UMe
Get pre-qualified

Assumable homes for sale in Newport Coast, CA

37 homesVA & FHA loansrates from 2.73% vs 7.32% today

Newport Coast assumption guide
2233 Martin #309, Irvine, CA, 92612 — assumable FHA mortgage at 3.55%
FHA
Active
31
$599,999$37,591 equity gap
Rate
3.55%
7.32%today
Payment
$2,791/mo
$4,243today
  • 2beds
  • 1baths
  • 952sqft

2233 Martin #309, Irvine

2120 Watermarke, Irvine, CA, 92612 — assumable VA mortgage at 3.04%
VA
Active
39
$550,000$165,571 equity gap
Rate
3.04%
7.32%today
Payment
$1,843/mo
$2,988today
  • 1beds
  • 1baths
  • 648sqft

2120 Watermarke, Irvine

21946 Lakeland, Lake Forest, CA, 92630 — assumable FHA mortgage at 2.91%
FHA
Active
45
$690,000$246,160 equity gap
Rate
2.91%
7.32%today
Payment
$2,128/mo
$3,507today
  • 3beds
  • 2baths
  • 1,392sqft

21946 Lakeland, Lake Forest

125 Poppyseed, Irvine, CA, 92618 — assumable VA mortgage at 3.55%
VA
Active
20
$1,860,000$532,395 equity gap
Rate
3.55%
7.32%today
Payment
$6,574/mo
$9,995today
  • 4beds
  • 4baths
  • 2,475sqft

125 Poppyseed, Irvine

624 Pelion, Lake Forest, CA, 92630 — assumable VA mortgage at 3.76%
VA
Active
47
$1,798,000$532,619 equity gap
Rate
3.76%
7.32%today
Payment
$6,411/mo
$9,497today
  • 5beds
  • 4baths
  • 2,754sqft

624 Pelion, Lake Forest

300 Cagney #111, Newport Beach, CA, 92663 — assumable FHA mortgage at 2.73%
FHA
Active
9
$585,000$258,524 equity gap
Rate
2.73%
7.32%today
Payment
$1,521/mo
$2,565today
  • 1beds
  • 1baths
  • 561sqft

300 Cagney #111, Newport Beach

11 Barbados Drive, Aliso Viejo, CA, 92656 — assumable VA mortgage at 2.77%
VA
Active
57
$1,140,000$505,005 equity gap
Rate
2.77%
7.32%today
Payment
$2,929/mo
$4,916today
  • 3beds
  • 3baths
  • 1,561sqft

11 Barbados Drive, Aliso Viejo

72 Sandcastle, Aliso Viejo, CA, 92656 — assumable VA mortgage at 2.96%
VA
Active
58
$719,900$305,489 equity gap
Rate
2.96%
7.32%today
Payment
$1,965/mo
$3,219today
  • 2beds
  • 2baths
  • 1,142sqft

72 Sandcastle, Aliso Viejo

21072 Amberwick, Huntington Beach, CA, 92646 — assumable VA mortgage at 2.97%
VA
Active
26
$1,649,995$695,544 equity gap
Rate
2.97%
7.32%today
Payment
$4,532/mo
$7,412today
  • 4beds
  • 4baths
  • 2,127sqft

21072 Amberwick, Huntington Beach

26392 Cortina Drive, Mission Viejo, CA, 92691 — assumable VA mortgage at 2.99%
VA
Active
55
$1,298,000$636,124 equity gap
Rate
2.99%
7.32%today
Payment
$3,223/mo
$5,259today
  • 4beds
  • 2baths
  • 1,924sqft

26392 Cortina Drive, Mission Viejo

2103 Continental, Costa Mesa, CA, 92627 — assumable VA mortgage at 2.99%
VA
Active
25
$1,650,000$1,182,428 equity gap
Rate
2.99%
7.32%today
Payment
$2,220/mo
$3,621today
  • 3beds
  • 2baths
  • 1,569sqft

2103 Continental, Costa Mesa

25933 Via Pera #A3, Mission Viejo, CA, 92691 — assumable FHA mortgage at 3.15%
FHA
Active
27
$599,999$255,769 equity gap
Rate
3.15%
7.32%today
Payment
$1,709/mo
$2,732today
  • 2beds
  • 2baths
  • 1,024sqft

25933 Via Pera #A3, Mission Viejo

200 McNeil Lane #211, Newport Beach, CA, 92663 — assumable FHA mortgage at 5.11%
FHA
Active
75
$485,000$4,455 equity gap
Rate
5.11%
7.32%today
Payment
$2,799/mo
$3,538today
  • 1beds
  • 1baths
  • 561sqft

200 McNeil Lane #211, Newport Beach

25012 Woodridge, Lake Forest, CA, 92630 — assumable FHA mortgage at 3.85%
FHA
Active
75
$1,299,000$736,682 equity gap
Rate
3.85%
7.32%today
Payment
$2,994/mo
$4,388today
  • 4beds
  • 3baths
  • 2,777sqft

25012 Woodridge, Lake Forest

17 Colonial Drive, Newport Beach, CA, 92660 — assumable FHA mortgage at 3.85%
FHA
Active
41
$5,495,000$3,199,625 equity gap
Rate
3.85%
7.32%today
Payment
$11,720/mo
$17,173today
  • 5beds
  • 4baths
  • 3,510sqft

17 Colonial Drive, Newport Beach

503 Harbor Woods Place, Newport Beach, CA, 92660 — assumable VA mortgage at 4.06%
VA
Active
12
$919,800$413,490 equity gap
Rate
4.06%
7.32%today
Payment
$2,831/mo
$4,045today
  • 2beds
  • 1baths
  • 900sqft

503 Harbor Woods Place, Newport Beach

905 Hyde Court, Costa Mesa, CA, 92626 — assumable VA mortgage at 4.24%
VA
Active
33
$875,000$549,990 equity gap
Rate
4.24%
7.32%today
Payment
$2,049/mo
$2,865today
  • 3beds
  • 3baths
  • 1,418sqft

905 Hyde Court, Costa Mesa

20244 Magnolia Street, Huntington Beach, CA, 92646 — assumable FHA mortgage at 4.66%
FHA
Active
35
$719,000$286,161 equity gap
Rate
4.66%
7.32%today
Payment
$2,630/mo
$3,499today
  • 2beds
  • 2baths
  • 1,020sqft

20244 Magnolia Street, Huntington Beach

26821 Estanciero Drive, Mission Viejo, CA, 92691 — assumable VA mortgage at 5.30%
VA
Active
26
$1,400,000$322,939 equity gap
Rate
5.30%
7.32%today
Payment
$6,386/mo
$7,900today
  • 4beds
  • 3baths
  • 1,875sqft

26821 Estanciero Drive, Mission Viejo

23298 Orange #4, Lake Forest, CA, 92630 — assumable FHA mortgage at 6.09%
FHA
Active
7
$375,000$23,168 equity gap
Rate
6.09%
7.32%today
Payment
$2,229/mo
$2,529today
  • 1beds
  • 1baths
  • 685sqft

23298 Orange #4, Lake Forest

22625 Wood Shadow, Lake Forest, CA, 92630 — assumable VA mortgage at 6.32%
VA
Active
43
$1,379,000$104,713 equity gap
Rate
6.32%
7.32%today
Payment
$8,237/mo
$9,122today
  • 5beds
  • 3baths
  • 2,963sqft

22625 Wood Shadow, Lake Forest

22681 Oakgrove #426, Aliso Viejo, CA, 92656 — assumable FHA mortgage at 6.82%
FHA
Active
36
$665,000$47,957 equity gap
Rate
6.82%
7.32%today
Payment
$4,137/mo
$4,350today
  • 2beds
  • 2baths
  • 1,007sqft

22681 Oakgrove #426, Aliso Viejo

23455 El Reposa, Aliso Viejo, CA, 92656 — assumable VA mortgage at 6.62%
VA
Active
35
$720,000$87,121 equity gap
Rate
6.62%
7.32%today
Payment
$4,170/mo
$4,476today
  • 3beds
  • 2baths
  • 1,240sqft

23455 El Reposa, Aliso Viejo

25173 Oak Canyon #4, Lake Forest, CA, 92630 — assumable FHA mortgage at 6.89%
FHA
Active
26
$785,000$133,488 equity gap
Rate
6.89%
7.32%today
Payment
$4,351/mo
$4,543today
  • 2beds
  • 2baths
  • 1,178sqft

25173 Oak Canyon #4, Lake Forest

27916 Via Del Agua, Laguna Niguel, CA, 92677 — assumable VA mortgage at 6.94%
VA
Active
32
$999,000$122,594 equity gap
Rate
6.94%
7.32%today
Payment
$5,945/mo
$6,176today
  • 3beds
  • 2baths
  • 1,658sqft

27916 Via Del Agua, Laguna Niguel

22121 Padova, Laguna Hills, CA, 92653 — assumable VA mortgage at 5.66%
VA
Active
46
$1,138,000$241,642 equity gap
Rate
5.66%
7.32%today
Payment
$5,478/mo
$6,512today
  • 4beds
  • 2baths
  • 1,366sqft

22121 Padova, Laguna Hills

2900 Bradford Place #A, Santa Ana, CA, 92707 — assumable FHA mortgage at 6.28%
FHA
Active
17
$610,000$140,013 equity gap
Rate
6.28%
7.32%today
Payment
$3,026/mo
$3,365today
  • 2beds
  • 1baths
  • 792sqft

2900 Bradford Place #A, Santa Ana

21466 Cypresswood, Lake Forest, CA, 92630 — assumable FHA mortgage at 6.56%
FHA
Active
33
$875,000$200,162 equity gap
Rate
6.56%
7.32%today
Payment
$4,336/mo
$4,683today
  • 3beds
  • 3baths
  • 1,526sqft

21466 Cypresswood, Lake Forest

16311 Veterans Way, Tustin, CA, 92782 — assumable VA mortgage at 6.34%
VA
Active
51
$2,369,000$796,595 equity gap
Rate
6.34%
7.32%today
Payment
$9,858/mo
$10,895today
  • 5beds
  • 5baths
  • 3,443sqft

16311 Veterans Way, Tustin

23475 Los Grandes, Aliso Viejo, CA, 92656 — assumable VA mortgage at 6.95%
VA
Active
25
$765,000$299,644 equity gap
Rate
6.95%
7.32%today
Payment
$3,144/mo
$3,263today
  • 3beds
  • 2baths
  • 1,240sqft

23475 Los Grandes, Aliso Viejo

170 Montara Drive, Aliso Viejo, CA, 92656 — assumable FHA mortgage at 5.92%
FHA
Active
45
$885,900$582,910 equity gap
Rate
5.92%
7.32%today
Payment
$3,235/mo
$3,738today
  • 3beds
  • 3baths
  • 1,476sqft

170 Montara Drive, Aliso Viejo

16235 Dawn Way #204, Tustin, CA, 92782 — assumable VA mortgage at 6.28%
VA
Active
26
$1,395,000$790,655 equity gap
Rate
6.28%
7.32%today
Payment
$3,873/mo
$4,307today
  • 4beds
  • 2baths
  • 2,014sqft

16235 Dawn Way #204, Tustin

300 Cagney Lane #215, Newport Beach, CA, 92663 — assumable FHA mortgage at 7.03%
FHA
Active
32
$495,000Potential short sale
Rate
7.03%
7.32%today
Payment
$3,709/mo
$3,818today
  • 1beds
  • 1baths
  • 465sqft

300 Cagney Lane #215, Newport Beach

23442 Via San Pablo, Aliso Viejo, CA, 92656 — assumable FHA mortgage at 8.099%
FHA
Active
32
$659,900$459,149 equity gap
Rate
8.099%
7.32%today
Payment
$1,689/mo
$1,566today
  • 3beds
  • 2baths
  • 1,240sqft

23442 Via San Pablo, Aliso Viejo

24801 Via San Marco, Aliso Viejo, CA, 92656 — assumable FHA mortgage at 8.099%
FHA
Active
27
$669,900$418,961 equity gap
Rate
8.099%
7.32%today
Payment
$2,111/mo
$1,958today
  • 3beds
  • 2baths
  • 1,240sqft

24801 Via San Marco, Aliso Viejo

23526 Los Adornos, Aliso Viejo, CA, 92656 — assumable VA mortgage
VA
Active
23
$650,000$650,000 equity gap
Rate
—%
7.32%today
Payment
—/mo
  • 3beds
  • 2baths
  • 1,240sqft

23526 Los Adornos, Aliso Viejo

Assuming a mortgage in Newport Coast

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$1,521 /mo
Median cash to assume
$314,214
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

UMe