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Assumable homes for sale in Osseo, MN

138 homesFHA & VA loansrates from 2.27% vs 7.32% today

Osseo assumption guide
710 129th Avenue, Blaine, MN, 55434 — assumable FHA mortgage at 2.86%
FHATop pick
Active
35
$328,000$21,508 equity gap
Rate
2.86%
7.32%today
Payment
$1,431/mo
$2,374today
  • 4beds
  • 2baths
  • 2,117sqft

710 129th Avenue, Blaine

4552 Penn Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 2.96%
FHATop pick
Active
27
$230,000$23,325 equity gap
Rate
2.96%
7.32%today
Payment
$980/mo
$1,605today
  • 2beds
  • 2baths
  • 812sqft

4552 Penn Avenue, Minneapolis

5355 Northport Drive, Brooklyn Center, MN, 55429 — assumable FHA mortgage at 2.81%
FHA
Active
38
$295,000$59,215 equity gap
Rate
2.81%
7.32%today
Payment
$1,105/mo
$1,845today
  • 3beds
  • 2baths
  • 2,234sqft

5355 Northport Drive, Brooklyn Center

8043 5th Street, Spring Lake Park, MN, 55432 — assumable VA mortgage at 2.86%
VA
Active
39
$290,000$44,072 equity gap
Rate
2.86%
7.32%today
Payment
$1,130/mo
$1,875today
  • 3beds
  • 2baths
  • 1,566sqft

8043 5th Street, Spring Lake Park

4403 Zane Avenue, Crystal, MN, 55422 — assumable FHA mortgage at 2.87%
FHA
Active
23
$293,000$52,091 equity gap
Rate
2.87%
7.32%today
Payment
$1,124/mo
$1,862today
  • 3beds
  • 3baths
  • 1,702sqft

4403 Zane Avenue, Crystal

71 63 1/2 Way, Fridley, MN, 55432 — assumable FHA mortgage at 3.04%
FHA
Active
31
$289,900$55,611 equity gap
Rate
3.04%
7.32%today
Payment
$1,123/mo
$1,821today
  • 3beds
  • 1baths
  • 1,715sqft

71 63 1/2 Way, Fridley

4635 Xenia Avenue, Crystal, MN, 55422 — assumable FHA mortgage at 3.07%
FHA
Active
14
$258,000$50,353 equity gap
Rate
3.07%
7.32%today
Payment
$986/mo
$1,592today
  • 2beds
  • 1baths
  • 1,208sqft

4635 Xenia Avenue, Crystal

12598 74th Avenue, Maple Grove, MN, 55369 — assumable FHA mortgage at 3.08%
FHA
Active
38
$280,900$55,625 equity gap
Rate
3.08%
7.32%today
Payment
$1,087/mo
$1,754today
  • 4beds
  • 2baths
  • 1,805sqft

12598 74th Avenue, Maple Grove

11840 Vintage Street, Coon Rapids, MN, 55433 — assumable VA mortgage at 3.11%
VA
Active
41
$249,000$46,742 equity gap
Rate
3.11%
7.32%today
Payment
$958/mo
$1,539today
  • 3beds
  • 2baths
  • 1,641sqft

11840 Vintage Street, Coon Rapids

17549 70th Place, Maple Grove, MN, 55311 — assumable FHA mortgage at 2.68%
FHA
Active
20
$314,900$91,492 equity gap
Rate
2.68%
7.32%today
Payment
$1,037/mo
$1,761today
  • 3beds
  • 2baths
  • 1,748sqft

17549 70th Place, Maple Grove

5604 5th Street, Fridley, MN, 55432 — assumable VA mortgage at 2.77%
VA
Active
25
$314,999$84,012 equity gap
Rate
2.77%
7.32%today
Payment
$1,556/mo
$2,276today
  • 3beds
  • 2baths
  • 1,464sqft

5604 5th Street, Fridley

2000 75th Avenue, Brooklyn Park, MN, 55444 — assumable VA mortgage at 2.83%
VA
Active
28
$329,900$89,633 equity gap
Rate
2.83%
7.32%today
Payment
$1,139/mo
$1,897today
  • 3beds
  • 2baths
  • 1,630sqft

2000 75th Avenue, Brooklyn Park

11442 Osage Street, Coon Rapids, MN, 55433 — assumable FHA mortgage at 2.83%
FHA
Active
20
$260,000$72,095 equity gap
Rate
2.83%
7.32%today
Payment
$891/mo
$1,484today
  • 3beds
  • 2baths
  • 1,767sqft

11442 Osage Street, Coon Rapids

6206 114th Place, Champlin, MN, 55316 — assumable FHA mortgage at 2.88%
FHA
Active
17
$365,000$88,502 equity gap
Rate
2.88%
7.32%today
Payment
$1,288/mo
$2,131today
  • 4beds
  • 2baths
  • 1,487sqft

6206 114th Place, Champlin

4928 Abbott Avenue, Brooklyn Center, MN, 55429 — assumable FHA mortgage at 2.98%
FHA
Active
26
$278,000$59,840 equity gap
Rate
2.98%
7.32%today
Payment
$1,032/mo
$1,686today
  • 3beds
  • 2baths
  • 1,685sqft

4928 Abbott Avenue, Brooklyn Center

4822 Bryant Avenue, Minneapolis, MN, 55430 — assumable FHA mortgage at 3.12%
FHA
Active
30
$250,000$68,807 equity gap
Rate
3.12%
7.32%today
Payment
$861/mo
$1,382today
  • 3beds
  • 1baths
  • 782sqft

4822 Bryant Avenue, Minneapolis

8027 Fairmont Circle, Fridley, MN, 55432 — assumable FHA mortgage at 3.13%
FHA
Active
17
$349,000$88,233 equity gap
Rate
3.13%
7.32%today
Payment
$1,263/mo
$2,023today
  • 4beds
  • 2baths
  • 1,850sqft

8027 Fairmont Circle, Fridley

6427 Tessman Terrace, Brooklyn Park, MN, 55445 — assumable FHA mortgage at 3.65%
FHA
Active
31
$420,000$62,702 equity gap
Rate
3.65%
7.32%today
Payment
$1,538/mo
$2,501today
  • 3beds
  • 3baths
  • 2,898sqft

6427 Tessman Terrace, Brooklyn Park

10007 Hidden Oaks Lane, Champlin, MN, 55316 — assumable FHA mortgage at 3.17%
FHA
Active
59
$499,900$144,627 equity gap
Rate
3.17%
7.32%today
Payment
$1,732/mo
$2,761today
  • 4beds
  • 3baths
  • 2,534sqft

10007 Hidden Oaks Lane, Champlin

12353 82nd Avenue, Maple Grove, MN, 55369 — assumable VA mortgage at 3.33%
VA
Active
28
$329,000$81,977 equity gap
Rate
3.33%
7.32%today
Payment
$1,252/mo
$1,957today
  • 2beds
  • 3baths
  • 1,493sqft

12353 82nd Avenue, Maple Grove

18034 69th Place, Maple Grove, MN, 55311 — assumable FHA mortgage at 2.27%
FHA
Active
39
$257,900$81,749 equity gap
Rate
2.27%
7.32%today
Payment
$770/mo
$1,380today
  • 2beds
  • 2baths
  • 1,478sqft

18034 69th Place, Maple Grove

5566 Unity Avenue, Crystal, MN, 55429 — assumable VA mortgage at 2.73%
VA
Active
55
$339,900$109,106 equity gap
Rate
2.73%
7.32%today
Payment
$1,075/mo
$1,813today
  • 4beds
  • 3baths
  • 2,330sqft

5566 Unity Avenue, Crystal

11791 88th Avenue, Maple Grove, MN, 55369 — assumable FHA mortgage at 2.87%
FHA
Active
33
$259,900$98,645 equity gap
Rate
2.87%
7.32%today
Payment
$795/mo
$1,285today
  • 2beds
  • 2baths
  • 1,806sqft

11791 88th Avenue, Maple Grove

11544 Elmwood Avenue, Champlin, MN, 55316 — assumable VA mortgage at 2.89%
VA
Active
15
$260,000$80,043 equity gap
Rate
2.89%
7.32%today
Payment
$861/mo
$1,423today
  • 2beds
  • 2baths
  • 1,328sqft

11544 Elmwood Avenue, Champlin

5340 Byron Avenue, Crystal, MN, 55429 — assumable FHA mortgage at 2.95%
FHA
Active
47
$299,000$109,248 equity gap
Rate
2.95%
7.32%today
Payment
$895/mo
$1,467today
  • 3beds
  • 1baths
  • 1,388sqft

5340 Byron Avenue, Crystal

17994 89th Place, Maple Grove, MN, 55311 — assumable VA mortgage at 3.00%
VA
Active
53
$529,900$177,468 equity gap
Rate
3.00%
7.32%today
Payment
$1,679/mo
$2,735today
  • 4beds
  • 4baths
  • 3,570sqft

17994 89th Place, Maple Grove

5730 Fremont Avenue, Brooklyn Center, MN, 55430 — assumable FHA mortgage at 3.00%
FHA
Active
50
$299,900$92,353 equity gap
Rate
3.00%
7.32%today
Payment
$1,014/mo
$1,652today
  • 4beds
  • 2baths
  • 1,548sqft

5730 Fremont Avenue, Brooklyn Center

4859 Bryant Avenue, Minneapolis, MN, 55430 — assumable FHA mortgage at 3.08%
FHA
Active
20
$265,000$95,280 equity gap
Rate
3.08%
7.32%today
Payment
$817/mo
$1,318today
  • 3beds
  • 1baths
  • 1,574sqft

4859 Bryant Avenue, Minneapolis

1415 44th Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 3.61%
FHA
Active
42
$265,000$53,746 equity gap
Rate
3.61%
7.32%today
Payment
$1,117/mo
$1,686today
  • 4beds
  • 3baths
  • 2,474sqft

1415 44th Avenue, Minneapolis

4710 Goldenrod Lane, Plymouth, MN, 55442 — assumable VA mortgage at 3.23%
VA
Active
69
$549,900$182,135 equity gap
Rate
3.23%
7.32%today
Payment
$1,841/mo
$2,913today
  • 4beds
  • 4baths
  • 3,104sqft

4710 Goldenrod Lane, Plymouth

11209 Utah Avenue, Champlin, MN, 55316 — assumable FHA mortgage at 2.71%
FHA
Active
51
$419,900$219,829 equity gap
Rate
2.71%
7.32%today
Payment
$1,151/mo
$1,797today
  • 3beds
  • 2baths
  • 2,036sqft

11209 Utah Avenue, Champlin

4270 Ximines Lane, Plymouth, MN, 55441 — assumable VA mortgage at 2.72%
VA
Active
28
$335,000$152,868 equity gap
Rate
2.72%
7.32%today
Payment
$853/mo
$1,442today
  • 3beds
  • 2baths
  • 1,658sqft

4270 Ximines Lane, Plymouth

1541 Franklin Lane, Anoka, MN, 55303 — assumable VA mortgage at 2.81%
VA
Active
27
$435,000$261,100 equity gap
Rate
2.81%
7.32%today
Payment
$823/mo
$1,374today
  • 4beds
  • 2baths
  • 1,785sqft

1541 Franklin Lane, Anoka

4252 Monroe Street, Columbia Heights, MN, 55421 — assumable FHA mortgage at 2.81%
FHA
Active
11
$269,900$137,355 equity gap
Rate
2.81%
7.32%today
Payment
$623/mo
$1,040today
  • 4beds
  • 2baths
  • 1,946sqft

4252 Monroe Street, Columbia Heights

10512 Hidden Oaks Lane, Champlin, MN, 55369 — assumable FHA mortgage at 2.84%
FHA
Active
35
$575,000$236,866 equity gap
Rate
2.84%
7.32%today
Payment
$1,598/mo
$2,657today
  • 5beds
  • 4baths
  • 3,947sqft

10512 Hidden Oaks Lane, Champlin

11430 Jay Street, Coon Rapids, MN, 55433 — assumable FHA mortgage at 2.86%
FHA
Active
17
$244,900$230,850 equity gap
Rate
2.86%
7.32%today
Payment
$65/mo
$108today
  • 3beds
  • 2baths
  • 1,381sqft

11430 Jay Street, Coon Rapids

Assuming a mortgage in Osseo

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.27%
Lowest existing payment
$371 /mo
Median cash to assume
$136,431
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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