Assumable homes for sale in Oak Grove, MN

18 homesFHA & VA loansrates from 2.50% vs 7.32% today

Oak Grove assumption guide
2739 230th Court, Saint Francis, MN, 55070 — assumable FHA mortgage at 3.14%
FHA
Active
20
$245,000$64,023 equity gap
Rate
3.14%
7.32%today
Payment
$864/mo
$1,383today
  • 3beds
  • 2baths
  • 1,621sqft

2739 230th Court, Saint Francis

2780 229th Avenue, Oak Grove, MN, 55005 — assumable VA mortgage at 2.50%
VA
Active
53
$635,000$635,000 equity gap
Rate
2.50%
7.32%today
Payment
$0/mo
  • 4beds
  • 2baths
  • 2,826sqft

2780 229th Avenue, Oak Grove

23233 Vintage Street, Saint Francis, MN, 55070 — assumable VA mortgage at 2.72%
VA
Active
33
$359,900$177,126 equity gap
Rate
2.72%
7.32%today
Payment
$942/mo
$1,531today
  • 5beds
  • 3baths
  • 2,344sqft

23233 Vintage Street, Saint Francis

24358 Riverbank Lane, Saint Francis, MN, 55040 — assumable FHA mortgage at 2.81%
FHA
Active
61
$564,900$343,193 equity gap
Rate
2.81%
7.32%today
Payment
$1,047/mo
$1,747today
  • 5beds
  • 3baths
  • 3,929sqft

24358 Riverbank Lane, Saint Francis

2051 Deerwood Lane, East Bethel, MN, 55092 — assumable FHA mortgage at 3.12%
FHA
Active
32
$385,000$297,696 equity gap
Rate
3.12%
7.32%today
Payment
$558/mo
$896today
  • 4beds
  • 2baths
  • 1,786sqft

2051 Deerwood Lane, East Bethel

2651 230th Court, Saint Francis, MN, 55070 — assumable FHA mortgage at 3.46%
FHA
Active
43
$224,900$124,533 equity gap
Rate
3.46%
7.32%today
Payment
$577/mo
$887today
  • 2beds
  • 2baths
  • 1,640sqft

2651 230th Court, Saint Francis

6925 169th Lane, Ramsey, MN, 55303 — assumable FHA mortgage at 3.75%
FHA
Active
51
$544,900$332,980 equity gap
Rate
3.75%
7.32%today
Payment
$1,498/mo
$2,222today
  • 4beds
  • 3baths
  • 2,558sqft

6925 169th Lane, Ramsey

3765 225th Lane, Saint Francis, MN, 55070 — assumable FHA mortgage at 5.41%
FHA
Active
19
$324,900$52,019 equity gap
Rate
5.41%
7.32%today
Payment
$1,631/mo
$1,993today
  • 3beds
  • 2baths
  • 1,716sqft

3765 225th Lane, Saint Francis

1088 161st Lane, Andover, MN, 55304 — assumable FHA mortgage at 4.44%
FHA
Active
38
$430,000$195,144 equity gap
Rate
4.44%
7.32%today
Payment
$1,408/mo
$1,922today
  • 5beds
  • 3baths
  • 2,701sqft

1088 161st Lane, Andover

3510 237th Avenue, Saint Francis, MN, 55070 — assumable FHA mortgage at 6.36%
FHA
Active
35
$374,900$18,509 equity gap
Rate
6.36%
7.32%today
Payment
$2,321/mo
$2,560today
  • 3beds
  • 2baths
  • 1,062sqft

3510 237th Avenue, Saint Francis

16643 Wintergreen Street, Andover, MN, 55304 — assumable FHA mortgage at 6.76%
FHA
Active
69
$559,900$30,367 equity gap
Rate
6.76%
7.32%today
Payment
$3,488/mo
$3,690today
  • 4beds
  • 3baths
  • 2,152sqft

16643 Wintergreen Street, Andover

5825 158th Avenue, Ramsey, MN, 55303 — assumable FHA mortgage at 6.58%
FHA
Active
58
$500,000$95,081 equity gap
Rate
6.58%
7.32%today
Payment
$2,607/mo
$2,810today
  • 5beds
  • 4baths
  • 3,500sqft

5825 158th Avenue, Ramsey

16479 Kiska Street, Ham Lake, MN, 55304 — assumable VA mortgage at 6.66%
VA
Active
100
$1,125,000$134,202 equity gap
Rate
6.66%
7.32%today
Payment
$6,507/mo
$6,955today
  • 4beds
  • 3baths
  • 4,441sqft

16479 Kiska Street, Ham Lake

3643 236th Lane, Saint Francis, MN, 55070 — assumable FHA mortgage at 6.26%
FHA
Active
32
$380,000$367,825 equity gap
Rate
6.26%
7.32%today
Payment
$76/mo
$85today
  • 4beds
  • 4baths
  • 2,073sqft

3643 236th Lane, Saint Francis

4771 Juniper Ridge Circle, Ramsey, MN, 55303 — assumable VA mortgage at 6.26%
VA
Active
87
$1,000,000$441,840 equity gap
Rate
6.26%
7.32%today
Payment
$3,467/mo
$3,864today
  • 4beds
  • 3baths
  • 5,155sqft

4771 Juniper Ridge Circle, Ramsey

22619 Zion Parkway, Bethel, MN, 55005 — assumable FHA mortgage at 6.91%
FHA
Active
45
$470,000$429,368 equity gap
Rate
6.91%
7.32%today
Payment
$252/mo
$264today
  • 4beds
  • 4baths
  • 3,318sqft

22619 Zion Parkway, Bethel

2765 230th Lane, Saint Francis, MN, 55070 — assumable FHA mortgage at 6.99%
FHA
Active
11
$209,900$160,320 equity gap
Rate
6.99%
7.32%today
Payment
$865/mo
$894today
  • 2beds
  • 2baths
  • 1,638sqft

2765 230th Lane, Saint Francis

1130 Pierce Path, East Bethel, MN, 55005 — assumable FHA mortgage at 7.08%
FHA
Active
36
$420,000$409,668 equity gap
Rate
7.08%
7.32%today
Payment
$73/mo
$75today
  • 5beds
  • 2baths
  • 2,450sqft

1130 Pierce Path, East Bethel

Assuming a mortgage in Oak Grove

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.50%
Lowest existing payment
$558 /mo
Median cash to assume
$186,135
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.