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Assumable homes for sale in Ontario, CA

20 homesFHA & VA loansrates from 2.81% vs 7.32% today

Ontario assumption guide
1074 Mountain, Ontario, CA, 91762 — assumable FHA mortgage at 2.81%
FHA
Active
30
$435,000$144,725 equity gap
Rate
2.81%
7.32%today
Payment
$1,374/mo
$2,293today
  • 2beds
  • 2baths
  • 1,240sqft

1074 Mountain, Ontario

1103 Francis Street #F, Ontario, CA, 91762 — assumable FHA mortgage at 2.99%
FHA
Active
41
$485,000$161,630 equity gap
Rate
2.99%
7.32%today
Payment
$1,571/mo
$2,563today
  • 3beds
  • 3baths
  • 1,280sqft

1103 Francis Street #F, Ontario

2466 Sultana Avenue, Ontario, CA, 91761 — assumable VA mortgage at 2.87%
VA
Active
16
$724,990$344,675 equity gap
Rate
2.87%
7.32%today
Payment
$1,816/mo
$3,008today
  • 3beds
  • 2baths
  • 1,448sqft

2466 Sultana Avenue, Ontario

909 I Street, Ontario, CA, 91764 — assumable VA mortgage at 2.93%
VA
Active
33
$599,000$315,436 equity gap
Rate
2.93%
7.32%today
Payment
$1,366/mo
$2,245today
  • 2beds
  • 1baths
  • 924sqft

909 I Street, Ontario

2539 Garfield, Ontario, CA, 91761 — assumable VA mortgage at 3.41%
VA
Active
39
$705,000$427,245 equity gap
Rate
3.41%
7.32%today
Payment
$1,593/mo
$2,465today
  • 3beds
  • 3baths
  • 1,803sqft

2539 Garfield, Ontario

122 De Anza Circle, Ontario, CA, 91761 — assumable FHA mortgage at 3.42%
FHA
Active
7
$589,900$360,507 equity gap
Rate
3.42%
7.32%today
Payment
$1,310/mo
$2,023today
  • 3beds
  • 1baths
  • 990sqft

122 De Anza Circle, Ontario

2947 Cherry Way, Ontario, CA, 91761 — assumable FHA mortgage at 3.75%
FHA
Active
31
$594,999$251,678 equity gap
Rate
3.75%
7.32%today
Payment
$1,842/mo
$2,732today
  • 3beds
  • 3baths
  • 1,458sqft

2947 Cherry Way, Ontario

12439 Catalpa Avenue, Chino, CA, 91710 — assumable VA mortgage at 3.75%
VA
Active
33
$780,000$376,997 equity gap
Rate
3.75%
7.32%today
Payment
$2,181/mo
$3,236today
  • 4beds
  • 2baths
  • 1,696sqft

12439 Catalpa Avenue, Chino

858 Benson, Ontario, CA, 91762 — assumable FHA mortgage at 6.65%
FHA
Active
9
$679,000Potential short sale
Rate
6.65%
7.32%today
Payment
$4,381/mo
$4,688today
  • 3beds
  • 2baths
  • 1,632sqft

858 Benson, Ontario

1234 Vesta Street, Ontario, CA, 91762 — assumable VA mortgage at 6.69%
VA
Active
33
$680,000$48,435 equity gap
Rate
6.69%
7.32%today
Payment
$4,190/mo
$4,465today
  • 3beds
  • 2baths
  • 1,312sqft

1234 Vesta Street, Ontario

835 Maitland Privado, Ontario, CA, 91762 — assumable FHA mortgage at 6.77%
FHA
Active
38
$489,990$40,472 equity gap
Rate
6.77%
7.32%today
Payment
$2,999/mo
$3,170today
  • 2beds
  • 3baths
  • 1,129sqft

835 Maitland Privado, Ontario

13035 Arlington Lane, Chino, CA, 91710 — assumable VA mortgage at 6.78%
VA
Active
67
$850,000$80,479 equity gap
Rate
6.78%
7.32%today
Payment
$5,145/mo
$5,432today
  • 4beds
  • 3baths
  • 1,771sqft

13035 Arlington Lane, Chino

948 Carlton Privado, Ontario, CA, 91762 — assumable FHA mortgage at 4.57%
FHA
Active
3
$449,900$222,834 equity gap
Rate
4.57%
7.32%today
Payment
$1,365/mo
$1,836today
  • 2beds
  • 3baths
  • 1,129sqft

948 Carlton Privado, Ontario

2009 Plum Avenue, Ontario, CA, 91761 — assumable FHA mortgage at 6.51%
FHA
Active
22
$735,000$147,405 equity gap
Rate
6.51%
7.32%today
Payment
$3,725/mo
$4,044today
  • 4beds
  • 2baths
  • 1,225sqft

2009 Plum Avenue, Ontario

936 Laurel, Ontario, CA, 91762 — assumable FHA mortgage at 6.76%
FHA
Active
66
$755,000$167,745 equity gap
Rate
6.76%
7.32%today
Payment
$3,865/mo
$4,089today
  • —beds
  • —baths
  • 1,979sqft

936 Laurel, Ontario

936 Laurel, Ontario, CA, 91762 — assumable FHA mortgage at 6.76%
FHA
Active
16
$755,000$167,745 equity gap
Rate
6.76%
7.32%today
Payment
$3,865/mo
$4,089today
  • —beds
  • —baths
  • 1,979sqft

936 Laurel, Ontario

746 El Morado Court, Ontario, CA, 91764 — assumable FHA mortgage at 5.66%
FHA
Active
18
$689,000$214,179 equity gap
Rate
5.66%
7.32%today
Payment
$2,902/mo
$3,449today
  • 3beds
  • 2baths
  • 1,560sqft

746 El Morado Court, Ontario

13022 Chukar Court, Chino, CA, 91710 — assumable VA mortgage at 5.56%
VA
Active
16
$750,000$667,590 equity gap
Rate
5.56%
7.32%today
Payment
$979/mo
$1,176today
  • 3beds
  • 4baths
  • 1,599sqft

13022 Chukar Court, Chino

1031 Palmetto #S8, Ontario, CA, 91762 — assumable FHA mortgage at 6.49%
FHA
Active
23
$439,999Potential short sale
Rate
6.49%
7.32%today
Payment
$3,069/mo
$3,339today
  • 2beds
  • 3baths
  • 1,107sqft

1031 Palmetto #S8, Ontario

1158 Philadelphia Street, Ontario, CA, 91762 — assumable FHA mortgage at 6.83%
FHA
Active
17
$470,000$453,167 equity gap
Rate
6.83%
7.32%today
Payment
$594/mo
$624today
  • 3beds
  • 2baths
  • 972sqft

1158 Philadelphia Street, Ontario

Assuming a mortgage in Ontario

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$594 /mo
Median cash to assume
$214,179
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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