Assumable homes for sale in Oakley, CA

8 homesVA & FHA loansrates from 2.71% vs 7.32% today

Oakley assumption guide
281 Agata Way, Oakley, CA, 94561 — assumable VA mortgage at 3.92%
VA
Active
31
$599,999Potential short sale
Rate
3.92%
7.32%today
Payment
$3,118/mo
$4,531today
  • 3beds
  • 3baths
  • 1,835sqft

281 Agata Way, Oakley

1529 Thistle Court, Oakley, CA, 94561-2642 — assumable VA mortgage at 2.80%
VA
Active
48
$799,999$258,426 equity gap
Rate
2.80%
7.32%today
Payment
$2,506/mo
$4,190today
  • 5beds
  • 3baths
  • 2,531sqft

1529 Thistle Court, Oakley

493 Quail Glen Dr, Oakley, CA, 94561 — assumable VA mortgage at 2.81%
VA
Active
51
$1,050,000$372,652 equity gap
Rate
2.81%
7.32%today
Payment
$3,213/mo
$5,364today
  • 4beds
  • 3baths
  • 3,237sqft

493 Quail Glen Dr, Oakley

1415 Charisma Way, Brentwood, CA, 94513 — assumable VA mortgage at 2.71%
VA
Active
44
$799,950$507,194 equity gap
Rate
2.71%
7.32%today
Payment
$1,367/mo
$2,312today
  • 4beds
  • 2baths
  • 2,420sqft

1415 Charisma Way, Brentwood

5341 Catanzaro Way, Antioch, CA, 94531 — assumable FHA mortgage at 3.00%
FHA
Active
39
$519,000$490,243 equity gap
Rate
3.00%
7.32%today
Payment
$151/mo
$237today
  • 3beds
  • 3baths
  • 1,150sqft

5341 Catanzaro Way, Antioch

5532 Promontory Way, Antioch, CA, 94531 — assumable VA mortgage at 4.82%
VA
Active
47
$798,900$150,675 equity gap
Rate
4.82%
7.32%today
Payment
$3,637/mo
$4,750today
  • 4beds
  • 4baths
  • 2,666sqft

5532 Promontory Way, Antioch

206 Almondtree Lane, Oakley, CA, 94561 — assumable FHA mortgage at 4.13%
FHA
Active
2
$398,000$312,877 equity gap
Rate
4.13%
7.32%today
Payment
$739/mo
$1,004today
  • 2beds
  • 2baths
  • 1,013sqft

206 Almondtree Lane, Oakley

5029 Teakwood Dr, Oakley, CA, 94561 — assumable VA mortgage at 6.30%
VA
Active
40
$579,999$242,659 equity gap
Rate
6.30%
7.32%today
Payment
$38,473/mo
$38,683today
  • 4beds
  • 2baths
  • 1,368sqft

5029 Teakwood Dr, Oakley

Assuming a mortgage in Oakley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$739 /mo
Median cash to assume
$312,877
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.