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Assumable homes for sale in Punta Gorda, FL

152 homesFHA & VA loansrates from 2.38% vs 7.32% today

Punta Gorda assumption guide
1354 AQUI ESTA Drive, Punta Gorda, FL, 33950 — assumable VA mortgage at 3.09%
VATop pick
Active
37
$474,500$32,452 equity gap
Rate
3.09%
7.32%today
Payment
$2,103/mo
$3,388today
  • 2beds
  • 2baths
  • 1,559sqft

1354 AQUI ESTA Drive, Punta Gorda

17220 HORIZON Lane, Port Charlotte, FL, 33948 — assumable VA mortgage at 2.90%
VA
Active
33
$350,000$63,745 equity gap
Rate
2.90%
7.32%today
Payment
$1,352/mo
$2,231today
  • 3beds
  • 2baths
  • 2,388sqft

17220 HORIZON Lane, Port Charlotte

22105 OLEAN Boulevard, Port Charlotte, FL, 33952 — assumable VA mortgage at 3.07%
VA
Active
39
$279,000$33,782 equity gap
Rate
3.07%
7.32%today
Payment
$1,164/mo
$1,880today
  • 3beds
  • 2baths
  • 1,400sqft

22105 OLEAN Boulevard, Port Charlotte

1921 ISLES Road, Port Charlotte, FL, 33953 — assumable FHA mortgage at 3.55%
FHA
Active
52
$364,777$35,341 equity gap
Rate
3.55%
7.32%today
Payment
$1,638/mo
$2,490today
  • 3beds
  • 3baths
  • 2,201sqft

1921 ISLES Road, Port Charlotte

1179 TALBOT Street, Port Charlotte, FL, 33952 — assumable VA mortgage at 2.81%
VA
Active
50
$348,800$86,088 equity gap
Rate
2.81%
7.32%today
Payment
$1,234/mo
$2,061today
  • 3beds
  • 2baths
  • 1,867sqft

1179 TALBOT Street, Port Charlotte

313 GOLD TREE, Punta Gorda, FL, 33955 — assumable FHA mortgage at 2.86%
FHA
Active
50
$359,000$87,758 equity gap
Rate
2.86%
7.32%today
Payment
$1,261/mo
$2,092today
  • 3beds
  • 2baths
  • 1,779sqft

313 GOLD TREE, Punta Gorda

4374 TRIBY Terrace, North Port, FL, 34288 — assumable FHA mortgage at 2.87%
FHA
Active
39
$324,900$85,282 equity gap
Rate
2.87%
7.32%today
Payment
$1,115/mo
$1,847today
  • 3beds
  • 2baths
  • 1,689sqft

4374 TRIBY Terrace, North Port

470 RIDGECREST Drive, Punta Gorda, FL, 33982 — assumable VA mortgage at 2.87%
VA
Active
31
$230,000$55,477 equity gap
Rate
2.87%
7.32%today
Payment
$814/mo
$1,349today
  • 2beds
  • 2baths
  • 1,288sqft

470 RIDGECREST Drive, Punta Gorda

258 RIO DE JANEIRO Avenue, Punta Gorda, FL, 33983 — assumable VA mortgage at 2.88%
VA
Active
48
$299,999$67,004 equity gap
Rate
2.88%
7.32%today
Payment
$1,085/mo
$1,796today
  • 4beds
  • 2baths
  • 1,846sqft

258 RIO DE JANEIRO Avenue, Punta Gorda

9614 SHELBURNE Circle, Port Charlotte, FL, 33981 — assumable VA mortgage at 2.90%
VA
Active
65
$995,000$283,042 equity gap
Rate
2.90%
7.32%today
Payment
$3,426/mo
$5,654today
  • 3beds
  • 3baths
  • 2,307sqft

9614 SHELBURNE Circle, Port Charlotte

3407 ISLAND VIEW Drive, Punta Gorda, FL, 33950 — assumable FHA mortgage at 2.76%
FHA
Active
74
$495,000$183,843 equity gap
Rate
2.76%
7.32%today
Payment
$1,668/mo
$2,803today
  • 4beds
  • 4baths
  • 2,771sqft

3407 ISLAND VIEW Drive, Punta Gorda

145 BAYSHORE Court, Punta Gorda, FL, 33950 — assumable VA mortgage at 2.90%
VA
Active
38
$395,000$137,858 equity gap
Rate
2.90%
7.32%today
Payment
$1,209/mo
$1,995today
  • 2beds
  • 2baths
  • 1,440sqft

145 BAYSHORE Court, Punta Gorda

4234 GALVIN Lane, North Port, FL, 34288 — assumable FHA mortgage at 2.96%
FHA
Active
33
$280,000$100,648 equity gap
Rate
2.96%
7.32%today
Payment
$869/mo
$1,422today
  • 3beds
  • 2baths
  • 1,464sqft

4234 GALVIN Lane, North Port

1093 DORCHESTER ST, Port Charlotte, FL, 33952 — assumable FHA mortgage at 2.97%
FHA
Active
49
$335,000$109,962 equity gap
Rate
2.97%
7.32%today
Payment
$1,076/mo
$1,760today
  • 4beds
  • 2baths
  • 1,950sqft

1093 DORCHESTER ST, Port Charlotte

7519 CARAMBOLA, Punta Gorda, FL, 33955 — assumable FHA mortgage at 3.00%
FHA
Active
45
$324,900$119,044 equity gap
Rate
3.00%
7.32%today
Payment
$1,006/mo
$1,639today
  • 3beds
  • 2baths
  • 1,800sqft

7519 CARAMBOLA, Punta Gorda

22348 OLEAN Boulevard, Port Charlotte, FL, 33952 — assumable VA mortgage at 3.10%
VA
Active
22
$299,500$117,489 equity gap
Rate
3.10%
7.32%today
Payment
$861/mo
$1,386today
  • 4beds
  • 2baths
  • 2,201sqft

22348 OLEAN Boulevard, Port Charlotte

880 PHYLLIS Street, Port Charlotte, FL, 33948 — assumable VA mortgage at 3.10%
VA
Active
56
$289,900$100,886 equity gap
Rate
3.10%
7.32%today
Payment
$914/mo
$1,471today
  • 3beds
  • 2baths
  • 1,352sqft

880 PHYLLIS Street, Port Charlotte

25504 TALTAL Drive, Punta Gorda, FL, 33983 — assumable FHA mortgage at 3.70%
FHA
Active
13
$305,900$88,060 equity gap
Rate
3.70%
7.32%today
Payment
$1,163/mo
$1,735today
  • 4beds
  • 3baths
  • 3,060sqft

25504 TALTAL Drive, Punta Gorda

536 MATARES Drive, Punta Gorda, FL, 33950 — assumable VA mortgage at 2.375%
VA
Active
56
$599,000$264,557 equity gap
Rate
2.375%
7.32%today
Payment
$1,553/mo
$2,707today
  • 3beds
  • 2baths
  • 2,184sqft

536 MATARES Drive, Punta Gorda

9082 ACORN Boulevard, Punta Gorda, FL, 33982 — assumable FHA mortgage at 2.70%
FHA
Active
50
$359,900$135,663 equity gap
Rate
2.70%
7.32%today
Payment
$1,043/mo
$1,767today
  • 4beds
  • 2baths
  • 2,313sqft

9082 ACORN Boulevard, Punta Gorda

138 BUCKEYE Avenue, Port Charlotte, FL, 33952 — assumable VA mortgage at 2.77%
VA
Active
49
$335,000$186,603 equity gap
Rate
2.77%
7.32%today
Payment
$696/mo
$1,168today
  • 2beds
  • 2baths
  • 1,080sqft

138 BUCKEYE Avenue, Port Charlotte

401 SORRENTO Court, Punta Gorda, FL, 33950 — assumable VA mortgage at 2.81%
VA
Active
70
$1,080,000$512,547 equity gap
Rate
2.81%
7.32%today
Payment
$2,691/mo
$4,494today
  • 3beds
  • 3baths
  • 2,843sqft

401 SORRENTO Court, Punta Gorda

1409 LAVILLA Road, Punta Gorda, FL, 33950 — assumable VA mortgage at 2.90%
VA
Active
77
$875,000$555,253 equity gap
Rate
2.90%
7.32%today
Payment
$1,542/mo
$2,545today
  • 4beds
  • 3baths
  • 3,400sqft

1409 LAVILLA Road, Punta Gorda

13443 PEMBROKE Circle, Lake Suzy, FL, 34269 — assumable FHA mortgage at 2.90%
FHA
Active
45
$499,000$336,691 equity gap
Rate
2.90%
7.32%today
Payment
$918/mo
$1,423today
  • 3beds
  • 3baths
  • 3,055sqft

13443 PEMBROKE Circle, Lake Suzy

1452 WASSAIL Lane, Punta Gorda, FL, 33983 — assumable VA mortgage at 2.95%
VA
Active
37
$429,777$200,016 equity gap
Rate
2.95%
7.32%today
Payment
$1,089/mo
$1,785today
  • 3beds
  • 3baths
  • 2,104sqft

1452 WASSAIL Lane, Punta Gorda

2513 AMBROSE Lane, Port Charlotte, FL, 33952 — assumable VA mortgage at 2.96%
VA
Active
62
$270,000$140,932 equity gap
Rate
2.96%
7.32%today
Payment
$625/mo
$1,024today
  • 3beds
  • 3baths
  • 1,892sqft

2513 AMBROSE Lane, Port Charlotte

279 AMBLER Street, Port Charlotte, FL, 33954 — assumable FHA mortgage at 3.00%
FHA
Active
9
$279,990$279,990 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 4beds
  • 2baths
  • 1,426sqft

279 AMBLER Street, Port Charlotte

15392 ALDAMA Circle, Port Charlotte, FL, 33981 — assumable VA mortgage at 3.00%
VA
Active
83
$725,000$520,235 equity gap
Rate
3.00%
7.32%today
Payment
$969/mo
$1,579today
  • 5beds
  • 4baths
  • 3,159sqft

15392 ALDAMA Circle, Port Charlotte

258 READING Street, Port Charlotte, FL, 33952 — assumable FHA mortgage at 3.00%
FHA
Active
47
$227,000$95,396 equity gap
Rate
3.00%
7.32%today
Payment
$648/mo
$1,055today
  • 2beds
  • 2baths
  • 1,252sqft

258 READING Street, Port Charlotte

214 GRACE Street, Punta Gorda, FL, 33950 — assumable FHA mortgage at 3.02%
FHA
Active
34
$299,000$125,607 equity gap
Rate
3.02%
7.32%today
Payment
$826/mo
$1,342today
  • 4beds
  • 2baths
  • 1,450sqft

214 GRACE Street, Punta Gorda

12760 LAKE SIDE Drive, Arcadia, FL, 34269 — assumable FHA mortgage at 3.06%
FHA
Active
56
$298,000$143,721 equity gap
Rate
3.06%
7.32%today
Payment
$732/mo
$1,183today
  • 2beds
  • 2baths
  • 1,290sqft

12760 LAKE SIDE Drive, Arcadia

26401 ANGELICA Road, Punta Gorda, FL, 33955 — assumable VA mortgage at 3.10%
VA
Active
19
$185,000$76,667 equity gap
Rate
3.10%
7.32%today
Payment
$536/mo
$863today
  • 3beds
  • 2baths
  • 832sqft

26401 ANGELICA Road, Punta Gorda

7436 MIKASA Drive, Punta Gorda, FL, 33950 — assumable VA mortgage at 3.15%
VA
Active
54
$330,000$158,101 equity gap
Rate
3.15%
7.32%today
Payment
$857/mo
$1,371today
  • 4beds
  • 2baths
  • 1,846sqft

7436 MIKASA Drive, Punta Gorda

22111 MARSHALL Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 4.98%
FHA
Active
$225,000$3,623 equity gap
Rate
4.98%
7.32%today
Payment
$1,273/mo
$1,632today
  • 2beds
  • 2baths
  • 1,065sqft

22111 MARSHALL Avenue, Port Charlotte

2516 BALTIC Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 4.00%
FHA
Active
26
$339,000$93,718 equity gap
Rate
4.00%
7.32%today
Payment
$1,275/mo
$1,835today
  • 4beds
  • 2baths
  • 1,797sqft

2516 BALTIC Avenue, Port Charlotte

8188 WELSFORD Road, Port Charlotte, FL, 33981 — assumable VA mortgage at 3.36%
VA
Active
36
$429,900$200,778 equity gap
Rate
3.36%
7.32%today
Payment
$1,171/mo
$1,822today
  • 3beds
  • 2baths
  • 1,695sqft

8188 WELSFORD Road, Port Charlotte

Assuming a mortgage in Punta Gorda

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.38%
Lowest existing payment
$305 /mo
Median cash to assume
$100,767
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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