Assumable homes for sale in Ramona, CA

7 homesVA & FHA loansrates from 3.02% vs 7.32% today

Ramona assumption guide
15848 Green Haven Court, Ramona, CA, 92065 — assumable VA mortgage at 3.85%
VA
Active
54
$549,000$61,508 equity gap
Rate
3.85%
7.32%today
Payment
$2,494/mo
$3,654today
  • 3beds
  • 3baths
  • 1,847sqft

15848 Green Haven Court, Ramona

24376 Rutherford Road, Ramona, CA, 92065 — assumable VA mortgage at 3.02%
VA
Active
58
$779,000$322,826 equity gap
Rate
3.02%
7.32%today
Payment
$2,173/mo
$3,531today
  • 4beds
  • 2baths
  • 2,007sqft

24376 Rutherford Road, Ramona

23945 Nectar Way, Ramona, CA, 92065 — assumable VA mortgage at 6.20%
VA
Active
42
$775,000$12,582 equity gap
Rate
6.20%
7.32%today
Payment
$4,776/mo
$5,357today
  • 3beds
  • 3baths
  • 1,983sqft

23945 Nectar Way, Ramona

23530 Carmena Road, Ramona, CA, 92065 — assumable VA mortgage at 6.33%
VA
Active
36
$699,950$16,192 equity gap
Rate
6.33%
7.32%today
Payment
$4,440/mo
$4,912today
  • 3beds
  • 2baths
  • 1,564sqft

23530 Carmena Road, Ramona

23952 Green Haven, Ramona, CA, 92065 — assumable FHA mortgage at 6.57%
FHA
Active
62
$449,000$23,263 equity gap
Rate
6.57%
7.32%today
Payment
$2,813/mo
$3,035today
  • 2beds
  • 2baths
  • 983sqft

23952 Green Haven, Ramona

24396 Sargeant Road, Ramona, CA, 92065 — assumable VA mortgage at 6.33%
VA
Active
44
$885,000$166,797 equity gap
Rate
6.33%
7.32%today
Payment
$4,664/mo
$5,160today
  • 4beds
  • 4baths
  • 2,594sqft

24396 Sargeant Road, Ramona

23601 Barrego Way, Ramona, CA, 92065 — assumable FHA mortgage at 6.22%
FHA
Active
21
$814,900$179,550 equity gap
Rate
6.22%
7.32%today
Payment
$3,934/mo
$4,403today
  • 4beds
  • 2baths
  • 1,679sqft

23601 Barrego Way, Ramona

Assuming a mortgage in Ramona

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
3.02%
Lowest existing payment
$2,173 /mo
Median cash to assume
$61,508
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.