Assumable homes for sale in Northridge, CA

13 homesFHA & VA loansrates from 3.55% vs 7.32% today

Northridge assumption guide
19714 Romar Street, Chatsworth, CA, 91311 — assumable VA mortgage at 4.67%
VA
Active
64
$1,350,000Potential short sale
Rate
4.67%
7.32%today
Payment
$7,666/mo
$10,190today
  • 4beds
  • 3baths
  • 2,623sqft

19714 Romar Street, Chatsworth

19128 Malden Street, Northridge, CA, 91324 — assumable FHA mortgage at 4.99%
FHA
Active
$850,000$79,591 equity gap
Rate
4.99%
7.32%today
Payment
$4,406/mo
$5,644today
  • 3beds
  • 2baths
  • 1,476sqft

19128 Malden Street, Northridge

9245 Geyser Avenue, Northridge, CA, 91324 — assumable FHA mortgage at 3.55%
FHA
Active
17
$794,900$19,369 equity gap
Rate
3.55%
7.32%today
Payment
$3,848/mo
$5,850today
  • 3beds
  • 2baths
  • 1,434sqft

9245 Geyser Avenue, Northridge

7719 Nestle Avenue, Reseda, CA, 91335 — assumable VA mortgage at 5.30%
VA
Active
40
$1,375,000$95,908 equity gap
Rate
5.30%
7.32%today
Payment
$7,572/mo
$9,367today
  • 6beds
  • 5baths
  • 2,435sqft

7719 Nestle Avenue, Reseda

8334 Gladbeck Avenue, Northridge, CA, 91324 — assumable FHA mortgage at 4.375%
FHA
Active
43
$1,029,000$360,599 equity gap
Rate
4.375%
7.32%today
Payment
$3,668/mo
$5,046today
  • 3beds
  • 2baths
  • 1,678sqft

8334 Gladbeck Avenue, Northridge

20112 Runnymede Street #3, Winnetka, CA, 91306 — assumable FHA mortgage at 6.09%
FHA
Active
49
$599,999$47,012 equity gap
Rate
6.09%
7.32%today
Payment
$3,418/mo
$3,878today
  • 3beds
  • 3baths
  • 1,329sqft

20112 Runnymede Street #3, Winnetka

18340 Keswick Street #5, Reseda, CA, 91335 — assumable FHA mortgage at 6.26%
FHA
Active
45
$795,000$111,309 equity gap
Rate
6.26%
7.32%today
Payment
$4,255/mo
$4,742today
  • 4beds
  • 3baths
  • 1,881sqft

18340 Keswick Street #5, Reseda

19377 Germain Street, Porter Ranch, CA, 91326 — assumable FHA mortgage at 6.31%
FHA
Active
41
$1,249,000$264,781 equity gap
Rate
6.31%
7.32%today
Payment
$6,387/mo
$7,080today
  • 4beds
  • 3baths
  • 2,869sqft

19377 Germain Street, Porter Ranch

8817 Encino Avenue, Los Angeles, CA, 91325 — assumable VA mortgage at 6.50%
VA
Active
65
$2,795,000$815,436 equity gap
Rate
6.50%
7.32%today
Payment
$12,641/mo
$13,739today
  • 8beds
  • 7baths
  • 5,683sqft

8817 Encino Avenue, Los Angeles

18765 Labrador Street, Northridge, CA, 91324 — assumable FHA mortgage at 6.65%
FHA
Active
45
$1,099,950$270,123 equity gap
Rate
6.65%
7.32%today
Payment
$5,545/mo
$5,933today
  • 4beds
  • 3baths
  • 1,818sqft

18765 Labrador Street, Northridge

19456 Elkwood, Reseda, CA, 91335 — assumable FHA mortgage at 7.18%
FHA
Active
26
$785,000$172,296 equity gap
Rate
7.18%
7.32%today
Payment
$4,274/mo
$4,334today
  • 3beds
  • 1baths
  • 1,235sqft

19456 Elkwood, Reseda

10446 White Oak, Granada Hills, CA, 91344 — assumable VA mortgage at 6.39%
VA
Active
72
$1,249,999$431,041 equity gap
Rate
6.39%
7.32%today
Payment
$5,324/mo
$5,853today
  • 4beds
  • 2baths
  • 2,115sqft

10446 White Oak, Granada Hills

10331 Lindley #150, Porter Ranch, CA, 91326 — assumable FHA mortgage
FHA
Active
28
$484,999$484,999 equity gap
Rate
—%
7.32%today
Payment
—/mo
  • 3beds
  • 2baths
  • 960sqft

10331 Lindley #150, Porter Ranch

Assuming a mortgage in Northridge

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
3.55%
Lowest existing payment
$3,418 /mo
Median cash to assume
$218,538
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.