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Assumable homes for sale in Plant City, FL

199 homesFHA & VA loansrates from 2.67% vs 7.32% today

Plant City assumption guide
5060 STARLING Drive, Mulberry, FL, 33860 — assumable VA mortgage at 3.05%
VATop pick
Active
40
$275,000$14,581 equity gap
Rate
3.05%
7.32%today
Payment
$1,231/mo
$1,993today
  • 3beds
  • 2baths
  • 1,955sqft

5060 STARLING Drive, Mulberry

614 6TH Street, Lakeland, FL, 33805 — assumable FHA mortgage at 2.90%
FHA
Active
16
$185,000$23,068 equity gap
Rate
2.90%
7.32%today
Payment
$756/mo
$1,248today
  • 2beds
  • 1baths
  • 835sqft

614 6TH Street, Lakeland

3403 WALDEN RESERVE Drive, Plant City, FL, 33566 — assumable VA mortgage at 3.22%
VA
Active
61
$550,000$87,539 equity gap
Rate
3.22%
7.32%today
Payment
$2,218/mo
$3,514today
  • 4beds
  • 4baths
  • 3,041sqft

3403 WALDEN RESERVE Drive, Plant City

2934 LONG POND Drive, Lakeland, FL, 33811 — assumable FHA mortgage at 2.73%
FHA
Active
47
$357,000$97,511 equity gap
Rate
2.73%
7.32%today
Payment
$1,211/mo
$2,044today
  • 5beds
  • 3baths
  • 2,696sqft

2934 LONG POND Drive, Lakeland

4613 DOVER BLUFF Court, Valrico, FL, 33594 — assumable VA mortgage at 2.80%
VA
Active
27
$425,000$88,401 equity gap
Rate
2.80%
7.32%today
Payment
$1,561/mo
$2,610today
  • 4beds
  • 2baths
  • 1,844sqft

4613 DOVER BLUFF Court, Valrico

1048 MALLETWOOD Drive, Brandon, FL, 33510 — assumable FHA mortgage at 2.84%
FHA
Active
55
$375,000$91,634 equity gap
Rate
2.84%
7.32%today
Payment
$1,317/mo
$2,191today
  • 4beds
  • 2baths
  • 1,972sqft

1048 MALLETWOOD Drive, Brandon

3144 ROYAL TUSCAN Lane, Valrico, FL, 33594 — assumable VA mortgage at 2.90%
VA
Active
44
$233,000$53,415 equity gap
Rate
2.90%
7.32%today
Payment
$837/mo
$1,381today
  • 2beds
  • 3baths
  • 1,364sqft

3144 ROYAL TUSCAN Lane, Valrico

421 THICKET CREST Road, Seffner, FL, 33584 — assumable VA mortgage at 2.90%
VA
Active
22
$449,999$117,968 equity gap
Rate
2.90%
7.32%today
Payment
$1,561/mo
$2,576today
  • 4beds
  • 2baths
  • 2,186sqft

421 THICKET CREST Road, Seffner

5646 ALEXANDER SPRINGS Place, Lakeland, FL, 33811 — assumable FHA mortgage at 2.96%
FHA
Active
30
$299,499$86,321 equity gap
Rate
2.96%
7.32%today
Payment
$1,011/mo
$1,656today
  • 3beds
  • 2baths
  • 1,426sqft

5646 ALEXANDER SPRINGS Place, Lakeland

615 VALRI PARK Drive, Valrico, FL, 33594 — assumable VA mortgage at 2.98%
VA
Active
37
$415,000$90,857 equity gap
Rate
2.98%
7.32%today
Payment
$1,534/mo
$2,505today
  • 4beds
  • 2baths
  • 1,983sqft

615 VALRI PARK Drive, Valrico

3810 COOPER Road, Plant City, FL, 33565 — assumable FHA mortgage at 2.98%
FHA
Active
8
$249,900$57,229 equity gap
Rate
2.98%
7.32%today
Payment
$937/mo
$1,531today
  • 2beds
  • 2baths
  • 1,479sqft

3810 COOPER Road, Plant City

4934 WILDFLOWER Drive, Lakeland, FL, 33811 — assumable FHA mortgage at 3.05%
FHA
Active
52
$319,900$86,816 equity gap
Rate
3.05%
7.32%today
Payment
$1,104/mo
$1,787today
  • 4beds
  • 2baths
  • 1,904sqft

4934 WILDFLOWER Drive, Lakeland

2214 GOLDEN OAK Lane, Valrico, FL, 33594 — assumable VA mortgage at 3.14%
VA
Active
26
$207,000$51,970 equity gap
Rate
3.14%
7.32%today
Payment
$742/mo
$1,187today
  • 2beds
  • 2baths
  • 1,130sqft

2214 GOLDEN OAK Lane, Valrico

4435 HORSE CREEK Lane, Lakeland, FL, 33811 — assumable VA mortgage at 4.00%
VA
Active
39
$369,900$31,336 equity gap
Rate
4.00%
7.32%today
Payment
$1,760/mo
$2,533today
  • 4beds
  • 2baths
  • 2,000sqft

4435 HORSE CREEK Lane, Lakeland

902 TOMLIN Street, Plant City, FL, 33563 — assumable VA mortgage at 4.17%
VA
Active
12
$317,000$21,375 equity gap
Rate
4.17%
7.32%today
Payment
$1,565/mo
$2,206today
  • 3beds
  • 2baths
  • 1,551sqft

902 TOMLIN Street, Plant City

2814 HAMMOCK Drive, Plant City, FL, 33566 — assumable FHA mortgage at 2.67%
FHA
Active
73
$465,000$179,155 equity gap
Rate
2.67%
7.32%today
Payment
$1,329/mo
$2,260today
  • 4beds
  • 3baths
  • 2,186sqft

2814 HAMMOCK Drive, Plant City

1325 LAURA Street, Plant City, FL, 33563 — assumable FHA mortgage at 2.71%
FHA
Active
25
$274,900$91,378 equity gap
Rate
2.71%
7.32%today
Payment
$857/mo
$1,449today
  • 3beds
  • 3baths
  • 2,163sqft

1325 LAURA Street, Plant City

903 SHIMMERING OAKS Lane, Seffner, FL, 33584 — assumable FHA mortgage at 2.77%
FHA
Active
38
$389,000$141,038 equity gap
Rate
2.77%
7.32%today
Payment
$1,165/mo
$1,956today
  • 3beds
  • 2baths
  • 1,679sqft

903 SHIMMERING OAKS Lane, Seffner

5605 ARLINGTON RIVER Drive, Lakeland, FL, 33811 — assumable VA mortgage at 2.81%
VA
Active
42
$325,000$115,111 equity gap
Rate
2.81%
7.32%today
Payment
$993/mo
$1,658today
  • 4beds
  • 2baths
  • 1,848sqft

5605 ARLINGTON RIVER Drive, Lakeland

712 OAKWOOD Avenue, Brandon, FL, 33511 — assumable VA mortgage at 2.87%
VA
Active
55
$649,900$215,718 equity gap
Rate
2.87%
7.32%today
Payment
$2,088/mo
$3,459today
  • 4beds
  • 4baths
  • 3,328sqft

712 OAKWOOD Avenue, Brandon

4129 TIMBER VALLEY Way, Lakeland, FL, 33811 — assumable FHA mortgage at 2.96%
FHA
Active
37
$459,000$174,284 equity gap
Rate
2.96%
7.32%today
Payment
$1,350/mo
$2,211today
  • 5beds
  • 3baths
  • 2,640sqft

4129 TIMBER VALLEY Way, Lakeland

4005 CHELSEA Lane, Lakeland, FL, 33809 — assumable FHA mortgage at 2.98%
FHA
Active
16
$504,900$182,645 equity gap
Rate
2.98%
7.32%today
Payment
$1,525/mo
$2,491today
  • 4beds
  • 3baths
  • 2,366sqft

4005 CHELSEA Lane, Lakeland

2658 GRANDBURY GROVE Road, Lakeland, FL, 33811 — assumable VA mortgage at 3.00%
VA
Active
34
$315,000$123,456 equity gap
Rate
3.00%
7.32%today
Payment
$919/mo
$1,497today
  • 4beds
  • 2baths
  • 1,867sqft

2658 GRANDBURY GROVE Road, Lakeland

5685 ARLINGTON RIVER Drive, Lakeland, FL, 33811 — assumable FHA mortgage at 3.05%
FHA
Active
65
$399,000$148,819 equity gap
Rate
3.05%
7.32%today
Payment
$1,204/mo
$1,949today
  • 5beds
  • 3baths
  • 2,885sqft

5685 ARLINGTON RIVER Drive, Lakeland

2240 SEA ISLAND Circle, Lakeland, FL, 33810 — assumable FHA mortgage at 3.21%
FHA
Active
34
$210,000$73,829 equity gap
Rate
3.21%
7.32%today
Payment
$680/mo
$1,079today
  • 2beds
  • 2baths
  • 1,241sqft

2240 SEA ISLAND Circle, Lakeland

3009 BLAKERT Court, Plant City, FL, 33566 — assumable FHA mortgage at 2.68%
FHA
Active
48
$415,000$170,069 equity gap
Rate
2.68%
7.32%today
Payment
$1,140/mo
$1,936today
  • 5beds
  • 3baths
  • 2,674sqft

3009 BLAKERT Court, Plant City

3838 CRYSTAL DEW Street, Plant City, FL, 33567 — assumable VA mortgage at 2.70%
VA
Active
48
$395,000$209,337 equity gap
Rate
2.70%
7.32%today
Payment
$864/mo
$1,463today
  • 4beds
  • 2baths
  • 1,846sqft

3838 CRYSTAL DEW Street, Plant City

4437 FLINTLOCK Loop, Lakeland, FL, 33810 — assumable FHA mortgage at 2.71%
FHA
Active
48
$480,000$231,547 equity gap
Rate
2.71%
7.32%today
Payment
$1,160/mo
$1,962today
  • 4beds
  • 2baths
  • 2,795sqft

4437 FLINTLOCK Loop, Lakeland

1001 SPLIT SILK Street, Valrico, FL, 33594 — assumable VA mortgage at 2.72%
VA
Active
54
$685,000$411,632 equity gap
Rate
2.72%
7.32%today
Payment
$1,281/mo
$2,164today
  • 4beds
  • 3baths
  • 2,698sqft

1001 SPLIT SILK Street, Valrico

2605 RED FERN Drive, Dover, FL, 33527 — assumable VA mortgage at 2.73%
VA
Active
32
$624,900$405,070 equity gap
Rate
2.73%
7.32%today
Payment
$1,024/mo
$1,727today
  • 5beds
  • 4baths
  • 2,792sqft

2605 RED FERN Drive, Dover

261 ST THOMAS Drive, Mulberry, FL, 33860 — assumable VA mortgage at 2.77%
VA
Active
38
$355,900$144,851 equity gap
Rate
2.77%
7.32%today
Payment
$987/mo
$1,657today
  • 4beds
  • 2baths
  • 1,767sqft

261 ST THOMAS Drive, Mulberry

406 SEMINOLE LAKE Boulevard, Plant City, FL, 33563 — assumable FHA mortgage at 2.78%
FHA
Active
36
$369,900$261,547 equity gap
Rate
2.78%
7.32%today
Payment
$511/mo
$857today
  • 3beds
  • 2baths
  • 980sqft

406 SEMINOLE LAKE Boulevard, Plant City

6419 ENGLISH CREEK Drive, Lakeland, FL, 33811 — assumable VA mortgage at 2.80%
VA
Active
37
$519,900$244,003 equity gap
Rate
2.80%
7.32%today
Payment
$1,310/mo
$2,191today
  • 3beds
  • 2baths
  • 1,716sqft

6419 ENGLISH CREEK Drive, Lakeland

1748 BROOKSTONE Way, Plant City, FL, 33566 — assumable FHA mortgage at 2.80%
FHA
Active
49
$399,999$181,311 equity gap
Rate
2.80%
7.32%today
Payment
$1,017/mo
$1,700today
  • 3beds
  • 2baths
  • 2,055sqft

1748 BROOKSTONE Way, Plant City

1124 KING ARTHUR Court, Valrico, FL, 33594 — assumable FHA mortgage at 2.90%
FHA
Active
34
$540,000$258,745 equity gap
Rate
2.90%
7.32%today
Payment
$1,328/mo
$2,192today
  • 6beds
  • 2baths
  • 2,420sqft

1124 KING ARTHUR Court, Valrico

1002 KAY JEAN Drive, Valrico, FL, 33594 — assumable FHA mortgage at 2.90%
FHA
Active
44
$425,000$170,886 equity gap
Rate
2.90%
7.32%today
Payment
$1,206/mo
$1,990today
  • 3beds
  • 2baths
  • 1,513sqft

1002 KAY JEAN Drive, Valrico

Assuming a mortgage in Plant City

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$351 /mo
Median cash to assume
$112,900
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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