Assumable homes for sale in Phelan, CA

6 homesFHA loansrates from 3.72% vs 7.32% today

Phelan assumption guide
11618 Nevada, Phelan, CA, 92371 — assumable FHA mortgage at 3.72%
FHA
Active
20
$430,000$257,874 equity gap
Rate
3.72%
7.32%today
Payment
$916/mo
$1,364today
  • 4beds
  • 2baths
  • 1,544sqft

11618 Nevada, Phelan

4931 Del Rosa Road, Phelan, CA, 92371 — assumable FHA mortgage at 7.62%
FHA
Active
$600,000$7,365 equity gap
Rate
7.62%
7.32%today
Payment
$4,307/mo
$4,182today
  • 4beds
  • 2baths
  • 2,342sqft

4931 Del Rosa Road, Phelan

11053 Acanthus Street, Phelan, CA, 92371 — assumable FHA mortgage at 4.56%
FHA
Active
5
$545,000$457,593 equity gap
Rate
4.56%
7.32%today
Payment
$705/mo
$949today
  • 4beds
  • 2baths
  • 1,873sqft

11053 Acanthus Street, Phelan

9588 Mountain Pine Court, Phelan, CA, 92371 — assumable FHA mortgage at 6.11%
FHA
Active
32
$420,000$44,105 equity gap
Rate
6.11%
7.32%today
Payment
$2,386/mo
$2,681today
  • 3beds
  • 2baths
  • 1,629sqft

9588 Mountain Pine Court, Phelan

11251 Nevada Road, Phelan, CA, 92371 — assumable FHA mortgage at 5.55%
FHA
Active
28
$395,000$98,725 equity gap
Rate
5.55%
7.32%today
Payment
$1,788/mo
$2,152today
  • 3beds
  • 2baths
  • 1,307sqft

11251 Nevada Road, Phelan

5023 Smoke Tree, Phelan, CA, 92371 — assumable FHA mortgage at 4.78%
FHA
Active
56
$459,900$390,189 equity gap
Rate
4.78%
7.32%today
Payment
$606/mo
$796today
  • 4beds
  • 2baths
  • 1,648sqft

5023 Smoke Tree, Phelan

Assuming a mortgage in Phelan

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
3.72%
Lowest existing payment
$606 /mo
Median cash to assume
$178,299
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.