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Assumable homes for sale in Richfield, MN

96 homesFHA & VA loansrates from 2.00% vs 7.32% today

Richfield assumption guide
2532 1st Avenue #S301, Minneapolis, MN, 55404 — assumable FHA mortgage at 3.45%
FHATop pick
Active
29
$119,900$4,105 equity gap
Rate
3.45%
7.32%today
Payment
$600/mo
$923today
  • 1beds
  • 1baths
  • 550sqft

2532 1st Avenue #S301, Minneapolis

1005 105th Street, Bloomington, MN, 55431 — assumable VA mortgage at 2.87%
VA
Active
24
$250,000$37,271 equity gap
Rate
2.87%
7.32%today
Payment
$992/mo
$1,644today
  • 3beds
  • 3baths
  • 1,760sqft

1005 105th Street, Bloomington

5985 Rowland Road #308, Minnetonka, MN, 55343 — assumable VA mortgage at 2.88%
VA
Active
30
$287,000$46,963 equity gap
Rate
2.88%
7.32%today
Payment
$1,118/mo
$1,850today
  • 2beds
  • 2baths
  • 1,347sqft

5985 Rowland Road #308, Minnetonka

7520 Blaisdell Avenue, Richfield, MN, 55423 — assumable FHA mortgage at 2.88%
FHA
Active
46
$350,000$40,078 equity gap
Rate
2.88%
7.32%today
Payment
$1,447/mo
$2,394today
  • 4beds
  • 3baths
  • 2,313sqft

7520 Blaisdell Avenue, Richfield

1472 Concordia Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 2.94%
FHA
Active
47
$302,000$20,818 equity gap
Rate
2.94%
7.32%today
Payment
$1,356/mo
$2,226today
  • 3beds
  • 3baths
  • 1,776sqft

1472 Concordia Avenue, Saint Paul

3327 Oakland Avenue, Minneapolis, MN, 55407 — assumable FHA mortgage at 3.06%
FHA
Active
25
$339,000$64,944 equity gap
Rate
3.06%
7.32%today
Payment
$1,314/mo
$2,125today
  • 4beds
  • 2baths
  • 1,920sqft

3327 Oakland Avenue, Minneapolis

3116 17th Avenue, Minneapolis, MN, 55407 — assumable FHA mortgage at 3.25%
FHA
Active
44
$435,000$79,388 equity gap
Rate
3.25%
7.32%today
Payment
$1,752/mo
$2,765today
  • 5beds
  • 2baths
  • 2,638sqft

3116 17th Avenue, Minneapolis

1607 Van Buren Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 3.89%
FHA
Active
43
$549,500$24,711 equity gap
Rate
3.89%
7.32%today
Payment
$2,701/mo
$3,939today
  • 8beds
  • 4baths
  • 3,392sqft

1607 Van Buren Avenue, Saint Paul

3041 30th Avenue, Minneapolis, MN, 55406 — assumable VA mortgage at 2.86%
VA
Active
42
$401,000$108,551 equity gap
Rate
2.86%
7.32%today
Payment
$1,398/mo
$2,319today
  • 3beds
  • 3baths
  • 1,895sqft

3041 30th Avenue, Minneapolis

9312 Oakland Avenue, Bloomington, MN, 55420 — assumable FHA mortgage at 2.87%
FHA
Active
24
$365,900$107,034 equity gap
Rate
2.87%
7.32%today
Payment
$1,213/mo
$2,009today
  • 4beds
  • 2baths
  • 1,640sqft

9312 Oakland Avenue, Bloomington

2725 Garfield Avenue, Minneapolis, MN, 55408 — assumable FHA mortgage at 2.90%
FHA
Active
38
$465,000$130,832 equity gap
Rate
2.90%
7.32%today
Payment
$1,567/mo
$2,587today
  • 3beds
  • 2baths
  • 1,720sqft

2725 Garfield Avenue, Minneapolis

4151 2nd Avenue, Minneapolis, MN, 55409 — assumable FHA mortgage at 2.91%
FHA
Active
29
$289,000$79,514 equity gap
Rate
2.91%
7.32%today
Payment
$1,007/mo
$1,659today
  • 4beds
  • 2baths
  • 1,205sqft

4151 2nd Avenue, Minneapolis

1721 Deerwood Drive, Eagan, MN, 55122 — assumable FHA mortgage at 3.03%
FHA
Active
46
$385,000$103,935 equity gap
Rate
3.03%
7.32%today
Payment
$1,371/mo
$2,226today
  • 4beds
  • 2baths
  • 1,756sqft

1721 Deerwood Drive, Eagan

968 Sherburne Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 3.07%
FHA
Active
9
$324,900$61,821 equity gap
Rate
3.07%
7.32%today
Payment
$1,249/mo
$2,017today
  • 4beds
  • 2baths
  • 2,004sqft

968 Sherburne Avenue, Saint Paul

3620 Rhode Island Avenue, Saint Louis Park, MN, 55426 — assumable FHA mortgage at 3.10%
FHA
Active
34
$339,900$79,866 equity gap
Rate
3.10%
7.32%today
Payment
$1,258/mo
$2,023today
  • 2beds
  • 1baths
  • 1,200sqft

3620 Rhode Island Avenue, Saint Louis Park

10211 Cedar Lake Road #204, Minnetonka, MN, 55305 — assumable FHA mortgage at 3.31%
FHA
Active
19
$169,900$51,040 equity gap
Rate
3.31%
7.32%today
Payment
$603/mo
$944today
  • 2beds
  • 2baths
  • 1,180sqft

10211 Cedar Lake Road #204, Minnetonka

3129 Clinton Avenue, Minneapolis, MN, 55408 — assumable FHA mortgage at 3.47%
FHA
Active
30
$365,000$85,118 equity gap
Rate
3.47%
7.32%today
Payment
$1,450/mo
$2,226today
  • 4beds
  • 2baths
  • 3,058sqft

3129 Clinton Avenue, Minneapolis

4424 16th Avenue, Minneapolis, MN, 55407 — assumable FHA mortgage at 2.78%
FHA
Active
33
$390,000$152,149 equity gap
Rate
2.78%
7.32%today
Payment
$1,101/mo
$1,845today
  • 3beds
  • 2baths
  • 1,625sqft

4424 16th Avenue, Minneapolis

5549 37th Avenue, Minneapolis, MN, 55417 — assumable VA mortgage at 2.87%
VA
Active
28
$325,000$108,382 equity gap
Rate
2.87%
7.32%today
Payment
$1,037/mo
$1,717today
  • 3beds
  • 1baths
  • 1,010sqft

5549 37th Avenue, Minneapolis

1801 River Hills Drive, Burnsville, MN, 55337 — assumable VA mortgage at 2.97%
VA
Active
50
$365,000$114,587 equity gap
Rate
2.97%
7.32%today
Payment
$1,189/mo
$1,945today
  • 3beds
  • 2baths
  • 1,845sqft

1801 River Hills Drive, Burnsville

809 Minnehaha Avenue, Saint Paul, MN, 55104 — assumable VA mortgage at 2.98%
VA
Active
28
$250,000$99,046 equity gap
Rate
2.98%
7.32%today
Payment
$734/mo
$1,200today
  • 2beds
  • 2baths
  • 1,257sqft

809 Minnehaha Avenue, Saint Paul

2939 30th Avenue, Minneapolis, MN, 55406 — assumable FHA mortgage at 3.73%
FHA
Active
36
$400,000$117,644 equity gap
Rate
3.73%
7.32%today
Payment
$1,508/mo
$2,243today
  • 4beds
  • 2baths
  • 2,007sqft

2939 30th Avenue, Minneapolis

979 Saint Anthony Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 2.00%
FHA
Active
36
$299,900$209,823 equity gap
Rate
2.00%
7.32%today
Payment
$656/mo
$1,220today
  • 2beds
  • 2baths
  • 1,543sqft

979 Saint Anthony Avenue, Saint Paul

4636 Heritage Hills Drive, Bloomington, MN, 55437 — assumable VA mortgage at 2.24%
VA
Active
38
$399,999$342,831 equity gap
Rate
2.24%
7.32%today
Payment
$549/mo
$768today
  • 4beds
  • 2baths
  • 2,443sqft

4636 Heritage Hills Drive, Bloomington

8935 Pine Bluff Court, Eden Prairie, MN, 55347 — assumable VA mortgage at 2.81%
VA
Active
43
$549,900$276,430 equity gap
Rate
2.81%
7.32%today
Payment
$1,300/mo
$2,171today
  • 4beds
  • 3baths
  • 2,003sqft

8935 Pine Bluff Court, Eden Prairie

3707 21st Avenue, Minneapolis, MN, 55407 — assumable FHA mortgage at 2.88%
FHA
Active
25
$277,000$243,932 equity gap
Rate
2.88%
7.32%today
Payment
$205/mo
$306today
  • 3beds
  • 2baths
  • 1,406sqft

3707 21st Avenue, Minneapolis

899 Ashland Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 2.88%
FHA
Active
42
$569,900$304,788 equity gap
Rate
2.88%
7.32%today
Payment
$1,267/mo
$2,096today
  • 5beds
  • 3baths
  • 2,519sqft

899 Ashland Avenue, Saint Paul

1077 Sibley Memorial Highway #605, Mendota Heights, MN, 55118 — assumable VA mortgage at 2.90%
VA
Active
40
$425,000$249,165 equity gap
Rate
2.90%
7.32%today
Payment
$844/mo
$1,393today
  • 1beds
  • 2baths
  • 1,292sqft

1077 Sibley Memorial Highway #605, Mendota Heights

13240 Dahlgren Road, Minnetonka, MN, 55305 — assumable FHA mortgage at 3.03%
FHA
Active
57
$537,400$234,191 equity gap
Rate
3.03%
7.32%today
Payment
$1,479/mo
$2,401today
  • 4beds
  • 3baths
  • 2,001sqft

13240 Dahlgren Road, Minnetonka

8912 Vincent Place, Bloomington, MN, 55431 — assumable FHA mortgage at 3.07%
FHA
Active
40
$575,000$340,690 equity gap
Rate
3.07%
7.32%today
Payment
$1,358/mo
$2,066today
  • 3beds
  • 3baths
  • 2,116sqft

8912 Vincent Place, Bloomington

2605 17th Avenue, Minneapolis, MN, 55407 — assumable FHA mortgage at 3.38%
FHA
Active
33
$374,900$136,481 equity gap
Rate
3.38%
7.32%today
Payment
$1,168/mo
$1,814today
  • 4beds
  • 4baths
  • 2,248sqft

2605 17th Avenue, Minneapolis

2812 Stevens Avenue, Minneapolis, MN, 55408 — assumable FHA mortgage at 3.22%
FHA
Active
31
$550,000$341,931 equity gap
Rate
3.22%
7.32%today
Payment
$996/mo
$1,578today
  • 6beds
  • 4baths
  • 3,340sqft

2812 Stevens Avenue, Minneapolis

2975 Egan Avenue, Eagan, MN, 55121 — assumable FHA mortgage at 3.25%
FHA
Active
32
$474,900$300,373 equity gap
Rate
3.25%
7.32%today
Payment
$1,162/mo
$1,835today
  • 4beds
  • 2baths
  • 2,827sqft

2975 Egan Avenue, Eagan

301 8th Avenue, Hopkins, MN, 55343 — assumable FHA mortgage at 3.37%
FHA
Active
29
$399,900$245,893 equity gap
Rate
3.37%
7.32%today
Payment
$1,023/mo
$1,590today
  • 2beds
  • 2baths
  • 1,632sqft

301 8th Avenue, Hopkins

3831 Grand Avenue, Minneapolis, MN, 55409 — assumable FHA mortgage at 3.40%
FHA
Active
37
$625,000$557,269 equity gap
Rate
3.40%
7.32%today
Payment
$937/mo
$1,295today
  • 7beds
  • 4baths
  • 3,444sqft

3831 Grand Avenue, Minneapolis

3432 Chicago Avenue, Minneapolis, MN, 55407 — assumable FHA mortgage at 3.42%
FHA
Active
26
$319,900$197,665 equity gap
Rate
3.42%
7.32%today
Payment
$698/mo
$1,078today
  • 4beds
  • 2baths
  • 1,667sqft

3432 Chicago Avenue, Minneapolis

Assuming a mortgage in Richfield

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.00%
Lowest existing payment
$386 /mo
Median cash to assume
$117,176
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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