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Assumable homes for sale in North Oaks, MN

57 homesFHA & VA loansrates from 2.72% vs 7.32% today

North Oaks assumption guide
1157 Rose Lane, New Brighton, MN, 55112 — assumable FHA mortgage at 2.87%
FHA
Active
45
$389,900$45,404 equity gap
Rate
2.87%
7.32%today
Payment
$1,603/mo
$2,656today
  • 3beds
  • 4baths
  • 2,250sqft

1157 Rose Lane, New Brighton

3811 Restwood Road, Circle Pines, MN, 55014 — assumable FHA mortgage at 2.96%
FHA
Active
12
$595,000$144,840 equity gap
Rate
2.96%
7.32%today
Payment
$2,140/mo
$3,504today
  • 8beds
  • 4baths
  • 3,328sqft

3811 Restwood Road, Circle Pines

5667 138th Street, Hugo, MN, 55038 — assumable VA mortgage at 3.04%
VA
Active
32
$299,900$82,923 equity gap
Rate
3.04%
7.32%today
Payment
$1,040/mo
$1,687today
  • 2beds
  • 3baths
  • 1,800sqft

5667 138th Street, Hugo

171 Hanson Road, Mahtomedi, MN, 55115 — assumable VA mortgage at 3.55%
VA
Active
11
$315,000$41,019 equity gap
Rate
3.55%
7.32%today
Payment
$1,362/mo
$2,071today
  • 4beds
  • 2baths
  • 1,670sqft

171 Hanson Road, Mahtomedi

8653 Brant Street, Circle Pines, MN, 55014 — assumable VA mortgage at 2.81%
VA
Active
29
$389,000$135,116 equity gap
Rate
2.81%
7.32%today
Payment
$1,190/mo
$1,987today
  • 3beds
  • 2baths
  • 1,780sqft

8653 Brant Street, Circle Pines

1626 Woodlynn Avenue #1, Maplewood, MN, 55109 — assumable FHA mortgage at 2.88%
FHA
Active
23
$285,000$113,171 equity gap
Rate
2.88%
7.32%today
Payment
$801/mo
$1,325today
  • 3beds
  • 3baths
  • 1,603sqft

1626 Woodlynn Avenue #1, Maplewood

3740 112th Lane, Blaine, MN, 55449 — assumable VA mortgage at 2.93%
VA
Active
50
$525,900$183,051 equity gap
Rate
2.93%
7.32%today
Payment
$1,617/mo
$2,658today
  • 4beds
  • 4baths
  • 2,765sqft

3740 112th Lane, Blaine

2820 Cleveland Street, Minneapolis, MN, 55418 — assumable VA mortgage at 2.95%
VA
Active
33
$439,900$143,008 equity gap
Rate
2.95%
7.32%today
Payment
$1,403/mo
$2,301today
  • 2beds
  • 1baths
  • 1,459sqft

2820 Cleveland Street, Minneapolis

5142 French Drive, Hugo, MN, 55038 — assumable FHA mortgage at 3.02%
FHA
Active
53
$299,900$90,675 equity gap
Rate
3.02%
7.32%today
Payment
$994/mo
$1,616today
  • 4beds
  • 3baths
  • 1,983sqft

5142 French Drive, Hugo

3102 Manitou Drive, White Bear Lake, MN, 55110 — assumable VA mortgage at 3.14%
VA
Active
35
$299,990$102,723 equity gap
Rate
3.14%
7.32%today
Payment
$942/mo
$1,507today
  • 2beds
  • 2baths
  • 1,270sqft

3102 Manitou Drive, White Bear Lake

15240 Fanning Drive, Hugo, MN, 55038 — assumable FHA mortgage at 3.18%
FHA
Active
22
$285,000$103,629 equity gap
Rate
3.18%
7.32%today
Payment
$883/mo
$1,406today
  • 3beds
  • 3baths
  • 1,982sqft

15240 Fanning Drive, Hugo

8986 Waconia Street, Blaine, MN, 55449 — assumable VA mortgage at 2.72%
VA
Active
27
$425,000$232,680 equity gap
Rate
2.72%
7.32%today
Payment
$901/mo
$1,522today
  • 3beds
  • 2baths
  • 1,836sqft

8986 Waconia Street, Blaine

2819 Helen Street, North Saint Paul, MN, 55109 — assumable VA mortgage at 2.75%
VA
Active
60
$379,900$216,447 equity gap
Rate
2.75%
7.32%today
Payment
$759/mo
$1,278today
  • 3beds
  • 2baths
  • 1,832sqft

2819 Helen Street, North Saint Paul

4292 Heritage Drive, Vadnais Heights, MN, 55127 — assumable FHA mortgage at 2.88%
FHA
Active
32
$399,900$213,089 equity gap
Rate
2.88%
7.32%today
Payment
$889/mo
$1,470today
  • 3beds
  • 3baths
  • 2,062sqft

4292 Heritage Drive, Vadnais Heights

5574 135th Street, Hugo, MN, 55038 — assumable VA mortgage at 3.09%
VA
Active
40
$625,000$324,706 equity gap
Rate
3.09%
7.32%today
Payment
$1,429/mo
$2,301today
  • 3beds
  • 3baths
  • 2,957sqft

5574 135th Street, Hugo

4856 Helena Lane #11, Oakdale, MN, 55128 — assumable VA mortgage at 4.06%
VA
Active
24
$224,900$67,230 equity gap
Rate
4.06%
7.32%today
Payment
$884/mo
$1,262today
  • 2beds
  • 2baths
  • 1,407sqft

4856 Helena Lane #11, Oakdale

4470 Rosemary Way #8, Hugo, MN, 55038 — assumable FHA mortgage at 3.375%
FHA
Active
33
$300,000$200,826 equity gap
Rate
3.375%
7.32%today
Payment
$562/mo
$874today
  • 2beds
  • 3baths
  • 1,781sqft

4470 Rosemary Way #8, Hugo

1105 Iris Drive, White Bear Lake, MN, 55127 — assumable FHA mortgage at 3.68%
FHA
Active
31
$348,000$138,018 equity gap
Rate
3.68%
7.32%today
Payment
$1,147/mo
$1,701today
  • 3beds
  • 3baths
  • 2,276sqft

1105 Iris Drive, White Bear Lake

761 Torchwood Court, New Brighton, MN, 55112 — assumable FHA mortgage at 3.72%
FHA
Active
32
$424,900$134,182 equity gap
Rate
3.72%
7.32%today
Payment
$1,548/mo
$2,304today
  • 4beds
  • 3baths
  • 2,640sqft

761 Torchwood Court, New Brighton

2841 Riviera Drive, White Bear Lake, MN, 55110 — assumable FHA mortgage at 3.57%
FHA
Active
43
$399,999$213,967 equity gap
Rate
3.57%
7.32%today
Payment
$1,092/mo
$1,656today
  • 3beds
  • 2baths
  • 1,824sqft

2841 Riviera Drive, White Bear Lake

1623 Highway 96, White Bear Lake, MN, 55110 — assumable FHA mortgage at 3.57%
FHA
Active
27
$360,000$174,266 equity gap
Rate
3.57%
7.32%today
Payment
$978/mo
$1,484today
  • 2beds
  • 2baths
  • 1,538sqft

1623 Highway 96, White Bear Lake

10996 Nassau Circle, Blaine, MN, 55449 — assumable FHA mortgage at 3.59%
FHA
Active
31
$579,000$326,696 equity gap
Rate
3.59%
7.32%today
Payment
$1,488/mo
$2,251today
  • 5beds
  • 4baths
  • 3,328sqft

10996 Nassau Circle, Blaine

5420 134th Street, Hugo, MN, 55038 — assumable VA mortgage at 5.10%
VA
Active
27
$385,000$26,063 equity gap
Rate
5.10%
7.32%today
Payment
$2,082/mo
$2,635today
  • 4beds
  • 2baths
  • 1,882sqft

5420 134th Street, Hugo

4 Shepherd Court, Circle Pines, MN, 55014 — assumable VA mortgage at 3.67%
VA
Active
28
$359,000$217,926 equity gap
Rate
3.67%
7.32%today
Payment
$874/mo
$1,309today
  • 4beds
  • 2baths
  • 1,749sqft

4 Shepherd Court, Circle Pines

1602 Long Lake Road, New Brighton, MN, 55112 — assumable VA mortgage at 5.00%
VA
Active
32
$400,000$45,885 equity gap
Rate
5.00%
7.32%today
Payment
$2,040/mo
$2,610today
  • 3beds
  • 3baths
  • 1,940sqft

1602 Long Lake Road, New Brighton

4836 Grenwich Trail, Oakdale, MN, 55128 — assumable VA mortgage at 5.52%
VA
Active
24
$163,000Potential short sale
Rate
5.52%
7.32%today
Payment
$1,019/mo
$1,230today
  • 2beds
  • 1baths
  • 956sqft

4836 Grenwich Trail, Oakdale

5710 Turtle Lake Road, Shoreview, MN, 55126 — assumable FHA mortgage at 3.75%
FHA
Active
26
$485,000$341,149 equity gap
Rate
3.75%
7.32%today
Payment
$1,009/mo
$1,497today
  • 5beds
  • 2baths
  • 2,662sqft

5710 Turtle Lake Road, Shoreview

13540 Fiona Avenue, Hugo, MN, 55038 — assumable FHA mortgage at 3.87%
FHA
Active
47
$390,000$214,687 equity gap
Rate
3.87%
7.32%today
Payment
$1,084/mo
$1,584today
  • 3beds
  • 2baths
  • 1,774sqft

13540 Fiona Avenue, Hugo

8 Golden Lake Road, Circle Pines, MN, 55014 — assumable FHA mortgage at 4.00%
FHA
Active
26
$360,000$192,408 equity gap
Rate
4.00%
7.32%today
Payment
$1,083/mo
$1,558today
  • 4beds
  • 2baths
  • 1,989sqft

8 Golden Lake Road, Circle Pines

2735 Century Court, White Bear Lake, MN, 55110 — assumable FHA mortgage at 5.52%
FHA
Active
24
$309,900$28,383 equity gap
Rate
5.52%
7.32%today
Payment
$1,701/mo
$2,054today
  • 3beds
  • 3baths
  • 2,052sqft

2735 Century Court, White Bear Lake

3814 97th Lane, Circle Pines, MN, 55014 — assumable FHA mortgage at 4.15%
FHA
Active
14
$319,900$164,773 equity gap
Rate
4.15%
7.32%today
Payment
$937/mo
$1,325today
  • 3beds
  • 2baths
  • 2,106sqft

3814 97th Lane, Circle Pines

1735 Birch Lake Avenue, White Bear Lake, MN, 55110 — assumable FHA mortgage at 4.16%
FHA
Active
41
$323,000Potential short sale
Rate
4.16%
7.32%today
Payment
$1,720/mo
$2,428today
  • 3beds
  • 2baths
  • 1,567sqft

1735 Birch Lake Avenue, White Bear Lake

2633 Taylor Street, Minneapolis, MN, 55418 — assumable FHA mortgage at 4.20%
FHA
Active
42
$339,000$157,732 equity gap
Rate
4.20%
7.32%today
Payment
$1,095/mo
$1,538today
  • 5beds
  • 2baths
  • 1,792sqft

2633 Taylor Street, Minneapolis

7294 Meadow Court, Lino Lakes, MN, 55014 — assumable FHA mortgage at 4.45%
FHA
Active
43
$419,000$170,152 equity gap
Rate
4.45%
7.32%today
Payment
$1,493/mo
$2,036today
  • 4beds
  • 2baths
  • 2,129sqft

7294 Meadow Court, Lino Lakes

1548 Legacy Parkway, Maplewood, MN, 55109 — assumable FHA mortgage at 6.10%
FHA
Active
26
$344,500$23,130 equity gap
Rate
6.10%
7.32%today
Payment
$1,957/mo
$2,219today
  • 3beds
  • 3baths
  • 1,857sqft

1548 Legacy Parkway, Maplewood

4791 163rd Street, Hugo, MN, 55038 — assumable VA mortgage at 6.32%
VA
Active
28
$500,000$25,151 equity gap
Rate
6.32%
7.32%today
Payment
$3,008/mo
$3,331today
  • 5beds
  • 3baths
  • 2,841sqft

4791 163rd Street, Hugo

Assuming a mortgage in North Oaks

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$562 /mo
Median cash to assume
$136,567
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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