Avenue, Saint Paul, MN, 55106 — assumable FHA mortgage at 2.96%
FHA
Active
40
$227,000$52,620 equity gap
Rate
2.96%
7.32%today
Payment
$820/mo
$1,342today
  • 3beds
  • 2baths
  • 1,567sqft

995 Rose Avenue, Saint Paul

6781 Sherwood Road, Woodbury, MN, 55125 — assumable FHA mortgage at 3.01%
FHA
Active
20
$254,900$55,430 equity gap
Rate
3.01%
7.32%today
Payment
$971/mo
$1,580today
  • 2beds
  • 2baths
  • 1,324sqft

6781 Sherwood Road, Woodbury

837 Pedersen Street, Saint Paul, MN, 55119 — assumable FHA mortgage at 3.07%
FHA
Active
29
$227,500$55,927 equity gap
Rate
3.07%
7.32%today
Payment
$814/mo
$1,315today
  • 2beds
  • 2baths
  • 1,256sqft

837 Pedersen Street, Saint Paul

968 Sherburne Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 3.07%
FHA
Active
9
$324,900$61,821 equity gap
Rate
3.07%
7.32%today
Payment
$1,249/mo
$2,017today
  • 4beds
  • 2baths
  • 2,004sqft

968 Sherburne Avenue, Saint Paul

727 Margaret Street, Saint Paul, MN, 55106 — assumable VA mortgage at 3.17%
VA
Active
69
$419,900$110,515 equity gap
Rate
3.17%
7.32%today
Payment
$1,508/mo
$2,404today
  • 6beds
  • 3baths
  • 3,405sqft

727 Margaret Street, Saint Paul

350 Saint Peter Street #903, Saint Paul, MN, 55102 — assumable FHA mortgage at 4.46%
FHA
Active
31
$175,000Potential short sale
Rate
4.46%
7.32%today
Payment
$1,070/mo
$1,457today
  • 1beds
  • 1baths
  • 875sqft

350 Saint Peter Street #903, Saint Paul

833 3rd Street, Saint Paul, MN, 55106 — assumable FHA mortgage at 4.17%
FHA
Active
25
$265,000$24,772 equity gap
Rate
4.17%
7.32%today
Payment
$1,272/mo
$1,793today
  • 6beds
  • 2baths
  • 1,960sqft

833 3rd Street, Saint Paul

30 B Street, Saint Paul, MN, 55106 — assumable VA mortgage at 2.74%
VA
Active
38
$435,000$166,366 equity gap
Rate
2.74%
7.32%today
Payment
$1,255/mo
$2,115today
  • 4beds
  • 4baths
  • 3,240sqft

30 B Street, Saint Paul

4424 16th Avenue, Minneapolis, MN, 55407 — assumable FHA mortgage at 2.78%
FHA
Active
33
$390,000$152,149 equity gap
Rate
2.78%
7.32%today
Payment
$1,101/mo
$1,845today
  • 3beds
  • 2baths
  • 1,625sqft

4424 16th Avenue, Minneapolis

939 Earl Street, Saint Paul, MN, 55106 — assumable FHA mortgage at 2.87%
FHA
Active
11
$219,999$67,593 equity gap
Rate
2.87%
7.32%today
Payment
$733/mo
$1,214today
  • 3beds
  • 2baths
  • 1,338sqft

939 Earl Street, Saint Paul

5549 37th Avenue, Minneapolis, MN, 55417 — assumable VA mortgage at 2.87%
VA
Active
28
$325,000$108,382 equity gap
Rate
2.87%
7.32%today
Payment
$1,037/mo
$1,717today
  • 3beds
  • 1baths
  • 1,010sqft

5549 37th Avenue, Minneapolis

1626 Woodlynn Avenue #1, Maplewood, MN, 55109 — assumable FHA mortgage at 2.88%
FHA
Active
23
$285,000$113,171 equity gap
Rate
2.88%
7.32%today
Payment
$801/mo
$1,325today
  • 3beds
  • 3baths
  • 1,603sqft

1626 Woodlynn Avenue #1, Maplewood

2820 Cleveland Street, Minneapolis, MN, 55418 — assumable VA mortgage at 2.95%
VA
Active
33
$439,900$143,008 equity gap
Rate
2.95%
7.32%today
Payment
$1,403/mo
$2,301today
  • 2beds
  • 1baths
  • 1,459sqft

2820 Cleveland Street, Minneapolis

809 Minnehaha Avenue, Saint Paul, MN, 55104 — assumable VA mortgage at 2.98%
VA
Active
28
$250,000$99,046 equity gap
Rate
2.98%
7.32%today
Payment
$734/mo
$1,200today
  • 2beds
  • 2baths
  • 1,257sqft

809 Minnehaha Avenue, Saint Paul

696 5th Street, Saint Paul, MN, 55106 — assumable FHA mortgage at 3.18%
FHA
Active
22
$275,000$87,888 equity gap
Rate
3.18%
7.32%today
Payment
$932/mo
$1,484today
  • 4beds
  • 2baths
  • 2,045sqft

696 5th Street, Saint Paul

41 King Street, Saint Paul, MN, 55107 — assumable FHA mortgage at 3.69%
FHA
Active
18
$190,000$42,161 equity gap
Rate
3.69%
7.32%today
Payment
$745/mo
$1,113today
  • 2beds
  • 1baths
  • 552sqft

41 King Street, Saint Paul

Assuming a mortgage in Saint Paul

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.00%
Lowest existing payment
$350 /mo
Median cash to assume
$88,999
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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