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Assumable homes for sale in Oldsmar, FL

200 homesFHA & VA loansrates from 2.18% vs 7.32% today

Oldsmar assumption guide
645 TIMBER BAY Circle, Oldsmar, FL, 34677 — assumable VA mortgage at 2.875%
VATop pick
Active
29
$260,000Potential short sale
Rate
2.875%
7.32%today
Payment
$1,286/mo
$2,129today
  • 3beds
  • 2baths
  • 1,274sqft

645 TIMBER BAY Circle, Oldsmar

2593 COUNTRYSIDE Boulevard #7307, Clearwater, FL, 33761 — assumable VA mortgage at 3.10%
VATop pick
Active
26
$175,000$14,720 equity gap
Rate
3.10%
7.32%today
Payment
$760/mo
$1,223today
  • 2beds
  • 2baths
  • 1,095sqft

2593 COUNTRYSIDE Boulevard #7307, Clearwater

403 BLUE MARLIN Drive, Oldsmar, FL, 34677 — assumable VA mortgage at 3.03%
VA
Active
38
$167,900$22,259 equity gap
Rate
3.03%
7.32%today
Payment
$711/mo
$1,153today
  • 2beds
  • 2baths
  • 1,078sqft

403 BLUE MARLIN Drive, Oldsmar

4883 BREEZE Circle, Palm Harbor, FL, 34683 — assumable VA mortgage at 2.78%
VA
Active
22
$670,000$143,153 equity gap
Rate
2.78%
7.32%today
Payment
$2,439/mo
$4,087today
  • 4beds
  • 3baths
  • 2,499sqft

4883 BREEZE Circle, Palm Harbor

8 CITRUS Drive, Palm Harbor, FL, 34684 — assumable VA mortgage at 2.95%
VA
Active
95
$659,000$194,777 equity gap
Rate
2.95%
7.32%today
Payment
$2,199/mo
$3,606today
  • 4beds
  • 4baths
  • 2,094sqft

8 CITRUS Drive, Palm Harbor

2011 SEA FRONT Court, Clearwater, FL, 33763 — assumable FHA mortgage at 3.01%
FHA
Active
58
$255,000$52,840 equity gap
Rate
3.01%
7.32%today
Payment
$953/mo
$1,551today
  • 2beds
  • 3baths
  • 1,146sqft

2011 SEA FRONT Court, Clearwater

1690 PINEHURST Road, Dunedin, FL, 34698 — assumable VA mortgage at 3.04%
VA
Active
50
$549,000$114,201 equity gap
Rate
3.04%
7.32%today
Payment
$2,085/mo
$3,380today
  • 3beds
  • 2baths
  • 1,728sqft

1690 PINEHURST Road, Dunedin

201 LAGOON Drive, Palm Harbor, FL, 34683 — assumable VA mortgage at 3.10%
VA
Active
50
$899,000$264,207 equity gap
Rate
3.10%
7.32%today
Payment
$3,017/mo
$4,853today
  • 4beds
  • 3baths
  • 2,764sqft

201 LAGOON Drive, Palm Harbor

5314 ABINGER Court, Tampa, FL, 33624 — assumable FHA mortgage at 3.10%
FHA
Active
40
$219,900$62,039 equity gap
Rate
3.10%
7.32%today
Payment
$764/mo
$1,228today
  • 3beds
  • 3baths
  • 1,314sqft

5314 ABINGER Court, Tampa

6706 ROCKY PARK Street, Tampa, FL, 33625 — assumable VA mortgage at 2.18%
VA
Active
44
$400,000$140,547 equity gap
Rate
2.18%
7.32%today
Payment
$1,120/mo
$2,031today
  • 3beds
  • 3baths
  • 1,852sqft

6706 ROCKY PARK Street, Tampa

2310 LISTON Circle, Palm Harbor, FL, 34683 — assumable FHA mortgage at 2.80%
FHA
Active
24
$350,000$126,048 equity gap
Rate
2.80%
7.32%today
Payment
$1,061/mo
$1,774today
  • 3beds
  • 2baths
  • 1,102sqft

2310 LISTON Circle, Palm Harbor

12416 QUEENSLAND Lane, Tampa, FL, 33625 — assumable FHA mortgage at 2.80%
FHA
Active
45
$489,800$184,690 equity gap
Rate
2.80%
7.32%today
Payment
$1,412/mo
$2,361today
  • 4beds
  • 2baths
  • 1,463sqft

12416 QUEENSLAND Lane, Tampa

335 COUNTRY CLUB Drive, Oldsmar, FL, 34677 — assumable VA mortgage at 2.80%
VA
Active
52
$399,500$133,089 equity gap
Rate
2.80%
7.32%today
Payment
$1,236/mo
$2,066today
  • 4beds
  • 2baths
  • 1,224sqft

335 COUNTRY CLUB Drive, Oldsmar

10957 BRIGHTSIDE Drive, Tampa, FL, 33624 — assumable FHA mortgage at 2.81%
FHA
Active
30
$375,000$147,141 equity gap
Rate
2.81%
7.32%today
Payment
$1,071/mo
$1,787today
  • 3beds
  • 3baths
  • 1,164sqft

10957 BRIGHTSIDE Drive, Tampa

6902 SOLEDAD Court, Tampa, FL, 33615 — assumable FHA mortgage at 2.90%
FHA
Active
22
$224,900$85,615 equity gap
Rate
2.90%
7.32%today
Payment
$670/mo
$1,106today
  • 2beds
  • 2baths
  • 1,048sqft

6902 SOLEDAD Court, Tampa

502 FLORIDA Boulevard, Crystal Beach, FL, 34681 — assumable VA mortgage at 2.96%
VA
Active
65
$725,000$290,847 equity gap
Rate
2.96%
7.32%today
Payment
$2,103/mo
$3,443today
  • 3beds
  • 2baths
  • 1,875sqft

502 FLORIDA Boulevard, Crystal Beach

11092 WINDSOR PLACE Circle, Tampa, FL, 33626 — assumable FHA mortgage at 2.98%
FHA
Active
23
$329,000$122,849 equity gap
Rate
2.98%
7.32%today
Payment
$969/mo
$1,583today
  • 2beds
  • 2baths
  • 1,272sqft

11092 WINDSOR PLACE Circle, Tampa

1605 GULF Road, Tarpon Springs, FL, 34689 — assumable VA mortgage at 2.99%
VA
Active
53
$1,068,000$417,649 equity gap
Rate
2.99%
7.32%today
Payment
$3,074/mo
$5,015today
  • 4beds
  • 4baths
  • 3,835sqft

1605 GULF Road, Tarpon Springs

14309 PONDHAWK Lane, Tampa, FL, 33625 — assumable VA mortgage at 4.00%
VA
Active
43
$380,000$40,750 equity gap
Rate
4.00%
7.32%today
Payment
$1,760/mo
$2,533today
  • 3beds
  • 3baths
  • 1,716sqft

14309 PONDHAWK Lane, Tampa

1512 LIME Street, Clearwater, FL, 33756 — assumable FHA mortgage at 4.00%
FHA
Active
35
$359,900$67,941 equity gap
Rate
4.00%
7.32%today
Payment
$1,523/mo
$2,192today
  • 2beds
  • 1baths
  • 1,336sqft

1512 LIME Street, Clearwater

1507 TALISKER Drive, Clearwater, FL, 33755 — assumable FHA mortgage at 3.01%
FHA
Active
37
$269,900$100,522 equity gap
Rate
3.01%
7.32%today
Payment
$829/mo
$1,348today
  • 3beds
  • 3baths
  • 1,416sqft

1507 TALISKER Drive, Clearwater

6310 TURTLE CREEK Boulevard, Tampa, FL, 33625 — assumable VA mortgage at 3.02%
VA
Active
40
$499,900$181,401 equity gap
Rate
3.02%
7.32%today
Payment
$1,552/mo
$2,523today
  • 3beds
  • 2baths
  • 1,865sqft

6310 TURTLE CREEK Boulevard, Tampa

520 14TH Avenue, Largo, FL, 33770 — assumable FHA mortgage at 3.05%
FHA
Active
42
$320,000$100,110 equity gap
Rate
3.05%
7.32%today
Payment
$1,042/mo
$1,686today
  • 2beds
  • 2baths
  • 1,224sqft

520 14TH Avenue, Largo

1779 AVON Lane, Largo, FL, 33756 — assumable FHA mortgage at 3.56%
FHA
Active
54
$389,000$111,546 equity gap
Rate
3.56%
7.32%today
Payment
$1,381/mo
$2,097today
  • 3beds
  • 2baths
  • 1,339sqft

1779 AVON Lane, Largo

3459 WOODRIDGE Parkway, Palm Harbor, FL, 34684 — assumable VA mortgage at 3.11%
VA
Active
33
$1,125,000$399,201 equity gap
Rate
3.11%
7.32%today
Payment
$3,453/mo
$5,548today
  • 5beds
  • 3baths
  • 3,163sqft

3459 WOODRIDGE Parkway, Palm Harbor

1967 ARVIS Circle, Clearwater, FL, 33764 — assumable VA mortgage at 3.18%
VA
Active
36
$649,900$201,083 equity gap
Rate
3.18%
7.32%today
Payment
$2,190/mo
$3,487today
  • 4beds
  • 2baths
  • 2,178sqft

1967 ARVIS Circle, Clearwater

1491 HUNT Lane, Clearwater, FL, 33764 — assumable VA mortgage at 3.18%
VA
Active
34
$419,000$130,477 equity gap
Rate
3.18%
7.32%today
Payment
$1,408/mo
$2,242today
  • 3beds
  • 2baths
  • 1,354sqft

1491 HUNT Lane, Clearwater

2069 KINGFISHER Drive, Palm Harbor, FL, 34683 — assumable FHA mortgage at 2.71%
FHA
Active
49
$495,000$299,525 equity gap
Rate
2.71%
7.32%today
Payment
$913/mo
$1,544today
  • 3beds
  • 2baths
  • 1,751sqft

2069 KINGFISHER Drive, Palm Harbor

9216 ROBSON Street, Tampa, FL, 33615 — assumable VA mortgage at 2.73%
VA
Active
43
$379,900$213,208 equity gap
Rate
2.73%
7.32%today
Payment
$825/mo
$1,357today
  • 3beds
  • 2baths
  • 1,438sqft

9216 ROBSON Street, Tampa

4206 WINDTREE Drive, Tampa, FL, 33624 — assumable FHA mortgage at 2.74%
FHA
Active
52
$520,000$247,732 equity gap
Rate
2.74%
7.32%today
Payment
$1,269/mo
$2,139today
  • 3beds
  • 2baths
  • 2,260sqft

4206 WINDTREE Drive, Tampa

521 BAYWOOD Drive, Dunedin, FL, 34698 — assumable VA mortgage at 2.74%
VA
Active
90
$4,499,000$4,022,321 equity gap
Rate
2.74%
7.32%today
Payment
$2,222/mo
$3,745today
  • 5beds
  • 5baths
  • 5,690sqft

521 BAYWOOD Drive, Dunedin

7310 BAJA Court, Tampa, FL, 33634 — assumable FHA mortgage at 2.80%
FHA
Active
28
$228,500$93,690 equity gap
Rate
2.80%
7.32%today
Payment
$625/mo
$1,045today
  • 2beds
  • 1baths
  • 998sqft

7310 BAJA Court, Tampa

4010 BRAESGATE Lane, Tampa, FL, 33624 — assumable FHA mortgage at 2.80%
FHA
Active
33
$425,000$401,294 equity gap
Rate
2.80%
7.32%today
Payment
$118/mo
$193today
  • 3beds
  • 2baths
  • 1,569sqft

4010 BRAESGATE Lane, Tampa

998 DUMONT Drive, Dunedin, FL, 34698 — assumable FHA mortgage at 2.81%
FHA
Active
28
$489,000$233,487 equity gap
Rate
2.81%
7.32%today
Payment
$1,212/mo
$2,023today
  • 3beds
  • 2baths
  • 2,156sqft

998 DUMONT Drive, Dunedin

4715 STONEPOINTE Place, Tampa, FL, 33634 — assumable FHA mortgage at 2.81%
FHA
Active
34
$280,000$178,184 equity gap
Rate
2.81%
7.32%today
Payment
$477/mo
$797today
  • 3beds
  • 2baths
  • 1,136sqft

4715 STONEPOINTE Place, Tampa

1726 SPLIT FORK Drive, Oldsmar, FL, 34677 — assumable VA mortgage at 2.81%
VA
Active
68
$599,000$240,204 equity gap
Rate
2.81%
7.32%today
Payment
$1,686/mo
$2,815today
  • 4beds
  • 3baths
  • 2,230sqft

1726 SPLIT FORK Drive, Oldsmar

Assuming a mortgage in Oldsmar

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.18%
Lowest existing payment
$343 /mo
Median cash to assume
$178,244
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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