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Assumable homes for sale in Oldsmar, FL

11 homesVA & FHA loansrates from 2.80% vs 7.32% today

Oldsmar assumption guide
645 TIMBER BAY Circle, Oldsmar, FL, 34677 — assumable VA mortgage at 2.875%
VATop pick
Active
29
$260,000Potential short sale
Rate
2.875%
7.32%today
Payment
$1,286/mo
$2,129today
  • 3beds
  • 2baths
  • 1,274sqft

645 TIMBER BAY Circle, Oldsmar

403 BLUE MARLIN Drive, Oldsmar, FL, 34677 — assumable VA mortgage at 3.03%
VA
Active
38
$167,900$22,259 equity gap
Rate
3.03%
7.32%today
Payment
$711/mo
$1,153today
  • 2beds
  • 2baths
  • 1,078sqft

403 BLUE MARLIN Drive, Oldsmar

335 COUNTRY CLUB Drive, Oldsmar, FL, 34677 — assumable VA mortgage at 2.80%
VA
Active
52
$399,500$133,089 equity gap
Rate
2.80%
7.32%today
Payment
$1,236/mo
$2,066today
  • 4beds
  • 2baths
  • 1,224sqft

335 COUNTRY CLUB Drive, Oldsmar

1726 SPLIT FORK Drive, Oldsmar, FL, 34677 — assumable VA mortgage at 2.81%
VA
Active
68
$599,000$240,204 equity gap
Rate
2.81%
7.32%today
Payment
$1,686/mo
$2,815today
  • 4beds
  • 3baths
  • 2,230sqft

1726 SPLIT FORK Drive, Oldsmar

276 PELICAN Drive, Oldsmar, FL, 34677 — assumable VA mortgage at 3.13%
VA
Active
46
$224,900$92,705 equity gap
Rate
3.13%
7.32%today
Payment
$643/mo
$1,030today
  • 2beds
  • 2baths
  • 984sqft

276 PELICAN Drive, Oldsmar

3314 ENTERPRISE Road, Safety Harbor, FL, 34695 — assumable VA mortgage at 3.45%
VA
Active
46
$650,000$340,979 equity gap
Rate
3.45%
7.32%today
Payment
$1,594/mo
$2,453today
  • 3beds
  • 2baths
  • 2,390sqft

3314 ENTERPRISE Road, Safety Harbor

1469 RIVERDALE Drive, Oldsmar, FL, 34677 — assumable VA mortgage at 3.73%
VA
Active
60
$475,000$209,776 equity gap
Rate
3.73%
7.32%today
Payment
$1,417/mo
$2,107today
  • 3beds
  • 2baths
  • 1,890sqft

1469 RIVERDALE Drive, Oldsmar

442 EVERGREEN Drive, Oldsmar, FL, 34677 — assumable FHA mortgage at 6.50%
FHA
Active
44
$345,000$42,627 equity gap
Rate
6.50%
7.32%today
Payment
$1,994/mo
$2,167today
  • 3beds
  • 2baths
  • 1,190sqft

442 EVERGREEN Drive, Oldsmar

583 LONGWOOD Court, Oldsmar, FL, 34677 — assumable FHA mortgage at 6.96%
FHA
Active
64
$509,999$58,980 equity gap
Rate
6.96%
7.32%today
Payment
$3,090/mo
$3,204today
  • 3beds
  • 2baths
  • 1,347sqft

583 LONGWOOD Court, Oldsmar

2031 DOVER Court, Oldsmar, FL, 34677 — assumable VA mortgage at 5.22%
VA
Active
19
$220,000Potential short sale
Rate
5.22%
7.32%today
Payment
$1,511/mo
$1,886today
  • 2beds
  • 2baths
  • 1,215sqft

2031 DOVER Court, Oldsmar

140 BRENT Circle, Oldsmar, FL, 34677 — assumable VA mortgage at 6.58%
VA
Active
43
$499,000Potential short sale
Rate
6.58%
7.32%today
Payment
$3,601/mo
$3,881today
  • 3beds
  • 3baths
  • 1,791sqft

140 BRENT Circle, Oldsmar

Assuming a mortgage in Oldsmar

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.80%
Lowest existing payment
$643 /mo
Median cash to assume
$112,897
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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