Assumable homes for sale in Saint Augusta, MN

17 homesFHA & VA loansrates from 2.98% vs 7.32% today

Saint Augusta assumption guide
1614 12th Avenue, Saint Cloud, MN, 56304 — assumable FHA mortgage at 3.05%
FHA
Active
23
$233,000$47,172 equity gap
Rate
3.05%
7.32%today
Payment
$874/mo
$1,416today
  • 4beds
  • 2baths
  • 2,022sqft

1614 12th Avenue, Saint Cloud

830 Mckinley Place, Saint Cloud, MN, 56301 — assumable VA mortgage at 2.98%
VA
Active
54
$209,999$63,775 equity gap
Rate
2.98%
7.32%today
Payment
$693/mo
$1,133today
  • 3beds
  • 3baths
  • 1,550sqft

830 Mckinley Place, Saint Cloud

443 Cedarwood Court, Waite Park, MN, 56387 — assumable VA mortgage at 3.76%
VA
Active
61
$344,900$70,330 equity gap
Rate
3.76%
7.32%today
Payment
$1,391/mo
$2,061today
  • 4beds
  • 3baths
  • 2,306sqft

443 Cedarwood Court, Waite Park

1041 17th Avenue, Saint Cloud, MN, 56301 — assumable FHA mortgage at 3.70%
FHA
Active
28
$149,900$57,667 equity gap
Rate
3.70%
7.32%today
Payment
$491/mo
$733today
  • 2beds
  • 1baths
  • 1,280sqft

1041 17th Avenue, Saint Cloud

436 9th Street, Waite Park, MN, 56387 — assumable VA mortgage at 6.54%
VA
Active
44
$319,800$24,731 equity gap
Rate
6.54%
7.32%today
Payment
$1,949/mo
$2,109today
  • 4beds
  • 4baths
  • 3,004sqft

436 9th Street, Waite Park

2430 Ruby Street, Saint Augusta, MN, 56301 — assumable FHA mortgage at 6.81%
FHA
Active
25
$427,900$38,021 equity gap
Rate
6.81%
7.32%today
Payment
$2,579/mo
$2,714today
  • 4beds
  • 3baths
  • 2,552sqft

2430 Ruby Street, Saint Augusta

1029 Nicole Avenue, Clearwater, MN, 55320 — assumable FHA mortgage at 6.96%
FHA
Active
20
$358,900$35,116 equity gap
Rate
6.96%
7.32%today
Payment
$2,219/mo
$2,300today
  • 3beds
  • 2baths
  • 1,300sqft

1029 Nicole Avenue, Clearwater

623 7th Street, Saint Cloud, MN, 56304 — assumable VA mortgage at 7.09%
VA
Active
39
$269,900$27,443 equity gap
Rate
7.09%
7.32%today
Payment
$1,680/mo
$1,719today
  • 3beds
  • 2baths
  • 1,570sqft

623 7th Street, Saint Cloud

288 Park Avenue, Saint Cloud, MN, 56301 — assumable VA mortgage at 6.50%
VA
Active
24
$275,000$28,307 equity gap
Rate
6.50%
7.32%today
Payment
$1,574/mo
$1,710today
  • 2beds
  • 2baths
  • 1,520sqft

288 Park Avenue, Saint Cloud

239 32nd Avenue, Saint Cloud, MN, 56303 — assumable FHA mortgage at 6.99%
FHA
Active
37
$169,900$19,781 equity gap
Rate
6.99%
7.32%today
Payment
$1,021/mo
$1,055today
  • 2beds
  • 1baths
  • 1,232sqft

239 32nd Avenue, Saint Cloud

612 5th Avenue, Saint Cloud, MN, 56304 — assumable FHA mortgage at 7.18%
FHA
Active
15
$194,900$28,013 equity gap
Rate
7.18%
7.32%today
Payment
$1,164/mo
$1,180today
  • 2beds
  • 1baths
  • 1,054sqft

612 5th Avenue, Saint Cloud

5945 Tee To Green Street, Saint Cloud, MN, 56304 — assumable VA mortgage at 6.35%
VA
Active
48
$500,000$120,548 equity gap
Rate
6.35%
7.32%today
Payment
$2,457/mo
$2,713today
  • 5beds
  • 4baths
  • 2,882sqft

5945 Tee To Green Street, Saint Cloud

231 22nd Avenue, Saint Cloud, MN, 56303 — assumable FHA mortgage at 6.43%
FHA
Active
32
$225,000$45,417 equity gap
Rate
6.43%
7.32%today
Payment
$1,171/mo
$1,282today
  • 3beds
  • 2baths
  • 1,265sqft

231 22nd Avenue, Saint Cloud

141 36th Avenue, Saint Cloud, MN, 56303 — assumable FHA mortgage at 5.25%
FHA
Active
25
$245,000$128,703 equity gap
Rate
5.25%
7.32%today
Payment
$688/mo
$856today
  • 3beds
  • 2baths
  • 1,152sqft

141 36th Avenue, Saint Cloud

1602 8th Avenue, Saint Cloud, MN, 56301 — assumable FHA mortgage at 5.42%
FHA
Active
41
$259,900$216,206 equity gap
Rate
5.42%
7.32%today
Payment
$229/mo
$289today
  • 4beds
  • 2baths
  • 2,130sqft

1602 8th Avenue, Saint Cloud

2541 14 1/2 Avenue, Saint Cloud, MN, 56304 — assumable FHA mortgage at 6.65%
FHA
Active
42
$365,000$349,007 equity gap
Rate
6.65%
7.32%today
Payment
$105/mo
$113today
  • 5beds
  • 3baths
  • 2,906sqft

2541 14 1/2 Avenue, Saint Cloud

313 11th Avenue, Saint Cloud, MN, 56303 — assumable FHA mortgage at 7.20%
FHA
Active
19
$105,000Potential short sale
Rate
7.20%
7.32%today
Payment
$962/mo
$974today
  • 4beds
  • 1baths
  • 1,333sqft

313 11th Avenue, Saint Cloud

Assuming a mortgage in Saint Augusta

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.98%
Lowest existing payment
$491 /mo
Median cash to assume
$46,295
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.