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Assumable homes for sale in Orlando, FL

24 homesVA & FHA loansrates from 2.80% vs 7.32% today

Orlando assumption guide
14759 ROYAL POINCIANA Drive, Orlando, FL, 32828 — assumable VA mortgage at 2.96%
VA
Active
66
$554,900$190,679 equity gap
Rate
2.96%
7.32%today
Payment
$1,723/mo
$2,823today
  • 4beds
  • 3baths
  • 2,860sqft

14759 ROYAL POINCIANA Drive, Orlando

807 JADESTONE Circle, Orlando, FL, 32828 — assumable VA mortgage at 2.98%
VA
Active
29
$560,000$208,948 equity gap
Rate
2.98%
7.32%today
Payment
$1,661/mo
$2,713today
  • 4beds
  • 3baths
  • 2,979sqft

807 JADESTONE Circle, Orlando

14475 JAMAICA DOGWOOD Drive, Orlando, FL, 32828 — assumable FHA mortgage at 3.23%
FHA
Active
39
$420,000$148,256 equity gap
Rate
3.23%
7.32%today
Payment
$1,364/mo
$2,158today
  • 4beds
  • 2baths
  • 1,931sqft

14475 JAMAICA DOGWOOD Drive, Orlando

509 HARDWOOD Circle, Orlando, FL, 32828 — assumable VA mortgage at 2.80%
VA
Active
69
$445,000$237,816 equity gap
Rate
2.80%
7.32%today
Payment
$977/mo
$1,633today
  • 3beds
  • 2baths
  • 1,434sqft

509 HARDWOOD Circle, Orlando

1042 HORSESHOE FALLS Drive, Orlando, FL, 32828 — assumable VA mortgage at 2.84%
VA
Active
24
$699,900$310,116 equity gap
Rate
2.84%
7.32%today
Payment
$1,850/mo
$3,077today
  • 7beds
  • 4baths
  • 4,022sqft

1042 HORSESHOE FALLS Drive, Orlando

14467 GOLDEN RAIN TREE Boulevard, Orlando, FL, 32828 — assumable VA mortgage at 3.15%
VA
Active
23
$535,000$275,487 equity gap
Rate
3.15%
7.32%today
Payment
$1,291/mo
$2,064today
  • 3beds
  • 2baths
  • 2,297sqft

14467 GOLDEN RAIN TREE Boulevard, Orlando

14542 RIVIERA POINTE Drive, Orlando, FL, 32828 — assumable VA mortgage at 3.44%
VA
Active
28
$775,000$592,629 equity gap
Rate
3.44%
7.32%today
Payment
$1,046/mo
$1,612today
  • 5beds
  • 3baths
  • 3,389sqft

14542 RIVIERA POINTE Drive, Orlando

2436 FAWNLAKE Trail, Orlando, FL, 32828 — assumable FHA mortgage at 3.59%
FHA
Active
61
$760,000$519,836 equity gap
Rate
3.59%
7.32%today
Payment
$1,627/mo
$2,462today
  • 6beds
  • 5baths
  • 4,859sqft

2436 FAWNLAKE Trail, Orlando

14585 CHEEVER Street, Orlando, FL, 32828 — assumable VA mortgage at 3.89%
VA
Active
90
$690,000$258,031 equity gap
Rate
3.89%
7.32%today
Payment
$2,224/mo
$3,242today
  • 5beds
  • 4baths
  • 3,003sqft

14585 CHEEVER Street, Orlando

14639 RIVIERA POINTE Drive, Orlando, FL, 32828 — assumable VA mortgage at 3.68%
VA
Active
73
$699,900$485,579 equity gap
Rate
3.68%
7.32%today
Payment
$1,320/mo
$1,975today
  • 6beds
  • 4baths
  • 3,602sqft

14639 RIVIERA POINTE Drive, Orlando

2336 STEWARTS COVE WAY, Orlando, FL, 32828 — assumable VA mortgage at 3.69%
VA
Active
56
$849,900$645,091 equity gap
Rate
3.69%
7.32%today
Payment
$1,218/mo
$1,820today
  • 5beds
  • 4baths
  • 3,796sqft

2336 STEWARTS COVE WAY, Orlando

1174 BEECH GROVE Way, Orlando, FL, 32828 — assumable VA mortgage at 3.97%
VA
Active
34
$469,800$358,961 equity gap
Rate
3.97%
7.32%today
Payment
$681/mo
$984today
  • 4beds
  • 2baths
  • 2,000sqft

1174 BEECH GROVE Way, Orlando

1431 SHALLCROSS Avenue, Orlando, FL, 32828 — assumable FHA mortgage at 6.27%
FHA
Active
42
$365,000$14,373 equity gap
Rate
6.27%
7.32%today
Payment
$2,266/mo
$2,523today
  • 3beds
  • 4baths
  • 2,059sqft

1431 SHALLCROSS Avenue, Orlando

13672 CYGNUS Drive, Orlando, FL, 32828 — assumable FHA mortgage at 6.39%
FHA
Active
24
$359,999$9,759 equity gap
Rate
6.39%
7.32%today
Payment
$2,279/mo
$2,506today
  • 2beds
  • 3baths
  • 1,799sqft

13672 CYGNUS Drive, Orlando

896 SPRING PALMS Loop, Orlando, FL, 32828 — assumable FHA mortgage at 6.71%
FHA
Active
28
$389,900$11,166 equity gap
Rate
6.71%
7.32%today
Payment
$2,537/mo
$2,698today
  • 3beds
  • 3baths
  • 1,559sqft

896 SPRING PALMS Loop, Orlando

14150 ALAFAYA OAK Bend, Orlando, FL, 32828 — assumable VA mortgage at 5.23%
VA
Active
66
$564,900$157,371 equity gap
Rate
5.23%
7.32%today
Payment
$2,396/mo
$2,987today
  • 4beds
  • 3baths
  • 2,267sqft

14150 ALAFAYA OAK Bend, Orlando

13711 DORNOCH Drive, Orlando, FL, 32828 — assumable FHA mortgage at 6.50%
FHA
Active
54
$532,000$48,454 equity gap
Rate
6.50%
7.32%today
Payment
$3,103/mo
$3,372today
  • 3beds
  • 2baths
  • 2,075sqft

13711 DORNOCH Drive, Orlando

13085 THATCH PALM Way, Orlando, FL, 32828 — assumable FHA mortgage at 7.12%
FHA
Active
11
$499,000$33,146 equity gap
Rate
7.12%
7.32%today
Payment
$3,234/mo
$3,299today
  • 4beds
  • 2baths
  • 2,168sqft

13085 THATCH PALM Way, Orlando

14531 RIVIERA POINTE Drive, Orlando, FL, 32828 — assumable VA mortgage at 4.51%
VA
Active
43
$550,000$418,242 equity gap
Rate
4.51%
7.32%today
Payment
$1,009/mo
$1,366today
  • 4beds
  • 3baths
  • 2,349sqft

14531 RIVIERA POINTE Drive, Orlando

14903 YORKSHIRE RUN Drive, Orlando, FL, 32828 — assumable FHA mortgage at 4.98%
FHA
Active
37
$504,000$281,350 equity gap
Rate
4.98%
7.32%today
Payment
$1,278/mo
$1,639today
  • 4beds
  • 3baths
  • 2,346sqft

14903 YORKSHIRE RUN Drive, Orlando

13637 EMERALDVIEW Drive, Orlando, FL, 32828 — assumable FHA mortgage at 7.17%
FHA
Active
24
$390,000$100,568 equity gap
Rate
7.17%
7.32%today
Payment
$2,005/mo
$2,035today
  • 3beds
  • 2baths
  • 1,601sqft

13637 EMERALDVIEW Drive, Orlando

14038 LAKE LIVE OAK Drive, Orlando, FL, 32828 — assumable VA mortgage at 5.81%
VA
Active
11
$680,000$204,692 equity gap
Rate
5.81%
7.32%today
Payment
$2,960/mo
$3,462today
  • 4beds
  • 3baths
  • 2,565sqft

14038 LAKE LIVE OAK Drive, Orlando

15272 SUGARGROVE Way, Orlando, FL, 32828 — assumable FHA mortgage at 7.02%
FHA
Active
71
$550,000$255,136 equity gap
Rate
7.02%
7.32%today
Payment
$2,008/mo
$2,069today
  • 5beds
  • 3baths
  • 2,771sqft

15272 SUGARGROVE Way, Orlando

500 WATERSCAPE Way, Orlando, FL, 32828 — assumable VA mortgage at 8.68%
VA
Active
71
$575,000$592,346 equity gap
Rate
8.68%
7.32%today
Payment
$664/mo
$584today
  • 4beds
  • 3baths
  • 2,630sqft

500 WATERSCAPE Way, Orlando

Assuming a mortgage in Orlando

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.80%
Lowest existing payment
$664 /mo
Median cash to assume
$246,476
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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