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Assumable homes for sale in Orinda, CA

28 homesFHA & VA loansrates from 2.70% vs 7.32% today

Orinda assumption guide
273 Beauforest Dr, Oakland, CA, 94611 — assumable FHA mortgage at 3.20%
FHA
Active
42
$695,000$95,980 equity gap
Rate
3.20%
7.32%today
Payment
$2,989/mo
$4,748today
  • 2beds
  • 1baths
  • 506sqft

273 Beauforest Dr, Oakland

1465 Cortez Ct, Walnut Creek, CA, 94598 — assumable VA mortgage at 2.90%
VA
Active
55
$1,649,000$347,655 equity gap
Rate
2.90%
7.32%today
Payment
$6,132/mo
$10,119today
  • 5beds
  • 3baths
  • 2,606sqft

1465 Cortez Ct, Walnut Creek

731 Hamilton Dr, Pleasant Hill, CA, 94523 — assumable VA mortgage at 3.51%
VA
Active
39
$1,495,000$199,004 equity gap
Rate
3.51%
7.32%today
Payment
$5,319/mo
$8,840today
  • 4beds
  • 2baths
  • 1,948sqft

731 Hamilton Dr, Pleasant Hill

108 Arcangel Way, San Pablo, CA, 94806 — assumable FHA mortgage at 3.20%
FHA
Active
33
$555,000$134,373 equity gap
Rate
3.20%
7.32%today
Payment
$2,119/mo
$3,366today
  • 3beds
  • 3baths
  • 1,401sqft

108 Arcangel Way, San Pablo

205 Del Valle Cir, El Sobrante, CA, 94803 — assumable VA mortgage at 2.70%
VA
Active
25
$369,000$135,578 equity gap
Rate
2.70%
7.32%today
Payment
$1,089/mo
$1,844today
  • 2beds
  • 2baths
  • 1,022sqft

205 Del Valle Cir, El Sobrante

1077 Nursery Lane, Concord, CA, 94520 — assumable FHA mortgage at 3.65%
FHA
Active
15
$839,800$242,016 equity gap
Rate
3.65%
7.32%today
Payment
$3,189/mo
$4,789today
  • 4beds
  • 3baths
  • 2,018sqft

1077 Nursery Lane, Concord

977 24Th St, Oakland, CA, 94607 — assumable VA mortgage at 2.80%
VA
Active
8
$634,500Potential short sale
Rate
2.80%
7.32%today
Payment
$3,616/mo
$6,045today
  • 2beds
  • 3baths
  • 1,552sqft

977 24Th St, Oakland

1524 SACRAMENTO ST, Berkeley, CA, 94702 — assumable VA mortgage at 2.99%
VA
Active
59
$1,495,000$1,295,191 equity gap
Rate
2.99%
7.32%today
Payment
$971/mo
$1,584today
  • 5beds
  • 2baths
  • 1,987sqft

1524 SACRAMENTO ST, Berkeley

3131 Cowell Rd, Concord, CA, 94518 — assumable FHA mortgage at 3.07%
FHA
Active
31
$699,000$494,519 equity gap
Rate
3.07%
7.32%today
Payment
$969/mo
$1,564today
  • 3beds
  • 2baths
  • 1,137sqft

3131 Cowell Rd, Concord

449 Merritt Ave, Oakland, CA, 94610 — assumable VA mortgage at 3.21%
VA
Active
105
$5,500,000$4,234,424 equity gap
Rate
3.21%
7.32%today
Payment
$6,062/mo
$9,617today
  • —beds
  • —baths
  • 10,926sqft

449 Merritt Ave, Oakland

3131 Magnolia ST, Oakland, CA, 94608 — assumable FHA mortgage at 5.10%
FHA
Active
27
$815,000Potential short sale
Rate
5.10%
7.32%today
Payment
$4,772/mo
$6,038today
  • 6beds
  • 3baths
  • 2,584sqft

3131 Magnolia ST, Oakland

40 Parkview Ter, San Pablo, CA, 94806 — assumable FHA mortgage at 3.73%
FHA
Active
33
$519,000$193,918 equity gap
Rate
3.73%
7.32%today
Payment
$1,736/mo
$2,582today
  • 3beds
  • 3baths
  • 1,680sqft

40 Parkview Ter, San Pablo

5075 Alhambra Valley Rd, Martinez, CA, 94553 — assumable VA mortgage at 3.65%
VA
Active
68
$1,599,000$1,329,965 equity gap
Rate
3.65%
7.32%today
Payment
$1,604/mo
$2,409today
  • 3beds
  • 3baths
  • 2,228sqft

5075 Alhambra Valley Rd, Martinez

3134 Pleitner Ave, Oakland, CA, 94602 — assumable FHA mortgage at 3.69%
FHA
Active
17
$1,450,000$1,150,114 equity gap
Rate
3.69%
7.32%today
Payment
$1,508/mo
$2,253today
  • —beds
  • —baths
  • —sqft

3134 Pleitner Ave, Oakland

651 Moraga Road #17, Moraga, CA, 94556 — assumable FHA mortgage at 3.90%
FHA
Active
46
$598,000$369,592 equity gap
Rate
3.90%
7.32%today
Payment
$1,645/mo
$2,395today
  • 2beds
  • 2baths
  • 1,144sqft

651 Moraga Road #17, Moraga

4321 Florida Ave, Richmond, CA, 94804 — assumable VA mortgage at 4.01%
VA
Active
16
$499,000$95,771 equity gap
Rate
4.01%
7.32%today
Payment
$2,340/mo
$3,364today
  • 4beds
  • 3baths
  • 1,223sqft

4321 Florida Ave, Richmond

159 Lakeshore Ct, Richmond, CA, 94804 — assumable FHA mortgage at 4.04%
FHA
Active
58
$435,000$186,551 equity gap
Rate
4.04%
7.32%today
Payment
$1,192/mo
  • 1beds
  • 1baths
  • 779sqft

159 Lakeshore Ct, Richmond

1919 Aspenridge Ct, Walnut Creek, CA, 94597 — assumable VA mortgage at 4.05%
VA
Active
46
$1,198,000$912,861 equity gap
Rate
4.05%
7.32%today
Payment
$2,051/mo
$2,933today
  • 3beds
  • 3baths
  • 2,549sqft

1919 Aspenridge Ct, Walnut Creek

407 Vista Heights Rd, El Cerrito, CA, 94530 — assumable FHA mortgage at 6.88%
FHA
Active
29
$650,000$12,400 equity gap
Rate
6.88%
7.32%today
Payment
$4,304/mo
$4,499today
  • 2beds
  • 2baths
  • 1,298sqft

407 Vista Heights Rd, El Cerrito

195 Pleasant Valley Drive, Walnut Creek, CA, 94597 — assumable VA mortgage at 6.35%
VA
Active
69
$1,699,999$170,523 equity gap
Rate
6.35%
7.32%today
Payment
$9,738/mo
$10,750today
  • 3beds
  • 2baths
  • 2,126sqft

195 Pleasant Valley Drive, Walnut Creek

555 Pierce St #522, Albany, CA, 94706 — assumable FHA mortgage at 6.50%
FHA
Active
31
$410,000$39,584 equity gap
Rate
6.50%
7.32%today
Payment
$2,350/mo
$2,554today
  • 1beds
  • 1baths
  • 745sqft

555 Pierce St #522, Albany

4628 Fieldbrook Rd, Oakland, CA, 94619 — assumable FHA mortgage at 6.44%
FHA
Active
40
$1,149,460$36,020 equity gap
Rate
6.44%
7.32%today
Payment
$7,154/mo
$7,823today
  • 4beds
  • 3baths
  • 1,943sqft

4628 Fieldbrook Rd, Oakland

453 Sentinel Dr, Alameda, CA, 94501 — assumable VA mortgage at 6.89%
VA
Active
52
$839,000$96,466 equity gap
Rate
6.89%
7.32%today
Payment
$4,993/mo
$5,213today
  • 2beds
  • 2baths
  • 1,102sqft

453 Sentinel Dr, Alameda

832 7th Ave, Oakland, CA, 94606 — assumable FHA mortgage at 6.05%
FHA
Active
60
$999,000Potential short sale
Rate
6.05%
7.32%today
Payment
$6,806/mo
$7,757today
  • —beds
  • —baths
  • —sqft

832 7th Ave, Oakland

3019 Florida St, Oakland, CA, 94602 — assumable FHA mortgage at 6.50%
FHA
Active
13
$599,000Potential short sale
Rate
6.50%
7.32%today
Payment
$4,735/mo
$5,146today
  • —beds
  • —baths
  • —sqft

3019 Florida St, Oakland

7717 Eureka Ave, El Cerrito, CA, 94530 — assumable FHA mortgage at 6.60%
FHA
Active
34
$998,000$670,966 equity gap
Rate
6.60%
7.32%today
Payment
$2,190/mo
$2,355today
  • 3beds
  • 2baths
  • 1,285sqft

7717 Eureka Ave, El Cerrito

670 30th Street, Richmond, CA, 94804-1569 — assumable FHA mortgage at 6.76%
FHA
Active
27
$444,000$407,812 equity gap
Rate
6.76%
7.32%today
Payment
$248/mo
$261today
  • 2beds
  • 1baths
  • 771sqft

670 30th Street, Richmond

2596 Oak Rd #275, Walnut Creek, CA, 94597 — assumable FHA mortgage at 6.95%
FHA
Active
47
$549,000Potential short sale
Rate
6.95%
7.32%today
Payment
$4,290/mo
$4,452today
  • 2beds
  • 3baths
  • 1,168sqft

2596 Oak Rd #275, Walnut Creek

Assuming a mortgage in Orinda

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.70%
Lowest existing payment
$969 /mo
Median cash to assume
$199,004
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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