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Assumable homes for sale in Ormond Beach, FL

58 homesFHA & VA loansrates from 2.73% vs 7.32% today

Ormond Beach assumption guide
3 ECHO WOODS Way, Ormond Beach, FL, 32174 — assumable VA mortgage at 2.90%
VA
Active
83
$574,000$89,643 equity gap
Rate
2.90%
7.32%today
Payment
$2,262/mo
$3,732today
  • 4beds
  • 3baths
  • 2,506sqft

3 ECHO WOODS Way, Ormond Beach

401 DRIFTWOOD Avenue, Daytona Beach, FL, 32118 — assumable VA mortgage at 3.92%
VA
Active
43
$285,000$12,512 equity gap
Rate
3.92%
7.32%today
Payment
$1,423/mo
$2,051today
  • 3beds
  • 2baths
  • 2,355sqft

401 DRIFTWOOD Avenue, Daytona Beach

358 ORCHARD Street, Ormond Beach, FL, 32174 — assumable FHA mortgage at 3.69%
FHA
Active
33
$299,900$26,622 equity gap
Rate
3.69%
7.32%today
Payment
$1,377/mo
$2,057today
  • 4beds
  • 1baths
  • 1,781sqft

358 ORCHARD Street, Ormond Beach

2055 ATLANTIC Avenue #1410, Daytona Beach, FL, 32118 — assumable VA mortgage at 2.94%
VA
Active
55
$585,000$134,126 equity gap
Rate
2.94%
7.32%today
Payment
$2,134/mo
$3,503today
  • 3beds
  • 3baths
  • 2,140sqft

2055 ATLANTIC Avenue #1410, Daytona Beach

2626 ATLANTIC Avenue #4050, Daytona Beach Shores, FL, 32118 — assumable VA mortgage at 2.97%
VA
Active
30
$249,900$52,320 equity gap
Rate
2.97%
7.32%today
Payment
$945/mo
$1,545today
  • 2beds
  • 2baths
  • 1,013sqft

2626 ATLANTIC Avenue #4050, Daytona Beach Shores

314 UNIVERSITY Boulevard, Daytona Beach, FL, 32118 — assumable FHA mortgage at 2.86%
FHA
Active
31
$500,000$177,723 equity gap
Rate
2.86%
7.32%today
Payment
$1,501/mo
$2,491today
  • 7beds
  • 3baths
  • 2,532sqft

314 UNIVERSITY Boulevard, Daytona Beach

843 NILES Street, Daytona Beach, FL, 32114 — assumable FHA mortgage at 3.02%
FHA
Active
31
$220,000$90,348 equity gap
Rate
3.02%
7.32%today
Payment
$632/mo
$1,027today
  • 3beds
  • 2baths
  • 1,000sqft

843 NILES Street, Daytona Beach

1525 MOBILE Avenue, Holly Hill, FL, 32117 — assumable FHA mortgage at 3.10%
FHA
Active
47
$269,000$88,144 equity gap
Rate
3.10%
7.32%today
Payment
$860/mo
$1,383today
  • 4beds
  • 1baths
  • 1,529sqft

1525 MOBILE Avenue, Holly Hill

28 BAYMEADOW Court, Ormond Beach, FL, 32174 — assumable FHA mortgage at 4.42%
FHA
Active
31
$334,000$25,672 equity gap
Rate
4.42%
7.32%today
Payment
$1,676/mo
$2,293today
  • 4beds
  • 2baths
  • 1,794sqft

28 BAYMEADOW Court, Ormond Beach

685 ALDENHAM Lane, Ormond Beach, FL, 32174 — assumable VA mortgage at 2.73%
VA
Active
61
$599,999$308,120 equity gap
Rate
2.73%
7.32%today
Payment
$1,359/mo
$2,293today
  • 4beds
  • 3baths
  • 2,496sqft

685 ALDENHAM Lane, Ormond Beach

645 WESTWARD Circle, Holly Hill, FL, 32117 — assumable FHA mortgage at 2.81%
FHA
Active
38
$274,000$131,764 equity gap
Rate
2.81%
7.32%today
Payment
$675/mo
$1,126today
  • 4beds
  • 2baths
  • 1,242sqft

645 WESTWARD Circle, Holly Hill

1225 VINE Street, Daytona Beach, FL, 32117 — assumable VA mortgage at 2.87%
VA
Active
43
$275,000$137,182 equity gap
Rate
2.87%
7.32%today
Payment
$701/mo
$1,119today
  • 4beds
  • 2baths
  • 1,920sqft

1225 VINE Street, Daytona Beach

372 CHELSEA PLACE Avenue, Ormond Beach, FL, 32174 — assumable VA mortgage at 2.88%
VA
Active
64
$485,000$310,187 equity gap
Rate
2.88%
7.32%today
Payment
$837/mo
$1,369today
  • 3beds
  • 2baths
  • 1,956sqft

372 CHELSEA PLACE Avenue, Ormond Beach

907 SYCAMORE Street, Daytona Beach, FL, 32114 — assumable VA mortgage at 2.90%
VA
Active
$325,950$187,775 equity gap
Rate
2.90%
7.32%today
Payment
$645/mo
$1,065today
  • 4beds
  • 3baths
  • 1,274sqft

907 SYCAMORE Street, Daytona Beach

2071 PENINSULA Drive, Daytona Beach, FL, 32118 — assumable FHA mortgage at 2.91%
FHA
Active
53
$578,800$332,316 equity gap
Rate
2.91%
7.32%today
Payment
$1,187/mo
$1,957today
  • 4beds
  • 4baths
  • 2,048sqft

2071 PENINSULA Drive, Daytona Beach

410 LONG COVE Court, Ormond Beach, FL, 32174 — assumable VA mortgage at 2.97%
VA
Active
70
$499,000$214,770 equity gap
Rate
2.97%
7.32%today
Payment
$1,353/mo
$2,212today
  • 3beds
  • 4baths
  • 2,138sqft

410 LONG COVE Court, Ormond Beach

2828 ATLANTIC Avenue #303, Daytona Beach, FL, 32118 — assumable VA mortgage at 3.00%
VA
Active
43
$379,900$379,900 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,178sqft

2828 ATLANTIC Avenue #303, Daytona Beach

241 RIVERSIDE Drive #2006, Holly Hill, FL, 32117 — assumable VA mortgage at 3.00%
VA
Active
36
$289,900$289,900 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,660sqft

241 RIVERSIDE Drive #2006, Holly Hill

226 ASHFORD LAKES Circle, Ormond Beach, FL, 32174 — assumable VA mortgage at 3.05%
VA
Active
23
$838,888$496,439 equity gap
Rate
3.05%
7.32%today
Payment
$1,648/mo
$2,667today
  • 5beds
  • 4baths
  • 2,959sqft

226 ASHFORD LAKES Circle, Ormond Beach

118 ROBERTA Road, Ormond Beach, FL, 32176 — assumable VA mortgage at 3.26%
VA
Active
37
$349,000$223,215 equity gap
Rate
3.26%
7.32%today
Payment
$633/mo
$998today
  • 2beds
  • 1baths
  • 965sqft

118 ROBERTA Road, Ormond Beach

213 JESSAMINE Boulevard, Daytona Beach, FL, 32118 — assumable VA mortgage at 3.28%
VA
Active
65
$350,000$146,218 equity gap
Rate
3.28%
7.32%today
Payment
$1,028/mo
$1,616today
  • 4beds
  • 3baths
  • 2,068sqft

213 JESSAMINE Boulevard, Daytona Beach

27 SOUNDERS TRAIL Circle, Ormond Beach, FL, 32174 — assumable FHA mortgage at 3.75%
FHA
Active
23
$329,000$121,736 equity gap
Rate
3.75%
7.32%today
Payment
$1,112/mo
$1,649today
  • 3beds
  • 2baths
  • 1,691sqft

27 SOUNDERS TRAIL Circle, Ormond Beach

23 WATERFORD Court, Ormond Beach, FL, 32174 — assumable FHA mortgage at 3.49%
FHA
Active
50
$349,900$221,548 equity gap
Rate
3.49%
7.32%today
Payment
$674/mo
$1,032today
  • 4beds
  • 2baths
  • 1,701sqft

23 WATERFORD Court, Ormond Beach

241 RIVERSIDE Drive #608, Holly Hill, FL, 32117 — assumable VA mortgage at 3.50%
VA
Active
44
$259,900$259,900 equity gap
Rate
3.50%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,670sqft

241 RIVERSIDE Drive #608, Holly Hill

10 COTTON MILL Court, Ormond Beach, FL, 32174 — assumable VA mortgage at 3.50%
VA
Active
54
$499,000$200,810 equity gap
Rate
3.50%
7.32%today
Payment
$1,542/mo
$2,359today
  • 5beds
  • 3baths
  • 2,801sqft

10 COTTON MILL Court, Ormond Beach

236 MCINTOSH Road, Ormond Beach, FL, 32174 — assumable FHA mortgage at 3.58%
FHA
Active
47
$339,000$206,726 equity gap
Rate
3.58%
7.32%today
Payment
$779/mo
$1,180today
  • 4beds
  • 2baths
  • 1,768sqft

236 MCINTOSH Road, Ormond Beach

165 15TH Street, Holly Hill, FL, 32117 — assumable FHA mortgage at 4.53%
FHA
Active
26
$225,000$66,732 equity gap
Rate
4.53%
7.32%today
Payment
$948/mo
$1,281today
  • 3beds
  • 3baths
  • 1,979sqft

165 15TH Street, Holly Hill

16 LAUREL OAKS Circle, Ormond Beach, FL, 32174 — assumable FHA mortgage at 3.75%
FHA
Active
46
$315,000$180,587 equity gap
Rate
3.75%
7.32%today
Payment
$728/mo
$1,079today
  • 3beds
  • 2baths
  • 1,496sqft

16 LAUREL OAKS Circle, Ormond Beach

76 CAPRI Drive, Ormond Beach, FL, 32174 — assumable FHA mortgage at 5.09%
FHA
Active
38
$309,000$43,260 equity gap
Rate
5.09%
7.32%today
Payment
$1,540/mo
$1,951today
  • 3beds
  • 2baths
  • 1,403sqft

76 CAPRI Drive, Ormond Beach

3 BRIDGET Terrace, Ormond Beach, FL, 32174 — assumable VA mortgage at 5.78%
VA
Active
41
$412,500Potential short sale
Rate
5.78%
7.32%today
Payment
$2,577/mo
$3,023today
  • 3beds
  • 2baths
  • 1,896sqft

3 BRIDGET Terrace, Ormond Beach

1362 CORK Drive, Ormond Beach, FL, 32174 — assumable FHA mortgage at 4.99%
FHA
Active
24
$345,000$77,648 equity gap
Rate
4.99%
7.32%today
Payment
$1,504/mo
$1,926today
  • 3beds
  • 2baths
  • 1,373sqft

1362 CORK Drive, Ormond Beach

2121 DIVOT Drive, Daytona Beach, FL, 32124 — assumable FHA mortgage at 5.99%
FHA
Active
29
$549,999$24,866 equity gap
Rate
5.99%
7.32%today
Payment
$3,195/mo
$3,664today
  • 4beds
  • 3baths
  • 2,791sqft

2121 DIVOT Drive, Daytona Beach

2840 MONAGHAN Drive, Ormond Beach, FL, 32174 — assumable FHA mortgage at 6.20%
FHA
Active
16
$434,800Potential short sale
Rate
6.20%
7.32%today
Payment
$2,817/mo
$3,159today
  • 4beds
  • 3baths
  • 2,106sqft

2840 MONAGHAN Drive, Ormond Beach

825 KOTTLE Circle, Daytona Beach, FL, 32114 — assumable FHA mortgage at 6.34%
FHA
Active
35
$179,900Potential short sale
Rate
6.34%
7.32%today
Payment
$1,240/mo
$1,370today
  • 4beds
  • 2baths
  • 1,337sqft

825 KOTTLE Circle, Daytona Beach

317 OAK FERN Circle, Ormond Beach, FL, 32174 — assumable FHA mortgage at 6.35%
FHA
Active
38
$499,900Potential short sale
Rate
6.35%
7.32%today
Payment
$3,155/mo
$3,483today
  • 5beds
  • 4baths
  • 2,946sqft

317 OAK FERN Circle, Ormond Beach

345 MERIMONT Lane, Ormond Beach, FL, 32174 — assumable VA mortgage at 6.73%
VA
Active
91
$539,900$22,621 equity gap
Rate
6.73%
7.32%today
Payment
$3,424/mo
$3,634today
  • 4beds
  • 4baths
  • 2,862sqft

345 MERIMONT Lane, Ormond Beach

Assuming a mortgage in Ormond Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$524 /mo
Median cash to assume
$120,345
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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