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Assumable homes for sale in New Smyrna Beach, FL

73 homesFHA & VA loansrates from 2.65% vs 7.32% today

New Smyrna Beach assumption guide
5215 BEAR CORN Run, Port Orange, FL, 32128 — assumable VA mortgage at 3.04%
VA
Active
79
$450,000$86,523 equity gap
Rate
3.04%
7.32%today
Payment
$1,743/mo
$2,825today
  • 5beds
  • 3baths
  • 2,724sqft

5215 BEAR CORN Run, Port Orange

5258 BEAR CORN Run, Port Orange, FL, 32128 — assumable VA mortgage at 2.65%
VA
Active
55
$335,000$94,491 equity gap
Rate
2.65%
7.32%today
Payment
$1,113/mo
$1,897today
  • 3beds
  • 2baths
  • 1,760sqft

5258 BEAR CORN Run, Port Orange

2858 NEVERLAND Drive, New Smyrna Beach, FL, 32168 — assumable FHA mortgage at 2.90%
FHA
Active
29
$330,000$95,893 equity gap
Rate
2.90%
7.32%today
Payment
$1,124/mo
$1,855today
  • 4beds
  • 2baths
  • 1,889sqft

2858 NEVERLAND Drive, New Smyrna Beach

4767 ATLANTIC Avenue #402, Ponce Inlet, FL, 32127 — assumable VA mortgage at 3.75%
VA
Active
54
$874,900$43,285 equity gap
Rate
3.75%
7.32%today
Payment
$4,201/mo
$6,231today
  • 3beds
  • 3baths
  • 2,190sqft

4767 ATLANTIC Avenue #402, Ponce Inlet

748 MERRIMAC Drive, Port Orange, FL, 32127 — assumable FHA mortgage at 4.22%
FHA
Active
13
$210,000$5,444 equity gap
Rate
4.22%
7.32%today
Payment
$1,963/mo
$2,397today
  • 3beds
  • 2baths
  • 1,536sqft

748 MERRIMAC Drive, Port Orange

6239 WOODHAVEN VILLAGE Drive, Port Orange, FL, 32128 — assumable VA mortgage at 3.85%
VA
Active
50
$525,000$99,178 equity gap
Rate
3.85%
7.32%today
Payment
$2,178/mo
$3,192today
  • 4beds
  • 4baths
  • 2,651sqft

6239 WOODHAVEN VILLAGE Drive, Port Orange

2412 FIELDBROOKE Way, Edgewater, FL, 32141 — assumable FHA mortgage at 2.98%
FHA
Active
19
$315,000$125,423 equity gap
Rate
2.98%
7.32%today
Payment
$901/mo
$1,472today
  • 3beds
  • 2baths
  • 1,672sqft

2412 FIELDBROOKE Way, Edgewater

123 OLD MILL POND Road, Edgewater, FL, 32141 — assumable FHA mortgage at 3.03%
FHA
Active
26
$325,000$121,080 equity gap
Rate
3.03%
7.32%today
Payment
$997/mo
$1,619today
  • 3beds
  • 2baths
  • 1,685sqft

123 OLD MILL POND Road, Edgewater

2916 MELETO Boulevard, New Smyrna Beach, FL, 32168 — assumable FHA mortgage at 3.07%
FHA
Active
39
$320,000$105,520 equity gap
Rate
3.07%
7.32%today
Payment
$1,058/mo
$1,709today
  • 3beds
  • 3baths
  • 1,754sqft

2916 MELETO Boulevard, New Smyrna Beach

49 CROOKED PINE Road, Port Orange, FL, 32128 — assumable VA mortgage at 2.71%
VA
Active
42
$249,000$118,617 equity gap
Rate
2.71%
7.32%today
Payment
$609/mo
$1,030today
  • 2beds
  • 2baths
  • 1,295sqft

49 CROOKED PINE Road, Port Orange

3434 TORRE Boulevard, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 2.81%
VA
Active
43
$418,500$173,885 equity gap
Rate
2.81%
7.32%today
Payment
$1,149/mo
$1,919today
  • 3beds
  • 2baths
  • 1,847sqft

3434 TORRE Boulevard, New Smyrna Beach

143 OLD MILL POND RD, Edgewater, FL, 32141 — assumable FHA mortgage at 2.81%
FHA
Active
44
$530,000$275,347 equity gap
Rate
2.81%
7.32%today
Payment
$1,208/mo
$2,017today
  • 5beds
  • 3baths
  • 2,674sqft

143 OLD MILL POND RD, Edgewater

110 PORTOFINO Boulevard, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 2.89%
VA
Active
66
$1,100,000$816,107 equity gap
Rate
2.89%
7.32%today
Payment
$1,361/mo
$2,250today
  • 3beds
  • 3baths
  • 2,669sqft

110 PORTOFINO Boulevard, New Smyrna Beach

2195 POINSETTIA Drive, Port Orange, FL, 32128 — assumable VA mortgage at 2.90%
VA
Active
90
$1,340,000$1,075,684 equity gap
Rate
2.90%
7.32%today
Payment
$1,234/mo
$2,037today
  • 6beds
  • 5baths
  • 5,648sqft

2195 POINSETTIA Drive, Port Orange

2144 JUNGLE Road, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 2.90%
VA
Active
31
$320,000$129,793 equity gap
Rate
2.90%
7.32%today
Payment
$915/mo
$1,511today
  • 3beds
  • 3baths
  • 1,868sqft

2144 JUNGLE Road, New Smyrna Beach

3446 MEDICI Boulevard, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 2.95%
VA
Active
59
$415,000$254,084 equity gap
Rate
2.95%
7.32%today
Payment
$761/mo
$1,247today
  • 4beds
  • 4baths
  • 2,379sqft

3446 MEDICI Boulevard, New Smyrna Beach

3321 PINO Avenue, New Smyrna Beach, FL, 32168 — assumable FHA mortgage at 3.09%
FHA
Active
100
$410,000$251,014 equity gap
Rate
3.09%
7.32%today
Payment
$788/mo
$1,255today
  • 3beds
  • 2baths
  • 1,867sqft

3321 PINO Avenue, New Smyrna Beach

636 RIVERSIDE Drive, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 3.18%
VA
Active
75
$2,049,000$1,254,842 equity gap
Rate
3.18%
7.32%today
Payment
$3,928/mo
$6,255today
  • 3beds
  • 4baths
  • 3,250sqft

636 RIVERSIDE Drive, New Smyrna Beach

469 WILTSHIRE Boulevard, Port Orange, FL, 32127 — assumable VA mortgage at 3.29%
VA
Active
26
$259,900$105,891 equity gap
Rate
3.29%
7.32%today
Payment
$783/mo
$1,230today
  • 2beds
  • 2baths
  • 910sqft

469 WILTSHIRE Boulevard, Port Orange

2815 ORANGE TREE, Edgewater, FL, 32141 — assumable FHA mortgage at 3.73%
FHA
Active
22
$299,000$117,644 equity gap
Rate
3.73%
7.32%today
Payment
$975/mo
$1,450today
  • 4beds
  • 2baths
  • 1,708sqft

2815 ORANGE TREE, Edgewater

2727 BANYAN Drive, Edgewater, FL, 32141 — assumable FHA mortgage at 3.45%
FHA
Active
15
$289,900$139,848 equity gap
Rate
3.45%
7.32%today
Payment
$776/mo
$1,194today
  • 3beds
  • 2baths
  • 1,394sqft

2727 BANYAN Drive, Edgewater

2635 NEVERLAND Drive, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 4.98%
VA
Active
57
$365,000$21,809 equity gap
Rate
4.98%
7.32%today
Payment
$1,970/mo
$2,526today
  • 3beds
  • 2baths
  • 1,690sqft

2635 NEVERLAND Drive, New Smyrna Beach

2511 MILTON Avenue, New Smyrna Beach, FL, 32168 — assumable FHA mortgage at 3.61%
FHA
Active
36
$330,000$223,759 equity gap
Rate
3.61%
7.32%today
Payment
$626/mo
$944today
  • 3beds
  • 2baths
  • 1,466sqft

2511 MILTON Avenue, New Smyrna Beach

3426 YULE TREE Drive, Edgewater, FL, 32141 — assumable FHA mortgage at 3.68%
FHA
Active
52
$295,000$127,419 equity gap
Rate
3.68%
7.32%today
Payment
$893/mo
$1,335today
  • 3beds
  • 2baths
  • 1,365sqft

3426 YULE TREE Drive, Edgewater

940 VILLAGE Trail #6-103, Port Orange, FL, 32127 — assumable VA mortgage at 4.50%
VA
Active
64
$220,000$41,864 equity gap
Rate
4.50%
7.32%today
Payment
$970/mo
$1,315today
  • 2beds
  • 2baths
  • 1,006sqft

940 VILLAGE Trail #6-103, Port Orange

3330 WILLOW OAK Drive, Edgewater, FL, 32141 — assumable VA mortgage at 5.54%
VA
Active
46
$389,900$13,190 equity gap
Rate
5.54%
7.32%today
Payment
$2,281/mo
$2,748today
  • 3beds
  • 2baths
  • 1,724sqft

3330 WILLOW OAK Drive, Edgewater

1302 BOND Street, Edgewater, FL, 32132 — assumable FHA mortgage at 3.90%
FHA
Active
46
$200,000$116,664 equity gap
Rate
3.90%
7.32%today
Payment
$486/mo
$708today
  • 2beds
  • 2baths
  • 1,232sqft

1302 BOND Street, Edgewater

2904 JUNIPER Drive, Edgewater, FL, 32141 — assumable FHA mortgage at 3.92%
FHA
Active
26
$349,000$159,942 equity gap
Rate
3.92%
7.32%today
Payment
$1,091/mo
$1,585today
  • 4beds
  • 2baths
  • 2,219sqft

2904 JUNIPER Drive, Edgewater

724 ST ANDREWS CIRCLE, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 4.05%
VA
Active
54
$400,000$266,095 equity gap
Rate
4.05%
7.32%today
Payment
$794/mo
$1,135today
  • 2beds
  • 2baths
  • 1,755sqft

724 ST ANDREWS CIRCLE, New Smyrna Beach

2711 SILVER CANOE Drive, Edgewater, FL, 32141 — assumable FHA mortgage at 6.47%
FHA
Active
39
$299,000$10,984 equity gap
Rate
6.47%
7.32%today
Payment
$1,856/mo
$2,023today
  • 3beds
  • 3baths
  • 1,840sqft

2711 SILVER CANOE Drive, Edgewater

110 CAMBRIDGE Drive, Port Orange, FL, 32127 — assumable FHA mortgage at 6.69%
FHA
Active
26
$258,000$4,285 equity gap
Rate
6.69%
7.32%today
Payment
$1,696/mo
$1,807today
  • 3beds
  • 2baths
  • 1,524sqft

110 CAMBRIDGE Drive, Port Orange

1545 DELPHI Way, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 6.90%
VA
Active
32
$399,900Potential short sale
Rate
6.90%
7.32%today
Payment
$2,707/mo
$2,823today
  • 4beds
  • 2baths
  • 2,059sqft

1545 DELPHI Way, New Smyrna Beach

1095 HORIZON VIEW Boulevard, Port Orange, FL, 32129 — assumable VA mortgage at 5.75%
VA
Active
44
$375,000$20,510 equity gap
Rate
5.75%
7.32%today
Payment
$2,110/mo
$2,484today
  • 3beds
  • 3baths
  • 1,704sqft

1095 HORIZON VIEW Boulevard, Port Orange

2820 TATON Trace, New Smyrna Beach, FL, 32168 — assumable FHA mortgage at 5.78%
FHA
Active
51
$349,999$28,317 equity gap
Rate
5.78%
7.32%today
Payment
$1,998/mo
$2,344today
  • 3beds
  • 2baths
  • 1,481sqft

2820 TATON Trace, New Smyrna Beach

203 PRESTWICK Drive, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 4.32%
VA
Active
75
$773,900$586,160 equity gap
Rate
4.32%
7.32%today
Payment
$1,276/mo
$1,767today
  • 3beds
  • 3baths
  • 3,041sqft

203 PRESTWICK Drive, New Smyrna Beach

2617 PINE TREE Drive, Edgewater, FL, 32141 — assumable FHA mortgage at 5.66%
FHA
Active
38
$294,900$52,968 equity gap
Rate
5.66%
7.32%today
Payment
$1,476/mo
$1,755today
  • 4beds
  • 3baths
  • 2,146sqft

2617 PINE TREE Drive, Edgewater

Assuming a mortgage in New Smyrna Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$486 /mo
Median cash to assume
$96,161
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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