UMe
Get pre-qualified

Assumable homes for sale in Prior Lake, MN

52 homesFHA & VA loansrates from 2.73% vs 7.32% today

Prior Lake assumption guide
10470 169th Street, Lakeville, MN, 55044 — assumable VA mortgage at 2.86%
VA
Active
44
$419,000$61,279 equity gap
Rate
2.86%
7.32%today
Payment
$1,652/mo
$2,740today
  • 3beds
  • 2baths
  • 1,960sqft

10470 169th Street, Lakeville

2044 Pheasant Run Street, Shakopee, MN, 55379 — assumable FHA mortgage at 2.96%
FHA
Active
20
$430,000$70,948 equity gap
Rate
2.96%
7.32%today
Payment
$1,703/mo
$2,789today
  • 4beds
  • 3baths
  • 2,344sqft

2044 Pheasant Run Street, Shakopee

16551 Franklin Trail, Prior Lake, MN, 55372 — assumable FHA mortgage at 2.88%
FHA
Active
32
$330,000$98,780 equity gap
Rate
2.88%
7.32%today
Payment
$1,108/mo
$1,833today
  • 3beds
  • 2baths
  • 1,845sqft

16551 Franklin Trail, Prior Lake

14014 Park Avenue, Burnsville, MN, 55337 — assumable FHA mortgage at 2.97%
FHA
Active
46
$270,000$58,943 equity gap
Rate
2.97%
7.32%today
Payment
$1,002/mo
$1,639today
  • 2beds
  • 2baths
  • 1,088sqft

14014 Park Avenue, Burnsville

4302 Mccoll Drive, Savage, MN, 55378 — assumable VA mortgage at 2.73%
VA
Active
48
$309,900$96,007 equity gap
Rate
2.73%
7.32%today
Payment
$996/mo
$1,681today
  • 3beds
  • 3baths
  • 2,001sqft

4302 Mccoll Drive, Savage

18699 Kalmar Court, Lakeville, MN, 55044 — assumable FHA mortgage at 3.01%
FHA
Active
16
$369,900$130,248 equity gap
Rate
3.01%
7.32%today
Payment
$1,167/mo
$1,899today
  • 2beds
  • 2baths
  • 1,576sqft

18699 Kalmar Court, Lakeville

12692 Monterey Avenue, Savage, MN, 55378 — assumable FHA mortgage at 3.23%
FHA
Active
24
$359,000$114,354 equity gap
Rate
3.23%
7.32%today
Payment
$1,228/mo
$1,943today
  • 4beds
  • 2baths
  • 1,905sqft

12692 Monterey Avenue, Savage

456 Braeburn Drive, Shakopee, MN, 55379 — assumable FHA mortgage at 3.26%
FHA
Active
25
$375,000$118,589 equity gap
Rate
3.26%
7.32%today
Payment
$1,291/mo
$2,035today
  • 4beds
  • 2baths
  • 1,836sqft

456 Braeburn Drive, Shakopee

20749 Italy Avenue, Lakeville, MN, 55044 — assumable VA mortgage at 2.74%
VA
Active
39
$387,900$186,478 equity gap
Rate
2.74%
7.32%today
Payment
$939/mo
$1,582today
  • 4beds
  • 2baths
  • 1,890sqft

20749 Italy Avenue, Lakeville

13615 Pleasant Lane, Burnsville, MN, 55337 — assumable VA mortgage at 2.88%
VA
Active
47
$445,000$237,499 equity gap
Rate
2.88%
7.32%today
Payment
$996/mo
$1,649today
  • 4beds
  • 3baths
  • 2,513sqft

13615 Pleasant Lane, Burnsville

3469 Sycamore Trail, Prior Lake, MN, 55372 — assumable FHA mortgage at 2.96%
FHA
Active
47
$699,900$336,877 equity gap
Rate
2.96%
7.32%today
Payment
$1,718/mo
$2,813today
  • 5beds
  • 4baths
  • 3,706sqft

3469 Sycamore Trail, Prior Lake

1701 James Place, Burnsville, MN, 55337 — assumable FHA mortgage at 2.97%
FHA
Active
33
$420,000$190,611 equity gap
Rate
2.97%
7.32%today
Payment
$1,120/mo
$1,811today
  • 4beds
  • 3baths
  • 2,237sqft

1701 James Place, Burnsville

17126 Jonathan Court, Lakeville, MN, 55044 — assumable FHA mortgage at 3.21%
FHA
Active
36
$600,000$590,490 equity gap
Rate
3.21%
7.32%today
Payment
$56/mo
$84today
  • 5beds
  • 4baths
  • 3,835sqft

17126 Jonathan Court, Lakeville

7522 Southridge Court, Savage, MN, 55378 — assumable FHA mortgage at 3.58%
FHA
Active
23
$275,000$109,409 equity gap
Rate
3.58%
7.32%today
Payment
$877/mo
$1,329today
  • 2beds
  • 2baths
  • 1,334sqft

7522 Southridge Court, Savage

1673 Countryside Drive, Shakopee, MN, 55379 — assumable FHA mortgage at 3.60%
FHA
Active
26
$235,000$83,976 equity gap
Rate
3.60%
7.32%today
Payment
$802/mo
$1,211today
  • 2beds
  • 2baths
  • 1,408sqft

1673 Countryside Drive, Shakopee

7059 Sussex Lane, Shakopee, MN, 55379 — assumable VA mortgage at 3.31%
VA
Active
42
$465,000$304,902 equity gap
Rate
3.31%
7.32%today
Payment
$1,046/mo
$1,639today
  • 4beds
  • 2baths
  • 2,424sqft

7059 Sussex Lane, Shakopee

19780 Java Path, Lakeville, MN, 55044 — assumable FHA mortgage at 3.38%
FHA
Active
63
$439,000$304,756 equity gap
Rate
3.38%
7.32%today
Payment
$857/mo
$1,330today
  • 4beds
  • 2baths
  • 1,830sqft

19780 Java Path, Lakeville

13405 Walnut Drive, Burnsville, MN, 55337 — assumable VA mortgage at 3.43%
VA
Active
29
$400,000$218,752 equity gap
Rate
3.43%
7.32%today
Payment
$1,042/mo
$1,607today
  • 3beds
  • 2baths
  • 2,316sqft

13405 Walnut Drive, Burnsville

5763 134th Street, Savage, MN, 55378 — assumable FHA mortgage at 3.45%
FHA
Active
16
$350,000$156,485 equity gap
Rate
3.45%
7.32%today
Payment
$1,117/mo
$1,720today
  • 4beds
  • 2baths
  • 1,969sqft

5763 134th Street, Savage

1963 Shady View Court, Shakopee, MN, 55379 — assumable FHA mortgage at 3.50%
FHA
Active
39
$647,990$647,990 equity gap
Rate
3.50%
7.32%today
Payment
$0/mo
  • 5beds
  • 4baths
  • 3,448sqft

1963 Shady View Court, Shakopee

1519 Balinese Street, Shakopee, MN, 55379 — assumable FHA mortgage at 3.53%
FHA
Active
35
$255,000$155,527 equity gap
Rate
3.53%
7.32%today
Payment
$661/mo
$1,008today
  • 3beds
  • 2baths
  • 1,540sqft

1519 Balinese Street, Shakopee

14901 Hillside Trail, Savage, MN, 55378 — assumable FHA mortgage at 3.58%
FHA
Active
26
$519,900$274,420 equity gap
Rate
3.58%
7.32%today
Payment
$1,442/mo
$2,184today
  • 5beds
  • 4baths
  • 2,886sqft

14901 Hillside Trail, Savage

8903 Preserve Trail, Savage, MN, 55378 — assumable FHA mortgage at 3.75%
FHA
Active
37
$369,900$246,040 equity gap
Rate
3.75%
7.32%today
Payment
$893/mo
$1,325today
  • 3beds
  • 3baths
  • 2,556sqft

8903 Preserve Trail, Savage

7559 Derby Lane, Shakopee, MN, 55379 — assumable FHA mortgage at 3.84%
FHA
Active
26
$264,559$239,900 equity gap
Rate
3.84%
7.32%today
Payment
$153/mo
$224today
  • 3beds
  • 2baths
  • 1,576sqft

7559 Derby Lane, Shakopee

5200 135th Street, Savage, MN, 55378 — assumable FHA mortgage at 4.17%
FHA
Active
35
$369,900$122,213 equity gap
Rate
4.17%
7.32%today
Payment
$1,306/mo
$1,842today
  • 4beds
  • 3baths
  • 2,000sqft

5200 135th Street, Savage

14132 Natalie Road, Prior Lake, MN, 55372 — assumable FHA mortgage at 3.89%
FHA
Active
24
$335,000$162,205 equity gap
Rate
3.89%
7.32%today
Payment
$1,064/mo
$1,551today
  • 3beds
  • 3baths
  • 2,160sqft

14132 Natalie Road, Prior Lake

989 Danube Avenue, Shakopee, MN, 55379 — assumable FHA mortgage at 4.72%
FHA
Active
24
$575,000$150,483 equity gap
Rate
4.72%
7.32%today
Payment
$2,372/mo
$3,135today
  • 5beds
  • 3baths
  • 3,023sqft

989 Danube Avenue, Shakopee

7817 145th Street, Savage, MN, 55378 — assumable FHA mortgage at 3.94%
FHA
Active
20
$270,000$144,695 equity gap
Rate
3.94%
7.32%today
Payment
$773/mo
$1,120today
  • 3beds
  • 3baths
  • 1,593sqft

7817 145th Street, Savage

6997 Edington Circle, Shakopee, MN, 55379 — assumable FHA mortgage at 4.04%
FHA
Active
33
$549,900$340,818 equity gap
Rate
4.04%
7.32%today
Payment
$1,319/mo
$1,889today
  • 4beds
  • 4baths
  • 2,850sqft

6997 Edington Circle, Shakopee

1585 Chartreux Avenue, Shakopee, MN, 55379 — assumable FHA mortgage at 4.13%
FHA
Active
32
$265,000$140,177 equity gap
Rate
4.13%
7.32%today
Payment
$755/mo
$1,069today
  • 3beds
  • 2baths
  • 1,540sqft

1585 Chartreux Avenue, Shakopee

14929 Deerwood Drive, Burnsville, MN, 55306 — assumable FHA mortgage at 4.15%
FHA
Active
34
$340,000$236,464 equity gap
Rate
4.15%
7.32%today
Payment
$768/mo
$1,085today
  • 3beds
  • 2baths
  • 1,829sqft

14929 Deerwood Drive, Burnsville

841 Evergreen Circle, Burnsville, MN, 55337 — assumable FHA mortgage at 4.17%
FHA
Active
29
$240,000$108,134 equity gap
Rate
4.17%
7.32%today
Payment
$794/mo
$1,120today
  • 2beds
  • 2baths
  • 1,222sqft

841 Evergreen Circle, Burnsville

6911 Faricy Lane, Prior Lake, MN, 55372 — assumable FHA mortgage at 6.08%
FHA
Active
30
$420,000$16,543 equity gap
Rate
6.08%
7.32%today
Payment
$2,494/mo
$2,833today
  • 3beds
  • 3baths
  • 1,465sqft

6911 Faricy Lane, Prior Lake

2230 Downing Avenue, Shakopee, MN, 55379 — assumable FHA mortgage at 6.35%
FHA
Active
25
$295,000Potential short sale
Rate
6.35%
7.32%today
Payment
$1,894/mo
$2,091today
  • 3beds
  • 2baths
  • 1,425sqft

2230 Downing Avenue, Shakopee

14358 Parkside Court, Prior Lake, MN, 55372 — assumable FHA mortgage at 6.92%
FHA
Active
41
$394,000$20,343 equity gap
Rate
6.92%
7.32%today
Payment
$2,520/mo
$2,623today
  • 3beds
  • 4baths
  • 2,123sqft

14358 Parkside Court, Prior Lake

13008 Penn Avenue, Burnsville, MN, 55337 — assumable FHA mortgage at 5.25%
FHA
Active
30
$384,900$87,742 equity gap
Rate
5.25%
7.32%today
Payment
$1,753/mo
$2,181today
  • 4beds
  • 3baths
  • 2,343sqft

13008 Penn Avenue, Burnsville

Assuming a mortgage in Prior Lake

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$661 /mo
Median cash to assume
$142,436
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

UMe