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Assumable homes for sale in Nowthen, MN

32 homesFHA & VA loansrates from 2.50% vs 7.32% today

Nowthen assumption guide
15459 Iodine Ridge, Ramsey, MN, 55303 — assumable FHA mortgage at 3.09%
FHA
Active
50
$270,000$50,000 equity gap
Rate
3.09%
7.32%today
Payment
$1,047/mo
$1,686today
  • 3beds
  • 3baths
  • 1,763sqft

15459 Iodine Ridge, Ramsey

13413 Riverview Drive, Elk River, MN, 55330 — assumable FHA mortgage at 2.81%
FHA
Active
18
$374,900$104,687 equity gap
Rate
2.81%
7.32%today
Payment
$1,273/mo
$2,125today
  • 5beds
  • 2baths
  • 2,126sqft

13413 Riverview Drive, Elk River

2739 230th Court, Saint Francis, MN, 55070 — assumable FHA mortgage at 3.14%
FHA
Active
20
$245,000$64,023 equity gap
Rate
3.14%
7.32%today
Payment
$864/mo
$1,383today
  • 3beds
  • 2baths
  • 1,621sqft

2739 230th Court, Saint Francis

15513 Sodium Street, Ramsey, MN, 55303 — assumable FHA mortgage at 3.18%
FHA
Active
17
$219,900$61,705 equity gap
Rate
3.18%
7.32%today
Payment
$788/mo
$1,255today
  • 3beds
  • 3baths
  • 1,390sqft

15513 Sodium Street, Ramsey

2780 229th Avenue, Oak Grove, MN, 55005 — assumable VA mortgage at 2.50%
VA
Active
53
$635,000$635,000 equity gap
Rate
2.50%
7.32%today
Payment
$0/mo
  • 4beds
  • 2baths
  • 2,826sqft

2780 229th Avenue, Oak Grove

23233 Vintage Street, Saint Francis, MN, 55070 — assumable VA mortgage at 2.72%
VA
Active
33
$359,900$177,126 equity gap
Rate
2.72%
7.32%today
Payment
$942/mo
$1,531today
  • 5beds
  • 3baths
  • 2,344sqft

23233 Vintage Street, Saint Francis

24358 Riverbank Lane, Saint Francis, MN, 55040 — assumable FHA mortgage at 2.81%
FHA
Active
61
$564,900$343,193 equity gap
Rate
2.81%
7.32%today
Payment
$1,047/mo
$1,747today
  • 5beds
  • 3baths
  • 3,929sqft

24358 Riverbank Lane, Saint Francis

18011 Johnson Street, Elk River, MN, 55330 — assumable FHA mortgage at 2.91%
FHA
Active
33
$345,000$163,082 equity gap
Rate
2.91%
7.32%today
Payment
$874/mo
$1,441today
  • 3beds
  • 2baths
  • 2,307sqft

18011 Johnson Street, Elk River

16544 62nd Street, Otsego, MN, 55374 — assumable VA mortgage at 2.99%
VA
Active
48
$749,000$299,601 equity gap
Rate
2.99%
7.32%today
Payment
$2,134/mo
$3,481today
  • 7beds
  • 5baths
  • 4,850sqft

16544 62nd Street, Otsego

18667 Zane Street, Elk River, MN, 55330 — assumable VA mortgage at 3.42%
VA
Active
44
$374,900$258,828 equity gap
Rate
3.42%
7.32%today
Payment
$757/mo
$1,169today
  • 3beds
  • 3baths
  • 2,328sqft

18667 Zane Street, Elk River

2651 230th Court, Saint Francis, MN, 55070 — assumable FHA mortgage at 3.46%
FHA
Active
43
$224,900$124,533 equity gap
Rate
3.46%
7.32%today
Payment
$577/mo
$887today
  • 2beds
  • 2baths
  • 1,640sqft

2651 230th Court, Saint Francis

8098 Padgett Avenue, Otsego, MN, 55330 — assumable FHA mortgage at 5.27%
FHA
Active
47
$420,000$10,293 equity gap
Rate
5.27%
7.32%today
Payment
$2,418/mo
$3,001today
  • 4beds
  • 4baths
  • 2,775sqft

8098 Padgett Avenue, Otsego

17872 Tyler Street, Elk River, MN, 55330 — assumable FHA mortgage at 3.92%
FHA
Active
46
$399,000$157,730 equity gap
Rate
3.92%
7.32%today
Payment
$1,392/mo
$2,023today
  • 5beds
  • 4baths
  • 2,875sqft

17872 Tyler Street, Elk River

6650 153rd Lane, Ramsey, MN, 55303 — assumable FHA mortgage at 3.64%
FHA
Active
32
$399,000$221,193 equity gap
Rate
3.64%
7.32%today
Payment
$939/mo
$1,412today
  • 4beds
  • 3baths
  • 1,983sqft

6650 153rd Lane, Ramsey

6925 169th Lane, Ramsey, MN, 55303 — assumable FHA mortgage at 3.75%
FHA
Active
51
$544,900$332,980 equity gap
Rate
3.75%
7.32%today
Payment
$1,498/mo
$2,222today
  • 4beds
  • 3baths
  • 2,558sqft

6925 169th Lane, Ramsey

17179 Monroe Drive, Elk River, MN, 55330 — assumable VA mortgage at 3.95%
VA
Active
26
$262,000$122,382 equity gap
Rate
3.95%
7.32%today
Payment
$804/mo
$1,164today
  • 2beds
  • 2baths
  • 1,590sqft

17179 Monroe Drive, Elk River

3765 225th Lane, Saint Francis, MN, 55070 — assumable FHA mortgage at 5.41%
FHA
Active
19
$324,900$52,019 equity gap
Rate
5.41%
7.32%today
Payment
$1,631/mo
$1,993today
  • 3beds
  • 2baths
  • 1,716sqft

3765 225th Lane, Saint Francis

8826 152nd Lane, Ramsey, MN, 55303 — assumable FHA mortgage at 6.72%
FHA
Active
14
$369,900$8,644 equity gap
Rate
6.72%
7.32%today
Payment
$2,359/mo
$2,506today
  • 4beds
  • 3baths
  • 2,087sqft

8826 152nd Lane, Ramsey

16106 71st Street, Elk River, MN, 55330 — assumable FHA mortgage at 6.78%
FHA
Active
19
$189,900Potential short sale
Rate
6.78%
7.32%today
Payment
$1,351/mo
$1,427today
  • 2beds
  • 2baths
  • 1,086sqft

16106 71st Street, Elk River

8710 Parkington Avenue, Otsego, MN, 55330 — assumable FHA mortgage at 6.83%
FHA
Active
43
$315,000Potential short sale
Rate
6.83%
7.32%today
Payment
$2,206/mo
$2,317today
  • 3beds
  • 3baths
  • 1,906sqft

8710 Parkington Avenue, Otsego

18762 Grant Street, Elk River, MN, 55330 — assumable FHA mortgage at 6.95%
FHA
Active
38
$379,000$16,318 equity gap
Rate
6.95%
7.32%today
Payment
$2,437/mo
$2,529today
  • 3beds
  • 2baths
  • 1,410sqft

18762 Grant Street, Elk River

7924 Palmgren Avenue, Otsego, MN, 55330 — assumable FHA mortgage at 4.37%
FHA
Active
28
$430,000$285,896 equity gap
Rate
4.37%
7.32%today
Payment
$999/mo
$1,375today
  • 4beds
  • 4baths
  • 2,352sqft

7924 Palmgren Avenue, Otsego

17182 Nixon Court, Elk River, MN, 55330 — assumable FHA mortgage at 6.28%
FHA
Active
32
$243,500$15,554 equity gap
Rate
6.28%
7.32%today
Payment
$1,468/mo
$1,632today
  • 2beds
  • 2baths
  • 1,422sqft

17182 Nixon Court, Elk River

3510 237th Avenue, Saint Francis, MN, 55070 — assumable FHA mortgage at 6.36%
FHA
Active
35
$374,900$18,509 equity gap
Rate
6.36%
7.32%today
Payment
$2,321/mo
$2,560today
  • 3beds
  • 2baths
  • 1,062sqft

3510 237th Avenue, Saint Francis

8302 Parkview Avenue, Otsego, MN, 55330 — assumable FHA mortgage at 6.11%
FHA
Active
28
$250,000$44,603 equity gap
Rate
6.11%
7.32%today
Payment
$1,310/mo
$1,484today
  • 2beds
  • 2baths
  • 1,660sqft

8302 Parkview Avenue, Otsego

5825 158th Avenue, Ramsey, MN, 55303 — assumable FHA mortgage at 6.58%
FHA
Active
58
$500,000$95,081 equity gap
Rate
6.58%
7.32%today
Payment
$2,607/mo
$2,810today
  • 5beds
  • 4baths
  • 3,500sqft

5825 158th Avenue, Ramsey

11344 Elk Lane, Elk River, MN, 55330 — assumable FHA mortgage at 6.99%
FHA
Active
24
$369,000$36,117 equity gap
Rate
6.99%
7.32%today
Payment
$2,264/mo
$2,340today
  • 4beds
  • 2baths
  • 2,420sqft

11344 Elk Lane, Elk River

10112 188th Avenue, Elk River, MN, 55330 — assumable FHA mortgage at 6.09%
FHA
Active
31
$366,000Potential short sale
Rate
6.09%
7.32%today
Payment
$2,745/mo
$3,115today
  • 3beds
  • 2baths
  • 1,960sqft

10112 188th Avenue, Elk River

3643 236th Lane, Saint Francis, MN, 55070 — assumable FHA mortgage at 6.26%
FHA
Active
32
$380,000$367,825 equity gap
Rate
6.26%
7.32%today
Payment
$76/mo
$85today
  • 4beds
  • 4baths
  • 2,073sqft

3643 236th Lane, Saint Francis

4771 Juniper Ridge Circle, Ramsey, MN, 55303 — assumable VA mortgage at 6.26%
VA
Active
87
$1,000,000$441,840 equity gap
Rate
6.26%
7.32%today
Payment
$3,467/mo
$3,864today
  • 4beds
  • 3baths
  • 5,155sqft

4771 Juniper Ridge Circle, Ramsey

22619 Zion Parkway, Bethel, MN, 55005 — assumable FHA mortgage at 6.91%
FHA
Active
45
$470,000$429,368 equity gap
Rate
6.91%
7.32%today
Payment
$252/mo
$264today
  • 4beds
  • 4baths
  • 3,318sqft

22619 Zion Parkway, Bethel

2765 230th Lane, Saint Francis, MN, 55070 — assumable FHA mortgage at 6.99%
FHA
Active
11
$209,900$160,320 equity gap
Rate
6.99%
7.32%today
Payment
$865/mo
$894today
  • 2beds
  • 2baths
  • 1,638sqft

2765 230th Lane, Saint Francis

Assuming a mortgage in Nowthen

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.50%
Lowest existing payment
$577 /mo
Median cash to assume
$124,533
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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