UMe
Get pre-qualified

Assumable homes for sale in Rancho Mission Viejo, CA

10 homesFHA & VA loansrates from 2.81% vs 7.32% today

Rancho Mission Viejo assumption guide
23 Hoya Street, Rancho Mission Viejo, CA, 92694 — assumable FHA mortgage at 3.01%
FHA
Active
60
$939,500$279,671 equity gap
Rate
3.01%
7.32%today
Payment
$3,112/mo
$5,063today
  • 3beds
  • 3baths
  • 1,505sqft

23 Hoya Street, Rancho Mission Viejo

156 Alienta, Rancho Mission Viejo, CA, 92694 — assumable FHA mortgage at 2.81%
FHA
Active
41
$849,000$362,673 equity gap
Rate
2.81%
7.32%today
Payment
$2,285/mo
$3,815today
  • 3beds
  • 3baths
  • 1,223sqft

156 Alienta, Rancho Mission Viejo

9 Bahari, Rancho Mission Viejo, CA, 92694 — assumable VA mortgage at 3.36%
VA
Active
56
$1,599,000$1,269,956 equity gap
Rate
3.36%
7.32%today
Payment
$1,681/mo
$2,617today
  • 3beds
  • 2baths
  • 1,937sqft

9 Bahari, Rancho Mission Viejo

30 Vivido Street, Rancho Mission Viejo, CA, 92694 — assumable VA mortgage at 3.69%
VA
Active
70
$2,195,000$1,777,116 equity gap
Rate
3.69%
7.32%today
Payment
$2,592/mo
$3,873today
  • 4beds
  • 4baths
  • 2,707sqft

30 Vivido Street, Rancho Mission Viejo

41 Baculo, Rancho Mission Viejo, CA, 92694 — assumable FHA mortgage at 4.15%
FHA
Active
61
$1,149,000$625,652 equity gap
Rate
4.15%
7.32%today
Payment
$3,146/mo
$4,446today
  • 3beds
  • 3baths
  • 1,827sqft

41 Baculo, Rancho Mission Viejo

510 Bluegrass Way, Rancho Mission Viejo, CA, 92694 — assumable VA mortgage at 6.67%
VA
Active
29
$874,999$62,671 equity gap
Rate
6.67%
7.32%today
Payment
$5,283/mo
$5,641today
  • 3beds
  • 3baths
  • 1,634sqft

510 Bluegrass Way, Rancho Mission Viejo

1683 Jade Road, Rancho Mission Viejo, CA, 92694 — assumable FHA mortgage at 7.03%
FHA
Active
23
$595,000$52,600 equity gap
Rate
7.03%
7.32%today
Payment
$3,700/mo
$3,809today
  • 1beds
  • 1baths
  • 968sqft

1683 Jade Road, Rancho Mission Viejo

1300 Lasso #203, Rancho Mission Viejo, CA, 92694 — assumable FHA mortgage at 7.18%
FHA
Active
74
$705,000$55,924 equity gap
Rate
7.18%
7.32%today
Payment
$4,532/mo
$4,595today
  • 2beds
  • 2baths
  • 1,377sqft

1300 Lasso #203, Rancho Mission Viejo

1 Patria, Rancho Mission Viejo, CA, 92694 — assumable FHA mortgage at 6.13%
FHA
Active
46
$774,900$94,470 equity gap
Rate
6.13%
7.32%today
Payment
$4,328/mo
$4,890today
  • 2beds
  • 3baths
  • 1,425sqft

1 Patria, Rancho Mission Viejo

33 Lomada Street, Rancho Mission Viejo, CA, 92694 — assumable FHA mortgage at 6.50%
FHA
Active
38
$1,295,000$297,900 equity gap
Rate
6.50%
7.32%today
Payment
$6,431/mo
$6,990today
  • 3beds
  • 3baths
  • 2,005sqft

33 Lomada Street, Rancho Mission Viejo

Assuming a mortgage in Rancho Mission Viejo

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$1,681 /mo
Median cash to assume
$288,785
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

UMe