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Assumable homes for sale in Polk City, FL

148 homesFHA & VA loansrates from 2.60% vs 7.32% today

Polk City assumption guide
2316 GENEVA Drive, Lakeland, FL, 33805 — assumable FHA mortgage at 2.88%
FHA
Active
33
$375,000$65,781 equity gap
Rate
2.88%
7.32%today
Payment
$1,447/mo
$2,394today
  • 4beds
  • 3baths
  • 2,726sqft

2316 GENEVA Drive, Lakeland

331 BAY Street, Auburndale, FL, 33823 — assumable VA mortgage at 2.60%
VA
Active
72
$699,000$178,762 equity gap
Rate
2.60%
7.32%today
Payment
$2,322/mo
$3,984today
  • 3beds
  • 3baths
  • 3,488sqft

331 BAY Street, Auburndale

201 LAKE DALE Drive, Auburndale, FL, 33823 — assumable FHA mortgage at 2.60%
FHA
Active
39
$187,900$52,433 equity gap
Rate
2.60%
7.32%today
Payment
$625/mo
$1,072today
  • 2beds
  • 2baths
  • 1,210sqft

201 LAKE DALE Drive, Auburndale

428 MCKENNA Drive, Winter Haven, FL, 33881 — assumable FHA mortgage at 2.67%
FHA
Active
33
$260,000$55,985 equity gap
Rate
2.67%
7.32%today
Payment
$951/mo
$1,617today
  • 4beds
  • 2baths
  • 1,840sqft

428 MCKENNA Drive, Winter Haven

297 MEADOWBROOK Boulevard, Winter Haven, FL, 33881 — assumable FHA mortgage at 2.83%
FHA
Active
19
$230,000$52,768 equity gap
Rate
2.83%
7.32%today
Payment
$842/mo
$1,403today
  • 3beds
  • 2baths
  • 1,426sqft

297 MEADOWBROOK Boulevard, Winter Haven

1267 IGUANA Loop, Davenport, FL, 33897 — assumable FHA mortgage at 2.96%
FHA
Active
60
$370,000$94,968 equity gap
Rate
2.96%
7.32%today
Payment
$1,301/mo
$2,131today
  • 4beds
  • 2baths
  • 1,851sqft

1267 IGUANA Loop, Davenport

116 BENTLEY OAKS Boulevard, Auburndale, FL, 33823 — assumable FHA mortgage at 2.98%
FHA
Active
41
$374,900$97,872 equity gap
Rate
2.98%
7.32%today
Payment
$1,299/mo
$2,122today
  • 4beds
  • 2baths
  • 1,875sqft

116 BENTLEY OAKS Boulevard, Auburndale

630 THELMA Street, Lake Alfred, FL, 33850 — assumable VA mortgage at 3.76%
VA
Active
33
$322,900$32,652 equity gap
Rate
3.76%
7.32%today
Payment
$1,470/mo
$2,178today
  • 3beds
  • 2baths
  • 1,689sqft

630 THELMA Street, Lake Alfred

209 SOFIA Lane, Lake Alfred, FL, 33850 — assumable FHA mortgage at 3.76%
FHA
Active
53
$349,900$40,997 equity gap
Rate
3.76%
7.32%today
Payment
$1,565/mo
$2,318today
  • 5beds
  • 3baths
  • 2,674sqft

209 SOFIA Lane, Lake Alfred

1409 MATTIE POINTE Lane, Auburndale, FL, 33823 — assumable FHA mortgage at 3.76%
FHA
Active
40
$325,000$53,570 equity gap
Rate
3.76%
7.32%today
Payment
$1,378/mo
$2,041today
  • 4beds
  • 2baths
  • 1,707sqft

1409 MATTIE POINTE Lane, Auburndale

1415 FOX SQUIRREL Drive, Davenport, FL, 33897 — assumable FHA mortgage at 3.85%
FHA
Active
11
$360,000$40,578 equity gap
Rate
3.85%
7.32%today
Payment
$1,634/mo
$2,394today
  • 3beds
  • 2baths
  • 1,690sqft

1415 FOX SQUIRREL Drive, Davenport

988 CAMBRIDGE Drive, Winter Haven, FL, 33881 — assumable FHA mortgage at 2.60%
FHA
Active
27
$299,900$97,986 equity gap
Rate
2.60%
7.32%today
Payment
$932/mo
$1,598today
  • 4beds
  • 2baths
  • 1,867sqft

988 CAMBRIDGE Drive, Winter Haven

1020 CAMBRIDGE Drive, Winter Haven, FL, 33881 — assumable FHA mortgage at 2.70%
FHA
Active
27
$279,900$90,763 equity gap
Rate
2.70%
7.32%today
Payment
$880/mo
$1,491today
  • 4beds
  • 2baths
  • 1,500sqft

1020 CAMBRIDGE Drive, Winter Haven

543 STATE ROAD 559, Auburndale, FL, 33823 — assumable FHA mortgage at 2.81%
FHA
Active
77
$319,900$100,640 equity gap
Rate
2.81%
7.32%today
Payment
$1,030/mo
$1,720today
  • 4beds
  • 3baths
  • 2,360sqft

543 STATE ROAD 559, Auburndale

7973 OAK RUN Circle, Lakeland, FL, 33809 — assumable VA mortgage at 2.86%
VA
Active
39
$330,000$99,801 equity gap
Rate
2.86%
7.32%today
Payment
$1,073/mo
$1,779today
  • 3beds
  • 2baths
  • 1,795sqft

7973 OAK RUN Circle, Lakeland

8706 HINSDALE HEIGHTS Drive, Polk City, FL, 33868 — assumable FHA mortgage at 2.90%
FHA
Active
19
$285,000$87,963 equity gap
Rate
2.90%
7.32%today
Payment
$948/mo
$1,565today
  • 4beds
  • 3baths
  • 1,990sqft

8706 HINSDALE HEIGHTS Drive, Polk City

2113 GENEVA Drive, Lakeland, FL, 33805 — assumable FHA mortgage at 2.91%
FHA
Active
26
$310,000$122,667 equity gap
Rate
2.91%
7.32%today
Payment
$900/mo
$1,484today
  • 3beds
  • 2baths
  • 1,609sqft

2113 GENEVA Drive, Lakeland

4005 CHELSEA Lane, Lakeland, FL, 33809 — assumable FHA mortgage at 2.98%
FHA
Active
16
$504,900$182,645 equity gap
Rate
2.98%
7.32%today
Payment
$1,525/mo
$2,491today
  • 4beds
  • 3baths
  • 2,366sqft

4005 CHELSEA Lane, Lakeland

120 VICTORIA Drive, Haines City, FL, 33844 — assumable FHA mortgage at 4.00%
FHA
Active
55
$175,000$24,811 equity gap
Rate
4.00%
7.32%today
Payment
$776/mo
$1,117today
  • 2beds
  • 2baths
  • 1,586sqft

120 VICTORIA Drive, Haines City

108 EARL Avenue, Auburndale, FL, 33823 — assumable FHA mortgage at 3.01%
FHA
Active
29
$239,000$87,772 equity gap
Rate
3.01%
7.32%today
Payment
$738/mo
$1,201today
  • 3beds
  • 2baths
  • 1,602sqft

108 EARL Avenue, Auburndale

2240 SEA ISLAND Circle, Lakeland, FL, 33810 — assumable FHA mortgage at 3.21%
FHA
Active
34
$210,000$73,829 equity gap
Rate
3.21%
7.32%today
Payment
$680/mo
$1,079today
  • 2beds
  • 2baths
  • 1,241sqft

2240 SEA ISLAND Circle, Lakeland

8811 ASHLAND Avenue, Polk City, FL, 33868 — assumable FHA mortgage at 2.74%
FHA
Active
48
$374,900$186,621 equity gap
Rate
2.74%
7.32%today
Payment
$880/mo
$1,483today
  • 5beds
  • 3baths
  • 2,710sqft

8811 ASHLAND Avenue, Polk City

326 LAKE MARIANA Way, Auburndale, FL, 33823 — assumable FHA mortgage at 2.80%
FHA
Active
60
$449,900$243,372 equity gap
Rate
2.80%
7.32%today
Payment
$1,043/mo
$1,701today
  • 4beds
  • 3baths
  • 2,383sqft

326 LAKE MARIANA Way, Auburndale

7517 HUNTERS GREENE Circle, Lakeland, FL, 33810 — assumable FHA mortgage at 2.88%
FHA
Active
35
$329,900$176,528 equity gap
Rate
2.88%
7.32%today
Payment
$781/mo
$1,245today
  • 4beds
  • 3baths
  • 2,870sqft

7517 HUNTERS GREENE Circle, Lakeland

2015 SOCRUM LOOP Road, Lakeland, FL, 33810 — assumable FHA mortgage at 2.94%
FHA
Active
20
$400,000$212,990 equity gap
Rate
2.94%
7.32%today
Payment
$904/mo
$1,484today
  • —beds
  • —baths
  • —sqft

2015 SOCRUM LOOP Road, Lakeland

314 LAKE MARIANA Way, Auburndale, FL, 33823 — assumable FHA mortgage at 2.98%
FHA
Active
49
$359,999$164,781 equity gap
Rate
2.98%
7.32%today
Payment
$950/mo
$1,551today
  • 3beds
  • 2baths
  • 1,688sqft

314 LAKE MARIANA Way, Auburndale

5638 ROYAL HILLS Street, Winter Haven, FL, 33881 — assumable VA mortgage at 2.99%
VA
Active
46
$294,500$123,029 equity gap
Rate
2.99%
7.32%today
Payment
$833/mo
$1,359today
  • 4beds
  • 2baths
  • 2,012sqft

5638 ROYAL HILLS Street, Winter Haven

261 WALKERS POINT Drive, Auburndale, FL, 33823 — assumable FHA mortgage at 3.00%
FHA
Active
75
$454,500$188,114 equity gap
Rate
3.00%
7.32%today
Payment
$1,266/mo
$2,063today
  • 5beds
  • 3baths
  • 2,549sqft

261 WALKERS POINT Drive, Auburndale

7609 MUSCOVY Drive, Lakeland, FL, 33810 — assumable FHA mortgage at 3.00%
FHA
Active
30
$399,000$166,255 equity gap
Rate
3.00%
7.32%today
Payment
$1,143/mo
$1,841today
  • 4beds
  • 3baths
  • 3,096sqft

7609 MUSCOVY Drive, Lakeland

1503 AUBURN OAKS Boulevard, Auburndale, FL, 33823 — assumable FHA mortgage at 3.00%
FHA
Active
66
$425,000$425,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 4beds
  • 3baths
  • 2,900sqft

1503 AUBURN OAKS Boulevard, Auburndale

119 SUNFISH Drive, Winter Haven, FL, 33881 — assumable FHA mortgage at 3.03%
FHA
Active
51
$419,000$220,421 equity gap
Rate
3.03%
7.32%today
Payment
$969/mo
$1,573today
  • 3beds
  • 3baths
  • 2,613sqft

119 SUNFISH Drive, Winter Haven

171 LAKE MARIANA Place, Auburndale, FL, 33823 — assumable FHA mortgage at 3.07%
FHA
Active
31
$345,000$167,681 equity gap
Rate
3.07%
7.32%today
Payment
$871/mo
$1,406today
  • 3beds
  • 2baths
  • 1,752sqft

171 LAKE MARIANA Place, Auburndale

4237 COYOTE Trail, Polk City, FL, 33868 — assumable FHA mortgage at 3.09%
FHA
Active
49
$333,499$137,218 equity gap
Rate
3.09%
7.32%today
Payment
$934/mo
$1,504today
  • 4beds
  • 2baths
  • 1,904sqft

4237 COYOTE Trail, Polk City

1934 ALTAVISTA Circle, Lakeland, FL, 33810 — assumable VA mortgage at 3.10%
VA
Active
32
$465,900$199,812 equity gap
Rate
3.10%
7.32%today
Payment
$1,314/mo
$2,114today
  • 4beds
  • 4baths
  • 2,493sqft

1934 ALTAVISTA Circle, Lakeland

2840 DELROSE DR N, Lakeland, FL, 33805 — assumable VA mortgage at 3.23%
VA
Active
$269,900$162,055 equity gap
Rate
3.23%
7.32%today
Payment
$540/mo
$854today
  • 3beds
  • 2baths
  • 1,260sqft

2840 DELROSE DR N, Lakeland

5516 MAGGIORE Boulevard, Lakeland, FL, 33805 — assumable FHA mortgage at 3.56%
FHA
Active
60
$270,000$85,031 equity gap
Rate
3.56%
7.32%today
Payment
$921/mo
$1,398today
  • 3beds
  • 2baths
  • 1,356sqft

5516 MAGGIORE Boulevard, Lakeland

Assuming a mortgage in Polk City

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.60%
Lowest existing payment
$324 /mo
Median cash to assume
$65,539
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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