VA
Active
31$155,000$63,786 equity gap
- Rate
- 4.15%
7.32%today- Payment
- $536/mo
$758today
- 4beds
- 2baths
- 1,794sqft
Assumable homes for sale in St. James, MN
2 homesVA & FHA loansrates from 4.15% vs 7.32% today
St. James assumption guide
FHA
Active
36$210,000$23,082 equity gap
- Rate
- 7.03%
7.32%today- Payment
- $1,278/mo
$1,315today
- 3beds
- 2baths
- 1,910sqft
1025 7th Street, Saint James
Assuming a mortgage in St. James
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.
- Lowest existing rate
- 4.15%
- Lowest existing payment
- $536 /mo
- Median cash to assume
- $43,434