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Assumable homes for sale in Rancho Cucamonga, CA

121 homesFHA & VA loansrates from 2.35% vs 7.32% today

Rancho Cucamonga assumption guide
7258 Medley Lane, Fontana, CA, 92336 — assumable VA mortgage at 2.88%
VATop pick
Active
22
$620,000$54,798 equity gap
Rate
2.88%
7.32%today
Payment
$2,616/mo
$4,328today
  • 4beds
  • 3baths
  • 1,872sqft

7258 Medley Lane, Fontana

16066 Carrara Lane, Fontana, CA, 92336 — assumable VA mortgage at 3.05%
VATop pick
Active
66
$595,000$53,353 equity gap
Rate
3.05%
7.32%today
Payment
$2,549/mo
$4,127today
  • 3beds
  • 3baths
  • 1,759sqft

16066 Carrara Lane, Fontana

7155 Citrus Ave #374, Fontana, CA, 92336 — assumable FHA mortgage at 2.77%
FHA
Active
52
$504,999$78,080 equity gap
Rate
2.77%
7.32%today
Payment
$1,969/mo
$3,305today
  • 3beds
  • 3baths
  • 1,547sqft

7155 Citrus Ave #374, Fontana

3791 Wildrye, San Bernardino, CA, 92407 — assumable VA mortgage at 2.86%
VA
Active
31
$559,800$96,575 equity gap
Rate
2.86%
7.32%today
Payment
$2,153/mo
$3,572today
  • 3beds
  • 3baths
  • 1,777sqft

3791 Wildrye, San Bernardino

16064 Symphony Lane, Fontana, CA, 92336 — assumable VA mortgage at 2.90%
VA
Active
38
$689,900$102,387 equity gap
Rate
2.90%
7.32%today
Payment
$2,719/mo
$4,487today
  • 4beds
  • 3baths
  • 2,043sqft

16064 Symphony Lane, Fontana

912 Turner Avenue #58, Ontario, CA, 91764 — assumable VA mortgage at 2.98%
VA
Active
8
$539,000$89,475 equity gap
Rate
2.98%
7.32%today
Payment
$2,104/mo
$3,436today
  • 3beds
  • 3baths
  • 1,554sqft

912 Turner Avenue #58, Ontario

2721 Calle Vista, Rialto, CA, 92377 — assumable FHA mortgage at 2.93%
FHA
Active
$580,000$148,823 equity gap
Rate
2.93%
7.32%today
Payment
$2,029/mo
$3,336today
  • 3beds
  • 2baths
  • 1,299sqft

2721 Calle Vista, Rialto

9045 Bellegrave, Jurupa Valley, CA, 92509 — assumable VA mortgage at 3.10%
VA
Active
6
$614,999$126,785 equity gap
Rate
3.10%
7.32%today
Payment
$2,315/mo
$3,724today
  • 3beds
  • 2baths
  • 1,300sqft

9045 Bellegrave, Jurupa Valley

1028 Turner #147, Ontario, CA, 91764 — assumable FHA mortgage at 3.10%
FHA
Active
46
$524,888$114,284 equity gap
Rate
3.10%
7.32%today
Payment
$1,947/mo
$3,132today
  • 3beds
  • 3baths
  • 1,554sqft

1028 Turner #147, Ontario

1074 Mountain, Ontario, CA, 91762 — assumable FHA mortgage at 2.81%
FHA
Active
30
$435,000$144,725 equity gap
Rate
2.81%
7.32%today
Payment
$1,374/mo
$2,293today
  • 2beds
  • 2baths
  • 1,240sqft

1074 Mountain, Ontario

8279 Heather, Fontana, CA, 92335 — assumable FHA mortgage at 2.87%
FHA
Active
11
$649,000$220,214 equity gap
Rate
2.87%
7.32%today
Payment
$2,000/mo
$3,313today
  • 4beds
  • 1baths
  • 970sqft

8279 Heather, Fontana

18037 Milkweed Lane, San Bernardino, CA, 92407 — assumable VA mortgage at 2.89%
VA
Active
30
$550,000$171,507 equity gap
Rate
2.89%
7.32%today
Payment
$1,811/mo
$2,992today
  • 3beds
  • 2baths
  • 1,894sqft

18037 Milkweed Lane, San Bernardino

5651 Villa Maria, Fontana, CA, 92336 — assumable FHA mortgage at 2.97%
FHA
Active
27
$645,000$214,478 equity gap
Rate
2.97%
7.32%today
Payment
$2,039/mo
$3,336today
  • 4beds
  • 3baths
  • 1,796sqft

5651 Villa Maria, Fontana

1103 Francis Street #F, Ontario, CA, 91762 — assumable FHA mortgage at 2.99%
FHA
Active
41
$485,000$161,630 equity gap
Rate
2.99%
7.32%today
Payment
$1,571/mo
$2,563today
  • 3beds
  • 3baths
  • 1,280sqft

1103 Francis Street #F, Ontario

664 8th Avenue, Upland, CA, 91786 — assumable VA mortgage at 3.02%
VA
Active
50
$875,000$338,192 equity gap
Rate
3.02%
7.32%today
Payment
$2,551/mo
$4,146today
  • —beds
  • —baths
  • 1,614sqft

664 8th Avenue, Upland

664 8th Avenue, Upland, CA, 91786 — assumable VA mortgage at 3.02%
VA
Active
43
$875,000$338,192 equity gap
Rate
3.02%
7.32%today
Payment
$2,551/mo
$4,146today
  • —beds
  • —baths
  • 1,614sqft

664 8th Avenue, Upland

8416 Reseda Avenue, Fontana, CA, 92335 — assumable FHA mortgage at 2.35%
FHA
Active
20
$570,000$380,060 equity gap
Rate
2.35%
7.32%today
Payment
$1,020/mo
$1,681today
  • 4beds
  • 2baths
  • 1,466sqft

8416 Reseda Avenue, Fontana

13596 Van Horn Circle, Chino, CA, 91710 — assumable VA mortgage at 2.71%
VA
Active
40
$675,000$473,437 equity gap
Rate
2.71%
7.32%today
Payment
$941/mo
$1,592today
  • 3beds
  • 2baths
  • 1,430sqft

13596 Van Horn Circle, Chino

435 9th #E1, Upland, CA, 91786 — assumable VA mortgage at 2.73%
VA
Active
20
$390,000$246,945 equity gap
Rate
2.73%
7.32%today
Payment
$668/mo
$1,127today
  • 2beds
  • 2baths
  • 951sqft

435 9th #E1, Upland

2490 Alder Street, Pomona, CA, 91767 — assumable VA mortgage at 2.73%
VA
Active
36
$730,000$508,671 equity gap
Rate
2.73%
7.32%today
Payment
$1,031/mo
$1,739today
  • 3beds
  • 1baths
  • 1,028sqft

2490 Alder Street, Pomona

7030 Almeria, Fontana, CA, 92336 — assumable VA mortgage at 2.81%
VA
Active
22
$788,000$388,999 equity gap
Rate
2.81%
7.32%today
Payment
$1,892/mo
$3,160today
  • 4beds
  • 3baths
  • 2,389sqft

7030 Almeria, Fontana

7448 Blythe, Rancho Cucamonga, CA, 91739 — assumable VA mortgage at 2.86%
VA
Active
29
$1,050,000$686,594 equity gap
Rate
2.86%
7.32%today
Payment
$1,737/mo
$2,882today
  • 4beds
  • 3baths
  • 3,021sqft

7448 Blythe, Rancho Cucamonga

9562 Sultana, Fontana, CA, 92335 — assumable FHA mortgage at 2.86%
FHA
Active
25
$539,888$437,417 equity gap
Rate
2.86%
7.32%today
Payment
$490/mo
$813today
  • 4beds
  • 2baths
  • 1,564sqft

9562 Sultana, Fontana

2466 Sultana Avenue, Ontario, CA, 91761 — assumable VA mortgage at 2.87%
VA
Active
16
$724,990$344,675 equity gap
Rate
2.87%
7.32%today
Payment
$1,816/mo
$3,008today
  • 3beds
  • 2baths
  • 1,448sqft

2466 Sultana Avenue, Ontario

909 I Street, Ontario, CA, 91764 — assumable VA mortgage at 2.93%
VA
Active
33
$599,000$315,436 equity gap
Rate
2.93%
7.32%today
Payment
$1,366/mo
$2,245today
  • 2beds
  • 1baths
  • 924sqft

909 I Street, Ontario

8545 Baldy Vista, Rancho Cucamonga, CA, 91730 — assumable FHA mortgage at 3.33%
FHA
Active
43
$499,800$177,145 equity gap
Rate
3.33%
7.32%today
Payment
$1,636/mo
$2,556today
  • 3beds
  • 3baths
  • 1,231sqft

8545 Baldy Vista, Rancho Cucamonga

878 Buffington Street, Upland, CA, 91784 — assumable VA mortgage at 3.09%
VA
Active
40
$1,099,000$527,324 equity gap
Rate
3.09%
7.32%today
Payment
$2,714/mo
$4,371today
  • 4beds
  • 3baths
  • 2,871sqft

878 Buffington Street, Upland

12931 Roswell Avenue, Chino, CA, 91710 — assumable FHA mortgage at 3.09%
FHA
Active
25
$1,025,000$607,294 equity gap
Rate
3.09%
7.32%today
Payment
$1,992/mo
$3,208today
  • —beds
  • —baths
  • 2,248sqft

12931 Roswell Avenue, Chino

7212 Turnstone Court, Fontana, CA, 92336 — assumable FHA mortgage at 3.14%
FHA
Active
39
$705,000$285,081 equity gap
Rate
3.14%
7.32%today
Payment
$2,009/mo
$3,215today
  • 3beds
  • 3baths
  • 2,041sqft

7212 Turnstone Court, Fontana

9661 Tamarind Avenue, Fontana, CA, 92335 — assumable FHA mortgage at 4.72%
FHA
Active
27
$539,900$42,010 equity gap
Rate
4.72%
7.32%today
Payment
$2,787/mo
$3,683today
  • 3beds
  • 2baths
  • 1,233sqft

9661 Tamarind Avenue, Fontana

14410 Chaparral Drive, Fontana, CA, 92337 — assumable FHA mortgage at 3.23%
FHA
Active
39
$580,000$298,922 equity gap
Rate
3.23%
7.32%today
Payment
$1,497/mo
$2,317today
  • 3beds
  • 3baths
  • 1,602sqft

14410 Chaparral Drive, Fontana

13221 Harness, Rancho Cucamonga, CA, 91739 — assumable VA mortgage at 3.23%
VA
Active
41
$2,300,000$1,510,475 equity gap
Rate
3.23%
7.32%today
Payment
$3,962/mo
$6,269today
  • 5beds
  • 5baths
  • 5,140sqft

13221 Harness, Rancho Cucamonga

1521 Densmore Street, Pomona, CA, 91767 — assumable FHA mortgage at 3.33%
FHA
Active
18
$690,000$292,595 equity gap
Rate
3.33%
7.32%today
Payment
$2,020/mo
$3,156today
  • 3beds
  • 2baths
  • 1,255sqft

1521 Densmore Street, Pomona

13127 Bay Meadow Avenue, Chino, CA, 91710 — assumable VA mortgage at 3.34%
VA
Active
38
$899,000$358,919 equity gap
Rate
3.34%
7.32%today
Payment
$2,729/mo
$4,259today
  • 5beds
  • 3baths
  • 2,632sqft

13127 Bay Meadow Avenue, Chino

10752 Saffron, Fontana, CA, 92337 — assumable FHA mortgage at 3.35%
FHA
Active
37
$1,175,000$910,179 equity gap
Rate
3.35%
7.32%today
Payment
$1,717/mo
$2,676today
  • 5beds
  • 3baths
  • 3,489sqft

10752 Saffron, Fontana

16189 Orchard Street, Fontana, CA, 92336 — assumable VA mortgage at 3.36%
VA
Active
56
$775,000$426,537 equity gap
Rate
3.36%
7.32%today
Payment
$1,776/mo
$2,765today
  • 4beds
  • 3baths
  • 2,574sqft

16189 Orchard Street, Fontana

Assuming a mortgage in Rancho Cucamonga

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.35%
Lowest existing payment
$490 /mo
Median cash to assume
$171,507
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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